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Transfer of Mortgage Rights Resulting from Cession as a Land Administration Act: Peralihan Hak Tanggungan akibat Cessie sebagai Tindakan Administrasi Pertanahan Krisnawaty, Krisnawaty; Muskibah, Muskibah; Abu Bakar, Firdaus
Mendapo: Journal of Administrative Law Vol. 7 No. 1 (2026): (2026)
Publisher : Fakultas Hukum Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/mendapo.v7i1.53383

Abstract

This article analyzes the transfer of Mortgage Rights resulting from the assignment of receivables (cessie) within the framework of land and administrative law. The issue arises from differing interpretations of Article 16 paragraph (1) of the Mortgage Law concerning the phrase “by operation of law” in relation to the principle of publicity in land registration. Using a normative legal method with statutory and administrative law approaches, this study examines the juridical status of recording the transfer of Mortgage Rights at the Land Office. The findings show that although Mortgage Rights follow the receivable under the principle of accessorium sequitur principale, the transfer only gains external legal effect after being recorded in the land register. Such recording constitutes a land administrative act that fulfills the characteristics of a State Administrative Decision, as it is concrete, individual, and final, producing legal consequences for the new creditor. Therefore, legal certainty and protection depend on the legality of the administrative action carried out in accordance with the principles of legality and good governance.
Ketiadaan Regulasi dan Risiko Kesehatan: Tinjauan Hukum atas Perdagangan Pakaian Bekas dalam Negeri di Indonesia Cendani, Enggar; Muskibah, Muskibah; Naili Hidayah, Lili
Zaaken: Journal of Civil and Business Law Vol. 6 No. 3 (2025): Oktober 2025
Publisher : Universitas Jambi, Fakultas Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/zaaken.v6i3.43662

Abstract

The secondhand clothing trade is becoming increasingly popular in Indonesia, but this practice raises health and legal concerns. Various studies have shown that secondhand clothing contains Staphylococcus aureus bacteria and Aspergillus sp. fungi, which can potentially cause skin infections and other diseases. This condition violates consumers' rights to comfort, security, and safety as stipulated in the Consumer Protection Law (UUPK). This study aims to analyze the legal regulations and forms of consumer protection in the domestic secondhand clothing trade. The method used is normative juridical with a legislative and conceptual approach, as well as a literature review of primary, secondary, and tertiary legal materials. The results show that although the domestic secondhand clothing trade is legal according to the Indonesian Standard Classification of Industrial Fields (KBLI), there are no clear quality and hygiene standards. Existing regulations only provide general protection without specifically regulating quality standards or product information. Therefore, additional regulations are needed that establish quality standards, information obligations, and stricter oversight to protect consumer rights.
Regulation of the Utilization of Customary Land through HPL as an Instrument for Strengthening the Position of Indigenous Communities Lenny Husna; Muskibah Muskibah; Dwi Suryahartati
JURNAL AKTA Vol 13, No 1 (2026): March 2026
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v13i1.51954

Abstract

The Right of Management (Hak Manajemen/HPL) constitutes a strategic issue within the Indonesian agrarian legal system, as it directly relates to the recognition and protection of indigenous peoples' rights. Regulatory developments reveal persistent tension between state authority and the collective rights of indigenous communities in controlling and using customary land. This study aims to analyze the normative construction of HPL over customary land and to formulate a reconstructed regulatory model positioning HPL as an instrument to strengthen the legal standing of indigenous peoples. The research employs normative legal methodology, using statutory, conceptual, and analytical approaches, supported by primary and secondary legal materials and examined through prescriptive legal analysis. The findings demonstrate that the current construction of HPL still places the state in a dominant position and has not fully affirmed indigenous communities as legal subjects with full legal capacity. Normative ambiguities remain regarding the limits of authority, mechanisms for recognizing customary institutions, and the equitable distribution of economic benefits. Regulatory reconstruction is therefore required through the integration of distributive justice principles, legal pluralism, mandatory indigenous consent, and an equal, transparent tripartite partnership model. HPL must function as a substantive empowerment instrument accompanied by sustainable social and ecological safeguards within a welfare state framework.
Perlindungan Hukum terhadap Nasabah atas Hilangnya Jaminan Kredit pada Lembaga Perbankan di Indonesia Shelly Asrika Fazlia; Muskibah Muskibah; Muhammad Amin Qodri
As-Syar i: Jurnal Bimbingan & Konseling Keluarga  Vol. 8 No. 2 (2026): As-Syar’i: Jurnal Bimbingan & Konseling Keluarga
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/as.v8i2.11946

Abstract

This study aims to analyze the regulation of legal protection for customers regarding the loss of credit collateral in banking institutions in Indonesia and the legal implications arising from the credit agreement between customers and banks. The results of the study indicate that the regulation of legal protection for customers in the event of the loss of credit collateral has not been explicitly regulated in Indonesian legislation. Law Number 10 of 1998 concerning Banking places greater emphasis on protecting depositors compared to debtor customers, while the Deposit Insurance Corporation only guarantees customer deposits and does not cover credit collateral. Consequently, when the loss of credit collateral occurs, dispute resolution often depends on judicial interpretation by applying general provisions of the Civil Code such as breach of contract and unlawful acts. The legal implications of the loss of credit collateral by banks indicate that banks may be held liable under civil, administrative, and even criminal law if the loss occurs due to negligence. The loss of collateral documents constitutes a violation of the prudential principle in banking activities and may result in the obligation for banks to compensate customers for the losses incurred. Therefore, regulatory reform is necessary to establish clearer and more comprehensive provisions regarding bank liability, mechanisms for replacing lost collateral documents, and forms of legal protection for customers in order to ensure legal certainty in credit agreement relationships.
Legalitas Kegiatan Badan Usaha Koperasi Simpan Pinjam di Kabupaten Batang Hari Ngaliya, Chofifatun; Muskibah, Muskibah; Naili Hidayah, Lili
Zaaken: Journal of Civil and Business Law Vol. 7 No. 1 (2026): Februari 2026
Publisher : Universitas Jambi, Fakultas Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/zaaken.v7i1.45995

Abstract

Cooperatives are basically business activities from members for members. One type of cooperative business activity is the Savings and Loans Cooperative. This research is motivated by the large number of Cooperatives in Batang Hari Regency but many of them do not fulfill the legality aspects, one of which is the Manunggal Jaya Savings and Loans Cooperative, Muara Tembesi branch in Penerokan Village, Bajubang District, Batang Hari Regency which is engaged in the Savings and Loans business, but in practice the Cooperative does not fulfill the legality aspects of the Deed of Establishment, legal entity status, permits, Business Identification Number (NIB), Annual Member Meeting (RAT), and Articles of Association/Bylaws. Missing stairs. This research aims to find out the legality of the Manunggal Jaya Savings and Loans Cooperative business entity and the implications of activities that do not meet legal aspects for borrowers. The research method used is empirical juridical research, namely research that prioritizes empirical data from the field to determine the application of law in society. The results of this research are that the Savings and Loans Cooperative in practice carries out legal activities because it does not fulfill the legality aspects of the Cooperative, so the activities carried out do not have valid legal status. And the implications of not fulfilling legal aspects have a direct impact on borrowers who do not know the legal status of the Cooperative.
Pertanggungjawaban Hukum Notaris terhadap Keabsahan Akta Perjanjian Pengikatan Jual Beli Koesoma, Arya; Muskibah, Muskibah; Syamsir, Syamsir
Recital Review Vol. 8 No. 1 (2026): Volume 8 Nomor 1 Januari 2026
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v8i1.49697

Abstract

This study examines the legal liability of notaries concerning the execution of Sale and Purchase Agreement Deeds (PPJB) that are misused as a disguise for loan agreements, as reflected in Supreme Court Decision No. 813 K/Pdt/2023. The main issues addressed are the forms of legal responsibility borne by notaries in drafting such deceptive agreements and the extent of legal certainty arising from them. Positioned within the framework of civil and notarial law, this research employs a normative juridical approach by analyzing statutory provisions, legal doctrines, and relevant jurisprudence. The findings reveal that a notary may be held legally accountable civilly, administratively, or ethically if found negligent in examining the true intention and lawful cause of the agreement. A PPJB used to conceal a loan transaction fails to meet the legal requirements of a valid contract due to its unlawful cause and is therefore null and void. This study underscores the significance of the principles of prudence and professional responsibility for notaries to ensure legal certainty and the protection of parties’ rights in every authentic deed they execute.
Perlindungan Hukum bagi Pemilik Hak atas Tanah dalam Penetapan Ganti Rugi Terkait dengan Pengadaan Tanah Pembangunan Jalan Tol Zihan Tasha Maharani Fauzi; Muskibah Muskibah; Dwi Suryahartati
SENTRI: Jurnal Riset Ilmiah Vol. 5 No. 2 (2026): SENTRI : Jurnal Riset Ilmiah, Februari 2026
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v5i2.5783

Abstract

Land acquisition for public interest often generates conflicts, particularly in determining compensation for land rights holders in toll road projects. Disputes commonly arise due to differences in land valuation, procedural inconsistencies, and perceptions of fairness. One notable example is Supreme Court Decision Number 1655 K/Pdt/2024, in which the cassation appeal concerning the amount of compensation was rejected. This study analyzes the determination of the form and amount of compensation, as well as the available legal protection mechanisms. Using a normative juridical method with statutory, conceptual, and case approaches, the research finds that compensation determination has not fully complied with Article 37 of Law Number 2 of 2012. Although deliberation is required, the appraisal results are considered final and binding, creating inconsistencies and potential legal uncertainty. In Decision Number 1655 K/Pdt/2024, the Supreme Court rejected the petition because the applicant failed to provide valid legal proof of ownership and lawful transfer of land rights, particularly an authentic deed issued by a Land Deed Official (PPAT). The compensation assessment conducted by the Public Appraisal Office (KJPP) was based on officially registered data, namely the Certificate of Ownership classified as agricultural land. The Court found no misapplication of law or procedural error. This ruling reinforces the importance of formal legal documentation in compensation disputes and strengthens the principles of legal certainty and orderly land administration in land acquisition for public interest.
The Transformation of Digital Money in the Framework of Islamic Law: The Potential Use of Bitcoin for Zakat Lili Naili Hidayah; Ageng Triganda Sayuti; Muskibah Muskibah; Rema Syelvita; Pahlefi Pahlefi
Kosmik Hukum Vol. 26 No. 3 (2026)
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/kosmikhukum.v26i3.26454

Abstract

This study aims to analyze the legal position of Bitcoin as a potential object of zakat from the perspectives of Islamic law and Indonesian positive law, while examining the extent to which both legal systems provide legitimacy for the use of Bitcoin in zakat payment. This article discusses the transformation of digital money, specifically Bitcoin, within the framework of Islamic law by highlighting Bitcoin's growing relevance and controversy in Islamic finance. Using a juridical-normative approach, this study examines whether Bitcoin fulfills the legal requirements as zakatable property according to Islamic jurisprudence and analyzes its legal implications under Indonesian positive law. The findings indicate that although Bitcoin possesses economic value and may qualify as zakatable property, several legal and sharia issues remain, including value volatility, gharar (uncertainty), regulatory limitations, and the absence of comprehensive technical guidelines for zakat institutions. This article recommends developing an integrated legal framework through adaptive regulations, technical guidance for zakat institutions, and blockchain-based governance that complies with sharia principles to ensure legal certainty and transparency in digital asset-based zakat.
Implementasi Merdeka Belajar Kampus Merdeka Terhadap Peningkatan Kapasitas Aparat Desa Dalam Hal Menyusun Peraturan Desa Eko Nuriyatman; Muskibah Muskibah; Dessy Rakhmawati
Riau Journal of Empowerment Vol 7 No 2 (2024)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/raje.7.2.168-176

Abstract

Community Service Activities to Build a Law Aware Village is an Independent Learning Independent Campus activity owned by the Law Study Program. The problem that partners have is the inability to compile village regulations and academic texts and determine the priority scale of what village regulations will be prepared by the village. So with the initial problem, the Community Service Team made a proposal by conducting counseling and mentoring through 6 (six) students involved in the Merdeka Belajar Kampus Merdeka Integrated Work Lecture. In addition to counseling carried out by competent teams and resource persons, students are given knowledge and skills to be able to assist the village in the preparation of academic manuscripts and draft village regulations. Through this mentoring activity, two draft village regulations related to Customary Villages and Tourism Villages were obtained.