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All Journal Indonesian Journal of Geography Jurnal Kawistara : Jurnal Ilmiah Sosial dan Humaniora At-Taradhi: Jurnal Studi Ekonomi Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Sinergitas PkM & CSR Jurnal Sisfokom (Sistem Informasi dan Komputer) Journal of Indonesian Tourism, Hospitality and Recreation Tourism Scientific Journal Altasia : Jurnal Pariwisata Indonesia Attractive : Innovative Education Journal At-Tajdid : Jurnal Pendidikan dan Pemikiran Islam Tadarus Tarbawy : Jurnal Kajian Islam dan Pendidikan SCIENCE : Jurnal Inovasi Pendidikan Matematika dan IPA Jurnal Abdimas Bina Bangsa Prosiding Konferensi Nasional PKM-CSR Global Research on Tourism Development and Advancement (GARUDA) International Journal of Architecture and Urbanism International Journal of Advanced Multidisciplinary Jurnal Ilmiah Ilmu Terapan Universitas Jambi Al-Mu'arrib: Jurnal Pendidikan Bahasa Arab Equilibrium: Jurnal Ekonomi Syariah Prosiding Seminar Nasional Inovasi Teknologi Terapan Al Mu'azarah: Jurnal Pengadian kepada Masyarakat Jornal Of Tourism Sciences (Toursci) Nomos : Jurnal Penelitian Ilmu Hukum AL QUWWAH : Jurnal Pengabdian Masyarakat International Research Journal of Business Studies
Muhamad Muhamad
Sekolah Tinggi Ekonomi Islam-Jogjakarta
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PENGARUH MODAL SOSIAL, KEARIFAN LOKAL, RELIGIUSITAS DAN FAKTOR EKONOMI TERHADAP KEPATUHAN SYARIAH PARA NASABAH PEMBIAYAAN BPRS DI YOGYAKARTA Muhamad, Muhamad; Triwulandari, Andriyani
EQUILIBRIUM Vol 3, No 2 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i2.1264

Abstract

The aim of this study was to determine the effect of social capital, local wisdom, religiosity, and economic factors on adherence of sharia financing customers in BPRS in Yogyakarta. Data obtained by questionnaire and analyzed using regression. The results showed that there is influence significantly the simultaneous between social capital, local wisdom, religiosity, and economic factors on adherence of sharia financing customers in BPRS Yogyakarta. The influence of social capital, local wisdom, religiosity, and economic factors on adherence of sharia financing customers in BPRS Yogyakarta is 24.9%. While the remaining75.1% is explained by other causes beyond the research model. other causes include external situations clients, socio-economic conditions (such as price increases in fuel, electricity, etc.), political conditions (such as the turn of the Regional head and others), and regulations (such as a change or an increase in interest rates SBI). Tujuan dari penelitian ini adalah untuk mengetahui pengaruh   modal   sosial,   kearifan   lokal,   religiusitas,   dan   factor ekonomi terhadap kepatuhan syariah para nasabah pembiayaan di BPRS di yogyakarta. Data diperoleh dengan kuesioner dan dianalisis dengan menggunakan regresi. hasil kajian menunjukkan bahwa ada pengaruh signifkan secara simultan antara modal sosial, kearifan lokal, religiusitas, dan faktor ekonomi terhadap kepatuhan syariah para nasabah pembiayaan di BPRS yogyakarta. Pengaruh modal sosial, kearifan lokal, religiusitas, dan faktor ekonomi terhadap kepatuhan syariah para nasabah pembiayaan di BPRS yogyakarta adalah 24,9%. Sementara sisanya 75,1% dijelaskan oleh sebab-sebab lain di luar model penelitian. Penyebab lainnya diantaranya adalah situasi eksternal nasabah, kondisi sosial-ekonomi (seperti kenaikan harga BBM, tarif listrik,  dan  lain  sebagainya),  kondisi  politik  (seperti  pergantian Kepala Daerah dan yang lain), dan regulasi (seperti perubahan atau peningkatan suku bunga SBI).
Co-Authors AB Ahmad AB, Ahmad Agus Darmawan Agus Wibowo Agus Wibowo Ahmad, A B Andi Saputra Andri Hermawan, Andri Anggito, Yuvens Apriani, Via Arif, April Mulyanas Aryani, Nofi Aznem, Ahmad Baskoro, Windu Bindara, Bindara Desi Ratnasari Din Hadi, Mohamad Djarot Heru Santosa Fauzan, Muhammad Arkan Feriadi, Indra Firda yanti, Firda Hadawiyah, Roqib Atul Hamam Supriyadi Hapzi Ali Hartoyo, Kusno Hartoyo, Servasius Hermawan, Hendrik Ida, Farida Far Ilyas Iskandar, Moh. Imran Yasin, M. Try Irfan, Ahmad Kardiyati, Endah Nurhawaeny Kardiyati, Endah Nurhaweny Kartini, Nuri Kasful Anwar Khabibi, Nur Imam Masdani, Masdani Muhammad Baiquni Mustafa Kamal Naresworo, Moralina Aweda Nurhawaeny, Endah Puspitasari, Yeni Putra, Mohammad Alief Rizky Rizzal, M. Yunani Rusi Rusmiati Aliyyah Sari, Windy Rerdiya Setiady, Dicky Solly Aryza Suyudi, Chevy Ning Syarifah Syarifah, Syarifah Triwulandari, Andriyani Triwulandari, Andriyani Vera Mandailina, Vera Wiryanto Wiryanto Yasin, Wahid Yupit Sudianto