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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Ekonomi & Studi Pembangunan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Ahkam: Jurnal Hukum Islam Maqasid: Jurnal Studi Hukum Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics JMM (Jurnal Masyarakat Mandiri) Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan MALIA Istinbath: Jurnal Hukum dan Ekonomi Islam Justisia Ekonomika Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Humanism : Jurnal Pengabdian Masyarakat Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Society: Jurnal Pengabdian Masyarakat Milkiyah: Jurnal Hukum Ekonomi Syariah Jurnal Kreativitas dan Inovasi (Jurnal Kreanova) Chalim Journal of Teaching and Learning Journal of Artificial Intelligence and Digital Business Journal of Waqf and Islamic Economic Philanthropy Jurnal Hukum Islam
Dian Berkah
Universitas Muhammadiyah Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences Other

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Strategic Utilization of Muhammadiyah’s Waqf Land Assets To Support Green Economy Setiyowati, Arin; Salsabilla, Salma Nadia; Berkah, Dian; Nadid, Erdin
MALIA: Jurnal Ekonomi Islam Vol 16 No 2 (2025)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v16i2.6291

Abstract

Introduction: The utilization of waqf land assets, especially in the Muhammadiyah Organization, has not been optimal in supporting sustainable development and a green economy. A strategy for utilizing waqf land assets in the Muhammadiyah Organization to support a green economy is pivotal. Methods: This study used a qualitative method with a case study approach. The sources used in this study are primary and secondary data. The data analysis technique used in this study was simplifying raw data from interviews or data reduction. Results: Data collection used in-depth interviews with Nadzir administrators. Based on the interviews, four main detailed themes emerged: management of waqf land assets, utilization of waqf land for a green economy, collaboration and partnership, and challenges and optimization strategies. These four themes provide a complete picture of how the waqf land management process works in the field practice. Conclusion and suggestion: Optimizing the use of waqf land assets by Muhammadiyah, especially in Bojonegoro and Lamongan, has shown a paradigm shift from traditional waqf management to productive waqf oriented towards sustainability through integration with the concept of green economy.
Integration of Child-Raising Values in Islam and The Philosophical Thought of Stoicists Laksmana, Zulkarnain Putra; Setiawan, Thoat; Ansori, Isa; Ikhwanuddin, Mohammad; Berkah, Dian
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 19, No. 6 : Al Qalam (November 2025)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v19i6.5094

Abstract

This article examines the integration of Islamic parenting values with the principles of Stoic philosophy, particularly within the framework of developing strong, religious, and rational character in children. Islam, through the concept of hadhanah, emphasizes the importance of parents' role in caring for and educating children by balancing physical, emotional, spiritual, social, and intellectual aspects. On the other hand, Stoicism emphasizes the principles of self-control, wisdom, courage, and justice as moral foundations for facing life. This research uses a qualitative approach based on literature, reviewing various Islamic and Stoic philosophical literature, and analyzing relevant verses from the Quran. The results show that these two value systems have strong convergence in aspects of character education, instilling virtue, and developing emotional resilience in children. Islam emphasizes the importance of role models, advice, habituation, and supervision in educating children, while Stoicism strengthens the mental aspect through emotional control and a focus on controllable matters. The integration of the two offers a parenting approach that is relevant to the challenges of the times, both in the ever-changing digital and social contexts.
Upaya Peningkatan Kemandirian Ekonomi APUNA Jawa Timur Melalui Aplikasi Smart Self Entrepreneur (SSE) Setiyowati, Arin; Berkah, Dian; Huda, Fatkur; Salsabilla, Salma Nadia
Society : Jurnal Pengabdian Masyarakat Vol. 3 No. 5 (2024): September
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/jpm.v3i5.447

Abstract

Kurangnya pengetahuan dan pemahaman tentang pengelolaan usaha yang professional untuk peningkatan skala usaha, tidak ada akses maupun media yang mewadai upaya peningkatan skill kewirausahaan secara mandiri yang mudah diakses darimana saja dan kapan saja, dan belum adanya Gerakan yang massif mengenai peningkatkan kualitas kewirausahan menjadikan Tim Abdimas Universitas Muhammadiyah Surabaya melakukan pengabdian dengan menghadirkan Solusi berupa aplikasi Smart Self Entrepreneur (Sse) berbasis web untuk peningkatan kemandirian ekonomi perempuan khususnya kader PWNA Jawa Timur. Metode penelitian dilakukan dalam beberapa tahapan yakni persiapan, pelaksaanaan mentoring evaluasi, dan pelaporan. Hasilnya bahwa pengabdian ini mendapatkan respon yang positif dari berbagai pihak terutama dari PWNA Jawa Timur
(حكم "بيليس" في الزواج العرفي فى قبيلة "لاماحولوط" فى مدينة "لارانتوك" بفولوريس الشرقية نوسى تنجرا الشرقية (دراسة تحليلية نقدية Sulaiman, Umar; Berkah, Dian; Basith, Abdul
Maqasid: Jurnal Studi Hukum Islam Vol. 9 No. 1 (2020)
Publisher : Muhammadiyah University of Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/mqsd.v9i1.6557

Abstract

Abstract In the life of the Lamaholot tribe, customs and beliefs are still developing strongly. It is still found in the Lamaholot tribal community in East Flores, East Nusa Tenggara regarding  "Belis" in the marriage process. "Belis" is a tradition of noble values and forms of respect for women. The purpose of "Belis" is the legal determinant of a marriage, as a sign that the girl has left her home family, and as a tool to raise the name / degree of the family There are various forms of "Belis" in East Nusa Tenggara that are used in the form of gold, silver, money, and animals such as buffalo, cows or horses. The uniqueness of the "Belis" lamaholot community is concrete in the form of value and size of elephant ivory that is difficult to obtain. Although elephant ivory is very difficult to obtain, this tradition still applies and is maintained by the Lamaholot community.The purpose of this study is 1) to find out how the traditional practice of "Belis" in the Lamaholot tribe community 2) to find out how the views of ulama, traditional leaders, and the viewpoint of Islamic law about the customs. The subjects of this research are the local community, community leaders and Ulama '. This research is a type of qualitative research using data collection methods and methods of observation, interviews, and documentation while the data processing is Editing, Classifying, Analizing and Concluding.The conclusions of this study are 1) that the tradition of "Belis" in the Lamaholot tribe is a legacy of ancestors and until now this tradition still exists 2) according to traditional leaders and different religious leaders, according to religious leaders that the tradition of "Belis" is contrary to the Shari'a Islam. And according to traditional leaders, adat belis does not contradict because adat has to be maintained. But to maintain the brotherhood between them, they are at peace and agree to improve the custom of "Belis". If viewed from the perspective of Islamic law that part of the traditional process of "Belis" is contrary to the basic method of Islamic law. Keywords: Belis, Tradition, Marriage
CHILD PROTECTION IN THE FATWA OF MUHAMMADIYAH COUNCIL FOR RELIGIOUS OPINION AND TAJDID IN 2024 AND LAW NO. 35 OF 2014 Efendy, Imam Nur; Ikhwanuddin, Mohammad; Al Farisi, Salman; Stiawan, Thoat; Berkah, Dian
istinbath Vol. 24 No. 2 (2025): December
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v24i2.978

Abstract

This study analyzes the protection of children's rights from a comparative perspective between the Fatwa of the Muhammadiyah Tarjih and Tajdid Council Number 54/KEP/I.0/B/2024 concerning Child Protection Jurisprudence (Fiqh) and the Law of the Republic of Indonesia Number 35 of 2014 concerning Child Protection. The research problem focuses on the similarities and differences in the legal substance between the aforementioned Fatwa and the Child Protection Law in terms of guaranteeing children's rights. Both legal sources share four main similarities: the right to life and development, the right to education, the right to custody (hadanah), and the right to express an opinion. However, there are three main differences: (1) the legal sources used, where the Fatwa is derived from Islamic teachings, while the law is based on state law; (2) the Fatwa does not directly address the rights of children with disabilities, although attention to this issue is contained in a separate Fiqh for Disabilities; and (3) (Assumption: Insert the third explicit difference if available in the original text, or focus on implications). This research used a qualitative method with a juridical-normative approach, analyzing relevant documents and literature. The results indicate that significant issues remain to require attention, such as the lack of clear regulations for child protection in the digital age, the continued occurrence of child marriage despite its prohibition, and the limited space for children to express their opinions due to authoritarian family cultures. This research recommends the importance of incorporating religious values into state policy and the need for further study on the protection of children with disabilities and children in the digital world from an Islamic perspective.
MARKETING STRATEGY ANALYSIS OF SAVINGS PRODUCTS AT PT BANK MUAMALAT KCP WIYUNG Fahrur Rosi; Dian Berkah; Rukhul Amin
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 4 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i1.2555

Abstract

This study examines the implementation of savings product marketing strategies at PT Bank Muamalat KC Wiyung and its impact on increasing the number of customers and savings funds. In-depth interviews were conducted with the branch managers of Bank Muamalat Wiyung to obtain an overview of how the bank markets savings products and the challenges faced in implementing them. The results of the study indicate that a combination of marketing strategies through sharia channels such as branch offices and digital such as mobile banking and the use of referral programs can effectively attract new customers and retain old customers. In addition, the implementation of a personal approach through direct visits and promotional campaigns strengthens customer relationships with the bank. However, the bank still faces challenges from intense competition and difficulties in introducing new products to an increasingly growing market. This study highlights the importance of managing innovative and sustainable marketing strategies, and how this can increase customer loyalty and the competitiveness of Bank Muamalat's savings products in the sharia banking market.
SHARIA FINANCING IN THE AGRICULTURAL SECTOR: SOLUTIONS TO THE PROBLEM OF USURY FROM A SOCIAL AND ECONOMIC PERSPECTIVE Larasati, Pradipta Puspita; Fitriyah, Sayyidatul; Widiastuti, Tika; Berkah, Dian
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (8309.367 KB) | DOI: 10.20473/jebis.v3i2.6756

Abstract

As an agricultural country, the agricultural sector has a vital role in the development of the national economy. But it does not mean the agricultural sector work without an obstacle. In fact the sector is often faced with various problems, especially in the weakness of capital. The capital needs will increase along with various choices of commodities and cropping patterns, the development of cultivation technology, post- harvest handling and processing of increasingly rapid results. In the era of agricultural technology, intensive of capital mobilization for both agricultural equipment and production facilities. Farmers can not afford to finance their farms with their own funds so that the farmers decide to finance the majority of which come from conventional lending institutions or even loan sharks and "moneylenders” based on the interest system which contains the element of riba. This is what causes financing by using islamic financial institutions are still minimal. Over this condition, making an opportunity as well as a challenge for islamic financial institutions to be present in the community, especially farmers in the agricultural sector, in order to minimize the action of riba in economic activity. As a solution, sharia financial institutions offer appropriate financing schemes in accordance with the needs of farners, but it can also be through the optimization of the function of islamic microfinance institutions (BMT) as an alternative in financing in the agricultural sector, the establishment of agricultural sharia banking and the application of rewards and punishment in financing. So the purpose of this study is expected by closer farmers with islamic financial institutions so that they can be completely free from the riba that can harm.Keywords:Riba, Agricultural Development, Sharia Financing, Islamic Financial Institutions, Islamic Banking.
MANAJEMEN KEUANGAN BERBASIS SYARIAH PADA BADAN USAHA MILIK NASYIATUL AISYIYAH JAWA TIMUR GUNA MENINGKATKAN KEMANDIRIAN EKONOMI ORGANISASI PEREMPUAN Setiyowati, Arin; Salsabilla, Salma Nadia; Berkah, Dian
JMM (Jurnal Masyarakat Mandiri) Vol 9, No 5 (2025): Oktober
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v9i5.33633

Abstract

Abstrak: Pentingnya penguatan kapasitas manajemen keuangan berbasis syariah bagi organisasi perempuan menjadi alasan utama pelaksanaan kegiatan ini, khususnya dalam rangka mendorong kemandirian ekonomi BUANA (Badan Usaha Milik Nasyiatul Aisyiyah) Jawa Timur. Kegiatan ini bertujuan untuk meningkatkan softskill dan hardskill mitra dalam mengelola keuangan dan usaha secara profesional dan sesuai prinsip syariah. Metode yang digunakan meliputi pelatihan manajemen bisnis dan keuangan syariah, serta pendampingan manajemen keuangan syariah kepada mitra. Kegiatan ini melibatkan 50 orang anggota BUANA PWNA Jatim sebagai mitra utama. Evaluasi dilakukan melalui observasi, wawancara, dan analisis dokumen keuangan sebelum dan sesudah kegiatan, dengan instrumen berupa 20 butir pertanyaan yang mengukur tingkat pemahaman serta tiga indikator keberhasilan utama: peningkatan literasi keuangan syariah, kemampuan penyusunan laporan keuangan sesuai prinsip syariah, dan kemandirian dalam pengoperasian sistem informasi manajemen keuangan. Hasil evaluasi menunjukkan peningkatan kemampuan mitra dalam mengelola keuangan berbasis syariah secara tersistem sebesar 90%, yang mencerminkan efektivitas pendekatan pelatihan dan implementasi digital dalam memperkuat tata kelola organisasi perempuan berbasis nilai-nilai Islam.Abstract: The importance of strengthening sharia-based financial management capacity for women's organizations is the main reason for the implementation of this activity, particularly in order to encourage the economic independence of BUANA (Badan Usaha Milik Nasyiatul Aisyiyah) East Java. This activity aims to enhance the soft skills and hard skills of partners in managing finances and businesses professionally and in accordance with sharia principles. The methods used include training in business management and sharia finance, as well as providing sharia financial management assistance to partners. This activity involved 50 members of BUANA PWNA East Java as the main partners. The evaluation was carried out through observation, interviews, and analysis of financial documents before and after the activities, using an instrument consisting of 20 questions to measure the level of understanding and three main success indicators: improvement of sharia financial literacy, the ability to prepare financial reports according to sharia principles, and independence in operating the financial management information system. The evaluation results show a 90% improvement in partners' ability to systematically manage sharia-based finance, reflecting the effectiveness of the training approach and digital implementation in strengthening the governance of women’s organizations based on Islamic values.
Islamic Economic Thought Has Existed Since The Time Of The Prophet Adam Alaihis Salam Luluk Latifah; Isma Swadjaja; Dian Berkah; Muridah Isnawati; Warsidi Warsidi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8745

Abstract

Studies on the history of Islamic economics are still very rare, especially the study of Islamic economics before the Nubuwah period or the time of the appointment of the Prophet Muhammad as a Prophet and Apostle. The purpose of this study is to prove that Islamic economic civilization has existed since the time of the Prophet Adam sent by Allah to the earth. The method used in this study is a qualitative method with a research library, with a historical methodology approach. The results of the study said that Islamic economic civilization existed long before the Nubuwah era or the time of the appointment of the Prophet Muhammad SAW as a prophet and apostle. At the time of the Prophet Adam, there were very simple economic activities to meet their basic or primary needs. These economic activities are consumption, distribution and production. More and more economic functions were practiced during the time of Noah and Yunus, including the functions of transportation and trade. Even at the time of the Prophet Yusuf, there was already a supply and warehousing function. The time when Prophet Musa carried out economic activities more fully and in detail, namely when Prophet Musa a.s. met with two girls who were queuing to get their cattle to drink and then Prophet Musa offered himself as a representative (wakalah contract) to carry out the duties of the two girls. Furthermore, more intense cooperation in the field of livestock maintenance and development as employees (managers) and shahibul Maal (livestock owners). The economic functions at the time of the Prophet Muhammad were more complete, namely the functions of production, consumption, distribution, human resources and investment. Almost everything was lived by the Prophet Muhammad himself since the age of 8 years. The initial journey that the Prophet Muhammad had carried out was as a deputy at the beginning as a shepherd with a salary system, then as a mudharib in a trading business when the prophet Muhammad was not married, and then after marrying Khadijah the Prophet acted as a shahibul mall and at the same time an investor and this is when the Prophet Muhammad have a lot of time to think about the condition of society, at this time the Prophet had achieved financial freedom or freedom of money
Jama'ah Tani Muhammadiyah: A Sharia-Compliant Agricultural Business Model Ramadlan, Alfain Jalaluddin; Berkah, Dian
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 5 No. 1 (2026): Milkiyah: Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v5i1.2051

Abstract

Jama’ah Tani Muhammadiyah (JATAM) functions as a companion and protector of farmers with the primary aim of strengthening their independence and bargaining position within the agricultural system. This study analyses the business practices of JATAM through the lens of Islamic economic law. The research focuses on identifying the business model developed by JATAM and assessing the extent to which its operational practices align with Islamic economic principles. A qualitative descriptive approach was employed, using in‑depth interviews, field observations, and analysis of organisational documents and financial records. The findings show that JATAM implements a community‑based agricultural business model that collectively integrates production, capital, and marketing. JATAM acts as a facilitator by providing production inputs, offering farming assistance, and managing the distribution of agricultural products for its member farmers. This model reflects key Islamic economic principles, including the avoidance of usury, the application of profit‑sharing mechanisms, and the strengthening of mutual assistance (ta’awun). Its implementation contributes to improving farmers’ welfare, as evidenced by increased production capacity, fairer access to Sharia‑compliant capital, more equitable marketing systems, and stronger bargaining power for farmers. Despite these positive outcomes, several challenges remain, particularly in ensuring consistent adherence to Sharia principles. These challenges include weaknesses in financial documentation, limited clarity in the formulation of Sharia contracts, and the need for more professional and sustainable institutional development. The study highlights that applying Islamic economic principles within modern agricultural enterprises through community‑based institutional models such as JATAM offers a strategic pathway for strengthening the economic resilience of the ummah and empowering farmers.
Co-Authors Abdul Basith Abdul Wahab Agus Nurdiansyah Ahdiyat Ilmawan Nehru Al-Farisi, Salman Amalia Lutfi Azzakiyah Amalia Lutfi Azzakiyah Andre Ridho Saputro Atiya, Nikmatul Bustami, Mohammad Reevany Efendy, Imam Nur Elsaviyanto, Yumna Almnas Fahrur Rosi Fatkur Huda FITRIYAH, SAYYIDATUL Haqiqi Rafsanjani Ikhwanuddin, Mohammad Intan Febriyanti Irwan Alnarus Kautsar Isa Ansori Isma Swadjaja Khairul Jannah Laksmana, Zulkarnain Putra Larasati, Pradipta Puspita listriyati listriyati listriyati, listriyati Luluk Latifah M. Hanifuddin Hakim Mohammad Diki Kurniawan Mubarak Mubarak Muchlis Muchlis muchlis muchlis Muhammad Fahmi Azis Muridah Isnawati Nabila Aretha Putri Yunaz Nadid, Erdin Nehru, Ahdiyat Ilmawan Pratama, Roby Julio Rahmah Yulisa Kalbarini, Rahmah Yulisa Ramadlan, Alfain Jalaluddin Ratna Fitri Andini Rekak, Nurlailatul Badriyyah Rukhul Amin Salman Al Farisi, Salman Salsabilla, Salma Nadia Setiawan, Thoat Setiyowati, Arin Setiyowati, Arin Sigit Hermawan Sri Hariati Suhartono Taufiqur Rahman, Taufiqur Thoat Stiawan Tika Widiastuti Umar Sulaiman UTOMO, PRASETYO warsidi warsidi Yusuf Abdul Ajis Zamroni, M. Afif