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All Journal AKUNTABILITAS Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Jurnal sistem informasi, Teknologi informasi dan komputer Jurnal Ilmiah Ekonomi Islam FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Pedagonal : Jurnal Ilmiah Pendidikan Zhafir | Journal of Islamic Economics, Finance, and Banking Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Emanasi Jurnal Ilmu Keislaman dan Sosial Dynamic Management Journal Jurnal Legisia El-Adabi: Jurnal Studi Islam AN-NAS: Jurnal Pengabdian Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Pengabdian ADPIKS JPS (Jurnal Perbankan Syariah) Fajar: Media Komunikasi dan Informasi Pengabdian Kepada Masyarakat Journal of Islamic Economics Business (JIsEb)
Moh. Khoirul Anam
Universitas Muhammadiyah Jakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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PELATIHAN LITERASI KEUANGAN SYARIAH DALAM MENGHADAPI PANDEMI COVID 19 UNTUK PARA DAI DI BEKASI Anam, Moh. Khoirul; Choirin, Moh
Fajar: Media Komunikasi Dan Informasi Pengabdian Kepada Masyarakat Vol. 22 No. 1 (2022): Jurnal Fajar
Publisher : Center of Community Service (PPM), Institute for Research and Community Services (LP2M) UI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jf.v22i1.24359

Abstract

With the predicate as a developing country, Indonesia has a tendency to lower economic growth than countries in the Southeast Asian region. This is due to several aspects, including the lack of understanding of the Indonesian people on financial literacy. Dai circles are identical community groups that have small incomes but have good Islamic knowledge. Dai has the potential to manage finances well. This service aims to provide financial training to preachers in Bekasi. By providing this training, it is hoped that the preachers will understand financial recording and management, how to access banking services, and how to use savings products and financing products. The service activity went well with an estimated 50 participants and the discussion was running enthusiastically. Participants experienced an increase in financial literacy knowledge.Dengan predikat sebagai Negara berkembang, Indonesia memiliki pertumbuhan ekonomi cenderung lebih rendah dari pada negara negara di wilayah Asia Tenggara. Hal ini disebabkan oleh beberapa aspek, diantaranya adalah minimnya pemahaman masyarakat Indonesia terhadap literasi keuangan. Kalangan Dai merupakan kelompok masyarakat identik memiliki pendapatan kecil tetapi menguasai keilmuan keIslaman yang baik. Dai berpotensi untuk mengelola keuangan yang baik. Pengabdian ini bertujuan untuk memberikan pelatihan keuangan kepada para dai di Bekasi. Dengan memberikan pelatihan ini diharapkan para dai memahami pencatatan dan pengelolaan keuangan, bagaimana mengakses layanan perbankan, bagaimana menggunakan produk tabungan dan produk 
What Determines Metropolitan Jakarta’s Muslim Intention to Use M-Banking? Muhammad Khaerul Muttaqien; Moh Khoirul Anam; Tajudin Mas'ud Tajudin; Hamli Syaifullah Hamli
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.6888

Abstract

The purpose of this study was to determine the factors that influence the usefulness, trustworthiness, and acceptance of M-Banking. The theoretical framework used in this study is the Technology Acceptance Model (TAM), with the addition of perceived risk and trust variables. Research data collected from 265 Muslims in the Jakarta Metropolitan area were analysed using a statistical method known as Partial Least Squares Path Modeling. These findings indicate that the intention to use M-Banking is positively and significantly influenced by trustworthiness, easiness, and perceived risk. Meanwhile, the intention to use M-Banking is not affected based on the perceived usefulness. According to the findings, perceived usefulness and easiness have a positive and significant effect on trust. Furthermore, perceived risk and easiness have a positive and significant effect on perceived usefulness. Practical implications by considering the antecedents of usefulness, trust and acceptance of M-Banking, the banking industry can improve the service quality and security of M-Banking.
Pengaruh Literasi Keuangan dan Gaya Hidup terhadap Pengelolaan Keuangan DAI Bekasi pada Masa Pendemi Covid 19 Rikza Maulan; Moh Khoirul Anam; Muhammad Choirin; Laila Yumna; Bisri
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.5794

Abstract

This study aims to analyze the influence of financial literacy and lifestyle on financial management during the pandemic. During the pandemic, there were restrictions on activities and economic activities so that people had limited income and were required to manage their money efficiently and even be required to generate additional income. So that there is a demand for expertise in financial management. To analyze this phenomenon, research was carried out using quantitative methods. Data collection was carried out by distributing questionnaires to selected respondents. The results of the study show that financial literacy partially affects financial management, and lifestyle affects financial management. Simultaneously, financial literacy and lifestyle affect financial management. The determination coefficient shows 0.633 which means that the independent variable determines the dependent variable of 63.3% This influence is quite strong because it exceeds 50%. while the remaining 36.3% is determined by other variables.
Santri Perception to Islamic Bank: Are there no Differences with Conventional Banks? M. Fuad Hadziq; Yosi Mardoni; Moh. Khoirul Anam
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol. 17 No. 2: December 2021
Publisher : Fakultas Studi Islam dan Peradaban, Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v17i2.12752

Abstract

Several studies show no difference in practice and academics in general between Islamic banks and conventional banks. However, they are both very different. This research analysed the perceptions of santri/students of Islamic boarding schools regarding no differences between Islamic banks and conventional banks. This research was quantitative with an in-depth descriptive analysis. The research sample used a blend of purposive and judgment techniques applied to santri from several large Islamic boarding schools in Banyuwangi. The analytical method used a two-way causative relationship using multiple regression. The research used a structured questionnaire with a Likert scale and in-depth interviews with santri. Santri's view of Islamic banks differed from that of regular banks. Santri strongly believes in Islamic banking, while the majority is not traditional but represents Islamic ideals. Islamic bank workers, nevertheless, have shown Islam's greater identity than standard banks and imply that no disparities in Islamic banks are shown to be stigmatic.
PROSES PENGURUSAN SERTIFIKASI TANAH WAKAF DI KABUPATEN SUKOHARJO DAN KABUPATEN KARANGANYAR Moh Khoirul Anam Anam; Nurul Fitroh
EL-ADABI : Jurnal Studi Islam Vol 4 No 2 (2025): Desember 2025
Publisher : LPPM STAI Nida El-Adabi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59166/el-adabi.v4i2.359

Abstract

Waqf during the time of the Prophet and the Caliph was able to solve social problems such as poverty, In this modern era, the management of waqf that occurs among the community has not been fully carried out in an orderly and effective manner. Waqf property in the form of land that is not properly maintained, or even changed hands to other parties illegally. Problems in the management of waqf land certificates are caused by a combination of various factors, such as low public understanding, bureaucratic complexity, legality issues, limited resources, and lack of synergy among related institutions.  This study aims to analyze these problems, by looking at the practice of waqf land certification services by the government through authorized agencies, whether in service practice there is good governance, which should be the solution to the current problem.  This study uses data collection with participatory observation, where the researcher is involved in the object being studied.  The results of the study explained that the process of managing waqf land certification in Karanganyar Regency, Central Java Province is very easy and fast, which is about 6 (six months) using the One-Stop Integrated Waqf Service System. This happens, of course, because of the cooperation and good communication between the Ministry of Religion and the Ministry of ATR/ BPN Karanagnyar Regency, Central Java Province. Meanwhile, the process of managing land certification in Sukoharjo Regency takes a very long time, namely 1 (one) year and 9 (nine) months.
Enhancing Community Sanitation through the Integration of Istisna and Zakat Financing at Benteng Mikro Tangerang Cooperative Dina Febriani Darmansyah; Moh Khoirul Anam; M. Reza Prima
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 11, No 1 (2025): 8 Articles, Pages 1-156
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v11i1.14873

Abstract

Zakat funds are essential for supporting social activities. In rural areas, sanitation is a significant concern, making the allocation of zakat funds for sanitation facilities vital. This study aims to evaluate the sanitation program carried out by the Benteng Mikro Tangerang Cooperative and determine the efficiency of this initiative. The data collection involved conducting in-depth interviews with the Cooperative's management. The research findings indicate that both social and commercial funds were combined to develop sanitation in the Benteng Mikro Tangerang Cooperative Community. The Cooperative enhanced the limited social funds by incorporating commercial funds, which significantly boosted the financing for sanitation facilities. This activity also had a commercial impact on the Cooperative, such as facilitating financing distribution and generating profits from fund disbursement. The collection of social funds from the lower economic community was successful, resulting in substantial contributions. Social funds from and for non-Muslims were specifically segregated, and the non-Muslim community showed a high interest in contributing and making donations.
Evaluating Internal Audit, Corporate Governance, and Digital Fundraising in Improving Zakat Collection Moh Khoirul Anam; Laila Yumna; Dina Febriani Darmansyah
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 11, No 2 (2025): 10 Articles, Pages 157-370
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v11i2.16990

Abstract

This study aims to analyze management policies including internal audit development, Corporate Governance, and digital fundraising strategies and their influence on fundraising performance at Zakat institutions in Indonesia. Employing a quantitative Structural Equation Model (SEM) approach, with data analysis conducted using Smart PLS 4, data was collected via questionnaires distributed to Zakat Amil across various institutions. The results indicate that the internal audit process significantly affects Corporate Governance. Crucially, both Corporate Governance and digital fundraising were found to have a strong positive effect on Zakat fundraising outcomes. These predictor variables demonstrate very strong explanatory power, evidenced by R-squared values of 0.911 for Corporate Governance and 0.961 for Zakat collection, collectively explaining a significant portion of the variation in Zakat collection. Therefore, the main recommendation of this research is the reinforcement of internal audit as a determinant of effective governance and sustained investment in digital fundraising to maximize national Zakat potential. 
Strategi Lazismu Pusat Dalam Meningkatkan Kepercayaan Muzakki Moh Khoirul Anam; Siti Wardah; Bisri .
Journal of Islamic Economy and Business (JIsEB) Vol. 3 No. 2 (2024): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/pktk5547

Abstract

Zakat payers are less aware of the benefits of paying zakat through institutions. Zakat institutions receive less zakat funds than infaq funds. This shows that the collection of zakat funds is less than optimal. Based on the description of the research background, the aim of the research is to determine the efforts of the Amil Zakat Institution to increase confidence in paying zakat to existing institutions. And to find out what steps the Amil Zakat Institution will take to guarantee that the zakat given to the Amil Zakat Institution will be safe and will be distributed properly. This research was carried out using qualitative methods. From the other side and simply it can be said that the aim of qualitative research is to find answers to a phenomenon or question through the systematic application of scientific procedures using a qualitative approach. The results of this research are in increasing the trust of muzakki. LAZISMU provides evidence of strong reports to muzakki such as financial reports for companies, individual reports, and to muzakki who, if they provide large amounts of funds, will make their own report, not combine it with other reports.
SEKOLAH JUJUR, SEKOLAH SAYA MEMBANGUN BUDAYA ANTIKORUPSI DI LINGKUNGAN SEKOLAH Rika Sa'diyah; Kurniawan MA; Nurfadilah .; Moh Khoirul Anam; Iswan .; Ilmi Zajuli Ichsan
Jurnal Pengabdian ADPIKS Vol 3 No 2 (2026): Volume 3 No 2 Tahun 2026
Publisher : Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial (ADPIKS)

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Abstract

Korupsi merupakan persoalan multidimensional yang perlu dicegah sejak usia dini melalui pendidikan karakter. Sekolah dasar memiliki peran strategis dalam menanamkan nilai kejujuran sebagai fondasi budaya antikorupsi. Program Pengabdian kepada Masyarakat ini dilaksanakan pada hari Sabtu tanggal 10 Januari 2026, bertujuan menumbuhkan budaya antikorupsi melalui penguatan nilai kejujuran di SDN Menteng 03 Pagi Jakarta Pusat. Kegiatan dilaksanakan dengan pendekatan edukatif dan partisipatif yang melibatkan siswa, guru, dan orang tua. Metode pelaksanaan meliputi sosialisasi nilai antikorupsi, permainan edukatif “Sekolah Jujur”, pendampingan pembuatan poster bertema “Jujur Itu Hebat”, serta sosialisasi kepada 20 orang tua dan beberapa guru. Hasil kegiatan menunjukkan adanya peningkatan pemahaman siswa terhadap pentingnya kejujuran dalam kehidupan sehari-hari, ditunjukkan melalui partisipasi aktif, refleksi perilaku jujur, dan karya poster yang dihasilkan. Guru dan orang tua menunjukkan peningkatan kesadaran akan peran keteladanan dan pembiasaan nilai kejujuran di lingkungan sekolah dan keluarga. Program ini membuktikan bahwa pendekatan edukatif-partisipatif efektif dalam membangun budaya antikorupsi di tingkat sekolah dasar.
PENGARUH BRAND IMAGE DAN DIGITAL MARKETING TERHADAP KEPUTUSAN GENERASI Z MAHASISWA S1 SEMESTER 6 KHUSUS ANGKATAN 2023 FAI UMJ MENJADI NASABAHDI BANK SYARIAH INDONESIA Qotrun Nada Nadifah; Moh. Khoirul Anam; Azhar Taufik
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 3 No. 04 (2026): AGUSTUS - SEPTEMBER 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini dilatarbelakangi oleh masalah beragamnya persepsi Generasi Z terhadap Brand Image BSI, Belum optimalnya strategi Digital Marketing dalam menggaet mahasiswa khusus Angkatan 2023 serta tingginya preferensi terhadap bank digital konvensional akibat kendala teknis pada aplikasi BSI Mobile dan SuperApp BYOND by BSI. Selain itu, masih rendahnya pemahamana mengenai keunggulan produk Bank Syariah. Penelitian ini bertujuan untuk mengetahui pengaruh Brand Image dan Digital Marketing terhadap keputusan Generasi Z mahasiswa S1 Semester 6 Angkatan 2023 FAI UMJ menjadi Nasabah di Bank Syariah Indonesia, baik secara parsial maupun secara simultan. Metode penelitian yang digunakan adalah pendekatan kuantitatif. Pengambilan sampel pada peneliti menggunakan teknik Non-Probability Sampling dengan teknik Accidental Sampling. Dalam penelitian ini, digunakan data primer dan menggunakan skala likert, untuk pengumpulan sampel yang dikumpulkan sejumlah 68 responden mahasiswa aktif khusus angkatan 2023. Pada teknik analisis data yang digunakan melalui  SPSS versi 23. Hasil penelitian menunjukkan bahwa uji t untuk hipotesis 1 variabel Brand Image (X1) tidak berpengaruh signifikan terhadap keputusan Generasi Z mahasiswa S1 FAI menjadi Nasabah di Bank Syariah Indonesia (Y) yang ditunjukkan oleh nilai thitung sebesar 1,224 < ttabel (1,997) dan nilai signifikansi 0,226 (> 0,05). Sementara itu, hipotesis 2 variabel Digital Marketing (X2) berpengaruh positif dan signifikan terhadap keputusan Generasi Z mahasiswa S1 FAI menjadi Nasabah di Bank Syariah Indonesia (Y) yang ditunjukkan oleh nilai t hitung sebesar 3,455 > ttabel (1,997) dan nilai signifikansi 0,001 (< 0,05). Berdasarkan uji f untuk hipotesis 3 Brand Image (X1) dan Digital Marketing (X2) secara simultan memiliki pengaruh positif dan signifikan terhadap mahasiswa S1 FAI menjadi Nasabah di Bank Syariah Indonesia (Y), yang ditunjukkan oleh nilai fhitung sebesar 22,182 > ftabel 3,140. Dengan tingkat signifikansi (0,000 < 0,05), ini berarti uji f menunjukkan adanya pengaruh simultan. Hasil koefisien determinasi (R²) untuk variabel  Brand Image dan Digital Marketing sebesar 40,6%, sedangkan 59,4% sisanya dijelaskan oleh faktor lain yang tidak diteliti dalam penelitian ini. 
Co-Authors ., Septihani ., Sulistari ., Syafira Abbas, Dirvi Surya Abdul Aziz, Rafly Agus Gunawan Ainun, Hilal Ali Idrus Apriani, Astri Dian Arif, Zainal Arifin, Ichwan Atep Hendang Waluya Azhar Taufik Bin Aini, Zulkefli Bisri Bisri Bunga Octavia Choirin, Moh Darmansyah, Dina Febriani Dina Febriani Darmansyah Febriani, Dina Gita Aprilia Hairullfazli Bin Mohammad Som Hamli Syaifullah Hanna Maryam Ilmi Zajuli Ichsan Ilmi Zajuli Ichsan Irpan Hardiansah Istikomah Istikomah Iswan Jumail . Khairunnisa, Dara Khairunnisah, Ikhsanti Fitri Kurniawan . Kurniawan MA Laila Yumna Lia Anggraini Lia Anggraini M. Fuad Hadziq M. Reza Prima M. Reza Prima Matondang, M. Reza Muhammad Choirin Muhammad Khaerul Muttaqien Mutaqien, Mohammad Khaerul Nadia Kulsum Niska, Sarijah Aprilia Nurfadilah . Nurhidayah Siregar Nurul Fitroh Qotrun Nada Nadifah Rika Anggraini Rika Sa&#039;diyah Rika Sa’diyah Rikza Maulan Risdianto . Rizki Rosmalia Dewi Sa'diyah, Rika Safitri, Khoiriyah Siti Shofiyah Siti Wardah Tajudin Mas'ud Tajudin Tajudin Mas’ud Tiffanie Amandha Putri Usman, Sengaji Yosi Mardoni Zaenul Fikri Syamsuri