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All Journal MIX : Jurnal Ilmiah Manajemen Jurnal Ilmiah Ekonomi Islam Jurnal Manajemen & Keuangan Jurnal Pendidikan Ekonomi & Bisnis Jurnal ASET (Akuntansi Riset) Economac: Jurnal Ilmiah Ilmu Ekonomi JURNAL EDUCATION AND DEVELOPMENT JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Iqtishoduna: Jurnal Ekonomi Islam The International Journal of Business Review (The Jobs Review) Jurnal Pendidikan dan Kewirausahaan Jurnal Manajemen Universitas Bung Hatta BASKARA: Journal of Business and Entrepreneurship Budimas : Jurnal Pengabdian Masyarakat ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jupeko (Jurnal Pendidikan Ekonomi) Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis Mestaka: Jurnal Pengabdian Kepada Masyarakat West Science Journal Economic and Entrepreneurship AMMA : Jurnal Pengabdian Masyarakat Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka GEMBIRA (Pengabdian Kepada Masyarakat) Jurnal Akuntansi dan Keuangan Islam (JAKIs) Review of Islamic Social Finance and Entrepreneurship Manajemen : Jurnal Ekonomi IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita International Journal of Islamic Business and Economics (IJIBEC) Journal of Management Almawarid: Journal of Management and Business Sciences ALTAMKIN: Jurnal Ekonomi Berbasis Pemberdayaan Masyarakat Jurnal Ilmiah Akuntansi Publik, Manajemen dan Perbankan Jurnal Ilmiah Ekonomi Modern dan Tradisional Jurnal Ilmiah Pengayaan Pembelajaran dan Pendidikan Islam Jurnal Manajemen dan Bisnis (Performa)
Chamdan Purnama
Sekolah Tinggi Ilmu Ekonomi Al-Anwar
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Merancang Kesuksesan: Pelatihan Business Model Canvas Untuk Meningkatkan Motivasi Kewirausahaan Mirhamida Rahmah; Chamdan Purnama; Dinda Fatmah
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 5 : Juni (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Education is crucial for nation-building and enhancing community welfare. Hence, every country strives to design strategic educational policies. This underscores the importance of collaboration to boost productivity and reduce unemployment among vocational school graduates. The outreach team conducted an initial survey at the Sunan Ampel Vocational Islamic High School Plus Skills (MAPK) in Kertosono and identified the need for entrepreneurship training programs for students. The aim is to assist them in acquiring the understanding, knowledge, skills, and attitudes necessary to become successful entrepreneurs. This program aims to encourage MAPK Sunan Ampel, Kertosono students to prepare themselves as successful entrepreneurs post-graduation, with hopes of benefiting themselves and the surrounding community. The training method to be used is integrated guidance through information dissemination, discussion, demonstration, and guided practice. Through this training, students will be guided to develop their business ideas into practical business plans using the Business Model Canvas (BMC). The results of this outreach indicate that participants expressed that this method provided a deeper understanding of business aspects and helped them plan their businesses more structuredly. The use of BMC assists them in designing businesses more structuredly and practically.
MANAJEMEN PENDAPATAN NASIONAL DAN KESEJAHTERAAN DALAM PERSPEKTIF EKONOMI ISLAM: ANALISIS KRITIS Zakiyah Zulfa Rahmah; Yuliani; Binti Mutfarida; Chamdan Purnama; Dinda Fatmah; Mirhamida Rahmah; Syaiful Hasani; Yusriyah Rahmah
Jurnal Manajemen dan Bisnis Performa Vol. 21 No. 1 (2024)
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/performa.v21i1.3713

Abstract

Penelitian ini bertujuan untuk mengkaji ulang konsep pendapatan nasional sebagai ukuran kesejahteraan dari perspektif ekonomi Islam, dengan penekanan pada manajemen keuangan nasional. Pendapatan nasional kerap digunakan sebagai indikator utama kesejahteraan suatu negara, namun pendekatan ini memiliki keterbatasan dalam mencerminkan kesejahteraan yang sesungguhnya. Dalam ekonomi Islam, kesejahteraan diukur tidak hanya dari aspek material tetapi juga mencakup dimensi spiritual dan moral. Penelitian ini mengusulkan model manajemen keuangan yang mengintegrasikan prinsip-prinsip ekonomi Islam untuk mencapai kesejahteraan yang lebih komprehensif. Melalui metode studi literatur dan analisis bibliometrik, penelitian ini mengidentifikasi kelemahan pendekatan konvensional dan menawarkan alternatif yang lebih inklusif. Hasil penelitian ini diharapkan dapat memberikan rekomendasi praktis bagi para pembuat kebijakan dan praktisi manajemen keuangan dalam merancang kebijakan yang lebih berkelanjutan dan inklusif, sesuai dengan nilai-nilai ekonomi Islam. Dengan demikian, penelitian ini berkontribusi pada pengembangan teori dan praktik manajemen keuangan yang lebih holistik, serta mendukung tercapainya kesejahteraan yang lebih luas dan berkelanjutan.
Digital Transformation and Climate ChangeAwareness: Mediated Impact on Financial Performance via Green Technology SMEs Dinda Fatmah; Mirhamida Rahmah; Yusriyah Rahmah; Zakiyah Zulfa Rahmah; Karina Ananda Putri; Chamdan Purnama
International Journal of Islamic Business and Economics (IJIBEC) Vol 9 No 1 (2025): Volume 9 Nomor 1 Tahun 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v9i1.10205

Abstract

This study investigates the direct and indirect effects of digital transformation and climate change awareness on SME financial performance, with green technology adoption serving as a mediating variable. Drawing from stakeholder theory and the resource-based view, this research addresses a key gap in understanding how digital and environmental initiatives interact within halal-oriented small businesses. Empirical data from 192 halal food SME owners and managers in East Java were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) across 32 indicators. Findings reveal that digital transformation significantly enhances both green technology adoption and financial performance, underscoring its strategic value in expanding market access and operational efficiency. While climate change awareness strongly encourages green technology adoption, it lacks a direct financial impact. Notably, green technology adoption shows a negative effect on financial performance, likely due to high initial costs and integration challenges. The study contributes to the literature by demonstrating the complex trade-offs between environmental innovation and profitability in emerging market SMEs. It suggests that digital strategies may serve as a bridge toward sustainability without undermining financial goals. Practical implications include the need for targeted government incentives and support mechanisms to offset green transition costs and bolster competitive resilience in halal food SMEs.
Halal Market Dynamics, Sharia-Oriented Dynamic Capabilities, and Innovation Performance in Muslim Fashion SMEs: Evidence from an Islamic Economic Perspective Mirhamida Rahmah; Karina Ananda Putri; Dinda Fatmah; Yusriyah Rahmah; Zakiyah Zulfa Rahmah; Chamdan Purnama
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3541

Abstract

This paper investigates how external dynamics moderate the relationships between human capital, business strategy, financial outcomes, and innovation capability within Muslim Fashion SMEs in Indonesia. Grounded in Dynamic Capabilities Theory, Organizational Learning Theory, Contingency Theory, and Islamic business perspectives, the study examines how environmental uncertainty influences SMEs’ strategic capacity to innovate within the halal fashion ecosystem. Using a quantitative approach and Structural Equation Modeling (SEM), the findings reveal that external dynamics strengthen the positive effects of human capital and business strategy on innovation capability, while weakening the influence of financial outcomes. These results indicate that financial strength alone is insufficient to sustain innovation without adaptability, strategic responsiveness, and competent human capital. The study contributes to the Islamic economics and halal business literature by demonstrating that innovation in Muslim Fashion SMEs is shaped not only by economic factors but also by Islamic values, halal orientation, and ethical entrepreneurship. Furthermore, the findings highlight the importance of innovation capability in supporting sustainable halal industry growth, strengthening Muslim entrepreneurship, and enhancing the competitiveness of Islamic SMEs in dynamic digital markets.
Evaluasi Dampak Bank Pembiayaan Rakyat Syariah (BPRS) Terhadap Pertumbuhan Dan Pengembangan UMKM Di Indonesia Chamdan Purnama; Zakiyah Zulfa Rahmah; Dinda Fatmah; Mirhamida Rahmah; Syaiful Hasani; Yusriyah Rahmah; Andriani; Nahdya Alfaina Karem
Manajemen: Jurnal Ekonomi Vol. 6 No. 2 (2024): Manajemen : Jurnal Ekonomi (Special Issue)
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/fabzp258

Abstract

Penelitian ini berfokus pada Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia, dengan pengumpulan data yang dilakukan melalui situs web Otoritas Jasa Keuangan (OJK). Studi ini memanfaatkan data sekunder, seperti dokumen, catatan, atau laporan historis yang tersimpan dengan baik dalam arsip. Metode yang diterapkan meliputi kajian literatur dan diskusi. Hasil penelitian ini mengungkapkan bahwa BPRS telah sukses menerapkan manajemen yang efektif dalam mengelola rasio Dana Pihak Ketiga (DPK) terhadap pembiayaan, terutama untuk sektor UMKM. BPRS juga berhasil meraih tingkat kepercayaan yang tinggi dari masyarakat dalam pembiayaan UMKM, yang terlihat dari peningkatan jumlah pembiayaan yang disalurkan setiap tahunnya. Kondisi ini sejalan dengan pertumbuhan jumlah UMKM di Indonesia yang terus meningkat setiap tahunnya
Investigasi Peran Temporal Kualitas Pelayanan Terhadap Loyalitas Nasabah Dengan Kepuasan Sebagai Variabel Mediasi Pada Bank Syariah Indonesia Chamdan Purnama; Zakiyah Zulfa Rahmah; Dinda Fatmah; Mirhamida Rahmah; Syaiful Hasani; Yusriyah Rahmah; Yuliani; Binti Mutfarida
Manajemen: Jurnal Ekonomi Vol. 6 No. 2 (2024): Manajemen : Jurnal Ekonomi (Special Issue)
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/qa4k6692

Abstract

Kualitas pelayanan berperan penting dalam suatu perusahaan disaat persaingan di bidang bisnis terjadi sangat ketat dan terus berubah. Penelitian ini bertujuan untuk menguji pengaruh kualitas pelayanan terhadap kepuasan nasabah, kualitas pelayanan terhadap loyalitas nasabah, kepuasan nasabah terhadap loyalitas nasabah, dan kepuasan nasabah dalam memediasi pengaruh kualitas pelayanan terhadap loyalitas nasabah di Bank Syariah Indonesia. Jenis penelitian yang digunakan adalah penelitian kuantitatif dan desain penelitian yang digunakan adalah desain riset kausal. Subjek dalam penelitian ini adalah nasabah di Bank Syariah Indonesia dan objek dalam penelitian ini adalah kualitas pelayanan, kepuasan nasabah, dan loyalitas nasabah. Data dikumpulkan dengan pencatatan dokumen dan metode kuesioner, dengan analisis PLS dengan software SmartPLS. Hasil penelitian menemukan bahwa kualitas pelayanan berpengaruh positif dan signifikan terhadap kepuasan nasabah, kualitas pelayanan tidak berpengaruh signifikan terhadap loyalitas nasabah, kepuasan nasabah berpengaruh positif dan signifikan terhadap loyalitas nasabah, dan kepuasan nasabah memediasi sempurna pengaruh kualitas pelayanan terhadap loyalitas nasabah. Hasil penelitian ini diharapkan dapat membantu penelitian masa depan dalam memperhatikan factor - faktor yang dapat mempengaruhi loyalitas nasabah.  Hasil studi ini juga diharapkan dapat menambah pengetahuan baru yang akan memperkaya teori manajemen manajemen pemasaran maupun teori perilaku organisasi, khususnya yang terkait dengan loyalitas nasabah
The Evolution of Islamic Banking in Indonesia: Challenges, Opportunities, and Future Prospects Zakiyah Zulfa Rahmah; Naning Windarti Fatmawatie; Yuliani Yuliani; Ahmad Syakur; Dinda Fatmah; Karina Ananda Putri; Syaiful Hasani; Mirhamida Rahmah; Yusriyah Rahmah; Chamdan Purnama; Latif Syaipudin; Ilham Tohari
Jurnal Akuntansi dan Keuangan Islam Vol 13, No 2 (2025)
Publisher : INSTITUT AGAMA ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jakis.v13i2.888

Abstract

This study aims to analyse the development of Islamic banking in Indonesia through a literature review approach. The study was conducted by examining scientific journals, books, official regulations, and reports from relevant authorities, which were then categorised thematically to provide a comprehensive overview. The results of the study show that Islamic banking has made significant progress since the establishment of Bank Muamalat Indonesia in 1992 to the formation of Bank Syariah Indonesia in 2021. This development is supported by regulations, including Law Number 21 of 2008, as well as authority policies that strengthen institutional structures. However, the market share of Islamic banking is still limited, public literacy is low, and the availability of competent human resources is inadequate. Nevertheless, growth opportunities are open through government support, digital transformation, and sustainable finance trends that are in line with Islamic principles. This study has limitations because it only uses literature review, so the findings are conceptual. Therefore, further studies are recommended to use empirical methods to assess the effectiveness of policies, digitalisation strategies, and the performance of Islamic banking compared to conventional banking. Penelitian ini bertujuan menganalisis perkembangan perbankan syariah di Indonesia melalui pendekatan kajian pustaka. Kajian dilakukan dengan menelaah jurnal ilmiah, buku, regulasi resmi, serta laporan dari otoritas terkait, yang kemudian dikategorikan secara tematik untuk memberikan gambaran menyeluruh. Hasil penelitian menunjukkan bahwa perbankan syariah telah mengalami kemajuan signifikan sejak berdirinya Bank Muamalat Indonesia pada tahun 1992 hingga terbentuknya Bank Syariah Indonesia pada tahun 2021. Perkembangan ini didukung oleh regulasi, termasuk Undang-Undang Nomor 21 Tahun 2008, serta kebijakan otoritas yang memperkuat struktur kelembagaan. Meskipun demikian, pangsa pasar perbankan syariah masih terbatas, literasi masyarakat rendah, dan ketersediaan sumber daya manusia kompeten belum memadai. Namun, peluang pertumbuhan terbuka melalui dukungan pemerintah, transformasi digital, serta tren keuangan berkelanjutan yang sejalan dengan prinsip syariah. Penelitian ini memiliki keterbatasan karena hanya menggunakan kajian literatur sehingga temuan bersifat konseptual. Oleh karena itu, studi lanjutan disarankan menggunakan metode empiris untuk menilai efektivitas kebijakan, strategi digitalisasi, dan kinerja perbankan syariah dibandingkan konvensional.
The Role of Business Sustainability in Enhancing SME Competitiveness Through Working Capital and Digital Technology Mirhamida Rahmah; Dinda Fatmah; Nurul Aslikhah; Htet Paing Soe; Yusriyah Rahmah; Zakiyah Zulfa Rahmah; Chamdan Purnama
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.12569

Abstract

This study aims to analyze the role of business sustainability as a mediating variable in the relationship between working capital and digital technology on the competitiveness of SMEs in Indonesia. The study is motivated by the growing awareness of the importance of sustainable business practices amidst dynamic market challenges and global environmental pressures. Using a quantitative approach and path cici4d analysis techniques based on Partial Least Squares Structural Equation Modeling (PLS-SEM), data were collected from 200 SMES actors in the halal fashion and food sectors through structured questionnaires. The findings indicate that business sustainability acts as a significant mediator, strengthening the indirect influence of working capital and digital technology on competitiveness. These results affirm that sustainability is not merely a social responsibility, but a strategic resource that enhances the competitive position of SMEs. The adoption of digital technology and efficient working capital management will yield stronger competitive advantages when directed cici4d toward sustainability goals. This research contributes to the SMES literature and offers practical insights for business actors and policymakers in designing sustainable and competitive business strategies.
Peran Job Satisfaction dalam mediasi hubungan Strategic Flexibility dan Strategic Innovation dengan Employee Performance Chamdan Purnama; Mirhamida Rahmah; Dinda Fatmah; Syaiful Hasani; Yusriyah Rahmah; Zakiyah Zulfa Rahmah; Sugeng Mulyono; Chairul Anam
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 10 No 1 (2025): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v10i1.22305

Abstract

Research aim: This study examines the relationships between strategic flexibility, behaviour innovation, Employee engagement, Job satisfaction, and employee Performance within SMES in the clothing sector in East Java. It also provides empirical evidence of causal interactions among these variables. Method: An explanatory approach was employed with a sample of 160 employees from SMES in Bangkalan, Sidoarjo, Tulungagung, and Mojokerto, selected via cluster sampling. Data were collected using a Likert-scale questionnaire and analysed using PLS-SEM with Smartpls 4. Research Finding: The findings show that strategic flexibility positively and significantly influences employee Performance and Job satisfaction. Behaviour innovation negatively impacts employee Performance but positively affects Job satisfaction. Employee engagement positively influences employee Performance but is not significant for Job satisfaction. Job satisfaction partially mediates the relationship between strategic flexibility and employee Performance and fully mediates the relationship between behaviour innovation and employee Performance. Theoretical contribution: This study challenges existing assumptions about the link between Employee engagement and Job satisfaction, expanding understanding in the context of SMES. Practical implication: The findings suggest that SME managers should enhance strategic flexibility and focus on Job satisfaction to improve employee Performance while carefully managing behaviour innovation. Research Limitations: This study has several limitations. First, the study was only conducted on MSMES in the clothing sector in East Java. Second, the data collection method used a Likert-scale questionnaire. Third, the quantitative approach with PLS-SEM provides an understanding of causal relationships but does not explore other factors that may play a role.
Co-Authors Abdul Mujib Ahmad Luthfi Ahmad Syakur Alfaina Karem, Nahdya Andriani Andriani Ayu Rahmawati Aza Triya Vinata Azizah Fitriani Binti Mutfarida Binti Mutfarida Chairul Anam Chairul Anam Chairul Anam, Chairul Citra Kusuma Dewi Dinda Fatmah Dini Khofifah Sari Eka Fina Sofiani Eki Nindasari Elly Istiana Maulida Ester Nabila Fadriana Irgi Ayu Vinata Fatihatun Nikmah Fitriyah Fatmah, Dinda Fatya Nur Aini Aulya Mutmainnah Fitriya Hamida Putri Aqila Hasani, Syaiful Herlina Nurwahyuni Htet Paing Soe Idah Nurfajriya Awwalin Ilham Tohari Karimatun Nisak Fadhilah Karina Ananda Putri Karina Ananda Putri Karina Ananda Putri Khurnia Setya Rahmawati Kumi Sari Latif Syaipudin Latif Syaipudin Ludi Wishnu Wardana Lukman Hakim Lukman Hakim Lukman Hakim Maula, Farij Ibadil Mirhamida Rahmah Mirhamida Rahmah Mirhamida Rahmah Mirhamida Rahmah Mirhamida Rahmah Mirhamida Rahmah Nabila Sandi Aprilia Nahdya Alfaina Karem Naning Windarti Fatmawatie Nofita Umami Nur Fadilah Oktavia Nurul Aslikhah Putri , Karina Ananda Putri, Karina Ananda Rahmah , Mirhamida Rahmah, Mirhamida Rahmah, Yusriyah Risma Apriliani Laksono Saiful Anam Salsabila Kurnia Putri Sugeng Mulyono Sugeng Mulyono Suwartono Suyanto , Suyanto , Syaiful Hasani Syaiful Hasani Syaiful Hasani Syaiful Hasani Syaiful Hasani Syaiful Hasani Umi Masrifah YULIANI Yuliani Yuliani Yuliani Yusriyah Rahmah Yusriyah Rahmah Yusriyah Rahmah Zakiyah Zulfa Rahmah Zakiyah Zulfa Rahmah