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All Journal Jurnal Bisnis dan Manajemen Jurnal Bisnis dan Manajemen Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Journal of Indonesian Tourism, Hospitality and Recreation Jurnal Ekonomi Manajemen Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia Jurnal Pengabdian Masyarakat Indonesia Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi Journal of Research in Social Science and Humanities Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Cakrawala: Jurnal Pendidikan Jurnal Multidisiplin Madani (MUDIMA) International Journal Corner of Educational Research (IJCER) Mamangan Social Science Journal ISCO Social Science Research Journal
Allicia Deana Santosa
Universitas Siliwangi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Financial Literacy as an Educational Competency for Creative Economy MSMEs Sartika, Sri Hardianti; Srigustini, Astri; Santosa, Allicia Deana; Kurniawan, Kurniawan; Fauziyah, Azizah
International Journal Corner of Educational Research Vol. 4 No. 2 (2025): November 2025
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/ijcer.v4i2.704

Abstract

Financial literacy is a crucial competency for micro, small, and medium enterprises (MSMEs), particularly within the creative economy sector. This article aims to analyze the factors influencing financial literacy among MSME actors in West Java and discuss their implications for education and training. Using a quantitative approach, data were collected from 309 MSME operators in the culinary, fashion, and craft subsectors. The findings indicate that financial knowledge, understanding of financial concepts, personal financial management skills, and adaptive financial decision-making significantly and positively influence financial literacy. These results confirm that financial literacy is a multidimensional competency that should be strengthened through formal education, entrepreneurship training, and community empowerment programs. Integrating financial literacy education into entrepreneurship curricula and MSME training programs can support business sustainability and economic independence.
Co-Authors Adhitya Rahmat Taufiq Agis Andriani Ali, Muhammad Rivaldo Alversia, Yeshika Aquinaldo Sistanto Putra Astri Srigustini Azizah Fauziyah Bintari, Vivi Indah Cahyaningtyas, Indyra Dwi Dedeh Sri Sudaryanti Deden Mulyana Dedi Rudiana Deny Hidayat Edy Suroso Edy Suroso, Edy Hamzah, Risna Amalia Hendratawan, Febrialdy Iis Surgawati Indyra Dwi Cahyaningtyas Kartawan Kurniawan Kurniawan Lestari, Asiah Lucky Radi Rinandiyana Mandasari, Andina Eka Mohammad Soleh Soeaidy Muhammad Aliyuddin Munawar, Andri Helmi Novi Mela Yuliani Prabowo, Faizal Haris Eko Rahayuningrat, Prahita Sri Sri Rahmawati, Mira Risna Amalia Hamzah Robi Awaluddin San Marino, Wilman Sani, Ageng Asmara Sartika, Sri Hardiant Sistanto Putra, Aquinaldo Sri Hardianti Sartika Sri Hardianti Sartika, Sri Hardianti Sugiarti, Rubi’ah Surgawati, Iis Taufik, Nuryanti