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All Journal Journal of Development Research SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Justitia : Jurnal Ilmu Hukum dan Humaniora Pena Justisia: Media Komunikasi dan Kajian Hukum Asy-Syariah Journal of Judicial Review Justisi : Jurnal Ilmu Hukum IBDA': Jurnal Kajian Islam dan Budaya Jurnal Hukum Pelita Al Hurriyah : Jurnal Hukum Islam JUDGE: Jurnal Hukum JUSTITIABLE - Jurnal Hukum Universitas Bojonegoro Darma Diksani: Jurnal Pengabdian Ilmu Pendidikan, Sosial, dan Humaniora Binamulia Hukum Jurnal Dinamika Hukum
Muhammad Yasir
Universitas Bojonegoro
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Peningkatan literasi hukum dalam menghadapi risiko perjanjian digital layanan pinjaman online pada pelaku UMKM di Desa Trucuk Kabupaten Bojonegoro Gunawan Hadi Purwanto; M. Yasir; Mida Izalia
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 10, No 3 (2026): June
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v10i3.39643

Abstract

Abstrak Perkembangan teknologi finansial (financial technology/fintech) di Indonesia telah memberikan kemudahan akses pembiayaan melalui layanan pinjaman online (fintech lending), khususnya bagi pelaku Usaha Mikro, Kecil, dan Menengah (UMKM). Namun, kemudahan tersebut juga menimbulkan berbagai risiko hukum akibat rendahnya pemahaman masyarakat terhadap isi dan konsekuensi perjanjian digital. Pelaku UMKM di Desa Trucuk Kabupaten Bojonegoro masih banyak yang belum memahami hak dan kewajiban dalam perjanjian pinjaman online, perbedaan pinjaman online legal dan ilegal, serta risiko penyalahgunaan data pribadi dan praktik penagihan yang tidak sesuai ketentuan hukum. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk mengoptimalkan literasi hukum pelaku UMKM dalam menghadapi risiko perjanjian digital layanan pinjaman online. Metode yang digunakan berupa penyuluhan hukum melalui pemaparan materi, diskusi interaktif, dan evaluasi pemahaman peserta. Materi yang disampaikan meliputi pengertian dan jenis pinjaman online, dasar hukum pinjaman online di Indonesia, hak dan kewajiban debitur, cara memahami perjanjian digital, serta perlindungan data pribadi. Hasil kegiatan menunjukkan adanya peningkatan peserta terhadap aspek hukum layanan pinjaman online, termasuk kemampuan membedakan pinjaman online legal dan ilegal serta pentingnya kehati-hatian sebelum menyetujui perjanjian digital. Dengan adanya kegiatan ini, pelaku UMKM diharapkan mampu memanfaatkan layanan pinjaman online secara lebih bijak, aman, dan bertanggung jawab guna mendukung keberlangsungan usaha tanpa menimbulkan permasalahan hukum maupun finansial di kemudian hari. Kata kunci: literasi hukum; pinjaman online; fintech lending; UMKM; perjanjian digital. Abstract The development of financial technology (fintech) in Indonesia has provided easier access to financing through online loan services (fintech lending), particularly for Micro, Small, and Medium Enterprises (MSMEs). However, this convenience has also created various legal risks due to the low level of public understanding regarding the contents and legal consequences of digital agreements. Many MSME actors in Trucuk Village, Bojonegoro Regency, still lack understanding of their rights and obligations in online loan agreements, the differences between legal and illegal online lending services, as well as the risks of personal data misuse and improper debt collection practices. This community service activity aims to improve the legal literacy of MSME actors in dealing with the risks of digital agreements in online lending services. The method used was legal counseling through material presentations, interactive discussions, and participant evaluations. The materials presented included the definition and types of online loans, the legal basis of online lending in Indonesia, the rights and obligations of debtors, how to understand digital agreements, and personal data protection. The results of the activity indicated an improvement in participants’ understanding of the legal aspects of online lending services, including the ability to distinguish between legal and illegal online loans and the importance of exercising caution before agreeing to digital contracts. Through this activity, MSME actors are expected to utilize online lending services more wisely, safely, and responsibly in order to support business sustainability without causing legal or financial problems in the future. Keywords: legal literacy; online loans; fintech lending; MSMEs; digital agreements.
Living Belief and Cultural Values: Samin Community Participation in Geopark Development Gunawan Hadi Purwanto; M Yasir; M Hilal Bilhaq
IBDA` : Jurnal Kajian Islam dan Budaya Vol. 23 No. 2 (2025): IBDA': Jurnal Kajian Islam dan Budaya
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ibda.v23i2.15237

Abstract

This study examines the integration of Samin cultural heritage within the development of the Bojonegoro Geopark, with particular attention to its representation in geopark planning, educational functions, and community participation. The research examines the integration of Samin cultural values, historical narratives, and social practices into the geopark framework. It also analyzes the forms and extent of Samin community participation in geopark-related initiatives and identifies the challenges of maintaining cultural identity within tourism-oriented development. The research employs a qualitative methodology that draws on empirical, historical, and conceptual approaches. Data were collected through in-depth interviews with Samin elders, community leaders, village officials, and members of Samin communities. Document analysis was used to examine policy documents, cultural records, and geopark planning materials. The data were analyzed using thematic analysis to identify recurring patterns, meanings, and relationships relevant to cultural representation and participation. The findings indicate that Samin's teachings emphasize honesty, non-violence, social responsibility, religious devotion, and harmony with nature. These values function as living traditions that support the educational, conservation, and community empowerment pillars of UNESCO Global Geoparks. The study also reveals active community participation in cultural preservation through rituals, traditional architecture, and cultural products. However, challenges emerge in balancing cultural authenticity with tourism-driven economic interests. The study concludes that inclusive governance and culturally sensitive geopark management are essential to ensure sustainable heritage preservation and community-centered development.
Tantangan Generasi Muda dalam Mempertahankan Nilai-Nilai Agama di Tengah Arus Globalisasi: Socialization Program on Challenges Faced by Younger Generation in Preserving Religious Values amidst the Rising Tide of Globalization Muhammad Yasir; Nico Ferdian; Febriyanti Wahyu Nur Indah Lestari
DARMADIKSANI Vol 5 No 4 (2025): Edisi Desember
Publisher : Jurusan Pendidikan Bahasa dan Seni, FKIP, Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/darmadiksani.v5i4.8950

Abstract

Globalisasi dan perkembangan teknologi digital membawa dampak besar terhadap moralitas dan religiusitas generasi muda, termasuk siswa di sekolah kejuruan. Kondisi ini menuntut adanya upaya penguatan nilai-nilai agama yang tidak hanya diajarkan secara teoritis, tetapi juga diinternalisasikan dalam kehidupan sehari-hari. Kegiatan pengabdian masyarakat ini dilaksanakan di SMK Gama Kedungadem, Bojonegoro, dengan tujuan memperkuat pemahaman siswa mengenai tantangan nilai agama di era globalisasi serta membangun karakter religius yang adaptif terhadap dinamika dunia digital. Pelaksanaan kegiatan meliputi observasi awal, koordinasi mitra, penyusunan materi, dan edukasi melalui pemaparan, diskusi, serta refleksi nilai. Hasil kegiatan menunjukkan peningkatan pemahaman siswa terhadap pengaruh budaya global, media sosial, dan arus informasi digital yang seringkali bertentangan dengan nilai moral dan agama. Siswa juga mulai mampu mengenali bentuk tantangan moral yang mereka hadapi serta memahami pentingnya kedisiplinan, kontrol diri, dan sikap selektif dalam mengakses media digital. Kegiatan ini memberikan dampak positif terhadap kesadaran siswa dalam menerapkan nilai agama dalam perilaku harian. Disarankan agar sekolah melaksanakan program pembinaan karakter dan pendampingan penggunaan media digital secara berkelanjutan untuk memastikan internalisasi nilai agama berlangsung secara konsisten. 
PROBLEMS WITH FREE NUTRITIOUS EATING PROGRAM MENUS WITH NUTRITIONAL STANDARDS IN THE PERSPECTIVE OF LAW NUMBER 17 OF 2023 CONCERNING HEALTH Zahrotun Nisha Mayliana; Hanin Alya'Labibah; Muhammad Yasir
Justisi: Jurnal Ilmu Hukum Vol. 11 No. 1 (2026): Justisi: Jurnal Ilmu Hukum
Publisher : Program Studi Hukum Fakultas Hukum Universitas Buana Perjuangan Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36805/r88gqy05

Abstract

The Free Nutritious Meal Program (MBG) is a strategic policy of the government in order to improve the quality of human resources and reduce malnutrition and stunting rates, especially among students. However, in its implementation, this program faces various problems, especially related to the fulfillment of nutrition standards and food safety. This study aims to analyze the problems of the Free Nutritious Eating Program menu from the perspective of Law Number 17 of 2023 concerning Health, with a case study of food poisoning that occurred at SMA Negeri 1 Kedungadem, Bojonegoro Regency. This research uses normative-empirical legal methods with legislative, conceptual, and case approaches. Data was obtained through interviews with the Bojonegoro Regency Health Office and the school, the distribution of questionnaires to students, and literature studies on relevant laws and regulations and legal literature. The results of the study show that the implementation of the MBG Program at SMA Negeri 1 Kedungadem has not fully met nutrition and food safety standards as stipulated in Law Number 17 of 2023 concerning Health. Cases of poisoning caused by Escherichia coli bacteria indicate weak supervision of the Nutrition Fulfillment Service Unit (SPPG), especially related to Laik Higiene dan Sanitasi certification and the application of the Hazard Analysis and Critical Control Point (HACCP) principle. This study concludes that although local governments have carried out their obligations in medical guidance, supervision, and handling, strengthening regulations and supervision by the National Nutrition Agency is still needed to ensure food safety and quality of the MBG Program in a sustainable manner.
Ijtihad Intiqa’i dan Insya’i Sebagai Solusi Terhadap Penentuan Hukum Zakat Kekayaan Investasi Mursyidin Ar-Rahmany; Solihah Sari Rahayu; Kasman Bakry; Kamsiah Kamsiah; Muhammad Yasir; Karimuddin Abdullah Lawang
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4417

Abstract

Kewajiban zakat didasarkan Al-Qur`an, al-Sunnah, dan Ijma`para ulama. Jenis-jenis harta yang wajib dikeluarkan zakat sudah disebutkan dalam dalil-dalil syar’i, namun seiring perkembangan zaman dan teknologi, harta dan kekayaan seseorang juga semakin berkembang sesuai dengan kebutuhan hidup manusia. Sekarang sudah muncul beberapa jenis harta dan kekayaan baru, karena pesatnya perkembangan ilmu pengetahuan dan teknologi tersebut. Perkembangan ini melahirkan kreasi dan produk-produk baru, baik berupa penggalian hasil potensi alam, mengeksploitasi kekayaan maupun hasil potensi sumber daya manusia, bahkan mengalahkan pertumbuhan jenis-jenis harta kekayaan konvensional. Maka, dengan demikian, perlu ada sebuah penelitian untuk menemukan metode baru dan dalil-dalil yang dapat digunakan dalam menetapkan hukum zakat kekayaan investasi. Motode penelitian yagn diginakan dalam kajian ini adalah metode penelitian kualitatif dengan pendekatan studi literatur berdasarkan bahan dokumen berupa buku atau kitab fikih. Berdasarkan hasil penelitian maka dapat disimpulkan bahwa penalaran dalam menginterpretasikan makna harta wajib zakat, perlu memasukkan kekayaan investasi. Ilat dan dalil-dalil yang digunakan dalam menetapkan kewajiban zakat kekayaan investasi mengacu pada ijtihad intiqa’i dan insya’i dengan membandingkan pendapat yang telah ada kemudian menganalogikannya dengan kekayaan investasi.
Co-Authors Abdulloh Aziz Mustaqoh Ali Ashar Amalia, Yuli Sinta Nur Anggraini, Septian Dwi Armala, Yuli Dewi, Taniya Shinta Djoko Widodo Febriyanti Wahyu Nur Indah Lestari Gunawan Hadi Purwanto Hanin Alya' Labibah Herawati Herawati Irma Mangar Joko Widodo Joko Widodo Kamsiah Kamsiah Karimuddin Abdullah Lawang Kasman Bakry Kasman Bakry M Hilal Bilhaq M. Ridwan Al Murtaqi Mida Izalia Muhamad Syahriful Dedi Pratama Mursyidin Ar-Rahmany Nico Ferdian Rahmania, Cindy Swastika Shofi Choirisma Solihah Sari Rahayu Teguh Wibowo Zahrotun Nisha Mayliana