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All Journal Finesta SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Manajemen Pemasaran ABDIMAS SILIWANGI MANAJEMEN DEWANTARA Economic Education and Entrepreneurship Journal Jurnal Abdimas Mandiri INTEGRITAS : Jurnal Pengabdian Mattawang: Jurnal Pengabdian Masyarakat Jurnal Dharma Bhakti Ekuitas Daengku: Journal of Humanities and Social Sciences Innovation Journal of Accounting and Digital Finance Penamas: Journal of Community Service Journal of Accounting and Finance Management (JAFM) Jurnal Pengabdian Masyarakat Bangsa International Journal of Financial and Investment Studies Technology, Business and Entrepreneurship
Nanik Linawati
Fakultas Ekonomi, Universitas Kristen Petra
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Pentingnya Pendidikan Kebutuhan Dan Keinginan Bagi Murid TK Katolik Indriyasana VII Surabaya Yongky, Jonathan Elia; Limantara, Bryan Janson; Linawati, Nanik
Jurnal Pengabdian Masyarakat Bangsa Vol. 2 No. 1 (2024): Maret
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v2i1.800

Abstract

Pendidikan yang holistik  dan menyeluruh harus memperhatikan kebutuhan dan keinginan setiap murid secara individu. karena itu merupakan faktor utama dalam membentuk pertumbuhan dan perkembangan anak di masa depan. Penelitian ini bertujuan untuk menilai kebutuhan dan keinginan siswa di TK Katolik Indriyasana VII Surabaya dengan fokus pada pengembangan kreatif untuk memberikan edukasi pentingnya pola hidup hemat yang perlu ditanamkan sejak dini di Taman kanak-kanak. Melalui kegiatan pengabdian masyarakat, diharapkan dapat mengembangkan pendekatan kreatif dalam memberikan edukasi mengenai pentingnya berhemat kepada para siswa.. Metode penelitian yang diterapkan adalah pendekatan kualitatif,yang  melibatkan observasi dan terlibat langsung pada kegiatan belajar mengajar di TK Katolik Indriyasana VII Surabaya. Hasil penelitian menunjukkan bahwa pemahaman terhadap kebutuhan siswa membantu dalam merancang program pembelajaran yang relevan. Dengan demikian para siswa TK dapat membedakan antara kebutuhan dan keinginan. Hasil kegiatan ini mencerminkan respon positif dengan peningkatan pemahaman siswa mengenai pentingnya berhemat dan kecermatan dalam mengelola keuangan pribadi mereka.
Edukasi Pentingnya Mengetahui dan Mempelajari Prioritas Kebutuhan Sejak Usia Dini Luciana, Ellena Arinda; Setyono, Yemima Caroline; Salviana, Fintacia Zelda; Linawati, Nanik
Jurnal Dharma Bhakti Ekuitas Vol. 8 No. 2 (2024): Jurnal Dharma Bhakti Ekuitas
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v8i2.762

Abstract

Today’s children are often found lacking the ability to determine their lives’ priority. Children tend to want everything they see and try to ask for it by force which has an impact on the future of each individual. Many children do not understand the difference between needs and wants, which encourages children to not be able to choose the right one. Therefore, this community service activity focuses on educating the students of Rainbow Kiddy Kindergarten Surabaya about Needs vs Wants through puppet stage, guessing game, and puzzle. The purpose of this community service activity is that students can learn enthusiastically since they use game media as an intermediary in understanding the meaning of wants and needs. With the device that assists students' learning, Rainbow Kiddy Kindergarten feels helped as the students could know and be more familiar with the needs that must be prioritized over desires. Keywords: Needs, wants, early childhood, prioritization Abstrak Anak-anak jaman sekarang kerap kali ditemukan kurang bisa menentukan prioritas dalam hidup. Anak-anak cenderung menginginkan segala yang dilihat dan berusaha meminta dengan memaksa yang berdampak pada masa depan masing-masing individu. Banyak anak-anak yang tidak memahami perbedaan kebutuhan dan keinginan sehingga mendorong anak-anak tidak bisa memilih yang benar. Oleh karena itu, kegiatan pengabdian masyarakat ini bertitik-tolak pada edukasi mengenai Needs vs Wants terhadap para siswa Taman Kanak-Kanak (TK) Rainbow Kiddy Surabaya melalui panggung boneka, bermain tebak gambar, dan puzzle. Tujuan dari kegiatan pengabdian masyarakat ini adalah agar para siswa dapat belajar dengan antusias karena menggunakan media permainan sebagai perantara dalam pemahaman arti keinginan dan kebutuhan. Dengan adanya device yang membantu pembelajaran para siswa, TK Rainbow Kiddy merasa terbantu karena para siswa dapat mengetahui dan lebih mengenal kebutuhan yang harus diprioritaskan daripada keinginan. Kata kunci: Kebutuhan, keinginan, usia dini, prioritas
Menanamkan literasi keuangan dan investasi pada remaja melalui game-based learning: Rally Games Harijanto, Jessica Lorita; Saputra, Louis Nichollas; Ezar, Grecia Jeslyn; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 2 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i2.1354

Abstract

Understanding the concept of personal financial management is crucial for today's teenagers, as the skill for financial decision-making. Therefore, teenagers must be equipped with financial planning knowledge as early as possible. One form of financial knowledge provision to teenagers has been carried out by Petra Christian University Finance and Investment students through community service at Frateran Catholic High School, Surabaya. The purpose is to make teenagers aware of the importance of personal financial management and develop skills in making wise financial decisions. The method used in the activity was interactive delivery of material through discussions and supported by rally games activities. This activity was designed to attract teenagers at Frateran Catholic High School to understand more about financial literacy. The rally games method covered supply-demand, interest rates, and investment instruments allocated in three different stations. The results showed an increase in the teenagers' understanding of the concept of financial literacy. The teenagers were able to identify investment instruments and realized the importance of financial management. Thus, this activity succeeded in having a positive impact on improving teenagers' financial literacy.
Peran kebijakan dividen terhadap enterprise value perusahaan sektor consumer staples di Indonesia Melinda, Graceline; Wijaya, Feysya Sandrina; Widjaja, Audrey Cerelia; Linawati, Nanik
Journal of Accounting and Digital Finance Vol. 5 No. 1 (2025): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v5i1.1470

Abstract

This study aims to analyze the effect of dividend policy on the enterprise value of consumer staples sector companies in Indonesia. This sector was chosen because of its important role in the economy and market stability. The main objective of this study is to identify the extent to which dividend policy can affect enterprise value in this sector. This study uses secondary data from Revinitif. Sample selection was carried out by purposive sampling. The control variables involved are return on assets, business size, and degree of financial leverage. The research method used is panel data regression with a fixed effect model approach. The results of the study show that the amount of dividends distributed does not have a significant effect on enterprise value. However, investors consider the level of return on assets, business size, and degree of financial leverage of the company more when making investment decisions.
Peningkatan literasi dan manajemen keuangan rumah tangga melalui pelatihan dan pendampingan di Desa Sooko Junior, Jonathan Hartono; Kristanto, Kenny Brian; Hadiputra, Vincentinus Felix; Linawati, Nanik
Penamas: Journal of Community Service Vol. 5 No. 1 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i1.1692

Abstract

This community service activity aims to enhance financial literacy and household financial management for the residents of Sooko Village. Based on initial observations, it was found that many families in the village struggle with financial management, including budget planning, debt management, and the wise use of financial services. The lack of understanding of basic financial concepts has led most of the community to fall into consumptive habits and fail to save for urgent needs. To address this issue, training, and mentoring were conducted using a service-learning approach, which combines academic learning with direct community interaction. The training program includes education on financial planning, distinguishing between needs and wants, and the practice of daily financial record-keeping. Additionally, individual coaching sessions and educational games were implemented to improve participants' understanding. The results of the activity showed that the community's awareness of the importance of financial management increased, with most participants beginning to adopt better financial practices. The success of this program confirms that an interactive educational approach can positively impact the financial well-being of the people of Sooko Village, Gresik.
Determinant Stock Return in Energy Sector Period 2017 - 2022 Talahatu, William; Linawati, Nanik
Technology, Business and Entrepreneurship Vol. 1 No. 2 (2023): Technology, Business and Entrepreneurship
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Institut Teknologi dan Bisnis Sabda Setia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61245/techbus.v1i2.7

Abstract

This study aims to analyze the influence of the variables Net Income, Rupiah Exchange Rate, and Operational Cash Flow on stock returns in the energy sector. This research was conducted using time series data for the period 2017-2022. The data analysis method in this research involves the use of a multiple linear regression model to identify the influence of Net Income, Rupiah Exchange Rate and Operational Cash Flow on stock returns in the energy sector during the period 2017-2022. Results This research shows that Net income has a significant effect on stock returns in the energy sector, the Rupiah Exchange Rate has a significant effect on stock returns in the energy sector. Apart from that, Operational Cash Flow does not have a significant effect on stock returns in the energy sector.
Merger InJourney Airports: Optimalisasi Sinergi Operasional dan Keuangan dalam Industri Aviasi Indonesia Ivan Kurniawan, Abraham; Mathew Hadap, Billy; Morgan Gemiartha, Celine; Edbert Sudarsono, Jethson; Adeline Yusuf, Keona; Linawati, Nanik
Journal of Accounting and Finance Management Vol. 6 No. 2 (2025): Journal of Accounting and Finance Management (May - June 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i2.1914

Abstract

Penelitian berjudul "Merger InJourney Airports: Optimalisasi Sinergi Operasional dan Keuangan dalam Industri Aviasi Indonesia" mengkaji penggabungan PT Angkasa Pura I dan PT Angkasa Pura II menjadi InJourney Airports pada September 2024. Penggabungan ini bertujuan meningkatkan efisiensi operasional, kinerja keuangan, dan kualitas layanan di sektor aviasi Indonesia. Penelitian menggunakan pendekatan kualitatif deskriptif dengan menganalisis data sekunder, seperti laporan keuangan, laporan kinerja, dan publikasi media periode 2020-2024. Hasil penelitian menunjukkan bahwa penggabungan berhasil meningkatkan efisiensi operasional melalui standarisasi prosedur operasional dan teknologi, seperti sistem check-in digital yang mengurangi waktu tunggu penumpang hingga 15%. Kinerja keuangan juga meningkat, ditunjukkan oleh kenaikan Return on Assets dari 4,5% pada 2023 menjadi 4,8% pada 2024 dan Return on Equity dari 8,2% menjadi 9,0%. Proses due diligence efektif meminimalkan risiko, sementara investasi teknologi mendukung peningkatan kualitas layanan. Penelitian ini menyimpulkan bahwa penggabungan InJourney Airports mencapai sinergi operasional dan keuangan, memperkuat daya saing global.
Factors Influencing the Adoption of Digital Banking: Generation Z in Surabaya Kurniawan, Abraham Ivan; Morgan Gemiartha, Celine; Edbert Sudarsono, Jethson; Wijaya, Joshua; Adeline Yusuf, Keona; Linawati, Nanik
Journal of Accounting and Finance Management Vol. 6 No. 2 (2025): Journal of Accounting and Finance Management (May - June 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i2.1915

Abstract

The study titled "Factors Influencing the Adoption of Digital Banking: Generation Z in Surabaya" examines the influence of digital financial literacy comprising financial knowledge, financial behavior, and financial attitude on the interest in adopting digital banking services among Generation Z in Surabaya. A quantitative research method was employed using a survey approach. The respondents consisted of 115 individuals aged 18–28 years in Surabaya, selected through purposive sampling. Data were collected via online questionnaires and analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method with SmartPLS. The results indicate that financial behavior and financial attitude significantly influence the interest in using digital banking, while financial knowledge shows no significant effect. These findings offer valuable insights for digital banking service providers to tailor strategies that align with the financial behavior and preferences of young users.
Pemberdayaan masyarakat Desa Sooko melalui pembelajaran keuangan: Pemahaman arus kias dan strategi menabung untuk keberlanjutan ekonomi Halim, Kevin; Timothy Tandarto, Sefen; Bryan Setiawan, Adrianus; Linawati, Nanik
Abdimas Siliwangi Vol. 8 No. 2 (2025): Juni 2025
Publisher : IKIP SILIWANGI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22460/as.v8i2.27124

Abstract

Pengelolaan keuangan yang baik masih menjadi tantangan bagi warga desa Soko, terutama akibat rendahnya literasi keuangan di kalangan mereka. Salah satu permasalahan utama yang dihadapi adalah ketidakmampuan untuk memahami dan mencatat arus kas rumah tangga secara terstruktur. Hal ini menyebabkan mereka kesulitan dalam mengatur keuangan, membedakan antara kebutuhan dan keinginan, serta tidak memiliki gambaran yang jelas mengenai kondisi keuangan mereka. Selain itu, mayoritas warga juga tidak memiliki dana darurat atau tabungan, yang membuat mereka rentan terhadap masalah keuangan di saat-saat sulit. Kegiatan pengabdian kepada masyarakat ini menekankan pentingnya selektif dalam menggunakan uang mereka untuk keperluan hidup dengan mempertimbangkan skala prioritas dan mengenai pentingnya pencatatan arus kas sebagai langkah awal dalam pengelolaan keuangan yang lebih baik. Warga diajarkan untuk mengutamakan pembelian kebutuhan yang sesuai dengan fungsi, bukan berdasarkan keinginan semata. Dengan pendekatan ini, diharapkan warga dapat lebih bijaksana dalam mengelola pengeluaran mereka, sehingga dapat menciptakan kondisi keuangan yang lebih stabil dan terencana.
Literasi sistem pembayaran digital sebagai strategi pencegahan konsumerisme di kalangan pelajar SMA Suseno, Sanvelia Angelica; Limapriadi, Angelica Renata; Irawan, Fristy Ester; Linawati, Nanik
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 3 (2025): May
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i3.30581

Abstract

Abstrak Perkembangan teknologi digital telah mendorong perubahan signifikan dalam sistem pembayaran, termasuk di kalangan generasi muda yang kini akrab dengan transaksi nontunai. Namun, kemudahan akses ini turut meningkatkan risiko perilaku konsumtif yang tidak terkontrol. Kegiatan edukasi ini bertujuan untuk memberikan pemahaman kepada generasi muda mengenai sistem pembayaran digital serta dampaknya terhadap perilaku keuangan, sebagai langkah preventif terhadap konsumerisme sejak dini. Sasaran kegiatan ini adalah pelajar SMA Katolik Frateran Surabaya, dengan total peserta sebanyak 24 orang. Metode pelaksanaan adalah service learning, yang meliputi pre-test dan post-test untuk mengukur peningkatan pemahaman peserta, penyampaian materi mengenai sistem pembayaran digital dan anti konsumerisme, serta permainan "Family 100" yang dirancang untuk menguji pengetahuan peserta mengenai materi yang telah disampaikan. Selain itu, sesi tebak-tebakan juga digunakan untuk memperdalam pemahaman peserta dengan cara yang menyenangkan dan interaktif. Materi yang disampaikan mencakup pengenalan sistem pembayaran digital dan strategi mengelola keinginan konsumsi di era digital. Hasil kegiatan menunjukkan peningkatan dalam pemahaman pelajar terhadap pentingnya pengelolaan keuangan dan penggunaan sistem pembayaran secara bijak. Edukasi ini berhasil memotivasi peserta untuk lebih kritis dalam menghadapi godaan konsumerisme digital, sejalan dengan tujuan Strategi Nasional Literasi Keuangan Indonesia 2021–2025. Kata kunci: generasi muda; konsumerisme; sistem pembayaran digital Abstract The development of digital technology has driven significant changes in payment systems, especially among the younger generation familiar with cashless transactions. However, this ease of access increases the risk of uncontrolled consumer behavior. This educational activity aims to provide young people with an understanding of digital payment systems and their impact on financial behavior as a preventive measure against consumerism. The target of this activity is students from SMA Katolik Frateran Surabaya, with 24 students. The implementation method includes a pre-test and post-test to measure improvement in students' understanding, presentation of material on digital payment systems and anti-consumerism, and the "Family 100" game designed to test students’ knowledge. In addition, a guessing game session deepens participants' understanding in a fun, interactive way. Topics covered include an introduction to digital payment systems and strategies for managing consumption desires in the digital era. The results show an increase in students' understanding of financial management and the wise use of payment systems. This activity successfully motivated students to be more critical of digital consumerism, aligning with the Indonesian National Financial Literacy Strategy 2021–2025 goals. Keywords: young generation; consumerism; digital payment systems
Co-Authors Adeline Yusuf, Keona Adisty Malliani Kusnadi Agnes Natalia Airell, Vernando Alexander, Gloria Andela, Valencia Anthony Wijaya Bavani, Melinda Bryan Setiawan, Adrianus Chandra, Tirzah Febiola Christian Chandra Chyntia Kartika Sanjaya Cindy Marcha Pongtuluran Citrawati, Irene Cynthia, Angelina de Fretes, Michael Genesis Bimasatrya Edbert Sudarsono, Jethson Elvira Unola Eveline, Jessica Evelyn Okky Santoso, Evelyn Okky Ezar, Grecia Jeslyn Felicia Claresta Harli Florencia Gabriel Ganlin, Fesya Devina Putri Gesti Memarista Gosal, Joe Valentino Hadiputra, Vincentinus Felix Halim Santoso Halim, Kevin Halim, Richard Harijanto, Jessica Lorita Irawan, Fristy Ester irene angelina Ivan Kurniawan, Abraham Jesseline Violeta Jocelyn, Angelique Jovita, Ansella Junior, Jonathan Hartono Juwono, Angela Kenneth, Davin Kezia, Vanessa Kristanto, Kenny Brian Kurniawan, Abraham Ivan Lauwono, Lazaro Batigol Leksono, Alexander Nissan Limantara, Bryan Janson Limapriadi, Angelica Renata Luciana, Ellena Arinda Mahendra, Adrian Malonda, David Bryant Marselina Gunawan Mathew Hadap, Billy Melinda, Graceline Melissa Lesmana Michelle Feodora Gunawan, Michelle Feodora Mintarja, Natasya Morgan Gemiartha, Celine Philip Haryono Polandauw, Clarissa Amanda Pradigdo, Randy Aprilino Pwee Leng Reynard, Dave Rifka Yulanda Umar, Rifka Yulanda Rizaldy Tallo, Rizaldy Salviana, Fintacia Zelda Saputra, Louis Nichollas Sautma Ronni Selanova, Theressia Setiadiwiria, Mahersya Christiani Setyono, Yemima Caroline Soetandio, Elena Erensia Steven Steven Sugianto, Everson Surasman, Imelda Kartika Susanto, Jeffrey Belmiro Suseno, Sanvelia Angelica Sutjiono, Gabriella Lavenia Talahatu, William Tan, Felice Carmelite Aprilie Tetimau, Felicia Edlyn Timothy Tandarto, Sefen Tirtamurti, Lim Madeleine Tjahjono, Yosephine Mevia Velicia Gela, Kathryn Viena Elvani Vincentius Andrew Wibisono, Audi Widjaja, Audrey Cerelia Widjanarko, Kevin Wijaya, Feysya Sandrina Wijaya, Joshua Wiranata, Destya Wong, Sharon Yongky, Jonathan Elia Yosia, Clarence Yulius Cornelis, Yulius