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MODEL PENGUATAN KELEMBAGAAN USAHA MIKRO DAN KECIL UNTUK PENGENTASAN KEMISKINAN: (STUDI KASUS DI KABUPATEN SRAGEN) Isa, Muzakar; Mangifera, Liana; Praswati, Aflit Nuryulia; Sina, Helmia Khalifa; Wahyudi, Agus; Suwondo, Agus; Kurniawan, Wawan
Jurnal Kebijakan Pembangunan Daerah Vol 7 No 1 (2023): Juni 2023
Publisher : Badan Perencanaan Pembangunan Daerah Provinsi Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56945/jkpd.v7i1.221

Abstract

Micro and small businesses have an important role in alleviating community poverty at the village level. This study aims to identify the potential and problems of micro and small enterprises, formulate strategies for developing micro and small enterprises, and develop models for strengthening business institutions for poverty alleviation at the village level. This research use desciptive qualitative approach. The research was conducted in Sragen Regency, Central Java Province. Sragen Regency has 51 poor villages, 208 kelurahan/village. This study uses primary data obtained from structured interviews and FGDs. Structural interviews were conducted with micro and small business actors in poor villages to obtain in-depth results. FGDs were conducted with Village Leaders, Community Leaders, District Leaders, and regional organozation regarding the development of micro and small businesses in Sragen Regency. Data analysis used descriptive analysis and content analysis. The results of the analysis show that poor villages in Sragen Regency have various potentials that can be developed as natural tourism villages and pre-employment villages. The strategy for developing micro and small businesses in poor villages can be carried out through increasing the promotion of tourism destinations as well as developing a creative economy and developing tourist area amenitie; increasing the production and marketing of micro and small enterprises; and increased production and productivity of the agricultural and fishery and animal husbandry sectors. The model for developing micro and small businesses in poor villages should be carried out through strong institutional strengthening involving all relevant stakeholders, namely universities, local governments, business actors, associations/societies, and community leaders.
Mengupas Pengaruh E-Wom pada Niat Beli Produk Somethinc di Kalangan Gen Z Surakarta: Peran Kualitas dan Nilai yang Dirasakan Arini Larasati Moqhtar Putri; Mangifera, Liana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.6637

Abstract

This research is essential to understanding the influence of electronic communication on Generation Z’s purchasing decisions for beauty products. The study aims to analyze the impact of Electronic Word of Mouth (E-WOM) on the purchase intention of Generation Z in Surakarta, individuals born between 1997 and 2012, specifically for Somethinc products. A quantitative approach was employed, with data collected through questionnaires distributed to 147 respondents. The data was analyzed using multiple linear regression with the help of SmartPLS. The findings indicate that perceived quality is positively influenced by the quantity of E-WOM, while perceived value is not significantly affected. Both perceived quality and perceived value act as mediators in the research model. Meanwhile, the quality and valence of E-WOM significantly and positively affect both variables as well as purchase intention. Perceived quality is proven to mediate the relationship between E-WOM and purchase intention, whereas perceived value does not function as a mediator. These findings suggest that improving the quality and valence of E-WOM can enhance trust and purchase intention among Generation Z. However, the study has limitations regarding the perceived value variable, which does not serve as a mediator, and the limited availability of relevant journal sources. Future research is encouraged to expand the sample scope and deepen the analysis of the perceived value variable to achieve more comprehensive results.
Implikasi Penerapan Fintech dan Blockchain Terhadap Profitabilitas Bank : Peran Moderasi Efisiensi keuangan Khoirul Sholikin, Muhammad; Mangifera, Liana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 2 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i2.11521

Abstract

This study aims to examine the effect of fintech and blockchain implementation on banking profitability with financial efficiency as a moderating variable. A quantitative research approach was employed, involving a population of 105 banks registered with the Financial Services Authority (OJK). The sample was selected using purposive sampling, focusing on commercial banks with complete financial reports and evidence of blockchain adoption, resulting in five banks as research samples. The study utilized secondary data obtained from financial statements and official banking publications collected through documentation techniques. Fintech was measured based on the implementation of digital banking services, blockchain adoption was identified through disclosures in annual reports, financial efficiency was measured using the BOPO ratio, and profitability was proxied by Return on Assets (ROA). Data analysis included descriptive statistics, classical assumption tests, multiple linear regression, and Moderated Regression Analysis (MRA), processed using SPSS version 26 with a 5% significance level. The results indicate that fintech has a significant positive effect on banking profitability, while blockchain implementation does not have a significant effect. Furthermore, financial efficiency is not proven to moderate the relationship between fintech or blockchain and banking profitability.
Daya Tarik Eiger: Kombinasi Display Menawan dan Pelayanan Berkualitas Membuat Konsumen Ingin Kembali Lagi Irsyad Razan Halim; Mangifera, Liana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6653

Abstract

Research is essential to understanding the influence of brand image, store image, and perceived quality on consumers' repurchase intentions, with perceived value as a mediating variable. A quantitative approach was employed using a survey with structured questionnaires administered to 140 respondents in Surakarta who had previously purchased Eiger products from offline stores. The data were analyzed using the SmartPLS method, including validity and reliability testing, as well as structural model analysis. The research revealed that consumers' repurchase intentions are significantly influenced by positive perceptions of brand image, store image, perceived quality, and perceived value. Moreover, perceived value acts as a mediator that strengthens the relationships between these factors and repurchase intentions. These findings highlight the importance of focusing on brand image, store image, and product quality to encourage increased consumer repurchase intentions. This study is limited to the geographical scope and offline stores; therefore, future research is recommended to expand the geographical coverage and consider other factors, such as price and promotions.
Co-Authors A.A. Ketut Agung Cahyawan W Adellia Putriani Adinugroho, Hendi Yudhanto Afif Faishal Aflit Nuryulia Pramesti Aflit Nuryulia Pramesti, Aflit Nuryulia Aflit Nuryulia Praswati Agus Suwondo Agus Wahyudi Ahmad Baehaqi, Ahmad Ahmad Mardalis, Ahmad Ajie, Anjani Bharata Akrom, Akrom Amalia, Farah Anafih, Erwinda Sam Andriani, Meta Anindyastri, Ranty Apriani, Delfi Dwi Arini Larasati Moqhtar Putri Aulia Uswatun Khasanah Budhiawan, Muhhamad Arif Calista Amelia Salsabila Calista Amelia Salsabilla Candra Kusuma Wardana Candra Kusuma Wardana, Candra Kusuma Damayanti, Silvianita Daniarta, Firdaus Delfi Dwi Apriani Delfi Dwi Apriani Delfi Dwi Apriani Diah Ayu Martiningsih Diah Ayu Martiningsih Dian Ardifah Iswari Elma, Tazida Berliana Fida Nur Rahma Fida Nur Rahma Gilang Febiano Hanif, Fauzul Humaira, L”aisya Layun Imronudin Imronudin Indrajaya, Ahmad Irfan Irfan Miftahul Fauzi Irsyad Razan Halim Jumadi, Jowasrian Keisya Novadila Putri Khafifah, Syarifatun Khoirul Sholikin, Muhammad Kurniawan, Muhammad Randhy Kusuma Wijayanto, Kusuma L. Lisnawati Lestari, Wuryaningsih Listy, Sheila Rizqya M. Farid Wajdi M. Farid Wajdi, M. Farid M.Farid Wajdi, M.Farid Maharani, Nova Azaria Marchelia Puspita Sari Marita, Rilo Fajar Maritha, Rilo Fajar Martiningsih, Diah Ayu Mega Wahyu Widawati Muhammad Handika Atmajati Muhammad Wahyuddin Muhammad Wahyuddin, Muhammad Muhammad, Rahardian Musalamah, Siti Muzakar Isa Nabila Ayu Wijayanti Nabilah, Nur Haliza Zahra Natashafira Ramadhani Nieldya Nofandrilla Ningsih, Pertiwi Ratna Novel Idris Abas Nur Rahma, Fida Nurwantara, Ma’ruf Pambudi Pertiwi Ratna Ningsih Pertiwi Ratna Ningsih Pertiwi Ratna Ningsih Perwithosuci, Winny Pratiwi, Diana Ayu Putri Lestari Putri, Sherly Octaviana Putri, Tyas Eka Permata Putri, Vidiyanna Rizal Putriani, Adellia Rafiq Arkana Amir Ramadhan, Rio Rahmat Ranty Anindyastri Ranty Anindyastri Ranty Anindyastri Ratna Wardani Ratnaningsih, Pertiwi Rilo Fajar Maritha Rilo Fajar Maritha Rilo Fajar Maritha Riyas Tri Wijayanti Rizcho Louistama Putra Rizcho Louistama Setyana Putra Rosiana, Adilla Salsabella Putri S Soepatini Sabiila Indra Prameswari Salsabila, Calista Amelia Sambayu, Indika Santosa Pradana Putra Setya Negara Setyana Putra, Rizcho Louistama Shanti, Elena Rista Kurnia Shintya Putri Rohmawati Sina, Helmia Khalifa Sinta Permatas Sari Siti Aisyah Suprapto Suprapto Syahrina Noormala Dewi, Syahrina Noormala Syamsudin Syamsudin Tamtama, Noviadry Nur Triwibowo, Ilham Cahyo Wachidah Yuniartika Wawan Kurniawan Widada Widada Widyastuti, Cindy Wiwik Handayani Yohanes Suhardjo Yohanes Suhardjo Yusuf Imammudin Zaenal Abidin