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Journal : EQIEN - JURNAL EKONOMI DAN BISNIS

PENGARUH CITRA PERUSAHAAN TERHADAP KEPERCAYAAN KONSUMEN DAN DAMPAKNYA PADA KEPUTUSAN PEMBELIAN ONLINE DI MARKETPLACE SHOPEE DI KABUPATEN BIREUEN Muhammad Ferdiananda Chadafi; Kamaruddin Kamaruddin
Eqien - Jurnal Ekonomi dan Bisnis Vol 8 No 2 (2021): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (370.282 KB) | DOI: 10.34308/eqien.v8i2.257

Abstract

Along with the times, technological developments that continue to develop make the rapid dissemination of information entire of society through various media. One of the results is from the field of information technology that has developed through the use of internet technology. The application of internet technology has entered several aspects of life, such as information services, government, education, to trade or business. Before the invention of the internet, humans tended to do various traditional businesses, where buyers and sellers met each other to negotiate and make transactions. The purpose of this research is to see the determination of the company’s image on consumer trust and its impact on online purchasing decisions on marketplace Shopee in Bireuen Regency. Population of this research is all people in Bireuen Regency who shop online on marketplace Shopee. Sample in this research amounted to 130 people. The sampling method using accidental sampling.Data analysis using SEM AMOS program.After regression using Structural Equation Model (SEM).The results showed that the company's image had a significant and positive effect on trust and online purchasing decisions at the marketplace Shopee in Bireuen Regency. Furthermore, trust partially mediates the relationship between company image and purchasing decisions.
GENERAL CRITICISM ASSESSMENT OF ISLAMIC BANKING AND FINANCE Kamaruddin Kamaruddin; Silvana Dwi Novianty; M. Shabri A. Majid; Marliyah Marliyah; Rita Handayani
Eqien - Jurnal Ekonomi dan Bisnis Vol 9 No 1 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (449.139 KB) | DOI: 10.34308/eqien.v9i1.321

Abstract

Islamic banking and finance has shown impressive growth in the world over the past three decades. This achievement has come a long way, most of the financial services having interest-based banking and non-bank financial institutions have provided shari’a system. However, in some financial sectors at national and global levels are still very low in implementing the shari’a system. The main factors behind this phenomenon are the existence of a number of myths and a lot of confusion about Islamic finance theory among the public and intellectuals. So there are also misunderstandings about Islamic banking and criticisms about its theory and practice have been discussed directly or indirectly in various places, both in discussions, writings and even in books on this subject. The system that emerged was subject to a number of myths and harsh criticism, not only by those who did not accept the prohibition of interest but also by "devout" people both lay and learned who visualized the ideal system without giving any weight to the challenges of evolution and the problems of teething and difficulty. Islamic finance concepts and philosophies are based on sound reasons and are accepted by an increasing number of people around the world. What practitioners need to do is create awareness so that it can dispel myths among the public. Regarding the practice of Islamic banking, it is necessary to implement strict internal controls to avoid systemic and operational risks.
FACTORS AFFECTING THE FINANCIAL PERFORMANCE OF ISLAMIC INSURANCE COMPANIES IN INDONESIA USING SURPLUS ON CONTRIBUTION (SOC) Kamaruddin Kamaruddin; Zuhrinal M Nawawi; Andri Soemitra
Eqien - Jurnal Ekonomi dan Bisnis Vol 9 No 1 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (430.034 KB) | DOI: 10.34308/eqien.v9i1.322

Abstract

Sharia-based insurance companies and businesses began to move faster in the last 10 years in Indonesia, along with the development of the sharia finance industry in general, such as sharia banks, sharia cooperatives and others. Since the establishment of this type of sharia insurance company in Indonesia at the end of 1994 with the product Takaful Family Insurance (life insurance). Sharia insurance has begun to be recognized by Muslim and non-Muslim communities to meet the need for insurance services that are increasingly felt by individuals and the business world in Indonesia. Insurance is a financial means in managing household life, both in facing the fundamental risks or in dealing with risks to the assets owned. The healthy impact of business and service companies such as sharia insurance is monitored by its financial performance. Either it is measured by Surplus On Contribution (SOC) or Return on Assets (ROA). This article tried to analyze the factors that affect the financial performance of Islamic Insurance companies in Indonesia, for the last 5 (five) years period, by including several positive and negative factors. The factors that the authors recommended in this analysis were Company size, Leverage, Liquidity, Tangibility, Volume of Capital, and Loss Ratio. The approach model for this analysis used a path model approach (Path Model's) with the assumption that each of the factors involved has a causal relationship with one another. So that the advantage of using this approach was its results will be able to give the direct or indirect effects of each factor on the financial performance to be analyzed.
LITERATURE STUDY ON THE ROLE OF ISLAMIC FINANCIAL INSTITUTIONS IN MSME EMPOWERMENT Kamaruddin Kamaruddin; Andri Soemitra
Eqien - Jurnal Ekonomi dan Bisnis Vol 9 No 1 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.459 KB) | DOI: 10.34308/eqien.v9i1.339

Abstract

The efforts to develop and empower MSMEs (Micro, Small and Medium Enterprises) have always been an important assignment for the government. This is considering that the micro, small and medium business sector has a big role in the national economy. This research methodology was of qualitative research using a literature study approach aimed to answer research. This literature study was conducted by collecting journals and articles according to the theme of the research objectives. Data obtained from journals and articles would be continued to data reduction process by drawing conclusions or verification. The main finding of this research is that the Islamic Microfinance Institution (IMI) is the channel of funds to MSME business actors. Financing growth strengthens the intermediation function of financial institutions. The amount of financing describes the potential of funds that can encourage MSME activity and growth.
THE EFFECT OF MOTIVATION ON THE ENTHUSIASM OF EDUCATORS IN DAYAH TAUTHIATUTH THULLAB ARONGAN, SIMPANG MAMPLAM DISTRICT, BIREUEN REGENCY, ACEH PROVINCE Kamaruddin Kamaruddin; Mujidar Mujidar
Eqien - Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (371.411 KB) | DOI: 10.34308/eqien.v10i2.589

Abstract

This research aimed to determine the effect of motivation on the Enthusiasm of educators in Dayah Tauthiatuth Thullab Arongan, Simpang Mamplam District, Bireuen Aceh Regency. The research method used in this study was correlational research designed to determine the level of relationship between different variables in a research subject. The purpose of this research was to determine how much influence or relationship between independent and dependent variables. The results showed that there was a positive and significant influence between motivation on the Enthusiasm of educators in Dayah Tauthiatuth Thullab Arongan, Simpang Mamplam District, Bireuen Aceh Regency and had a tendency to very good. In addition, the results of the research also showed that there was a positive influence, with a correlation value between X and Y of 64.8%. It was explained by variable X (100% - 23.7% - 76.3%) and by other reasons. In other words, the motivation which has an influence on the spirit of educators was 23.7%. And another factor that can affect the spirit of educators was 76.3%.
ANALISIS DAMPAK LINGKUNGAN KERJA DAN BUDAYA ORGANISASI TERHADAP KEPUASAN KERJA SERTA IMPLIKASINYA PADA KINERJA GURU SD DI KECAMATAN BANDAR BARU KABUPATEN PIDIE JAYA Kamaruddin Kamaruddin; Win Konadi; Sri Hidayati
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1163

Abstract

The study was conducted on a sample of 227 SD Negeri Bandar Baru Pidie Jaya teachers, with the aim of knowing; 1) the partial effect of work environment and organizational culture on teacher job satisfaction, 2) the effect of job satisfaction on teacher performance, and 3). The influence of the work environment and organizational culture through job satisfaction has implications for teacher performance. This research is in the form of a survey using quantitative descriptive methods and associative analysis between variables using a path analysis approach. The results of the study found that; a). There is a direct and indirect influence of work environment factors on teacher job satisfaction of 85.64%, while the influence of school organizational culture factors on teacher job satisfaction is 86.08%. b). there is an effect of job satisfaction on teacher performance, which is 15.76%. c). There are direct and indirect effects of the three factors (variables) studied on performance, namely the influence of the work environment by 28.13%, the influence of teacher job satisfaction factors by 15.76% and the influence of school organizational culture factors by 35.23% on the performance of elementary school teachers. in Bandar Baru District, Pidie Jaya Regency by 64.10%.