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All Journal Jurnal Dinamika Hukum Rechtsidee Perspektif : Kajian Masalah Hukum dan Pembangunan Hasanuddin Law Review Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada International Journal of Supply Chain Management Media Iuris Notaire ADIL : Jurnal Hukum HUKUM BISNIS Jurnal Impresi Indonesia Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Yuridika Ius Positum: Journal of Journal Of Law Theory And Law Enforcement Perspektif Hukum Hang Tuah Law Journal Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Srawung: Journal of Social Sciences and Humanities Yuris: Journal of Court and Justice Acitya Wisesa: Journal of Multidisciplinary Research Journal of Central Banking Law and Institutions Lex Journal : Kajian Hukum dan Keadilan Journal of Islamic Law Studies Jurnal Hukum dan Pembangunan Jurnal Penelitian Pendidikan Indonesia Konsensus: Jurnal Ilmu Pertahanan, Hukum dan Ilmu Komunikasi
Trisadini Prasastinah Usanti
Fakultas Hukum Universitas Airlangga
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Transportation Other

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The Principle of Justice in the Weakness of Objective Rights Holders Against Privileges Rights Holders Trisadini Prasastinah Usanti; Indira Retno Aryatie; Oemar Moechthar
Media Iuris Vol. 6 No. 2 (2023): MEDIA IURIS
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/mi.v6i2.41755

Abstract

AbstractMaterial guarantees create material rights with superior characteristics. One is absolute, that is, the right holder can enforce material rights against anyone. It is as if nothing can beat the holder’s position of material guarantee in the event of a conflict with concurrent creditors and creditors holding privileges. However, this absolute character can be weakened by law. In certain circumstances, such as the right to collect the cost of saving the collateral object, the position of the creditor holding the material guarantee must surrender to the creditor with the privilege. Creditors can even threaten their position by not getting full repayment because the object of the material guarantee is to pay the bill from the creditor who holds the privilege first. The problem analyzed in this article concerns the principle of justice associated with weakening the characteristics of material rights in material guarantees for privileges. This study uses statutory, conceptual, and case approaches. The result of this study is that the creditor’s bills of the holder of the privilege arising from the salvage of collateral objects must take precedence over the bills of creditors of property security holders. This is considered fair, whereby the salvage of collateral causes creditors to remain in their preferred creditor position.Keywords: Justice; Absolute; Material Rights; Material Security; Privileges.
DEFAULT/BREACH OF CONTRACT CHARACTERISTICS OF MUDHARABAH FINANCING IN SHARIA BANKING Usanti, Trisadini Prasastinah; Raden Roro, Fiska Silvia
Journal of Islamic Law Studies Vol. 2, No. 3
Publisher : UI Scholars Hub

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Abstract

One of financings channeled by Sharia Bank is mudharabah. The contract of mudharabah is a mutual agreement between the first party (malik, shahibul maal, or Sharia Bank) which supports the whole capitals and the second party (‘amil, mudharib, or Customer) which acts upon fund endowment by sharing the profit in accordance with the agreement stated in the contract, while the loss is fully covered by Sharia Bank unless the customer (mudharib) makes an intentional mistake, in negligence or violates the agreement. Mudharib in the contract of mudharabah acts upon amin (the trusted one). The capital given is a mandate being held by mudharib. Mudharib is as the representative. The position of mudharib as the representative is trusted by shahibul maal in running the business and Mudharib as a partner in earning the profit. Mudharib will get the share of the profit from the business run. Mudharabah financing is a financing that shares the profit and loss, therefore if mudharib in fund endowment finds failure not under his intention and his failure does not cause profit share in accordance with the profit share ascribed, thus mudharib cannot be sentenced as being default/breach of contract of mudharabah as it is characterized in default/breach of contract. The criteria of default/breach of contract is when the customer does not follow the agreement or he does based on the agreement yet not as well as it is agreed or he follows what is agreed yet overdue or does something prohibited in the agreement
HAK JAMINAN ATAS RESI GUDANG DALAM PERSPEKTIF HUKUM JAMINAN Trisadini Prasastinah Usanti
Perspektif Vol. 19 No. 3 (2014): Edisi September
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v19i3.19

Abstract

Undang-Undang Resi Gudang telah menciptakan lembaga jaminan baru, yaitu Hak Jaminan atas Resi Gudang. Hak Jaminan atas Resi Gudang belum menampakkan karakter dari lembaga jaminan kebendaan yang utuh sebagaimana lembaga jaminan kebendaan, karena tidak adanya asas droit de suite dan penentuan lahirnya hak kebendaan, sehingga ditafsirkan bahwa lahirnya hak kebendaan, yaitu pada saat kreditor memberitahukan kepada Pusat Registrasi dan pengelola gudang. Lahirnya hak kebendaan pada jaminan kebendaan merupakan hal yang sangat penting karena untuk menjamin kepastian hukum atas kedudukan kreditor sebagai kreditor preferen.The Warehouse Receipt Act has created a new guarantee institution, namely The Rights Guarantee of Receipt Warehouse. The Rights Guarantee of Receipt Warehouse has not yet revealed the character of property security institution fully as property security institution, because the absence of droit de suite principle and the determination of the property right, so that it is interpreted that the outward of the property right, is when the creditor notified The Registration Center and warehouse manager. The outward of property right in the property guarantee is a very important thing to ensure legal certainty over the position of creditor as prefered creditor.
LAHIRNYA HAK KEBENDAAN Trisadini Prasastinah Usanti
Perspektif Vol. 17 No. 1 (2012): Edisi Januari
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v17i1.93

Abstract

Hak kebendaan ialah hak mutlak atas suatu benda, dan merupakan hak perdata. Hak ini memberikan kekuasaan langsung atas suatu benda dan dapat dipertahankan terhadap siapa pun juga. Hak kebendaan mempunyai sifat-sifat tertentu dan ciri-ciri unggulan bila dibandingkan dengan hak perorangan. Perbedaan antara hak kebendaan dan hak perorangan terlihat sangat jelas. Hak kebendaan dalam Burgerlijk Wetboek dapat dibedakan menjadi dua, yaitu hak kebendaan yang sifatnya memberikan jaminan (zakelijk zakenheidsrecht) antara lain gadai, hipotek, hak tanggungan, fidusia, dan hak kebendaan yang sifatnya memberikan kenikmatan (zakelijk genotrecht) antara lain bezit dan hak milik. Lahirnya hak kebendaan yang bersifat memberikan kenikmatan ada bermacam-macam cara perolehannya, bergantung pada macam atau jenis bendanya. Sedangkan lahirnya hak kebendaan pada hak kebendaan yang sifatnya memberikan jaminan, bergantung kepada asas publisitas, yaitu dengan cara mendaftarkan ke Kantor Pendaftaran. Sedangkan lahirnya hak kebendaan pada lembaga jaminan gadai tidak ada ketentuan tentang pendaftaran dan hak kebendaan pada lembaga jaminan gadai lahir pada saat benda diserahkan kepada pihak ketiga.Property rights is a right based on private law, and is an absolute right over a thing. Property rights gives direct control over an object and can be defended against anyone. Property rights has it own superior characteristics. There are major differences between property rights and individual rights, because property rights has a superior differences compared with individual rights. Based on Burgerlijk Wetboek property rights divided into two kind, first is property rights which it’s character is giving a guarantee (zakelijk zakenheidsrevht) such as pawn, fiducia or mortgage, and it born based on publicity principle which is done by registering to the registration office, pawn is an exception, it has no provision about publicity because the rights born when the property has been transfered. The second one is property rights which it’s character is giving a pleasure, such as bezit and ownership, this kind of property rights born based on the property type and kind.
AKAD BAKU PADA PEMBIAYAAN MURABAHAH DI BANK SYARIAH Trisadini Prasastinah Usanti
Perspektif Vol. 18 No. 1 (2013): Edisi Januari
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v18i1.113

Abstract

Pemberlakuan kontrak baku memang sudah menjadi suatu keniscayaan bisnis yang dapat diterima keberadaannya oleh masyarakat dengan segala kelebihan dan kekurangannya. Istilah kontrak baku berasal dari terjemahan dari bahasa Inggris, yaitu standard contract. Kontrak baku merupakan perjanjian yang telah ditentukan dan dituangkan dalam bentuk formulir. Penggunaan kontrak baku adalah perwujudan dari efisiensi bisnis oleh para pelaku usaha. Dalam praktik perbankan syariah, pembiayaan murabahah dituangkan dalam bentuk akad baku, bahwa nasabah penerima fasilitas pembiayaan tidak diberikan kesempatan untuk bernegosiasi tentang klausula yang ada dalam akad pembiayaan murabahah. Adanya klausula baku pada pembiayaan murabahah di bank syariah tidaklah bertentangan dengan prinsip syariah. Kontrak baku pada pembiayaan murabahah di beberapa bank syariah telah memuat klasula yang sesuai dengan karakteristik dari pembiayaan murabahah tersebut dan telah memuat syarat minimum yang harus ada dalam akad sebagaimana ditentukan dalam Fatwa Dewan Syariah Nasional yang dirumuskan dalam Peraturan Bank Indonesia.The implementation of standard contract has become a business necessity which is acceptable by the community with all its pros and cons. Terms of kontrak baku is derived from the translation of Standard Contract in English language. Standard contract is an agreement which has been determined and manifested in a form. The use of standard contract is a manifestation of the businessman’s business efficiency. In the practice of Islamic banking, murabahah financing contract set forth in the form of raw materials, the customer who received the financing facilities would not be given the opportunity to negotiate the murabahah financing contract substations. The existence of standard contract in murabahah financing in Islamic banks is not contrary to Islamic principles. The substance of standard contract in murabahah financing in some Islamic banks has loaded articles that match with the characteristics of murabahah financing and has also contained minimum requirements that must be present in the contract as specified in the Fatwa of National Sharia Council which are formulated in Bank Indonesia Regulation.
MANAGING THE RISK FOR FINTECH LENDING AMID THE GLOBAL PANDEMIC CORONA VIRUS Usanti, Trisadini Prasastinah; Roro, Fiska Silvia Raden; Setiawati, Nur Utari
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

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Abstract

The coronavirus (covis-19) is impacting all sectors across the world. Moreover, the covid-19 pandemic will accelerate change in the world economy. That brings both opportunity and danger, says Henry Curr in The Economist. In dealing with global disaster which impacts to the finance and economy world, such as the pandemic of covid-19, fintech lending offers the fastestand the most easy lending service for people in the whole business world nowdays. However, the easy process can cause various problems such as late payment and default in payment. Fintech will suffer from those risks and it can jeopardise the business. Moreover, most of the platforms do not ask for collateral as a requirement. So, in this article, the authors will discuss how fintech should manage their risks in lending using statute and conceptual approach. The results show that fintech should adopt the 5Cs credit analysis (character, capital, capacity, collateral, condition) as a way to minimise their risks. The Financial Services Authority (OJK) has not regulated risk management for fintech. Thus, fintech should follow the existing model from banking institution to manage their risks.
THE PRINCIPLE OF AMANAH IN THE UTILIZATION OF CONSUMER’S PERSONAL DATA AND INFORMATION IN OPEN BANKING Prasastinah Usanti, Trisadini
Journal of Central Banking Law and Institutions Vol. 1 No. 1 (2022)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jcli.v1i1.2

Abstract

Banks are generally prohibited in any possible way from providing customers’ data or information to third parties unless there is a written consent from the customer, or it is required by laws or regulations. Open banking allows banks to obtain customer financial data and information and forward them to third parties to accelerate a digital transformation in banking. The existence of the customer’s consent resulted in the bank’s legal action providing customer data and information to a third party is not considered as a violation to the principle of confidentiality. However, the provision of customer data by banks to third parties must be based on the fiduciary principle, prudential principle, and principle of amanah, since the misuse of customers’ data can lead to administrative sanctions, criminal sanctions, and civil liability.
Kepastian Hukum Permohonan Penetapan Hak Perwalian Anak oleh Orang Tua Kandung Vinanda Prameswati; Trisadini Prasastinah Usanti; Erni Agustin
Notaire Vol. 7 No. 2 (2024): NOTAIRE
Publisher : Fakultas Hukum Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ntr.v7i2.51234

Abstract

District Court Judges and Religious Court Judges in resolving child guardianship cases often issue different decisions regarding the same legal event, some reject the guardianship application, others accept the guardianship application, this shows that legal certainty has not been achieved in resolving guardianship application cases. The type of research used in this research is normative juridical with a statutory approach, a conceptual approach and a case approach. The results of this research show that child guardianship can occur when there is a legal event such as both of the child's parents die, parental authority is revoked, or the child's whereabouts are unknown, and/or both parents are unable to carry out their obligations and responsibilities towards the child. this is as regulated in Article 50 paragraph (1) of the Marriage Law, Article 3 paragraph (1) PP No. 29 of 2019, as well as Article 33 paragraph (1) of the Child Protection Law. Furthermore, there are inconsistencies in the determination of guardianship determined by District Court judges and Religious Court Judges in the event of legal events of buying and selling, divorce, and the death of one of a child's biological parents, because each judge relies on different rules such as BW, Marriage Law, Child Protection Law and regulations in the form of KHI.
Pembentukan Peraturan Presiden Sebagai Aturan Pelaksana Putusan Mahkamah Konstitusi Nomor 46/PUU-VIII/2010 Untuk Perlindungan Anak Luar Kawin Naini, Romlatust; Usanti, Trisadini Prasastinah; Sukardi, Sukardi
Notaire Vol. 6 No. 3 (2023): NOTAIRE
Publisher : Fakultas Hukum Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ntr.v6i3.51349

Abstract

AbstractThe provisions of Article 43 paragraph (1) of the Marriage Law regarding the position of children out of wedlock have undergone changes, following the Constitutional Court Decision Number 46/PUU-VIII/2010. Due to the lack of certainty in addressing the criteria and rights of children out of wedlock in the provisions of Article 43 paragraph (1) of the Marriage Law. Meanwhile, there are no government regulations mandated in Article 43 paragraph (2) of the Marriage Law, which has an impact on the position of children out of wedlock. The aim of this research is to analyze the criteria, position and rights of children out of wedlock and the urgency of forming legislative regulations after the Constitutional Court Decision Number 46/PUU-VIII/2010. The methodology used in this research is normative legal research with a statutory approach, a conceptual approach and a legal reform approach. The results of this research indicate that there is a need for criteria related to the phrase "children born out of wedlock”, in this case the child in question can be interpreted as a child born from a marriage that is not registered, or can even be interpreted as child born without a legal marriage, it can also be interpreted otherwise as children born outside a marriage. This aims to avoid multiple interpretations and ensure the fulfillment of the rights of children out of wedlock. The urgency of forming Legislative Regulations after the Constitutional Court Decision Number 46/PUU-VIII/2010, has juridical implications, including firstly adjustments to laws relating to children, namely the Marriage Law, the Citizenship Law and the Child Protection Law. Secondly, implementation of the provisions of Article 43 paragraph (2) of the Marriage Law with the existence of government regulations to regulate and ensure the rights of children out of wedlock. Thirdly, the establishment of a Presidential Regulation as an implementing regulation for Constitutional Court Decision Number 46/PUU-VIII/2010 which provides protection for the position and rights of children out of wedlock.Keywords: Constitutional Court Decision Number 46/PUU-VIII/2010; Children Out of Wedlock; Formation of Legislation. AbstrakKetentuan Pasal 43 ayat (1) UU Perkawinan mengenai kedudukan anak luar kawin mengalami perubahan, pasca Putusan Mahkaman Konstitusi Nomor 46/PUU-VIII/2010. Hal ini dikarenakan belum adanya kepastian tentang kriteria, kedudukan dan hak anak luar kawin dalam ketentuan Pasal 43 ayat (1) UU Perkawinan. Disamping itu, belum adanya peraturan pemerintah yang diamanatkan pada Pasal 43 ayat (2) UU perkawinan sehingga berdampak pada kedudukan anak luar kawin. Tujuan dari penelitian ini adalah menganalisis kriteria, kedudukan dan hak Anak Luar Kawin dan Urgensi Pembentukan Peraturan Perundang-undangan Pasca Putusan Mahkamah Konstitusi Nomor 46/PUU-VIII/2010. Metode penelitian ini adalah penelitian hukum normatif dengan pendekatan Perundang-Undangan (Statute Approach), pendekatan konseptual (Conceptual Approach) dan Pendekatan Pembaharuan Hukum (Legal Reform). Hasil penelitian ini menunjukkan bahwa perlu adanya kriteria terkait dengan frasa "anak yang dilahirkan di luar perkawinan”, dalam hal ini anak dimaksud dapat diartikan sebagai anak yang lahir dari perkawinan yang tidak dicatatkan, atau dapat pula diartikan sebaliknya sebagai anak-anak yang dilahirkan dari perkawinan orang tuanya yang tidak sah atau anak lahir tanpa perkawinan orang tuanya. Hal ini bertujuan agar tidak menimbulkan multitafsir dan menjamin terpenuhinya hak anak luar kawin. "Urgensi pembentukan Peraturan Perundang-undangan Pasca Putusan Mahkamah Konstitusi Nomor 46/PUU-VIII/2010”, membawa implikasi yuridis diantaranya Pertama penyesuaian terhadap undang-undang yang berkaitan dengan anak yakni UU Pekawinan, UU Kewarganegaraan, dan UU Perlindungan Anak. Kedua, Pelaksanaan ketentuan "Pasal 43 ayat (2) UU Perkawinan” dengan adanya peraturan pemerintah untuk mengatur dan menjamin secara pasti hak-hak anak luar kawin. Ketiga Pembentukan Peraturan Presiden sebagai aturan pelaksana terhadap "Putusan Mahkamah Konstitusi Nomor 46/PUU-VIII/2010 yang memberikan perlindungan kepada kedudukan dan hak-hak anak luar kawin. Kata Kunci: Putusan Mahkamah Konstitusi Nomor 46/PUU-VIII/2010; Anak Luar Kawin; Pembentukan Peraturan Perundang-undangan.
KEWENANGAN WAKIF TERHADAP HARTA BENDA WAQAF Usanti, Trisadini Prasastinah; Aryatie, Indira Retno; Yuniarti
Lex Journal: Kajian Hukum & Keadilan Vol 5 No 1 (2021): July
Publisher : Faculty of Law, University of Dr. Soetomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25139/lex.v5i1.4074

Abstract

Waqf assets are wakif property which can be proven by proof of ownership of the said assets. The types of waqf assets include immovable and movable objects. The formulation of the problem to be analyzed is the wakif authority over waqf assets. The approach used is a statute approach and a conceptual approach. With regard to immovable objects, the proof of ownership of the said property is a certificate of land rights, if the waqf property is in the form of land rights, then the authority to act as wakif is the name printed on the certificate. The meaning of movable objects in the Waqf Law can be categorized into registered objects and unregistered objects. For a registered movable object, there is proof of ownership, so the authority is the name written in the proof of ownership, while the unregistered movable object applies the principle in Article 1977 BW that whoever controls the object is deemed the owner of the object, then the competent authority is the one who controls the object in good faith.
Co-Authors A. Shomad Agung Sujatmiko Agus Yudha Hernoko Anindya Prastiwi Setiawati Ari Kurniawan Ari Kurniawan ARI KURNIAWAN Bambang Sugeng Ariadi Bambang Sugeng Ariadi Subagyono Bambang Sugeng Ariadi Subagyono Cindy Indudewi Hutomo Dita Elvia Kusuma Putri Ellyne Dwi Poespasari Erni Agustin Fiska Silvia Fiska Silvia Raden Roro Galang Fauzan Prawinda Ghansham Anand Hidayat, Savitri Winawati Hutomo, Cindy Indudewi Indira Retno Aryatie Inti, Ristani Widya Kuwido Prahoro Limantara, Vanessa Widya Luh Putu Ratna Sundari Naini, Romlatust Ninis Nugraheni Nugraha, Xavier Nur Utari Setiawati Nurwahjuni Nurwahjuni, Nurwahjuni Oemar Moechthar Prawitra Thalib Setiawati, Nur Utari Soelistyowati Sukardi Sukardi Vinanda Prameswati Wisnujatia, Nugrahini Susantinah Yuniarti Yuniarti Yuniarti Zahry Vandawati Chumada Zahry Vandawati Chumaida