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All Journal Prosiding Semnastek Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Studia Economica: Jurnal Ekonomi Islam Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI Jurnal Riset Pendidikan Ekonomi Journal of Economic, Bussines and Accounting (COSTING) SENTRALISASI Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Owner : Riset dan Jurnal Akuntansi Jurnal Hukum Ekonomi Syariah NISBAH: JURNAL PERBANKAN SYARIAH Journal of Humanities and Social Studies Syarikat : Jurnal Rumpun Ekonomi Syariah (JRAMB) Jurnal Riset Akuntansi Mercu Buana Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Review Pendidikan dan Pengajaran (JRPP) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Management and Business Innovations Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Journal Economy And Currency Study (JECS) Ilomata International Journal of Management Al Mashaadir : Jurnal Ilmu Syariah Indonesian Journal of Islamic Economics and Business El-Mujtama: Jurnal Pengabdian Masyarakat Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Jurnal Iqtisaduna Jurnal Multidisiplin Madani (MUDIMA) International Journal of Humanities Education and Social Sciences Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Islamiconomic: Jurnal Ekonomi Islam Jurnal SALMAN : Sosial dan Manajemen MES Management Journal Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Mumtaz : Jurnal Ekonomi dan Bisnis Islam J-EBI Jurnal Ekonomi dan Bisnis Islam Media Ekonomi International Journal of Economics (IJEC) Journal of Innovation and Sustainable Empowerment Indonesian Journal of Islamic Economics and Finance Al-Hiwalah : Journal Syariah Economic Law Madani: Multidisciplinary Scientific Journal Paradoks : Jurnal Ilmu Ekonomi Jurnal Akuntansi Manado (JAIM) JAKBS Journal of Islamic Economics and Finance Jurnal REP (Riset Ekonomi Pembangunan) Promotor: Jurnal Mahasiswa Kesehatan Masyarakat JAT (Journal of Accounting and Tax) Student Research Journal Jurnal Ilmiah Ekonomi dan Manajemen IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Neraca Manajemen, Akuntansi, dan Ekonomi Cantaka: Jurnal Ilmu Ekonomi dan Manajemen Majapahit Journal of Islamic Finance dan Management International Conference on Islamic Economic Jurnal Akuntansi dan Keuangan Islam (JAKIs) Majapahit Journal of Islamic Finance dan Management Ghaly: Journal of Islamic Economic Law Al-Istimrar: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Danadyaksa: Post Modern Economy Journal Proceeding International Conference on Islamic Economics Community Services Edumaspul: Jurnal Pendidikan Urwatul Wutsqo : Jurnal Studi Kependidikan dan Keislaman Academia Open Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Edueksos: Journal Pendidikan Sosial dan Ekonomi
Tuti Anggraini
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Strategic Efforts to Enhance the Mudharabah Financing Portfolio at PT Bank Sumut Syariah Medan through the Analytic Network Process (ANP) Approach Ririn Anjani Rangkuti; Yenni Samri Juliati Nasution; Tuti Anggraini
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7901

Abstract

Islamic banking in Indonesia has experienced rapid growth in recent years, in line with the increasing public awareness of fair and sustainable Islamic economic principles. The mudharabah contract, as one of the core profit-sharing products in Islamic banking, holds significant potential in supporting real sector financing, particularly for MSMEs. However, data from PT Bank Sumut Syariah for the 2019-2023 period indicates a declining trend in the proportion of mudharabah financing, reflecting strategic challenges such as moral hazard risks, information asymmetry, and the bank’s preference for lower-risk contracts like murabahah. This study aims to formulate strategies to enhance the mudharabah financing portfolio at PT Bank Sumut Syariah in Medan using the Analytic Network Process (ANP) method. Data were collected through in-depth interviews with experts, regulators, and practitioners involved in mudharabah financing. The findings reveal that the factors contributing to the fluctuation and relatively low share of mudharabah financing compared to other contracts are divided into two main aspects: internal and external. To address these challenges, one effective solution is to provide training for MSME actors to improve their skills and capabilities. The top priority strategies include: maximizing the implementation of mudharabah, strengthening the capital portfolio, accurate market segmentation, establishing a risk guarantee institution, conducting education and outreach programs, and fostering partnerships with external mentoring organizations.
Students Perceptions in Choosing the Sharia Banking Major in Relation to Future Career Prospects (Case Study on Sharia Banking Students at UINSU) Annisa Aulia Azzahra; Tuti Anggraini; Ahmad Perdana Indra
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8639

Abstract

Student perception plays a vital role in shaping attitudes, interests, and decisions, particularly in choosing a major and planning a career. Each individual has different perceptions depending on background, expectations, and information received. This study aims to explore the perceptions of final-year and new students in choosing the Sharia Banking major with regard to career prospects. Many students still believe that graduates can only work in banks, although opportunities are more diverse. The research method applied is qualitative, using open-ended questionnaires distributed to 100 respondents, consisting of 50 new and 50 final-year students. The findings show that final-year students possess a broader understanding due to academic and internship experiences, while new students tend to have limited views. Factors influencing perceptions include experience, knowledge, and environment. The study suggests the need for early career prospect socialization, stronger collaboration between universities and industry, and students’ active efforts in seeking information and developing skills.
The Effect of Enduring Service Intensifiers, Perceived Service Alternatives, and Self-Perceived Roles on the Level of Customer Satisfaction Using the Importance Performance Analysis Method (Case Study of Bank Sumut Syariah KC. Medan) Herlina Herlina; Tuti Anggraini; Muhammad Syukri Albani Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8769

Abstract

This study aims to determine the relationship and influence of Enduring Service Intensifiers, Perceived Service Alternatives, Self-Perceived Roles on the Level of Consumer Satisfaction using the importance performance analysis method (case study of Bank Sumut Syariah Kc. Medan). The type of research used in this study is quantitative research. The object of this research was conducted at Bank Sumut Syariah branch office Jl Imam Bonjol Medan. The population used in this study were Bank Sumut Syariah customers who saved at the bank in the first quarter of 2023, as many as 2,340 people. The sample in this study was 96 people. Data collection techniques used multiple linear analysis with the help of the SPSS program version 23.0. Based on the results of the partial hypothesis test (t-test), it shows that the variables Enduring Service Intensifiers, Perceived Service Alternatives, Self Perceives Roles have a significance value of <0.05, which means that the variables Enduring Service Intensifiers, Perceived Service Alternatives, Self Perceives Roles have a positive and significant influence on increasing consumer satisfaction, so that the hypothesis in this study is accepted.
Pengaruh Personal Branding Sumber Daya Insani Perbankan Syariah Terhadap Digitalisasi Banking di Era Industri 4.0 Zhara Hafizha; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7942

Abstract

Abstract This study aims to determine the relationship between personal branding of banking human resources and digitalization of banking in the era of the industrial revolution 4.0 at BSI KCP Perbaungan. Due to this era of digitalization, digital banking emerged which had an impact on reducing employees. Because this phenomenon will increase the market for high labor competition, this will support increasing personal branding to survive in today's digital era. The sample in this study was 30 people, including the saturated sample because the entire population was used as the sample. The analysis used is simple regression analysis. The results of the study show that there is a relationship between variables. Personal branding variables have an effect of 31.1% on Banking Digitalization. The remaining 68.9% is caused by other variables outside the variables not involved in this study. Based on the regression calculation, the tcount value for the personal branding variable is 3,557. this value is greater than the ttable value of 2.048. Because tcount > ttable, it can be concluded that there is a significant relationship between Personal branding and Digitalization banking at BSI Kcp Perbaungan. So by testing the hypothesis then H1 is accepted and H0 is rejected. Where it can be interpreted that there is an influence between the personal branding variable (X) on digitalization of banking at Bank BSI Kcp Perbaungan (Y).
Analisis Persepsi Modal, Prosedur Pinjaman, Jaminan, dan Tingkat Margin Dalam Pengajuan Pembiayaan UMKM di Bank Syariah Indonesia KCP. Tanjungbalai Khoirun Niswah; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7943

Abstract

The purpose of this study is to determine whether there are differences in perceptions between customers who apply for financing at Bank Syariah Indonesia Kcp Tanjungbalai. The variables used in this study are: Age, Type of Business, Operating Income, and Education and are based on four aspects, namely Capital Aspects, Financing Procedure Aspects, Guarantee Aspects and Margin Level Aspects. This type of research uses a quantitative approach and uses the analysis of the Kruskall Wallis Test. The population in this study was all MSME actors who became customers at Bank Syariah Indonesia Kcp Tanjungbalai with a total sample taken of 30 people using Purposive Sampling. The results of this study show that there are differences in perceptions between customers in applying for MSME financing at BSI Kcp Tanjungbalai. Namely from the factor of the type of business, and the level of age. Meanwhile, the education factor and the business income factor showed different results where there was no difference in perception in applying for MSME financing at BSI Kcp Tanjungbalai.
Pengaruh Kemudahan Akses Pembiyaan, Sosialisasi Produk Dan Literasi Nasabah Terhadap Eksistensi Bank Syariah Indonesia (BSI) di Pedesaan Aydiny Ummy Nurhalim Harahap; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8347

Abstract

This study aims to determine the effect of ease of access to financing, product socialization and customer literacy on the existence of Indonesian Islamic Banks (BSI) in rural areas. This research was conducted in the village of Wonosari, Tanjung Morawa, Deli Serdang. This research is a type of quantitative research using primary data. The sampling technique in this study was to use a saturated sample so that the number of samples in this study was 99 respondents from the total population. The data analysis technique in this study used the SPSS statistical tool. The results of this study indicate that ease of access, product socialization and customer literacy have a positive and significant effect on the existence of a bank. This is shown from the results of the tests carried out. From the research results it is also known that the coefficient of determination is 0.741. This means that 74.1% of bank existence is influenced by ease of access, product socialization and customer literacy, while the remaining 25.9% of bank existence is influenced by other variables not examined in this study.
Pengaruh Tingkat Pengetahuan, Kualitas Layanan, Sosialisasi Produk Dan Literasi Nasabah Terhadap Eksistensi Bank Syariah Indonesia (BSI) di Tapanuli Tengah Sri Wulandari Bugis; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8509

Abstract

This study aims to determine the effect of Knowledge Level, Service Quality, Product Socialization and Customer Literacy Level both partially and simultaneously on the Existence of Bank Syariah Indonesia (BSI) in Central Tapanuli. This research is a type of quantitative research with a causal associative approach. The population in this study is the Muslim community that uses Islamic banking products in Central Tapanuli. The research sample is 100 people using purposive sampling method. The data collection technique used was a questionnaire. The data analysis technique used is multiple linear regression analysis. The results showed that the level of knowledge, service quality, product socialization and customer literacy level had a positive and significant effect on the existence of Bank Syariah Indonesia (BSI) in Central Tapanuli either partially or simultaneously.
Comparative Study: Effectiveness of Marketing Campaigns in Traditional and Modern Retail Wardatul Umayya Gea; Tuti Anggraini; Atika Atika
Urwatul Wutsqo: Jurnal Studi Kependidikan dan Keislaman Vol. 14 No. 3 (2025): Sociocultural Islamic Education
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian Masyarakat (LP3M) IAI Al Urwatul Wutsqo - Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54437/urwatulwutsqo.v14i3.2587

Abstract

Digital transformation has changed consumer behavior in interacting and transacting with products and services, including in the retail sector. Consumers now tend to actively seek information and make purchases through digital platforms, encouraging modern retailers to adapt by utilizing social media, customer applications, and data-driven promotions. In contrast, traditional retailers still rely on conventional promotions and social proximity. This study aims to compare the effectiveness of marketing campaigns between traditional and modern retailers in Medan City. The method used was a qualitative comparative study approach. Data were collected through interviews, observations, and documentation, then analyzed using the SWOT technique with the IFAS and EFAS matrices. The results show that modern retailers are more effective in marketing campaigns because they are able to reach a wider market, customize promotions personally, and measure results in real time. Meanwhile, traditional retailers have advantages in customer loyalty and emotional connections, but have not yet optimally utilized technology. This study emphasizes the importance of traditional retailers to gradually integrate digital technology without abandoning the power of personal interactions, while modern retailers need to continue strengthening data-driven strategies to remain competitive.
Al-‘Urf dan Al-‘Adah: Relevansi dan Tantangannya dalam Pembentukan Hukum Ekonomi Islam Ian ian Alfian; Nurhayati Nurhayati; Tuti Anggraini; Ahmad Riyansyah
Jurnal Hukum Ekonomi Syariah Vol. 8 No. 2 (2024): Desember 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v8i2.16326

Abstract

This research discusses the relevance and challenges of al-‘Urf and al-‘Adah in the context of rapid fintech development and globalization. Al-‘Urf, the commonly accepted customs within society, and al-‘Adah, local traditional practices, serve as secondary sources of law in Islam that provide flexibility in adapting Sharia law to social and economic changes. The advancement of technology and globalization has created new dynamics in economic practices that do not always align with classical Islamic law. Challenges such as cashless transactions, peer-to-peer lending, and digital investments often require new assessments through the principles of al-‘Urf and al-‘Adah to remain by Sharia. This research uses a qualitative approach through interviews and literature studies to identify the relevance, challenges, and solutions for applying al-‘Urf and al-‘Adah in the digital context. The research findings indicate cross-sector collaboration between scholars, academics, and business practitioners is necessary to establish adaptive Sharia standards. By recognizing new practices that do not contradict Islamic principles, al-‘Urf and al-‘Adah have the potential to strengthen justice and ethics in fintech transactions, as well as support the sustainability of the sharia economy in the global era.
Implementation of PSAK 112 Improves Productive Waqf Management: Penerapan PSAK 112 Meningkatkan Pengelolaan Wakaf Produktif Mhd. Farhan Mukti; Yenni Samri Juliati Nasution; Tuti Anggraini
Academia Open Vol. 10 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.10.2025.11601

Abstract

General Background: Waqf, a cornerstone of Islamic social finance, holds immense economic potential yet remains underutilized in many urban settings. Specific Background: In Medan City, the low realization of waqf collection and asset utilization highlights a lack of transparency and accountability in waqf management. Knowledge Gap: While PSAK 112 was introduced to improve waqf financial reporting, few quantitative studies have examined its practical impact, particularly in large metropolitan areas. Aim: This study investigates the effect of PSAK 112 implementation on the development of productive waqf in Medan. Results: Using a quantitative approach and linear regression on data from 30 nazhir institutions, the results show a significant positive relationship (t = 9.792, p < 0.000; R² = 0.904) between PSAK 112 implementation and productive waqf growth. Novelty: Unlike previous research focused on theoretical frameworks or regional case studies, this study provides empirical evidence from a major city with complex waqf dynamics. Implications: These findings underscore the critical role of standardized financial reporting in enhancing nazhir accountability, increasing public trust, and optimizing waqf assets. The study offers strategic recommendations for regulators and waqf authorities to support broader adoption of PSAK 112 for national waqf development.Highlight : PSAK 112 significantly boosts the development of productive waqf in Medan, explaining 90.4% of its growth variation. Transparent financial reporting enhances stakeholder trust and strengthens nazhir accountability. Implementation of PSAK 112 supports Islamic accounting theory and improves waqf governance effectiveness. Keywords : PSAK 112, Productive Waqf, Waqf Accounting, Nazir Accountability, Financial Transparency
Co-Authors Abdul Kholid Azhari Ade Khadijatul Z. HRP Ade Sakila Ade Syafitri Ade Syafitri Afrila Ayunda Ahmad Firdaus Lingga Ahmad Muhajir Ahmad Perdana Indra Ahmad Perdana Indra Ahmad Riyansyah Ahmad Sabili Yuhda Aida Fitri Nasution Aida Sulam Tambak Ajizah Syahfitri Siregar Alfathul Hisabi Alif Lailasari Saragih Alya Nabila Junaidi Ammy, Baihaqi Ananda Dwi Cahya Andri Soemitra Angga Syahputra Annisa Aulia Azzahra Annisa Ayu Kusuma Annisa Karimah Karimah Annisa Putri Siregar Annisa Zuhra Anriza Witi Nasution Anton Anton Aqwa Naser Daulay Ardi Prayetno Arnida Wahyuni Lubis Asmiwarti Asmiwarti Asmuni Asmuni Asmuni Asmuni Asmuni Asmuni Asmuni Asmuni Atika Atika Atika Atika Pratiwi Audia Adinda Syafrani Aura Azzahra Aydiny Ummy Nurhalim Harahap Ayu Sundari Ayu Wulandari S Tanjung Bunga Syafira Dalimunthe Burhan Hanafi Cantika Florentina Br Bangun Catur Aldiansyah Claudio Ramadona Dani Iskandar Darwin Multa Nasution Dimas Akbar Nugroho Dinda Anisa Dinda Rahayu Dini Syara Sagala Dyah Asti Ningruma Erwin Fitra Jauhari Fadhila Audi Ubay fathia zuhra Fathia Zuhra Nasution Fatwa Nasya Al Hadi Fitri Fitriani Fitriani Fitriani Lestari Frida Yanti Sirait Gymnasti Febriani Handoko, Dodi Okri Hasnia Ananda Harahap Hendra Harmain Herlina Herlina Hilman Fauzi Harahap Ian Alfian Icarestika Waluyani Imsar Imsar Indra Prawira Intan Fitri Panisa Harahap Intan Juwita Damanik Irgi Iqbal Isna Maulida Jannah, Nurul Juliana Nasution Kennadem Kurnia Putri Khoirun Niswah Kusmilawaty Kusmilawaty Laylan Syafina Lisa Raihanatul Husna Lufriansyah, Lufriansyah M. Ikhsan Harahap M. Yasir Salim Pardede M. Yoga Pratama Harahap Maisyaroh, Elvira Marliyah Marliyah Marliyah Masleni Nasution Mawaddah Irham Maya Oktavia Dalimunthe Mhd. Farhan Mukti Muhammad Aldi Pratama Muhammad Arif Muhammad Aulia Fajri Muhammad Fikri Adrian Muhammad Hafizhan Fakhri Muhammad Lathief Ilhamy Nasution Muhammad Lathief Ilhamy Nst Muhammad Latief Ilhamy Nasution Muhammad Reza Iriawan Muhammad Rhenz Nanda Muhammad Riduan Muhammad Rizky Lubis Muhammad Syahbudi Muhammad Syawal Karo Muhammad Syukri Albani Nasution Mustapa  Khamal  Rokan Mutia Salwa Hutauruk Nabilla Amalia Nasution Nailul Muna Nanda Sholehah Nanda, Muhammad Rhenz Nasution, Muhammad Irwan Padli Natasya Olivia Ningrum Nazla Khairina Noveria Fradila Noveria Fradila Nur Atika Shofia Herman Nur Fadillah Hayati Nur Maghfirah Nurbaiti Nurbaiti Nurhayati Nurhayati Nuri Aslami Nurma Hasanah Nurselina Nasution Nurul Annisa Nurul Inayah Nurul Inayah Nurul Inayah Nurul Ni&#039;mah Qodriyah Nurwani Nusantri Yanti Ocha Pratika Popi Adiyes Putra Purnama Ramadani Silalahi Rahmat Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Raisa Muthia Syahrani Hasibuan Rakhmad Bahagia Rani Febriyanni Rica Rahim Lubis Ridho Khairi Affandi Rika Umbaiyani Ritonga Riki Pranata Ririn Anjani Rangkuti Riska Dwi Prasasti Riski Khaliq Riziq Ahmad Pulugan Rizki Anggiani Simbolon Rizki Munaito Siregar Saparuddin Siregar Saragih, Fitriani Senly Ardalena Damanik Silalahi, Purnama Ramadani Simamora, Siti Anisa Siti Anisa Simamora Sri Ayu Fadhilah Sri Sudiarti Sri Wahyuni Sri Wulandari Bugis Sudirman Suparmin Sugianto Suharto, Tentiyo Syuhada Fela Yudha Tambunan, Khairina Tapi Rumondang Sari Siregar Tasya Yustika Putri Tetty Handayani Siregar Tia Nava Utari Tanjung Tira Syahira Uci Roito Anggina Nst Vebry Andrian Vivi Novika Wahyu Syarvina Waizul Qarni Wardatul Umayya Gea Widy Hastuti Widya Susanty Windi Mariska Suryani Siregar Windy Adinda Sari Yeni Yolanda Yenni Samri Juliati Nasution Yenni Samri Juliati Nasution Yunanda Dela Zhara Hafizha Zuhrinal M Nawawi Zuhrinal M. Nawawi Zulhasby Assidqy Nasution