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All Journal JURNAL HUKUM Syiar Hukum: Jurnal Ilmu Hukum KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Jurnal Wawasan Yuridika Jurnal Soshum Insentif Pena Justisia: Media Komunikasi dan Kajian Hukum Interdental Jurnal Kedokteran Gigi (IJKG) JURNAL USM LAW REVIEW Journal of Social Research Jurnal Locus Penelitian dan Pengabdian Bandung Conference Series: Law Studies International Journal of Law and Society Legalis : Journal of Law Review
Dey Ravena
Fakultas Hukum UNISBA
Religion Aerospace Engineering Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences

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Journal : Pena Justisia: Media Komunikasi dan Kajian Hukum

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Analysis of Overmacht Credit Agreements During Pandemic (Case Study of Loss Claims Rejections By Judges) Mucharom, Rully Syahrul; Suriaatmadja, Toto Tohir; Ravena, Dey; Mufidi, M. Faiz
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 21 No. 2 (2022): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v21i2.2290

Abstract

The purpose of this research is to identify and analyze Covid-19 as a form of comparative advantage and the consequences of the advantage method in loan agreements and loan termination policies due to the Covid-19 pandemic. The research method is norm-law. It is a legal research method that examines and studies the provisions of legislation as a basis for subsequent analysis of the issues discussed. The research uses primary and secondary legal material for analysis through the study of relevant documents and literature. The analysis is a qualitative analysis that addresses the question in question. According to the research, Covid-19 is an unnatural disaster and thus can be classified as a measure of superiority. As a priority relationship, the laws governing the spread of Covid-19 result in a priority relationship with the loan agreement, which means that the debtor must continue to meet his obligations to the debtor even after Covid-19 is over. When it was implemented following POJK 11/2020, the debtor obtained credit relief through restructuring in the form of interest rate cuts, extension of maturity, reduction of funds owed, and interest reduction in arrears according to the restructuring table issued by the bank. After verification and analysis by the bank, the affected debtor Covid- 19
Co-Authors Agus Hadian Rahim Agustina, Yessy Amad Sudiro, Amad Atie Rachmiatie Citra, Dhanila Diah Pudjiastuti Dini Dewi Heniarti Firman Zakaria, Chepi Ali Hamja, Hamja Herniati, Dini Dewi Ismi, Widya Joan Amelia Zakaha Kusumah, R. Windi Rachmawati Mahmud, Ade Martian, Ferra Mohamad Subur Drajat Mufidi, M. Faiz Nandang Sambas Ningsih, Desy Kartika Nining Nunna, Bhanu Prakash Nurcahyani, Sri Nu’mani, Harits Oji Kurniadi Rahim , Agus H. Rully Hanafi Dahlan Rully Syahrul Mucharom, Rully Syahrul Sundari, Rini Irianti Toto Tohir Widia Hafsyah Sumarlina Ritonga, Widia Hafsyah Sumarlina Zakaria, Chepi Ali Firman