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All Journal Jurnal Keuangan dan Perbankan El Dinar Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking Journal of Indonesian Economy and Business Ekspektra: Jurnal Bisnis & Manajemen Journal of Economic, Bussines and Accounting (COSTING) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Kesehatan Holistic Jurnal Samudra Ekonomi dan Bisnis Syarikat : Jurnal Rumpun Ekonomi Syariah ENTITA: Jurnal Pendidikan Ilmu Pengetahuan Sosial dan Ilmu-Ilmu Sosial Jurnal Manajemen dan Ilmu Administrasi Publik (JMIAP) International Journal of Education, Social Studies, And Management (IJESSM) Journal Of Human And Education (JAHE) Jurnal Pengabdian Pada Masyarakat METHABDI Eduscape: Journal of Education Insight Jurnal Abdimas Kesehatan

Wiwik Lestari

Universitas Hayam Wuruk Perbanas

Author-ID : 306463

Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

Published : 31 Documents Claim Missing Document

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Articles

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Keputusan Berasuransi, Studi Demografi Dan Persepsional Lestari, Wiwik
Ekspektra : Jurnal Bisnis dan Manajemen Vol 2, No 1 (2018)
Publisher : Universitas Dr. Soetomo

Asuransi jiwa merupakan bentuk manajemen risiko yang sering dilakukan oleh masyarakat. Terdapat beberapa faktor yang mempengaruhi keputusan berasuransi jiwa.Tujuan penelitian ini adalah untuk menentukan pengaruh demografis seperti gender, tingkat pendidikan, pendapatan serta persepsi risiko.Metode pengambilan sampel adalah purposive dan convenience. Dengan menggunakan uji beda rata-rata dan model persamaan structural, hasilnya menunjukkan bahwa tidak ada perbedaan keputusan kepemilikan asuransi jiwa berdasar demografis. Sementara itu, persepsi risiko terbukti mempengaruhi keputusan kepemilikan asuransi jiwa. Insurance Decisions, Study Demographics and PerceptionalAbstractLife insurance is a form of risk management that is often done by people. There are several factors that influence the decision of life insurance. The purpose of this study was to determine the influence of demographics such as gender, education level, income and risk perception. The sampling method is purposive and convenience. By using different test average and a structural equation model, the results showed that there was no difference of life insurance ownership decision based on demographics. Meanwhile, risk perceptions proved to influence the decisions of life insurance ownership

Keputusan Berasuransi, Studi Demografi Dan Persepsional Lestari, Wiwik
Ekspektra : Jurnal Bisnis dan Manajemen Vol 2, No 1 (2018)
Publisher : Universitas Dr. Soetomo

Asuransi jiwa merupakan bentuk manajemen risiko yang seringÂ dilakukan oleh masyarakat. Terdapat beberapa faktor yang mempengaruhi keputusan berasuransi jiwa.Tujuan penelitian ini adalah untuk menentukan pengaruh demografis seperti gender, tingkat pendidikan, pendapatan serta persepsi risiko.Metode pengambilan sampel adalah purposive dan convenience. Dengan menggunakan uji beda rata-rata dan model persamaan structural, hasilnya menunjukkan bahwa tidak ada perbedaan keputusan kepemilikan asuransi jiwa berdasar demografis. Sementara itu, persepsi risiko terbukti mempengaruhi keputusan kepemilikan asuransi jiwa.Â Insurance Decisions, Study Demographics and PerceptionalAbstractLife insurance is a form of risk management that is often done by people. There are several factors that influence the decision of life insurance. The purpose of this study was to determine the influence of demographics such as gender, education level, income and risk perception. The sampling method is purposive and convenience. By using different test average and a structural equation model, the results showed that there was no difference of life insurance ownership decision based on demographics. Meanwhile, risk perceptions proved to influence the decisions of life insurance ownership

PERSEPSI RISIKO DAN KECENDERUNGAN RISIKO INVESTOR INDIVIDU Wiwik Lestari; Rr. Iramani Iramani
Jurnal Keuangan dan Perbankan Vol 17, No 1 (2013): January 2013
Publisher : University of Merdeka Malang

The two important measurements of risks on behavioral point of view were risk perception and risk propensity.The two construct hypothesizes had negative relationship. This study attempted to establish a model by whichto measure those attitudes towards investment risk and also examined some variables that were postulated asexternal factors of investor investment decision. External factors were the availability of information, socialinteraction, financial adviser and familiarity. The data were collected on a survey research to 150 investors asrespondents in Surabaya area. By employing GeSCA, the result showed that risk propensity and risk perceptionhad negative correlation, supporting previous studies on this two variables relationship. This study alsoproved that external factor significantly affected risk perception and risk propensity

STUDI ATAS KINERJA BUMN SETELAH PRIVATISASI Sri Lestari Kurniawati; Wiwik Lestari
Jurnal Keuangan dan Perbankan Vol 12, No 2 (2008): May 2008
Publisher : University of Merdeka Malang

This paper examined the post-privatization both of financial and market performanceof State-owned company (BUMN). The findings indicated that there was no significant increasein financial performance after privatization. All variables tested were statistically the samebetween before and after privatization. However, market performance showed significantresult in cumulative abnormal in 6th month. It meant that, investing in BUMN could give asignificant return after investing at least six months.

Understanding Sharia Compliance According To Indonesian Muslim Entrepreneurs And Business People Ika Yunia Fauzia; Wiwik Lestari; Tatik Suryani
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 12, No 1 (2020)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

This research aims at understanding the concept of Sharia compliance, according to Muslim business people and entrepreneurs. These people, over the years, believe that their business is in full conformity with Sharia. Using a qualitative approach coupled with an ethnographic analysis, this research finds that their business is in line with Sharia in terms of its meanings, forms, functions, benefits and values. This study also finds that there are similarities between one respondent to others with regard to the underlying meaning of Shariah compliance. However, they have different understanding concerning the meaning of usury and interest in conventional banking.Penelitian ini bertujuan melihat pemaknaan kesesuaian dengan syariah (shariah compliance) menurut para pebisnis dan wirausahawan Muslim. Kelompok ini, selama bertahun-tahun, meyakini bahwa usaha yang mereka jalankan sudah sesuai dengan syariah. Penelitian ini menggunakan pendekatan kualitatif dengan studi etnografi. Selanjutnya, penelitian ini menemukan bahwa para bisnis yang dijalankan oleh responden berkesesuaian dengan syariah dalam hal makna, bentuk, fungsi, manfaat, dan nilai. Ditemukan juga bahwa ada kesamaan pemahaman antara satu responden dengan yang lain terkait dengan pemaknaan shariah compliance. Meskipun demikian, ada perbedaan dalam memahami hukum tentang riba dan bunga pada bank konvensional.

Shariah Governance, Maqasid al-Shariah, SMEs Performance: The Role of Gender and Age Sri Lestari Kurniawati; Wiwik Lestari; Linda Purnama Sari; Titis Puspitaningrum Dewi Kartika
Journal of Economics, Business, & Accountancy Ventura Vol 23, No 2 (2020): August - November 2020
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v23i2.2374

This study's primary objective is to develop shariah governance and maqasid alshariah models in improving the performance of SMEs in Surabaya, Indonesia. The sampling technique used is the purposive sampling method, and the analysis model used is the Structural Equation Model (SEM). The results show that creating a conducive pre-condition/situation, Sharia governance principles, and ethics, and code of conduct have insignificant influence on SMEs' performance. In contrast, maqasid al-shariah has a significant influence on the performance of SMEs. Besides, the results also show that gender positively moderates the influence of ethics and code of conduct on the performance of SMEs. In contrast, age negatively moderates the influence of the creation of conducive pre-condition/situation and ethics and code of conduct on SMEs' performance. The results of this study are expected to be used as input for SMEs to improve their performance. SMEs need to understand the Sharia governance indicators and increase their understanding of maqasid al-shariah in running their business.

PENGUJIAN EFISIENSI BENTUK SETENGAH KUAT DI INDONESIA Sri Lestari Kurniawati; Wiwik Lestari
Journal of Business & Banking Vol 1, No 2 (2011): November 2011
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v1i2.247

Efficient market is the market in which when there is an announcement the market get a reac- tion quickly from the investors. This finally influences the price movement of securities to- ward the new equilibrium price. Some of action dealing with announcement and that it is be- lieved to have trustable information, this information can be considered feasible to get re- sponse technically so as to influence the transaction in the capital market outside. Further- more, a market can be efficient also when it is a strong form and the security prices fully ex- presses all information widespread. This study attempts to find out to what extend the effi- ciency for capital market information in Indonesia by testing some actions done by the com- panies announced on the stock split, reverse split, profit announcement, and dividend shar- ing. The sample was taken by means of purposive sampling. Each consists of 26 samples of events for stock split and 19 sample of event for stock reverse. For announcement of the profit consists of 28 companies with 45 events and dividend announcement 26 companies for 52 events. The Expected is calculated using 3 models (Market Model, Mean Adjusted Model, and Market Adjusted Model). Using estimation period of 100 with five day observation pe- riod after event analysis, it shows that Indonesia capital markets has different reactions to- ward each event. In general, the results show that only profit announcement is responded by the capital market.

Pengaruh modal kerja terhadap profitabilitas pada perusahaan food and beverages di Bursa Efek Indonesia Arinda Putri Nawalani; Wiwik Lestari
Journal of Business & Banking Vol 5, No 1 (2015): May - October 2015
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v5i1.472

Working capital is defined as capital used by companies to finance daily operations. Working capital can also be interpreted as the whole current assets owned by a company. Working capital is expressed as current assets or short-term assets, such as; cash, mar-ketable securities, accounts receivable, inventory, and other current assets. The purpose of this study is to test the effect of working capital turnover, cash turnover, receivables turnover, and inventory turnover on the profitability of Food and Beverages companies listed in Indonesia Stock Exchange during 2007-2012. There are 15 companies used as the sample. They were analyzed using Eviews program and the results showed that working capital turnover has partially significant positive effect on profitability. Fur-thermore cash flows, receivables turnover, and inventory partially have significant but negative effect on profitability. These findings mean that the higher working capital turnover is the higher profitability. Therefore, the companies should also maintain the low level of working capital in order to optimizing profit.

RELIGIUSITAS DAN PERSEPSI RISIKO DALAM PENGAMBILAN KEPUTUSAN INVESTASI PADA PERSPEKTIF GENDER Wiwik Lestari
Journal of Business & Banking Vol 3, No 2 (2013): November 2013
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v3i2.236

Entrepreneur activities bring a great contribution to economy creativities. In this case, Indonesia has the majority of Moslem and some of them run their own business. Islam encourages entrepreneurship. This study attempts to investigate the influence of religiosity and risk perception in investment decision making on gender perspective. There are two independent variables namely religiosity and risk perception, while dependent variable is investment decision making, and gender as moderating variable. This uses questionnaires for collecting the data. With 110 Muslims entrepreneurs Sidoarjo, the collected data are analyzed by Generalized Structured Component Analysis (GeSCA) descriptively. The respondents still have not fully implemented religiosity. Respondents also tend to have high risk perception. The result showed that religiosity and risk perception have no effect on investment decision making. Also, gender did not find as a moderator. It indicates that men and women have the same perception on risk when they made investment decisions.

Pengaruh financial knowledge, lifestyle pattern pada perilaku manajemen keuangan wanita karir dengan locus of control sebagai variabel moderasi Rendra Elvira Shinta; Wiwik Lestari
Journal of Business & Banking Vol 8, No 2 (2018): November 2018 - April 2019
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v8i2.1524

Financial management behavior become a very important nowadays. This is related to the consumptive behavior in Indonesian and especially in Sidoarjo. The purpose of this reasearch was to determine The Impact Of Financial Knowledge, Lifestyle Pattern Of Career Woman Financial Management Behaviour With Locus Of Control As Moderating Variable.The sample consists of 180 respondents who have the characteristics as career woman that domiciled in Sidoarjo, has a income, as a manager of personal finances, productive age on 20-55 years, and at least junior high school as the latest education. Samples were selected using purposive sampling technique. Data were analyzed by Structural Equation Modeling on PLS (Partial Least Square). The results of this reasearch is represent that Financial Knowledge have a positive signficant impact on financial management behaviour, Locus of Control have a positive signficant impact on financial management behaviour and Locus of Control partially mediates on the impact of financial knowledge on financial management behaviour.

Co-Authors Arinda Putri Nawalani Arista, Dina Azhari, Ichwan Durotul Makkiyah Erika Erika Ernawati Ernawati Fitri Yani Hasibuan, Vivi Uvaira Hayeti, Triana Najma Herlambang, Nur Ika Yunia Fauzia Linda Purnama Sari Linda Purnama Sari, Linda Purnama Lindiawati, Lindiawati Lova, Stelly Martha M. Henityo Agung As'adi Mohammad Al Hafidz Muria Indah Nur Rochmawati B.S Nabhaki, Firelza Permana, Dhyka Bagus Prianggie, Sherly Alensia Rambe, Juli Asmida Rendra Elvira Shinta Reza Tianto Ripani, Izani Fathya Rizki Ayu Arilia Rr. Iramani Rr. Iramani Sandy, Sapna Ari Sindi Pramita Sari Sri Lestari Kurniawati Sri Lestari Kurniawati Sri Lestari Kurniawati Sujoko Waluyo Susanti, Siti Melvy Suwanto Suwanto Suwanto Tatik Suryani Tatik Suryani Titis Puspitaningrum Titis Puspitaningrum Dewi Kartika Titis Puspitaningrum Dewi Kartika Ulum, Achmad Syaiful Uvaira Hasibuan, Vivi Wahyuni, Intan Sri

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