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THE THE EFFECT OF INTEREST RATE, ADMINISTRATIVE FEES, AND RISK ON ONLINE LENDING DECISIONS ON FINTECH LENDING APPLICATIONS Sidharta, Yudi; Nurdina, Nurdina; Putri, Nabila Maulidya
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.16178

Abstract

This study aims to determine and analyze the effect of interest rate variables, administrative costs, and risk on online loan-taking decisions. The approach used is quantitative method with primary data obtained through questionnaires. The research population includes all borrowers on the fintech lending platform in Surabaya City, while the research sample consists of borrowers of fintech lending applications (Akulaku and Kredivo) in Surabaya City (272 samples). The sampling technique used was purposive sampling. This study contributes by integrating the influence of interest rates, administrative costs, and risk in one model to understand the collective influence on fintech lending user decisions. In addition, this study fills the gap of previous research by analyzing the contradictions in the results of previous studies related to the factors that influence credit decisions, as well as presenting a new perspective with a focus on fintech lending platforms in Surabaya City. The results showed that the variables of interest rates, administrative costs, and risk affect the decision to take online loans
Analisis Pengetahuan Keluarga Tentang Perilaku Hidup Bersih Dan Sehat (PHBS) Dengan Kejadian DBD Di Wilayah Kerja Puskesmas Mojo Miranti; Nurdina; Fazrin, Intan
Journal of Health Science Community Vol. 1 No. 2 (2020): November
Publisher : Universitas STRADA Indonesia

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Abstract

Penerapan perilaku hidup bersih dan sehat harus dimulai dari unit terkecil masyarakat yaitu PHBS di rumah tangga sebagai upaya untuk memberdayakan anggota rumah tangga agar tahu, mau dan mampu mempraktikkan perilaku hidup bersih dan sehat serta berperan aktif dalam gerakan kesehatan di masyarakat. PHBS yang tidak baik dapat berdampak pada kejadian Demam Berdarah Dengue. Tujuan penelitian ini adalah untuk mengetahui Analisis Pengetahuan keluarga tentang PHBS dengan kejadian Demam Berdarah Dengue di wilayah kerja Puskesmas Mojo. Desain penelitian ini dilakukan dengan metode Cross Sectional untuk mengetahui hubungan PHBS dengan kejadian Demam Berdarah Dengue. Populasi dalam penelitian ini adalah keluarga yang telah di diagnosa positif oleh dokter dan sampel penelitian menggunakan Total Sampling yaitu sebanyak 48 orang. Instrumen Penelitian menggunakan Koesioner Analisis yang dipakai adalah korelasi spearman rank. Hasil penelitian menunjukkan bahwa Perilaku Hidup Bersih dan Sehat sebagian besar responden dikategorikan cukup yaitu sebanyak 35 orang (72,91%). Kejadian Demam Berdarah Dengue sebagian besar responden dikategorikann cukup yaitu sebanyak 30 orang (62,5%). Hasil analisis data didapatkan nilai signifikan sebesar 0,01 (p ≤ 0,05), artinya ada hubungan PHBS dengan kejadian Demam Berdarah Dengue di wilayah Kerja Puskesmas Mojo. PHBS penting untuk mempertahankan dan meningkatkan dalam upaya mencegah Demam Berdarah Dengue dapat dilakukan dengan sering membersihkan rumah, tidak banyak menggantung pakaian di rumah (kamar tidur), menguras bak mandi seminggu sekali, menutup tempat penampungan air, dan menggunakan obat semprot dan bakar untuk membasmi nyamuk
Analysis Of Hospital Assistant Behavior On Medical Waste Handling System In HVA Pare Hospital Cahyono M. Wijanarko, Dwi; Nurdina; Rusmawati, Aprin
Journal of Global Research in Public Health Vol. 4 No. 2 (2019): December
Publisher : Universitas STRADA Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30994/jgrph.v4i2.45

Abstract

Improper handling of medical waste, the janitor as the manager must have behavior in accordance with applicable medical waste processing standards. It is necessary to know what factors cause the behavior of janitors not yet according to existing standards. The purpose of this study was to determine the effect of Hospital Officers' Behavior on medical waste handling systems in HVA Hospital Pare. The design of this study is observation / survey with a cross-sectional approach. The sampling technique is purposive sampling. The sample in this study were 53 people. Independent variables were the behavior of officers and the dependent variable was medical waste handling. The statistical test is linear regression. The results showed good behavior as many as 32 respondents (60.4%) of a total of 53 respondents, medical treatment of medical waste was as much as 30 respondents (56.6%) out of a total of 53 respondents. The results of the analysis showed that there was an influence of the Behavior of Cleaning Officers on the Medical Waste Treatment System in HVA Pare Hospital with a significant value = 0.002 <0.05 Handling medical waste in hospitals HVA is influenced by good behavior to improve the comfort of the hospital environment. Clean hospitals can deal with medical waste that is correct in accordance with existing SOPs so as not to contract infectious diseases from medical objects that have been used
Work Analysis Of Work Stress And Nurse Productivity In Puskesmas Ngantru Tulungagung District Yoga Satria , Benny; Peristiowati, Yuly; Nurdina
Journal of Global Research in Public Health Vol. 4 No. 2 (2019): December
Publisher : Universitas STRADA Indonesia

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Abstract

The work productivity of nurses at the Puskesmas house plays an important role in deciding the organization's progress. high workload that can lead to work stress and interfere with work productivity. The purpose of this research is to know the relation of work load to work stress and productivity of nurses at Ngantru health center of Tulungagung regency. The design of this research is quantitative research using cross sectional approach with population of all nurses of Ngantru health center of Tulungagung regency number 31 people. The sample is all of the population with sampling technique in total sampling of 31 respondents. The data that have been collected is processed by ordinal regression statistic test. with significance α = 0.05. The results showed that 30 respondents, most of them had medium work load, 19 respondents (61.3%), most of them had moderate work stress, 16 respondents (51.6%) and almost half respondents have moderate work productivity, that is 15 respondents (48,4%). The result of regression analysis of ordinal between work load and work stress is known p-value = 0,000 (<0,05) which means reject H0 and accept H1 so that there is relation of work load to nurse work stress, between work stress with work productivity known p value -value = 0,000 (<0.05) which means reject H0 and receive H1 so that there is a workload relation to the productivity of the nurse. Efforts should be made to work and shift work effectively and efficiently to avoid workload and excessive work fluctuations resulting in the emergence of boredom and boredom that result in job stress.
Literature Study Of The Effect Of Registration Services On Outpatient Satisfaction In Hospitals Farah Tifanny Aisyah Anindya Putri; Nurdina
Journal of Hospital Management and Services Vol. 1 No. 1 (2019): May
Publisher : Universitas STRADA Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30994/jhms.v1i1.65

Abstract

The factor of patient satisfaction with health services greatly influences the number of visits. The first gate for patients who will use hospital services is the registration section, especially for outpatients. Because you have to immediately fill out several forms to complete the medical record file, unlike inpatient treatment where you still have time to fill in the forms. Patients often complain of dissatisfaction at the registration department because the service takes a long time and the patient does not understand the flow. This research uses a literature review method, namely a synthesis of systematic, clear, comprehensive literature studies, by identifying, analyzing, evaluating through collecting existing data with an explicit search method and involving a critical review process in selecting studies. The data used were 10 journals obtained from the screening results of a number of journals from the Mendeley journal portal, Google Scholar, and PubMed. In 10 journals, 90% or 9 journals used questionnaires as data collection instruments, while 10% or 1 journal used qualitative analysis methods with interviews. On average, the questionnaire used is on a Likert scale and records the length of service time in the registration section for outpatients. It can be concluded from this journal review that outpatient satisfaction with registration services can be influenced by service waiting times. Even though they have to wait a long time, outpatients can feel satisfied with the friendly service provided by the staff and the good facilities and infrastructure at the hospital.
FACTORS THAT AFFECT THE LEVEL OF SATISFACTION OF OUTPATIENT SERVICES IN PAKIS HEALTH CENTER FERN MALANG Siti, Patimah; Nurdina; Mayta Sari Dwianggimawati
Indonesian Journal of Nutritional Epidemiology and Reproductive Vol. 1 No. 2 (2018): May
Publisher : Universitas STRADA Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30994/ijner.v1i2.88

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The clinic is an implementation functional unit that has authority and responsibility for the maintenance of the public health in the region. The aim of this research is to know the factors that affect the level of satisfaction of outpatient Clinics in Pakis, Malang. This research design is descriptive quantitative that using the approach of cross sectional. This research was obtained as many as 205 respondents in Clinics Fern Malang. This study used two independent variables namely variables ((X 1), Facilities and infrastructure (X 2), human resources (X 3)), and the dependent variable i.e. patient satisfaction (Y). The data collection was done in the primary study. The research results obtained based on the age of the most aged 20-29 years i.e. 24% (50 respondents). Based on the job obtained most of the work as the IRT (Housewife) 42% (87 respondents). Indigo variable significance facilities of clinics of 0.018, variable and infrastructure of 0.000, and variable HR of 0.002. On the health facilities of the variable indicates that significant 0,018 < 0.05, inferred that the Ha received means the positive effect of clinics and facilities significantly to the level of satisfaction of outpatient Clinics in Fern Malang. The satisfaction of patient is a very valuable asset because when patients are satisfied they will continue to make choices against usage of the service, but if the patient did not feel satisfied they will tell to others about the bad experience. In fact, clinic with such good service will influenced the result in the emergence of satisfaction, loyalty, and even supports the implementation of the strategy of clinics as well as the achievement of the vision and mission of the clinic.
The Influence of Knowledge And Attitude To Community Compliance With Covid-19 Protocols In Watulimo Village Trenggalek District Nelsent Oiyan Dimas Karyoto; Nurdina
Indonesian Journal of Nutritional Epidemiology and Reproductive Vol. 4 No. 1 (2021): January
Publisher : Universitas STRADA Indonesia

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Abstract

Coronaviruses are a large family of viruses that cause disease in humans and animals. The disease is mainly spread between people through respiratory droplets from coughs and sneezes. This virus can survive up to three days with plastic and stainless steel SARS CoV-2 can last up to three days, or in aerosols for three hours (Gorbalenya, 2020). The research design was an observational quantitative study with a cross sectional approach with the focus of the research being aimed at analyzingthe influence of knowledge and attitudes of transmission on compliance with the Covid-19 protocol in the community in Watulimo Village, Trenggalek Regencywith a population of 164 respondents and a sample of 115 respondents who were drawn using the simple random sampling technique. The findings show that hNearly half of the respondents had moderate knowledge of 47 respondents (40.5%). Nearly half of the respondents had a moderate attitude as many as 47 respondents (40.5%). Most of the respondents did not comply with the health protocol as many as 84 respondents (73.3%).The results of the study used the test Multiple linear regression shows that with a p-value of 0.000 <0.05, H1 is accepted, so it can be concluded that simultaneously it exists the influence of knowledge and attitudes of transmission on compliance with the Covid-19 protocol in the community in Watulimo Village, Trenggalek Regency with a magnitude of influence of 80.1%. It is hoped that the community can comply with health protocols as appropriate which must use standard masks, maintain distance and be diligent in washing hands with soap. That way it can reduce the risk of spreading the Covid-19 virus.
Analysis of the Use of Kemangi Leaves in Reducing Albus Fluor in Acceptor Women KB IUD in Malang Archipelago Hospital Indarti, Daru; Indasah; Nurdina
Journal for Research in Public Health Vol. 2 No. 1 (2020): July
Publisher : Master of Public Health Program Universitas STRADA Indonesia

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Abstract

Flour Albus is a symptom that is very often experienced by most women. This disorder is the second problem after menstrual disorders. Flour Albus is often not taken seriously by women. In fact, vaginal discharge can be an indication of an illness. Almost all women have experienced vaginal discharge. Therefore the researcher was interested in examining the analysis of the use of basil leaves in reducing flour albus in women using KB IUD acceptors in the Indonesian Army Hospital. The purpose of the study was to analyze the effect of using basil leaves in reducing flour albus in women using KB IUD acceptors in the Indonesian Army Hospital Malang. The research design used is quantitative research with a True Experimental Design approach. Instrument data used questionnaire sheets using the Paired T-test and Anova test. The results of the Paired T-test analysis said that p value = 0,000 for the use of 2 grams of kenagi leaves and p value = 0,006 for the use of 1 gram of basil leaves so that H0 was rejected which meant that there was an effect of 2 gram and 1 gram of Basil Leaf Use In Women with KB IUD Acceptor Users At Malang Army Hospital. From the results of the Anova test, it is known that the value of p value is 0.191> α (0.05), it can be concluded that the administration of basil leaves 2 grams and 1 gram is the same and the difference in mean giving between the two is not significant. It is expected that respondents can make the habit of consuming basil leaves as a prevention and treatment for vaginal discharge experienced when using IUD KB acceptors. And for the next researcher, they can make basil leaves in capsule form to make them easier to consume
Analysis of Factors Affecting the Event of High Pregnancy Mother in Blimbing Health Center Gudo Jombang District Ati, Felomene Dian Sulistyananing; Nurdina; Suhita, Byba Melda
Journal for Research in Public Health Vol. 2 No. 1 (2020): July
Publisher : Master of Public Health Program Universitas STRADA Indonesia

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Abstract

A high risk pregnant woman still becomes a health issue/problem in the society. There are many factors who influence, such as the nutritious status, the anxiety, the health officers' role/workers' role and the ANC service. This research aims to indicate/detect the influence of the nutritious status, the anxiety, the health officers' role/workers' role and the ANC service to the high risk pregnant women. The research design is correlational analytic with the cross sectional approach. The total of the pregnant women with ANC service in Blimbing Gudo heaalth public clinic, Jombang district are 0ne hundred thirty four pregnant women per month with 150 respondents for sample by using simple random sampling methode. The free variable of the nutritious status, the anxiety, the health officers' role/workers' role and the ANC service and the correlation of the high risk pregnant women are collected with the questioners and analyzed by the double logistic regression. It is indicated that there is a connection/relation between the nutritious status and the high risk pregnant women (p 0.031<0.05), between the anxiety and the high risk pregnant women (p 0.003<0.05 ), between the the health public clinic officers' role and the high risk pregnant women (p 0.007<0.05 ), between the ANC service and the high risk pregnant women (p 0,001<0,05 ), there is an influence/impact simultaneously from the nutritious status, the anxiety, the health officers' role/workers' role and the ANC service to the high risk pregnant women' incident (p 0.011<0.05 ), and the most dominant/influential factor is the role of the health public clinic factors with B 4,778. It is caused by the midwife's practice which is the first chain/link of the pregnant women's health service. It is concluded that the nutritious status, the anxiety, the health officers' role/workers' role and the ANC service become predispotition of the high risk pregnant women
The Effect of Gobak Sodor and Engklek Games on Rude Motor Development and Cognitive Improvement in Class 4 Children SDN Pojok 1 Kediri Purwasih, Yefi; Indasah; Nurdina
Journal for Research in Public Health Vol. 2 No. 1 (2020): July
Publisher : Master of Public Health Program Universitas STRADA Indonesia

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Abstract

During childhood development of gross motor skills and cognitive runs optimally, it requires education that can provide stimulation and service to aspects of these developments, one of which is by stimulating traditional games of Sodor and Krlek carts. The purpose of this study was to determine the effect of sodor and crankshaft games on gross motor development and cognitive improvement in 4th grade children at SDN 1 Corner 1 Kediri. The research design uses True Experimental Design. The population of this study were all 4th grade students at SDN Pojok 1 Kota Kediri as many as 38 students. With a sample of 24 students with simple random sampling. The independent variable is sodor and crankshaft and gross and cognitive motor dependent variable. The instrument uses the Test of Gross Motor Development (TGMD), analyzed using Anova test. Research result. The results of the study by testing the kruskal wall obtained sig. 0,000 which means that there is a significant increase between independent and dependent variables and from the results of Mann Whitney test results obtained are 0.001 in the Sodor and Krlek group, while the Sodor cart provides the highest motor increase. Giving counseling to parents about the importance of stimulation in childhood can improve the child's development process optimally