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Larangan Riba dan Gharar dalam Perspektif Al-Qur’an dan Maqasid Al-Syariah Sugih Ayu Pratitis; Nawir Yuslem; Akhyar Zen
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 1 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i1.3910

Abstract

Islam sebagai agama yang komprehensif menetapkan prinsip-prinsip muamalah untuk mewujudkan keadilan, transparansi, dan perlindungan terhadap pihak yang rentan dalam aktivitas ekonomi, salah satunya melalui larangan riba dan gharar. Penelitian ini bertujuan menganalisis konsep, dasar normatif, dan implikasi larangan riba dan gharar dalam perspektif Al-Qur'an dan Maqasid Al-Syariah serta relevansinya dalam praktik ekonomi modern. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan studi kepustakaan, melalui penelaahan tafsir Al-Qur'an, hadis, kitab fikih muamalah, karya ulama klasik dan kontemporer, serta literatur ekonomi syariah. Hasil penelitian menunjukkan bahwa riba diharamkan secara mutlak karena mengandung unsur eksploitasi, ketidakadilan, dan perolehan keuntungan tanpa risiko produktif, yang bertentangan dengan prinsip perlindungan harta (hifz al-mal) dan keadilan sosial. Gharar dilarang karena mengandung ketidakpastian dan spekulasi yang merugikan, meskipun gharar ringan (yasir) ditoleransi karena sulit dihindari dan tidak berdampak signifikan terhadap keadilan akad. Dalam konteks ekonomi modern, prinsip larangan riba dan gharar diimplementasikan melalui instrumen keuangan syariah berbasis bagi hasil, juaal beli, dan sewa, serta mitigasi risiko dalam transaksi digital. Dari perspektif maqāṣid al-syarī‘ah larangan riba dan gharar berfungsi menjaga harta, jiwa, akal, dan keadilan sosial, sehingga selaras dengan tujuan syariat dalam mewujudkan kemaslahatan umat secara menyeluruh.
Sosialisasi Penyusunan Naskah Akademik Rancangan Peraturan Daerah Inisiatif DPRD Provinsi Sumatera Utara Tahun 2025 tentang Tanggung Jawab Sosial dan Lingkungan Perusahaan (TJSLP) Mhd. Ansor Lubis; Azwir Agus; Muslim Harahap; Gerald Elisa Munthe; Sugih Ayu Pratitis; Dearma Sinaga; H. Abdul Lawali Hasibuan
JURNAL PENGABDIAN MASYARAKAT AKADEMISI Vol. 4 No. 2 (2026): April : JURNAL PENGABDIAN MASYARAKAT AKADEMISI
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jpma.v4i2.1835

Abstract

Corporate Social and Environmental Responsibility (CSER) plays a strategic role in supporting sustainable development through improving community welfare and environmental protection. However, the implementation of CSER in regional areas still faces several challenges, including the lack of optimal local regulations, weak coordination among stakeholders, and limited understanding among the public and business actors regarding CSER implementation. This community service activity aims to provide socialization regarding the preparation of the Academic Draft for the Regional Regulation Initiative of the Regional House of Representatives (DPRD) of North Sumatra Province in 2025 concerning CSER. The activity was carried out through lectures, interactive discussions, and academic assistance involving local government representatives, academics, business sectors, and the community. The results of the activity indicated an increased understanding among participants regarding the importance of establishing the CSER Regional Regulation Draft, the mechanism for preparing academic manuscripts, and the need for collaboration between the government, companies, and the community in supporting participatory and sustainable regional regulations.
Criminal Law Enforcement Against Perpetrators of the Crime of Flying Hot Air Balloons (Study of Decision Number 114.Pid.B/2022/PN Mjy) Mona Tarisa; Sugih Ayu Pratitis
Rechtsvinding Vol. 4 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/rechtsvinding.1299

Abstract

Hot air balloon flights are considered as dangerous for aviation safety because they can interfere with air traffic and endangered aircraft, particularly when balloon materials risk being drawn into aircraft propellers. The Ministry of Transportation states that unauthorized hot air balloon flights may be subject to Article 411 of Law Number 1 of 2009 on Aviation, which provides for a maximum imprisonment of two years and a fine of up to IDR 500,000,000. This study examines the hot air balloon case decided in Decision Number 114/Pid.B/2022/PN Mjy, involving several defendants. The main legal issue concerns the judges' considerations in applying Article 411, given that the provision does not explicitly mention hot air balloons in its elements. Using normative juridical research based on secondary data and qualitative analysis, the study finds that the judges imposed criminal sanctions on the grounds that the defendants' actions violated Article 411 of the Aviation Law and Ministry of Transportation Regulation Number 40 of 2018. The defendants were sentenced to one month's imprisonment and a fine of IDR 1,000,000 each. However, ideally, criminal sanctions should not have been imposed due to the absence of explicit regulation of hot air balloons in Article 411
Criminal Law Enforcement for Children Who Perpetrated Hit-and-Run Accidents Resulting in Death in Traffic Accidents (Case Study Number 19/Pid.Sus-Anak/2024/PN.Mks) Nugra Ardiansyah; Sugih Ayu Pratitis
Rechtsvinding Vol. 4 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/rechtsvinding.1314

Abstract

A traffic accident is a sudden and unintentional incident on the road, involving a motorized vehicle and other road users, and causing human casualties and property damage. This study aims to analyze the enforcement of criminal law against children as perpetrators of hit-and-run accidents that result in death in traffic accidents. The research method used is a normative juridical approach with qualitative data analysis. The results show that the handling of children who commit hit-and-run crimes in Indonesia is regulated by Law Number 11 of 2012 concerning the Juvenile Criminal Justice System, which emphasizes the principles of restorative justice, diversion, and the protection of children's rights. The role of parents, law enforcement officers, and the government is very important in prevention and response efforts. In practice, judges tend not to impose detention sentences to prevent children from being imprisoned.
Disclosure of Bank Product Information and the Principle of Bank Secrecy: A Legal Analysis of Customer Protection in Indonesia Alvin Hamzah Nasution; Sugih Ayu Pratitis
Rechtsvinding Vol. 4 No. 2 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/rechtsvinding.1983

Abstract

This study examines the legal issues between the obligation to transparency in banking products and the protection of customer confidentiality in the Indonesian legal system. Information disclosure is necessary to guarantee consumers' rights to obtain adequate explanations regarding the benefits, costs, and risks of bank products, while bank confidentiality serves to maintain the security of customer data. Using a normative juridical method through statutory, conceptual, and case approaches, this study is analyzed using the theories of justice, legal certainty, and consumer protection. The results of the study indicate that regulations regarding transparency in banking products are available in the Banking Law and OJK regulations, but their implementation has not fully placed customers on an equal footing with banks. The main obstacles lie in differences in public understanding and the lack of uniform standards for conveying product information. Therefore, regulatory harmonization, strengthening of market behavior supervision by the OJK, and the development of simpler information standards are needed to improve customer protection and public trust in the banking sector.