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PENGARUH FINANCIAL CAPABILITY, MONEY ATTITUDES, DAN SOCIOECONOMIC STATUS TERHADAP ADVERSE FINANCIAL EVENTS Florencia Gabriel; Nanik Linawati
International Journal of Financial and Investment Studies (IJFIS) Vol 1 No 1 (2020): APRIL 2020
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.1.1.15-20

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh financial capability, money attitudes dan socioeconomic status terhadap adverse financial events pada masyarakat kota Ambon. Metode yang digunakan dalam penelitian ini yaitu metode penelitian kuantitatif. Sampel dalam penelitian ini sebanyak 121 responden yang diambil dengan metode purposive sampling. Analisa data akan dilakukan dengan menggunakan alat uji statistik dengan bantuan aplikasi bernama Statistical Product and Service Solutions (SPSS). Hasil penelitian menunjukkan bahwa financial capability berpengaruh signifikan terhadap adverse financial events, money attitudes berpengaruh signifikan terhadap adverse financial events dan socioeconomic status berpengaruh signifikan terhadap adverse financial events.
The Influence of Financial Literacy and Socio-Demographics on the Financial Management Behavior of Migrant Students in Surabaya Cynthia, Angelina; Linawati, Nanik
Economic Education and Entrepreneurship Journal Vol 7, No 1 (2024): Economic Education and Entrepreneurship Journal (E3J)
Publisher : FKIP Universitas Lampung

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Abstract

This research aims to analyze the influence of financial literacy and sociodemographic characteristics on the financial management of migrant students in Surabaya. We employed a quantitative descriptive approach and collected data through a shared Google Form. The analysis was conducted using Stata software. The results of our research reveal that a higher level of financial literacy has a positive and significant impact on the financial management abilities of migrant students. However, sociodemographic factors such as age, gender, and income do not exhibit a significant influence on their financial management. This analysis provides valuable insights into the significance of enhancing financial literacy among migrant students, thereby assisting them in improving their financial management skills.Keywords: Financial Literacy, Financial Management BehaviourDOI: http://dx.doi.org/10.23960/E3J/v7i1.13-17 
Upaya penanaman karakter rajin pada anak usia dini Wibisono, Audi; Sugianto, Everson; Velicia Gela, Kathryn; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.813

Abstract

For four days, community service activities were given to early childhood children at Rainbow Kiddy Kindergarten, Surabaya. Eight children participated, and all of them were kindergarten B students. The aim of holding this activity was to provide understanding and instill habits for productive and diligent living. The learning method is done through puppet stages that present educational stories, block assembly games, drawing on scratch paper, puzzle games, and coloring fans and piggy banks. The results of this community service activity show that the socialization activity has made children understand the importance of being diligent. Puzzle games and assembling blocks train children's motoric, sensory, and mental cognitive abilities to make efforts. Drawing activities on scratch paper and coloring fans encourage children to be more expressive and creative. Coloring piggy banks encourages creativity and the intention to start saving.
Edukasi pencegahan sikap konsumtif pada usia taman kanak-kanak Surasman, Imelda Kartika; Ganlin, Fesya Devina Putri; Pradigdo, Randy Aprilino; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.837

Abstract

Teaching children about finances at a young age is very important, during which the mind develops and an introduction to values ​​begins to form. Although some children at this age may not be familiar with such concepts, cultivating an understanding of the dangers of consumerism during critical developmental periods can provide long-term benefits. This community service activity is carried out to increase children's awareness of the attitudes children must have when facing the temptations of consumer life through puppet teaching media. The service method uses an interactive educational approach, and the stages include the preparation stage, implementation stage, and evaluation stage. Educational activities as part of this community service program positively impact children by increasing awareness and further understanding of the importance of frugal living and the evils of consumerism.
Pentingnya pembentukan kebiasaan menabung sejak dini untuk mempersiapkan masa depan siswa TK Juwono, Angela; Widjaja, Audrey Cerelia; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.870

Abstract

Financial problems often come unexpectedly. Applying adequate financial management is the primary key to facing future financial challenges. Therefore, sufficient knowledge is needed to build proper habits for managing money. Community service activities provided to TK Petra 9 Surabaya students involved three kindergarten classes, each consisting of 22 to 23 students. This program aims to introduce proper money management habits early on as a preparation for a stable future financial condition. In its implementation, the method used is service learning, which can directly cultivate awareness of problem-solving. The application of this method included watching puppet shows, coloring pictures of professions, ice-breaking, and making piggy banks. Puppet show activities positively influence students' character development, while coloring and making piggy banks help sharpen children's motor skills. Therefore, community service activity has been proven to have a constructive impact on the early childhood development of good habits.
Penanaman kesadaran pada anak usia dini akan pentingnya hidup sehat de Fretes, Michael Genesis Bimasatrya; Widjanarko, Kevin; Malonda, David Bryant; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.887

Abstract

This community service aims to raise awareness of the importance of healthy living in early childhood. The event was held at Anak Ceria Kindertanden, Surabaya. The activity lasted three days and was followed by twelve kindergarten students aged five to six. In this activity, learning is delivered through a variety of exciting activities. One of them is a puppet stage that tells about healthy food, which attracts children's attention and makes it easier for them to understand the concept. In addition, healthy food picture coloring activities are also done, giving children the opportunity to express their creativity while learning. A domino card game with a healthy food theme becomes the last activity. At this activity, children can learn while playing. The results of these activities show that students better understand the importance of a healthy lifestyle. It shows that this interactive and enjoyable learning method effectively raises health awareness from an early age.
Determinan debt behavior pengguna platform peer-to-peer lending Steven, Steven; Linawati, Nanik
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 6 No. 1 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

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Abstract

This study aims to examine the effect of financial literacy and financial behavior on debt behavior using a peer-to-peer lending platform. An associative-quantitative research design will be used in this investigation. This study used an online questionnaire, which was distributed to 100 respondents from MSME owners in the garment industry who have used or are currently using a peer-to-peer lending platform with a maximum turnover of $50 billion per year. The research data were analyzed using a structural equation model approach with the PLS (partial least squares) method. The results of this study indicate that financial literacy and financial behavior have a significant effect on debt behavior when using a peer-to-peer lending platform. Therefore, MSME owners need to understand the characteristics and funding through appropriate peer-to-peer lending according to their needs. Meanwhile, the manager of the peer-to-peer lending platform can consider the factors that affect performance and the need to continuously improve the performance of the peer-to-peer lending platform.
Pengenalan Profesi dan Pengembangan Cita-cita pada Anak Taman Kanak - Kanak melalui Inovasi Alat Permainan Edukatif Tjahjono, Yosephine Mevia; Bavani, Melinda; Chandra, Tirzah Febiola; Linawati, Nanik
Jurnal Pengabdian Masyarakat Bangsa Vol. 2 No. 1 (2024): Maret
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v2i1.781

Abstract

Setiap individu pasti memiliki harapan untuk meraih masa depan cerah yang tercermin dalam bentuk cita-cita. Pemahaman terhadap cita-cita seringkali dipengaruhi oleh lingkungan sekitar dan pendidikan yang diterima. Pendidikan yang diberikan kepada siswa TK berperan penting dalam mengembangkan bakat dan minat yang dimiliki. Dengan begitu, siswa TK akan mulai membentuk pemikiran untuk menentukan cita-cita. Pengabdian masyarakat ini memiliki tujuan untuk memperkenalkan konsep cita-cita, menanamkan pemahaman mengenai pengelolaan keuangan, dan mendorong motivasi siswa TK untuk mencapai cita-cita yang diharapkan. Metode yang digunakan dalam kegiatan pengabdian masyarakat ini melalui tiga langkah, yakni persiapan, pelaksanaan, dan evaluasi. Observasi terhadap jumlah siswa dan fasilitas yang tersedia, serta persiapan materi dan alat permainan edukatif dilakukan pada tahap persiapan. Pada tahap pelaksanaan, observasi diterapkan melalui penggunaan metode pembelajaran interaktif dengan melibatkan permainan dan dialog dengan siswa TK. Penilaian terhadap hasil pengamatan dan dokumentasi dilakukan pada tahap evaluasi guna menguji efektivitas dari media pembelajaran yang digunakan. Hasil pengabdian masyarakat menunjukkan bahwa alat permainan edukatif efektif digunakan sebagai media pembelajaran untuk meningkatkan minat dan antusiasme siswa TK untuk memahami konsep bagaimana mencapai cita-cita melalui sikap bijak dalam mengelola keuangan. 
Pentingnya Media Pembelajaran : Meningkatkan Kualitas Pemahaman Tentang Kebutuhan Dan Keinginan Pada Siswa Taman Kanak – Kanak Angelina, Irene; Sutjiono, Gabriella Lavenia; Citrawati, Irene; Linawati, Nanik
Jurnal Pengabdian Masyarakat Bangsa Vol. 2 No. 1 (2024): Maret
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v2i1.782

Abstract

Tantangan finansial yang dihadapi seringkali mewajibkan suatu keluarga untuk cermat dalam mengelola pengeluaran sehari-hari. Dalam situasi dimana penghasilan tidak selalu mengalami peningkatan sementara harga barang cenderung meningkat, keterampilan menghemat menjadi kunci utama. Pentingnya pola hidup hemat perlu ditanamkan sejak anak menginjak bangku Taman Kanak-kanak. Kegiatan edukasi kreatif di TK Kristen Eleos diharapkan dapat menumbuhkan kesadaran akan pentingnya berhemat pada para siswa. Sosialisasi alat peraga mengajarkan kepada para siswa TK untuk memprioritaskan pembelian berdasarkan kebutuhan daripada keinginan semata. Metode pengabdian masyarakat yang diterapkan adalah observasi partisipan yakni dengan terlibat langsung pada kegiatan belajar mengajar di TK Kristen Eleos Surabaya. Hasil dari kegiatan ini menunjukan perubahan positif pada perspektif siswa TK Kristen Eleos, dimana siswa menjadi lebih bijak dalam memilih barang yang diperlukan dan diperlukan untuk kehidupan sehari-hari.
Pemberdayaan Anak Usia Dini dalam Pengembangan Karir dan Mimpi: Pendekatan Edukasi Profesi di Tingkat Taman Kanak-Kanak Airell, Vernando; Leksono, Alexander Nissan; Lauwono, Lazaro Batigol; Linawati, Nanik
Jurnal Pengabdian Masyarakat Bangsa Vol. 2 No. 1 (2024): Maret
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v2i1.790

Abstract

Kegiatan pengabdian masyarakat di Taman Kanak-Kanak (TK) Kristen Eleos Surabaya bertujuan untuk memberikan pemahaman tentang profesi dan cita-cita sejak dini kepada para siswa. Melalui pendekatan interaktif dan kreatif, termasuk penggunaan media seperti video lagu, panggung boneka, permainan kartu, dan aktivitas mewarnai gambar, siswa diajak untuk memahami konsep cita-cita dan berbagai macam pekerjaan. Hasilnya menunjukkan bahwa pendekatan ini tidak hanya membangkitkan semangat dan antusiasme siswa, tetapi juga mempererat hubungan antara siswa dan pengajar. Para siswa tidak hanya mengenal konsep cita-cita, tetapi juga merasa didukung dan termotivasi untuk mengejar impian mereka. Dengan demikian, kegiatan ini tidak hanya tentang menyampaikan informasi, tetapi juga membentuk sikap, nilai, dan motivasi yang positif dalam diri siswa. Tidak hanya itu, kegiatan ini juga dapat menjadi momen penting bagi para siswa untuk mengidentifikasi minatnya. Dengan eksplorasi yang dilakukan melalui berbagai kegiatan, anak-anak dapat menemukan apa yang mereka sukai dan apa yang mereka kuasai dengan baik. Hal ini dapat menjadi landasan yang kuat untuk pengembangan karir dan pencapaian cita-cita di masa depan.
Co-Authors Adeline Yusuf, Keona Adisty Malliani Kusnadi Agnes Natalia Airell, Vernando Alexander, Gloria Andela, Valencia Anthony Wijaya Bavani, Melinda Bryan Setiawan, Adrianus Chandra, Tirzah Febiola Christian Chandra Chyntia Kartika Sanjaya Cindy Marcha Pongtuluran Citrawati, Irene Cynthia, Angelina de Fretes, Michael Genesis Bimasatrya Edbert Sudarsono, Jethson Elvira Unola Eveline, Jessica Evelyn Okky Santoso, Evelyn Okky Ezar, Grecia Jeslyn Felicia Claresta Harli Florencia Gabriel Ganlin, Fesya Devina Putri Gesti Memarista Gosal, Joe Valentino Hadiputra, Vincentinus Felix Halim Santoso Halim, Kevin Halim, Richard Harijanto, Jessica Lorita Irawan, Fristy Ester irene angelina Ivan Kurniawan, Abraham Jesseline Violeta Jocelyn, Angelique Jovita, Ansella Junior, Jonathan Hartono Juwono, Angela Kenneth, Davin Kezia, Vanessa Kristanto, Kenny Brian Kurniawan, Abraham Ivan Lauwono, Lazaro Batigol Leksono, Alexander Nissan Limantara, Bryan Janson Limapriadi, Angelica Renata Luciana, Ellena Arinda Mahendra, Adrian Malonda, David Bryant Marselina Gunawan Mathew Hadap, Billy Melinda, Graceline Melissa Lesmana Michelle Feodora Gunawan, Michelle Feodora Mintarja, Natasya Morgan Gemiartha, Celine Philip Haryono Polandauw, Clarissa Amanda Pradigdo, Randy Aprilino Pwee Leng Reynard, Dave Rifka Yulanda Umar, Rifka Yulanda Rizaldy Tallo, Rizaldy Salviana, Fintacia Zelda Saputra, Louis Nichollas Sautma Ronni Selanova, Theressia Setiadiwiria, Mahersya Christiani Setyono, Yemima Caroline Soetandio, Elena Erensia Steven Steven Sugianto, Everson Surasman, Imelda Kartika Susanto, Jeffrey Belmiro Suseno, Sanvelia Angelica Sutjiono, Gabriella Lavenia Talahatu, William Tan, Felice Carmelite Aprilie Tetimau, Felicia Edlyn Timothy Tandarto, Sefen Tirtamurti, Lim Madeleine Tjahjono, Yosephine Mevia Velicia Gela, Kathryn Viena Elvani Vincentius Andrew Wibisono, Audi Widjaja, Audrey Cerelia Widjanarko, Kevin Wijaya, Feysya Sandrina Wijaya, Joshua Wiranata, Destya Wong, Sharon Yongky, Jonathan Elia Yosia, Clarence Yulius Cornelis, Yulius