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All Journal Manajemen Informatika At-Taradhi: Jurnal Studi Ekonomi Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Sustainable: Jurnal Hasil Penelitian dan Industri Terapan JURNAL BUANA Jurnal Ilmu Manajemen dan Akuntansi Terapan FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Review Pendidikan dan Pengajaran (JRPP) ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Jurnal Pasar Modal dan Bisnis Jurnal Ilmu Manajemen Universitas Tadulako (JIMUT) Jurnal Ilmiah Wahana Pendidikan Aptekmas : Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomika Dan Bisnis DINAMIKA ILMU: Jurnal Pendidikan Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Jurnal Masyarakat Madani Indonesia Amkop Management Accounting Review (AMAR) Karimah Tauhid Jurnal Buana Jurnal Rekognisi Ekonomi Islam (JREI) International Journal of Review Management Business and Entrepreneurship (RMBE) JURNAL BUANA Jurnal Sipil Sains Terapan Jurnal Sains dan Teknologi Jurnal Inkofar
Muhammad Noval
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RENCANA ANGGARAN BIAYA DAN METODE PELAKSANAAN PENINGKATAN JALAN TRIENGGADENG-MEUREUDU KABUPATEN PIDIE JAYA Noval, Muhammad; Anwar, Chairil; Wahab, Bakhtiar A
Jurnal Sipil Sains Terapan Vol 1, No 02 (2018): Jurnal Sipil Sains Terapan
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P2M)

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Abstract

Pembangunan Jalan Trienggadieng-Meureudu dimaksudkan sebagai jalan penghubung alternatif yang menghubungkan kota Meureudue dan Trienggadieng sebagai akses yang cepat dan tepat untuk meningkatkan sektor ekonomi masyarakat. Dengan adanya jalan in diharapkan dapat mempersingkat waktu tempuh masyarakat Trienggadieng saat menuju ke Kota Meureudu ataupun sebaliknya. Tujuan penulisan Tugas Akhir ini adalah untuk menghitung biaya dengan metode Estimasi Index dan mengetahui pola metode pelaksanaan yang sesuai dengan kondisi lapangan dan mendapatkan rencana anggaran biaya yang ekonomis dengan kenyamanan dan keamanan yang bisa dipertanggungjawabkan secara teknis. Hasil yang didapat secara keseluruhan dalam rencana anggaran biaya dengan metode analisa Estimasi Index (2010) adalah Rp. 4.660.648.935. Rincian pekerjaan Lapisan Pondasi Bawah dengan Agregat B Rp. 865.603.200, Lapis Pondasi Bawah dengan Agregat B pada bahu jalan Rp. 326.459.700, Lapis Pondasi Atas dengan Agregat A Rp. 799.307.775, Lapis Resap Pengikat Rp. 124.212.000 dan pengaspalan Rp. 2.545.066.260. Waktu pelaksanaan adalah 75 hari kerja terhitung dari awal persiapan material, pelaksanaan dilapangan, hingga pengendalian mutu pekerjaan.
Rekayasa Jalur Logistik Untuk Meningkatkan Nilai Tukar Petani Melalui Pendekatan Sistem Fadil Abdullah; Agus Widodo; Muhamad Atho Rifaitulloh; Joko Prasetyo; Muhammad Noval
Jurnal Sains dan Teknologi Vol. 1 No. 2 (2026): Edisi Januari-Maret
Publisher : Pustaka Bangsa Indonesia

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Abstract

Rantai pasok pertanian segar memiliki karakteristik berbeda dari sistem manufaktur karena dipengaruhi oleh musiman, ketidakpastian hasil panen, dan tingkat mudah rusak yang tinggi. Pada rantai pasok bayam yang melayani pasar segar dan produk olahan seperti keripik bayam, fluktuasi permintaan hilir serta lemahnya koordinasi sering menimbulkan ketidaksesuaian antara pola panen dan kebutuhan pasar. Penelitian ini bertujuan menganalisis struktur dan dinamika rantai pasok bayam beserta saluran produk olahannya, mengidentifikasi jalur logistik dan sumber inefisiensi, serta merumuskan skenario rekayasa jalur untuk meningkatkan Nilai Tukar Petani (NTP). Penelitian menggunakan pendekatan sistem berpikir berbasis metode campuran melalui pemetaan aktor dan eselon, aliran maju dan balik, serta pemodelan causal loop dengan Vensim. Hasil menunjukkan peran penting koperasi sebagai pusat agregasi dan koordinasi untuk menekan limbah, mempercepat penyerapan, dan menstabilkan harga di tingkat petani.
Pengukuran Profitabilitas Perbankan Sebelum dan Sesudah Mengimplementasikan Teknologi Blockchain (Studi Kasus Pada Bank AlHilal) Sya'bana, Sasmita Wahyu; Noval, Muhammad; Marpaung, Muslim
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.13966

Abstract

Financial technology emerged as a result of the rapid development of the internet and information technology, which is increasingly sensitizing the public, often known as Financial Technology. Collaboration between FinTech and banking institutions will provide benefits for both parties. The purpose of this study is to evaluate the impact of banking and FinTech cooperation, especially with regard to blockchain technology. This study uses a quantitative approach with comparative analysis to evaluate the variation in profitability levels determined by the Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin (NIM) ratios between before and after implementing blockchain technology at Al Hilal Bank for the period 2012 to 2023. The paired sample t-test was used to assess the data, and the results showed that there was no significant difference between ROA, ROE, and NPM after using blockchain technology. The implications of this study indicate that banks still need to make improvements and adjustments in order to remain optimally profitable while keeping up with technological developments.
The Influence of Working Capital Financing, Micro Financing and Qardhul Hasan Funds on the Performance of Islamic Commercial Banks in Indonesia Syahid, Muhammad; Elzaanin, Amina A.A; Noviarita, Heni; Kartika, Akbar Pratama; Noval, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15433

Abstract

To maintain existence and competitiveness, various products are needed that can reach all levels of business needs. Working Capital Financing is intended for SME Retail to commercial scale, Micro Financing is intended for medium-sized MSMEs, while Qardhul Hasan financing is intended if lending lacks capital in the current contract. For this reason, this article wants to test how much influence Working Capital Financing and Micro Financing and with Qardhul Hasan Funds as moderating variables have on the Profitability of Islamic Banks in Indonesia. This study involved 14 Islamic Commercial Banks from 2019-2023 registered with the Financial Services Authority. The data was obtained from the OSIRIS website. The data analysis method used was multiple regression analysis. The hypothesis tests carried out were the F test, T test, and Adjusted R 2 determination coefficient. The results of the study simultaneously showed that independent variables had a significant effect on Islamic Bank Performance with a significance of 67%, this was because DQH was allocated to the productive sector and was included in the priority scale of superior customers. While partially PMK has a negative effect because it uses a profit sharing contract that is quite risky, and the PM and DQH variables have a positive effect on the performance of Islamic Banks, this is because PM uses a sale and purchase contract so that the risk is minimal and DQH uses the Qardhul hasan contract which is allocated to the productive sector so that the risk is minimal. The finding of this lending can be evaluated or converted with various products according to customer needs so that the performance of Islamic Banks can continue to increase as long as it does not deviate from Banking Quality Sharia which is its main mission.
Peran Mahasiswa KKN dalam Edukasi Bahaya Rokok dan Narkoba Studi Kasus: SDN 005 Teluk Sebong, Desa Pengudang Farma Pusfita Sari, Ade; Hanifashahira, Andrani; Chaniago, Asriadi; Yulis Setiawati, Bella; Pakpahan, Delima; Oktaviani Lamunde, Helen; Noval, Muhammad; Ramadani, Oktia; Utari, Tiara; Dewa Nata, Yhoga
Jurnal Ilmiah Wahana Pendidikan Vol 12 No 5.A (2026): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

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Abstract

Program pengabdian masyarakat ini menguraikan peran mahasiswa Kuliah Kerja Nyata (KKN) Universitas Maritim Raja Ali Haji dalam memberikan edukasi mengenai bahaya rokok dan narkoba kepada siswa sekolah dasar. Kegiatan dilaksanakan di SDN 005 Teluk Sebong, Desa Pengudang, Kabupaten Bintan, dengan sasaran 35 siswa kelas 5 dan 6. Program ini diinisiasi berdasarkan temuan lapangan yang mengkhawatirkan, di mana beberapa siswa mengaku pernah mencoba merokok, dipengaruhi oleh lingkungan sekitar dan persepsi keliru bahwa merokok adalah simbol “keren” atau kedewasaan. Dengan pendekatan kualitatif melalui observasi, wawancara, intervensi, dan dokumentasi, tim mahasiswa menyampaikan materi edukasi secara interaktif menggunakan ceramah, diskusi, dan video edukatif yang menarik dan mudah dipahami anak-anak. Hasilnya, terjadi peningkatan signifikan dalam pemahaman siswa mengenai risiko kesehatan serius akibat rokok dan narkoba. Siswa juga menunjukkan perubahan sikap positif, dengan banyak di antaranya berkomitmen untuk menjauhi kedua zat tersebut dan bahkan bersedia menjadi duta kecil bagi gaya hidup sehat. Program ini berhasil membangun sinergi antara mahasiswa, pihak sekolah, dan masyarakat, membuktikan kontribusi nyata mahasiswa KKN dalam upaya pencegahan dini untuk menciptakan generasi muda yang lebih sehat dan berkualitas.
Pressure Loss Analysis In Clean Water Supply Distribution At The Regional Drinking Water Company (Pdam) Muhammad Noval; Fadil Abdullah; Zulfadillah
INKOFAR Vol. 10 No. 1 (2026)
Publisher : Politeknik META Industri Cikarang

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Abstract

Background Water distribution systems require accurate analysis of flow characteristics and head losses to ensure efficient hydraulic performance. Manual calculations using fluid mechanics equations can be used to determine flow losses in pipes and fittings, while hydraulic simulation software such as EPANET 2.0 provides an alternative approach for analyzing water distribution systems. However, differences between manual calculations, Microsoft Excel calculations, and EPANET 2.0 simulations require further evaluation to assess the consistency and accuracy of the results. Purpose This study aims to calculate water flow and head losses in a water distribution system using manual calculations and Microsoft Excel, and to compare the results with those obtained using EPANET 2.0 software Methodology The study applies hydraulic calculations based on the Reynolds number (Re), Darcy–Weisbach equation for major head loss, and minor loss equation for fittings and other hydraulic components. The equations used include (Re = \frac{\rho VD}{\mu} = \frac{VD}{\nu}), (h_f = f\frac{LV^2}{2gD}), and (h_m = K\frac{V^2}{2g}). Microsoft Excel is used to facilitate the calculation of friction factors and pipe head losses. The results are subsequently compared with simulations conducted using EPANET 2.0, which models physical components including junctions, reservoirs, tanks, emitters, pipes, pumps, valves, and minor losses. The Hazen–Williams equation is applied in EPANET 2.0 for head-loss calculations. Findings The analysis provides comparative results of flow characteristics and head losses obtained through manual calculations, Microsoft Excel, and EPANET 2.0 simulations. The comparison indicates the extent of agreement between the analytical and software-based approaches and identifies differences resulting from the calculation methods and hydraulic assumptions applied in each approach. Implications The comparison provides practical information regarding the applicability of manual calculations, Microsoft Excel, and EPANET 2.0 for hydraulic analysis. The results can support students, researchers, and practitioners in selecting an appropriate calculation and simulation approach for evaluating water distribution systems and pipe-flow losses. Originality This study contributes a comparative framework for evaluating hydraulic head-loss calculations using conventional fluid mechanics equations, Microsoft Excel, and EPANET 2.0. The comparison provides an integrated perspective on the consistency of manual and software-based hydraulic analysis.
Co-Authors Agus Widodo Aisyah, Lisda Akbar Pratama Kartika Alam, Rafi Sandina Ali, Musab A. M. Andi Muhammad Nur Anggara, Ikbal Annisa Mahfuzah Aridhayandi, M.Rendi Armiani, Trizaurah Arumugam, Aswini Asshiddiq, Fajar Rasyid Ayu Octarina Chairil Anwar Chaniago, Asriadi Damayanti, Fujia Darmawati Darmawati Dayu Mirwan Devi L Maria Dewa Nata, Yhoga Dian Adhetya Arif Ebtaria Nadeak, Ebtaria Elzaanin, Amina A.A Fadil Abdullah Fahmi, Hafiz Aulia Faiz Arrafi Farma Pusfita Sari, Ade Fathani, Moh. Ayip Fauzan, Muhammad Hendrie Fyarka Aura Nuridha G. Gunawan Gina Rahayu Hanifashahira, Andrani Hayaty, Nurul Heni Noviarita Ismail, R Moh Jenab, Siti Joko Prasetyo Kunaenih, Kunaenih Kurdi, Musyarrafah Sulaiman Kusnayadi, Kusnayadi M Afief Anugrah Malahayati Malahayati Malia, Malia Marcel Wangnandra Marrisa Andinarianti Maulana, Adrian Rizki Meivi Kusnandar Mufti Khairatunnisa Muhamad Atho Rifaitulloh Muhammad Syahid MULYADI Muslim Marpaung Nafila, Haifa Nida Mufidah Novian, Mikhael Dio Nurfajri Indra Nurlaela, Intan Oktaviani Lamunde, Helen Pakpahan, Delima Panji Adam Agus Putra R Deni Muhammad Danial Rafiqah Indah Sari Ramadani, Oktia Rani Raharjanti rexy elnando Reza Nofri Andika Ridho Ramadhan Rifal, Rafi Muhammad Rika Sadariawati Rimayanti Rimayanti Ronal Wilnika Rosadi, Mila Saibana, Ikhwan Sildila Sari Siti Aminah Sopyan Saori Suhaimi, Firdaus Sulistiyo, Satria Putra Sya'bana, Sasmita Wahyu Taduga, Felix Kurniawan Utari, Tiara Wahab, Bakhtiar A Widyantara, Fahreza Yulis Setiawati, Bella Zuhro’ Fitriana, Ani Qotuz Zulfadillah zulfadillah, zulfadillah