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PERAN FINANSIAL TEKNOLOGI TERHADAP DAYA SAING UMKM DI KOTA PANGKALPINANG SELAMA MASA PANDEMI COVID 19 Nanang Wahyudi; Darus Altin1; Vebstasvili
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 6 No. 1 (2023): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

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Abstract

This study  aims to analyze the competitiveness of the role of Financial Technology (Fintech) in MSMEs in Pangkalpinang City.  This study used qualitative descriptive studies and  Importance Performance Analysis analysis.  The data collection method is carried out by document analysis and interviews. The results showed that Financial Technology helps MSME players in efficiency and effectiveness in the payment system, but in digital banking and digital insurance has not yet been implemented optimally.
Literatur Review: Pengaruh Pendapatan Daerah Terhadap Kinerja dan Kemandirian Keuangan Daerah Abdul Rahman; Darus Altin
Jurnal Ekonomi dan Bisnis Dharma Andalas Vol 25 No 1 (2023): Jurnal Ekonomi dan Bisnis Dharma Andalas
Publisher : Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebd.v25i1.655

Abstract

The purpose of this study was to determine the effect of regional income (PAD, transfer funds, and other legal regional income) on regional financial performance and regional financial independence. This research uses the type of research with the Literature Review method, taking 30 articles from nationally accredited journals through Google Scholar. The results of the study concluded that PAD simultaneously has a positive and significant effect on regional financial performance and on regional financial independence, but partially its effect on regional financial performance and financial independence is influenced by the elements studied. Transfer funds simultaneously have a significant negative effect on financial performance and on regional financial independence, as well as partially the effect on financial performance and regional financial independence is influenced by the elements studied. There are no researchers who make Other Legitimate Regional Revenues as research variables in the selected articles, so the effect on financial performance and on regional financial independence cannot be concluded. ABSTRAK Tujuan penelitian ini adalah untuk mengetahui pengaruh Pendapatan Daerah (PAD, Dana Transfer, dan Lain-lain Pendapatan Daerah yang Sah) terhadap kinerja keuangan daerah dan kemandirian keuangan daerah. Penelitian ini menggunakan jenis penelitian dengan metode Literatur Reviu, mengambil 30 artikel dari jurnal terakreditasi nasional melalui Google Scholar. Hasil penelitian menyimpulkan bahwa PAD secara simultan berpengaruh positif dan signifikan terhadap kinerja keuangan daerah maupun terhadap kemandirian keuangan daerah, namun secara parsial pengaruhnya terhadap kinerja keuangan dan kemandirian keuangan daerah dipengaruhi oleh elemen yang diteliti. Dana transfer secara simultan berpengaruh negatif signifikan terhadap kinerja keuangan maupun terhadap kemandirian keuangan daerah, demikian juga secara parsial pengaruhnya terhadap kinerja keuangan dan kemandirian keuangan daerah dipengaruhi oleh elemen yang diteliti. Tidak adanya peneliti yang menjadikan Lain-lain Pendapatan Daerah yang Sah sebagai variabel penelitian pada artikel yang dipilih maka pengaruhnya terhadap kinerja keuangan maupun terhadap kemandirian keuangan daerah tidak dapat disimpulkan.
META REVIU: DIVERSITAS TOP MANAGEMENT TEAM TERHADAP KINERJA PERUSAHAAN Darus Altin; Suhardi Suhardi
JEM Jurnal Ekonomi dan Manajemen Vol 7 No 2 (2021): JEM JURNAL EKONOMI DAN MANAJEMEN
Publisher : LPPM STIE PERTIBA Pangkalpinang

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Abstract

The purpose of this literature review is to provide future research opportunities on the diversity of top management teams from the literature of leading management journals, especially in the field of finance and corporate governance from 2015-2018. Two literature review articles previously conducted by Kagzi & Guha, 2018 and Roberson et.al., 2017, became the initial basis for conducting this review literature review. The literature review framework contains the background of the literature review, literature review methodology, and future research opportunities.
Pembinaan Pelatihan Pembukuan Sederhana Dan Pemasaran Secara Digital Sesuai Pasal 1 Angka 26 UU KUP Pada UMKM Di Kabupaten Belitung Dini Oktariani; Tsulis Amiruddin Zahri; Darus Altin; Dony Yanuar
Indonesian Journal of Dedication and Educations Vol. 1 No. 2 (2022): Volume 1 Nomor 2 Tahun 2022
Publisher : Universita Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijde.v1i2.7

Abstract

Micro, Small and Medium Enterprises (MSME) is aneconomic sector that has a large enough role in the nationaleconomy. The development of the number of SMEs from year toyear is increasing. The development of MSME in BelitungRegency has only been seen from the increasing number ofMSMEs, but financially only a few MSMEs have experienceddevelopment. One of the problems that often occurs by MSMEbusiness actors is about financial management for MSME in Kab.Belitung. The benefits of simple bookkeeping for MSME actorsare in terms of administration and ease of work for MSME actors.The reasons MSMEs do not use simple bookkeeping are, amongothers, considered something difficult and unimportant. SomeMSME actors said that without simple bookkeeping theirbusiness would still run smoothly. The target of this specialprogram is education through socialization about the mentoringprogram offered in the form of simple bookkeeping training forMSMEs. The bookkeeping taught is simple bookkeeping that isadapted to Article 1 number 26 of the KUP Law on conditions inMSME, but does not deviate from existing standards andregulations. This assistance is intended for MSMEs in BelitungRegency
PENGUATAN UMKM SIAP EKSPOR DI PROVINSI KEPULAUAN BANGKA BELITUNG Reniati Reniati; Nizwan Zukhri; Hamsani Hamsani; Darus Altin
Jurnal Abdi Insani Vol 10 No 4 (2023): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v10i4.1261

Abstract

The government is targeting the contribution of Micro, Small and Medium Enterprises (MSME) products to export commodities to reach 21.6 percent by 2024. The solutions and achievement targets to be achieved in this activity are first, observations are made on 11 MSMEs that are ready to export. Second, provide training related to increasing MSME export competency and third, provide the opportunity to take part in Export Assessments. The Export Ready MSME Strengthening Program is carried out in collaboration with the Bangka Belitung Islands Province Cooperative and MSME Service. This aim is to provide information to MSMEs about existing export opportunities, to improve participants' English language skills, to introduce digital technology, especially in digital marketing and the use of advertising videos. After the activities are carried out, training participants are expected to have better English language skills and be able to communicate confidently in an international business environment. By applying digital technology and digital marketing, it is hoped that MSMEs can expand market reach and increase product promotion through attractive advertising videos. The ability to utilize artificial intelligence technology in copywriting is also expected to provide a competitive advantage for MSMEs in creating more persuasive and interesting marketing content. This training will encourage MSMEs to prepare comprehensive business proposals and successfully obtain financial support to develop their business. By achieving these results, it is hoped that MSMEs in the Bangka Belitung Islands can be upgraded to become quality, resilient, export-oriented businesses and make a sustainable contribution to the local economy and community welfare. By holding MSME Week 2023 which focuses on the theme "Sustainable Contribution of Indonesian Youth and Women," it is hoped that Micro, Small and Medium Enterprises (MSMEs) on Bangka Island will achieve the expected results.
Eksplorasi-Karakterisasi Morfologi Kopi Robusta Lokal di Pulau Bangka Zasari, Maera; Kartika, Kartika; Altin, Darus
Agrikultura Vol 34, No 2 (2023): Agustus, 2023
Publisher : Fakultas Pertanian Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/agrikultura.v34i2.43179

Abstract

Genetik tanaman merupakan faktor yang memengaruhi keberhasilan pengembangan tanaman kopi.  Eksplorasi-karakterisasi akan mempermudah penyediaan materi genetik untuk pengembangan kopi robusta lokal di Bangka. Karakterisasi berguna mendapatkan ciri atau karakter morfologi dari aksesi, klon, dan/atau varietas untuk menentukan tingkat keragaman sifat kualitatif maupun kuantitatif. Eksplorasi dan karakterisasi morfologi ditujukan untuk identifikasi keragaman kopi lokal Bangka sebagai upaya meningkatkan efisiensi pemanfaatan materi genetik lokal. Penelitian dilakukan menggunakan metode eksplorasi dengan pengambilan sampel secara langsung dan sengaja (purposive sampling) terhadap tiga tanaman kopi yang sehat dan vigour pada tiap-tiap kebun petani. Eksplorasi untuk memperoleh passport tanaman kopi terdiri dari nomor aksesi, nama aksesi, lokasi asal, nama pemilik, umur tanaman dan luas lahan. Sementara itu, karakterisasi untuk memperoleh identitas karakter morfologi bersifat kualitatif dan kuantitatif dari daun, bunga, buah, dan biji mengacu pada “Descriptors for Coffee (Coffea spp. and Psilanthus spp.)” by the International Plant Genetic Resources Institute. Hasil eksplorasi-karakterisasi mendapatkan sepuluh aksesi kopi robusta lokal Bangka, yaitu aksesi Melabun, Lampur, Munggu, Celuak, Puput, C1, Pading, Petaling Banjar, Mengkubung, dan Paku. Karakter morfologi sepuluh aksesi kopi robusta lokal Bangka tersebut cukup beragam. Karakter morfologi kuantitatif sepuluh aksesi kopi robusta lokal di Bangka memiliki variabilitas genetik dan fenotipe yang sempit. Cluster kopi robusta lokal Bangka terbagi dalam dua grup utama, yaitu Grup I terdiri atas aksesi Melabun, C1, Pading, dan Mengkubung, sementara Grup II terdiri atas aksesi Lampur, Munggu, Petaling Banjar, Paku, Celuak, dan Puput.
488 Pengaruh Electronic Word Of Mouth (E-Wom) Dan Viral Marketing Terhadap Minat Beli Konsumen Pawon Steak Pangkalpinang Wulandari, Elisa; Sumar; Altin, Darus
Cebong Journal Vol. 3 No. 1 (2023): Nov: Green dan Blue Economy
Publisher : IHSA Institute

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Abstract

This study aims to identify and analyze studies on EWOM (Electronic Word Of Mouth), Viral Marketing, and buying interest, This research method uses descriptive research. The method used is quantitative method. The number of samples in this study were 96 respondents using a simple random sampling technique. The analysis model used is multiple linear regression analysis. This result showed that the Pawon Steak Pangkalpinang was in the good category. The results of multiple regression analysis testing showed positive result for all existing variables. While the t test and f test show that the EWOM (Electronic Word Of Mouth) and Viral Marketing variables have a positive and significant effect on buying interest in Pawon Steak Pangkalpinang
Peningkatan Daya Saing UMKM melalui Financial Technology dan Digital Marketing Altin, Darus; Wahyudin, Nanang
Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v14i2.6608

Abstract

The research purpose is to produce a model for increasing the competitiveness of micro, small and medium enterprises (MSMEs) through financial technology and digital marketing in Pangkalpinang City. 60 SMEs were selected as a sample using accidental sampling. Data was collected through observation and interview methods. Data analysis used a mixed method which is a combination of qualitative and quantitative methods, including validity and reliability tests, descriptive analysis, qualitative data analysis, and important performance analysis (IPA). The results show that the performance of MSMEs in implementing financial technology and digital marketing has met expectations, so that MSMEs can improve their service quality dimensions. This research is expected to contribute ideas to Pangkalpinang City government regulations in increasing the competitiveness of MSMEs in the current and future Covid-19 pandemic era.
Herding Behavior in The Asean Stock Market During The Covid-19 Pandemic Rahmayanti, Dewi; Santi, Fitri; Altin, Darus; Ridwan, Muhammad Qomaruddin; Wan Mohd Nazdrol
Riset Akuntansi dan Keuangan Indonesia Vol. 8 No. 3 (2023): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v8i3.2691

Abstract

This study aims to detect indications of herding behavior that occurred in the ASEAN capital market throughout the COVID-19 pandemic. The research spanned from December 31, 2019, to June 30, 2021, encompassing the duration of the COVID-19 pandemic. This research used panel regression and rolling window regression methods on the dependent variable of Cross-Sectional Absolute Deviation (CSAD) to detect indications of herding behavior. This research also employed daily stock return data for all companies on several stock exchanges in five ASEAN countries. The panel regression model was then utilized in the analysis. The panel regression results demonstrated the absence of herding behavior on the stock exchanges in ASEAN. This was evident as the Rm2 coefficient consistently revealed a significant positive sign throughout the entire observation period. However, upon rechecking through rolling window regression, it was uncovered that, at some times, herding did occur on the ASEAN stock exchange during the COVID-19 pandemic. Furthermore, the government’s policy response by limiting short selling could reduce herding on the stock market. Simultaneously, the government’s policy response to the COVID-19 epidemic, proxied by the Stringency Index, apparently heightened investor anxiety and promoted herding behavior. Lastly, the heightened levels of anxiety and volatility experienced during the pandemic (variable IVI) led to a rise in herd behavior among the stock markets of ASEAN countries.
Analysis of Factors Affecting Original Local Government Revenue (PAD) in Central Bangka Regency Altin, Darus; Yusnita, Maya; Wulandari, Ayu
International Journal of Economics, Business, and Entrepreneurship Vol 4 No 1 (2021): IJEBE January - June 2021
Publisher : FEB - Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/ijebe.v4i1.232

Abstract

The purpose of this study is to determine the potential of Original Local Government Revenue (PAD), the factors that influence PAD and the problems and obstacles faced by the Central Bangka Regency Government in increasing PAD. The analysis technique uses descriptive analysis and multiple regression. The findings in this study show population, GRDP and inflation positive and significant effect on the PAD of Central Bangka Regency.The income of an area can be obtained from population activities in the economy which have an impact on increasing PAD. The biggest contribution to GRDP Central Bangka Regency in 2021 from the Agriculture, Forestry and Fisheries Sector; Wholesale and Retail Trade Sector; Car and Motorcycle Repair; and the Mining and Excavation Sector which is expected in the future to become a leading sector in increasing PAD.