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All Journal Laa Maisyir Jurnal Ekonomi Islam IJTIHAD Maraji`: Jurnal Ilmu Keislaman Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Jurnal ASPIKOM Ijaz Arabi Journal of Arabic Learning MALIA NISBAH: JURNAL PERBANKAN SYARIAH Istinbath: Jurnal Hukum dan Ekonomi Islam Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Al Maal: Journal of Islamic Economics and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dialektika: Jurnal Ekonomi dan Ilmu Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) El-Qist : Journal of Islamic Economics and Business (JIEB) Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam AL-ARBAH: Journal of Islamic Finance and Banking Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Jurnal Riset Ekonomi Syariah Milkiyah: Jurnal Hukum Ekonomi Syariah Keris: Journal of Community Engagement MIYAH: Jurnal Studi Islam JUSTICES: Journal of Law Santri: Journal of Student Engagement Amal: Jurnal Ekonomi Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Media Akademik (JMA) Demagogi: Journal of Social Sciences, Economics and Education Al-Fadilah: Islamic Economics Journal MASADIR: Jurnal Hukum Islam Jurnal Kajian Ekonomi dan Perbankan Syariah Optimum: Jurnal Ekonomi dan Pembangunan Journal of Islamic Philosophy and Contemporary Thought Jurnal At-Tamwil: Kajian Ekonomi Syariah Reflektika Al-Iffah: Journal of Islamic Sciences Research
Taufiqur Rahman
Fakultas Keislaman, Universitas Trunojoyo Madura
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : Reflektika

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IMPLEMENTATION OF SHARIAH COMPLIANCE FOR HYBRID CONTRACT PRODUCTS AT BAITUL MAL WAT TAMWIL IN INDONESIA Syakira, Yulia Rachma; Rahman, Taufiqur
Reflektika Vol 19, No 2 (2024)
Publisher : Universitas Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/reflektika.v19i2.1870

Abstract

One of the ways carried out by Baitul Mal wat Tamwil institutions in order to attract customer interest and meet the demands of modern society is the development of hibryd contracts (multi-contracts) which in practice the use of these multi-contracts often experiences shifts and deviations from the principles that have been regulated in sharia provisions. This study has several objectives, among others, first to determine the application of multiple contracts in Baitul mal wat Tamwil institutions, in this case there are two institutions that are the object of research, namely BMT Makin Amin and BMT Nuansa Umat. Second, to determine sharia compliance in the application of multiple contracts applied to the two BMT. This research uses a qualitative method with an indepth analysis model, where researchers in conducting this research use several data sources ranging from literature studies, surveys and discussions with BMT and related sources. The approach used by the author is a normative-empirical approach by examining the implementation of contracts applied to Baitul Mal Wat Tamwil (BMT). The results of this study indicate that there are two hybrid models applied in the two BMTs, among others, Murabahah bil wakalah and Ijarah muntahiya Bit Tamlik (IMBT) Where in its implementation the two BMTs have shown their compliance, this is evidenced by the conformity between the DSN-MUI fatwa and the practices carried out by the two BMT.  
Co-Authors A'yun, Indah Firdanilla Abdur Rohim Adinda Pramesti Indah Cahyani Adiyono Adiyono Affandi, Mahrus Afiza Ridha Zamzima Afrizal Zulkarnaein Agriana, Gita Ahmad Makhtum Ahmad Musadad Ahmad, Walid In'am Al Kautsar, Syahvergio Anugrah Alan Su'ud Ma'adi Alya, Ulka Anggraeni, Silvia Abni Ariffin, Mohd Faizal Noor bin Arsyad, Muhammad Rizal Aulia Urrohmah Dahruji Dahruji, Dahruji Dzikrulloh, Dzikrulloh Elita Putri Pradipta Ely Inriani Farid Ardyansyah Fidya Puji Ramadhani Fitriyah, Siti Lailatul Galuh Widitya Qomaro Hanifah, Luluk Hikmah Hidayah, Isnaini Holis Holis Ianatus Sholeha Itsnaini, Fadhilatul Khasanah, Hanna Nur Khoiroh, Sabilatul Khoirun Nasik Khumairoh, Dzurorin Kurnia Fitri Salsabila LILIS SUAIBAH Lourensia Hani Luthfiyana Hidayatu Rohmah Ma’adi, Alan Su’ud Marshanda Ridia Amelia Miftakur Rohman Moh Idris Mohamad Ali Hisyam, Mohamad Ali Mohammad Nizarul Alim Muhammad Ersya Faraby Muhammad Harun Mustaniroh, Mustaniroh Permana, Dikki Pratiwi Nur Laili Putri Amalia Putri Rahayu Ningsih Putri, Filda Felisa Rikhe Dwi Nurdiyah Risa Umami Rizqiatul Camelia Romli, Moh. Rosita Ramadhani Salistia, Faisal Sa’adah, Nurus Siti Hasmah Dita Sp Siti Nur Baiti Siti Nur Halizah Sitti Halimah Sunariyah, Anik Syakira, Yulia Rachma Tri Pujiati Umi Qurrotul Aini Wahyu Setiawan Djodi Wasilatur Rohmah