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Wisudani Rahmaningtyas
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Journal : Journal of Socioeconomics and Development

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Financial literacy on MSME export import decisions and the affecting individual and social factors Farliana, Nina; Sakitri, Wijang; Utami, Sri; Widhiastuti, Ratieh; Rahmaningtyas, Wisudani
JOURNAL OF SOCIOECONOMICS AND DEVELOPMENT Vol 6 No 2 (2023): October
Publisher : Publisher of Widyagama University of Malang (UWG Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/jsed.v6i2.4539

Abstract

This study aims to analyze financial literacy affecting export and import decisions, and to analyze what individual and social factors affecting the said financial literacy. The design of this research was clausal associative, with quantitative approach. The sample of this research was MSME actors in Central Java province who were successful or oriented towards carrying out export and import activities. The data collection techniques were questionnaires and documentation. This study used structural equation modeling with Lisrel 8.80 software. The data were analyzed with Confirmatory Factor Analysis. The results showed that there was a significant effect between individual ability on financial literacy and financial literacy on export and import decisions, while between social variables and financial literacy, there was not a significant effect. MSMEs had cooperative characteristics in running their business to complement each other's limitations and gain specific competitive advantages to compete in the global environment, especially export and import activities, so that they could contribute to the national economy. Suggestions for further research, the government should act as an aggregator or facilitator for sharing knowledge regarding financial literacy between MSMEs, MSMEs and academics, MSMEs and related communities, and MSMEs and national private parties.JEL Classification F20; G53; L26
Co-Authors -, Zulfa Maulidiya Aeni Ade Rustiana Adinda Dwi Rahma Afita Nurhandasah Agung Kuswantoro Ahmad Saeroji Ahmad Saiful Mukmin Aini, Irma Niswatul Ajie Pangestu Alda Bernika Ifada Alfina Rahma Dewi Alvi Mukhifudin Anggun Myssiliyana Putri Apriliana Khulasatul Mutoharoh Apriliana, Shalum Rizki Astuti, Malinda Listia Astuti, Malinda Listia Atika Nurdiana Ayu Tri Lestari Baedhowi Baedhowi Baswara, Satsya Yoga Chandra Alifian Syah Davina Dwi Sazkia Dewi, Luthfiani Puspita Djoko Santoso Th Dwi Endah Kusumaningtias Eka Namira Eka Nia Indriyana Galih Citra Kumala Hana Netti Purasani Hanna Netti Purasani Harnanik Harnanik, Harnanik Hengky Pramusinto Indrawati Indrawati Indri Murniawaty Ine Damayanti Ismiyati, Ismiyati Kartika Nur Alfaeny Kharisma Ayu Maharani, Bella Kristiani Kristiani Lambort Dhika, Vera Leni Noviani Lintang Ramadhani Maharani, Hcusna Masfufati Azizah Masruroh, Nurholifatu Melati, Inaya Sari Meylitasari, Rizki Minhatul Maula Mudrikah, Saringatun Muhammad, Faaza Asykar Muhsin, Muhsin Muslimah, Jaza’ul Nadifa, Chilma Nadjwa Salsabila Nafisa, Binta Zulfa Nanik Suryani Nazhifah Zulfa Isnania Nina Farliana Nina Oktarina Nisrina Salsabila Nurhandasah, Afita Oktafiana, Nabila Oktavia, Citra Hansen Oktaviana Eka Fadila Parascha, Lina Pramusinto, Hengki Purasani, Hana Netti Putri Della Ramadhani5 Ratieh Widhiastuti Rifani Yulianti Rozalina Umami Rusdiana Rusdiana Safira, Mei Arum Septian Bagas Panji Kurniaziz Shalum Rizki Apriliana Siva Faizatul Badriyah Soetarno Joyoatmojo Sri Utami SRI UTAMI Tazkiyah Eka Wulandari Teguh Supriyatno Tiara Puspa Tri Murwaningsih Tusyanah Tusyanah Wahyuni, Hilma Sri Wardani, Sukma Dwi Indah Widagdo, Putri Restyananda Widiyastuti, Maulina Widya Tatalia Octaviani Wijang Sakitri Winarni Winarni Yahya Nur Ifriza Yasin, Aminah Zakkya Mar’a S