Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)

Peran Literasi Keuangan dalam Menunjang Kinerja UKM: Sebuah Tinjauan Literatur Sistematis Yunarni, Baiq Reinelda Tri; Mariadi, Yusli; Fadah, Isti
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.26415

Abstract

This research presents a systematic literature review, including content and bibliometric analysis, regarding the role of financial literacy in supporting the performance of small and medium enterprises (SMEs). The systematic literature review approach applied found 23 articles that were highly relevant to the role of financial literacy as a determining factor in SME performance. This study combines previous research findings regarding financial literacy over the last 5 years which plays a role in three forms of performance: (1) financial performance; (2) competitive advantage; and (3) sustainability performance. The findings of this research have the potential to have important impacts for SMEs, SME partners, governments and policy makers. By highlighting the lack of financial literacy among SMEs, this study provides a context for understanding the importance of financial literacy for SMEs. This study identified many areas of research that had not been explored previously
Pengaruh Kepercayaan Dan Keamanan Layanan Digital Payment Terhadap Keputusan Bertransaksi Online (Studi Pada Mahasiswa Universitas Muhammadiyah Mataram) Ningtias, Karmelia Sasmita; Yunarni, Baiq Reinelda Tri; Indra, Nurul Hidayati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29517

Abstract

This study examines the influence of trust and security of Digital Payment services on transaction decisions of students at the University of Muhammadiyah Mataram. This research is quantitative with a sample of 99 students at the University of Muhammadiyah Mataram. Data collection using questionnaires. The analysis method used is multiple linear regression to assess the impact of trust and security on students' transaction decisions. The purpose of this study is to determine partially and simultaneously the trust and security of Digital Payment services on Online transaction decisions of students at the University of Muhammadiyah Mataram. The results of this study indicate that 1) trust in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram. 2) security in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram, and 3) Trust and security in Digital Payment services have a simultaneous influence on Online transaction decisions of students at the University of Muhammadiyah Mataram