Article Per Year (5 Year)
p-Index From 2021 - 2026
6.157
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Manajemen Teori dan Terapan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Benefit: Jurnal Manajemen dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Istinbath: Jurnal Hukum dan Ekonomi Islam JURNAL LENTERA BISNIS Sebelas Maret Business Review Syntax Idea Jurnal Manajemen Dirgantara Jurnal Ilmiah Edunomika (JIE) Jurnal Informatika Ekonomi Bisnis International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Enrichment : Journal of Management Cakrawala Repositori Imwi VALUE: Jurnal Ilmiah Akuntansi, Keuangan dan Bisnis International Journal of Social Service and Research Kontigensi: Jurnal Ilmiah Manajemen International Journal of Applied Finance and Business Studies JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Cakrawala: Jurnal Studi Islam Studi Akuntansi, Keuangan, dan Manajemen Borobudur Management Review IQTISHADequity jurnal MANAJEMEN Prosiding University Research Colloquium International Journal of Economics and Management Research PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi JURSIMA IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pengabdian Nasional (JPN) Indonesia JER Jurnal Kajian Ekonomi dan Perbankan Syariah Profetika: Jurnal Studi Islam
Muhammad Sholahuddin
Universitas Muhammadiyah Surakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Transportation Other

Published : 60 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : JER

 1 
The Influence of Islamic Investment Literacy and Investment Motivation on Islamic Investment Decisions Among Generation Z University Students in Surakarta Annisa Rahmadiani; Muhammad Sholahuddin
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2347

Abstract

With investment risk perception acting as a mediator, the study examines how Islamic investment literacy and investment desire affect factors influencing Islamic investment decision-making among Generation Z university students in Surakarta. 150 enrolled students aged 18 to 27 were administered questionnaires as part of this study's quantitative research design and survey methodology. Using SmartPLS software, the data were next examined using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings show that students' decisions about Islamic investments are positively and statistically significantly impacted by Islamic investment knowledge. Likewise, investment motivation was found to influence Islamic investment decision-making positively. Moreover, risk perception functions as a significant mediating mechanism through which Islamic investment literacy and investment motivation influence Islamic investment decision-making. The originality of this research lies in integrating Islamic investment literacy and investment motivation within a unified structural framework that explicitly positions risk perception as a mediating factor among Generation Z students, a group that has received limited attention in previous Islamic investment research. While earlier studies mainly focused on direct relationships, this research provides empirical evidence of the indirect pathways through which literacy and motivation shape investment decisions via perceived risk. From a theoretical perspective, this study contributes by proposing an extended behavioral model of Islamic investment decision-making that incorporates cognitive, motivational, and risk perception dimensions. In practice, the results have important implications for educational institutions and financial regulators in formulating targeted literacy initiatives and policy strategies to increase Islamic investment participation among younger generations in alignment with Islamic values.
Trust as a Mediator in the Relationship between Islamic Fintech Acceptance, User Experience, and Financial Satisfaction Arif Ikhsan Nurfaizy; Muhammad Sholahuddin
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2353

Abstract

The swift expansion of Sharia-compliant financial technology has expanded access to Islamic financial services. However, successful adoption relies as much on consumers' trust as on technology and experience. This quantitative explanatory research examines the mediating role of trust in Islamic fintech between technology acceptance and user experience satisfaction, and between user experience satisfaction and financial satisfaction. Data were collected from 236 active users via structured questionnaires and analyzed using PLS-SEM with SmartPLS 3.0, including outer-model evaluation (validity and reliability tests) and inner-model evaluation (R-square, Q-square, and hypothesis testing via bootstrapping). Results show that technology acceptance and user experience satisfaction positively and significantly influence trust, and trust significantly enhances financial satisfaction. Moreover, the impact of trust on financial satisfaction is partially mediated by technology acceptance. The findings provide both theoretical and practical implications: theoretically, this study strengthens the integration of the Technology Acceptance Model (TAM) with trust in the context of Islamic fintech, while, practically, it offers strategic insights for service providers to enhance user trust, improve system usability, and ultimately increase users’ financial satisfaction
Co-Authors Abdullah Faiq Abi Yusuf Nur Asida Ahmad Shilbi Sulton Alberta Adinata Anestia Retno Kusumastuti Angga Nur Pradana Annisa Rahmadiani Arif Ikhsan Nurfaizy Astri Normalita Sari Atwal Arifin Aura Kusuma Ayatullah Muhammad Ibrahim Bagas Wicaksono Bahtiar Hakim Banu Witono Bella Febrianti Choirul Amin Damantika Purnama Suci Diah Setiawati Edy Purwo Saputro Eko Suryanti Eni Setyowati Faiq Yash Bahy Nuryanto Fikri Haikal Ramadhani Mubarok Habib Adani Handriyani, Heni Hasna Albana Awangrif Helmy Nurcahyo Wibowo Ibra Achmed Fauzy Ihza Aditya Wisnu Imam Al Amin Imronudin, Imronudin Intan Damayanti Irma Juniar Frestiva Kamila Dhiyanahda Arelsa Kussudyarsana M. Farid Wajdi M. Farid Wajdi M. Ghusni Ridho Maya Mukaramah Ma’ruf Ma’ruf Meilisa Puji Tri Wiyani Melia Kusuma Moechammad Nasir Monica Dyah Untari Muhammad Arif Muhammad Hasanudin Muhammad Muhtar Arifin Sholeh Muhammad Nurul Kholifah Muhammad Saiful Huda Muhammad Zuhri Mujiyati Musa Fatahilah Fajar Mutmainnah Nafania Annisa Oktandani Nisa’, Khoirun Noer Nasongko Nur Achmad Priyono Putra, Ircham Suwarsang Qisthoni Permatasari Qudra Bezibweki Ranty Anindyastri Rara Yuni Rahmawati Reni Maulina Rezki Nur Hidayat Rini Kuswati Rini Kuswati Rini Kuswati Rivaldi Nofryanto Rizka Sarjito Satria Bayuaji Saputra Shaka Yudha Pratama Siddiq Purnomo Sisca Dian Rahmawati Siti Fatimah Nurhayati Soepatin Soepatin Soepatini Sri Murwanti Sri Murwanti Sri Padmantyo Sucia Majid Suryana, Alean Kistiani Hegy Susanti, Nani Irma Tata Fatima Azzahra Teguh Puji Nugroho Umrotun Umrotun Viciananda Fristyaningrum Wafiatun Mukharomah Waston Wiaam, Isnania Wiyadi Wiyadi Wuryaningsih Dwi Lestari Wuryaningsih Dwi Lestari Wuryaningsih Dwi Lestari Wuryaningsih Wuryaningsih Yani Purwaningtyas Yulfan Arif Nurohman Zainur Miftakhul Jannah Zulfa Irawati