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Pengaruh tingkat suku bunga kredit terhadap permintaan kredit usaha produktif Koperasi Credit Union Sauan Sibarrung Kabupaten Tana Toraja Pagiu, Chrismesi; Pundissing, Rati
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 5 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/fairvalue.v5i5.2759

Abstract

This study aims to determine the effect of credit interest rates on the demand for productive business credit of the Sauan Sibarrung Credit Union Cooperative, Tana Toraja Regency. The data analysis method used is descriptive quantitative using a credit report that contains the loan amount based on the credit interest rate at the Sauan Sibarrung CU Cooperative. The analytical technique used is simple linear regression analysis and significance test using the SPSS version 26 program. Based on the results of calculations with the t test on the loan interest rate variable, the results of t count (-2,3) < t table (3.182), so it can be concluded that the loan interest rate variable has no effect on the demand for productive business loans at the Sauan Sibarrung Credit Union Cooperative, Tana Toraja Regency. From the results of the Coefficient of Determination, it shows that 65.2% of the loan interest rate affects the demand for productive business loans while 34.8% is influenced by other variables not included in the study, while the correlation between the interest rate variable and the demand for productive business loans is 0.807, which means strong relationship between variables.
Pengaruh Pengetahuan Peraturan Perpajakan, Kesadaran Wajib Pajak Dan Sanksi Perpajakan Terhadap Kepatuhan Wajib Pajak Kendaraan Bermotor: (Studi Kasus Pada Kantor Samsat Kabupaten Tana Toraja) Mantirri, Enos; Pagiu, Chrismesi; Rambulangi, Abedneigo Carter
Jurnal Neraca Peradaban Vol. 4 No. 2 (2024): Jurnal Neraca Peradaban
Publisher : Prodi Akuntansi STIE Hidayatullah Depok

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55182/jnp.v4i2.456

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan terhadap kepatuhan, kesadaran terhadap kepatuhan dan sanksi terhadap kepatuhan, untuk menganalisis pengaruh pengetahuan, kesadaran dan sanksi secara simultan terhadap kepatuhan. Pada penelitian ini, peneliti menggunakan pendekatan deskriptif kuantitatif yaitu penelitian yang berupaya menjelaskan hubungan antar variabel bebas (independent) dengan variabel terikat (dependent variabel), melalui pengujian hipotesis. Variabel bebas terdiri dari pengetahuan (X1), kesadaran (X2) dan sanksi (X3), sedangkan variabel terikatnya adalah kepatuhan (Y). Penelitian ini dilakukan kepada 72 responden. Hasil penelitian menunjukkan bahwa pengetahuan (X1) berpengaruh secara parsial terhadap kepatuhan (Y), kesadaran (X2) tidak berpengaruh secara parsial terhadap kepatuhan (Y) dan sanksi (X3) berpengaruh secara parsial terhadap kepatuhan (Y) serta sisanya diterangkan oleh variabel lain. Hasil penelitian regresi berganda menunjukkan bahwa pengetahuan (X1), kesadaran (X2) dan sanksi (X3) terdapat pengaruh secara simultan sebesar 66,4% terhadap kepatuhan wajib pajak (Y), sedangkan sisanya sebesar 33,6 diterangkan oleh variabel lain yang tidak diajukan dalam penelitian ini.
Pengaruh Inflasi, Suku Bunga, Dan Nilai Tukar Rupiah Terhadap Harga Saham Pada Perusahaan Sub Sektor Transportasi Yang Terdaftar Di Bursa Efek Indonesia Periode 2018-2022 Linggi, Mesylin; Pompeng, Olivia Devi Yulian; Pagiu, Chrismesi
Jurnal Neraca Peradaban Vol. 4 No. 2 (2024): Jurnal Neraca Peradaban
Publisher : Prodi Akuntansi STIE Hidayatullah Depok

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55182/jnp.v4i2.459

Abstract

Abstrak Mesylin linggi’, 2024. Pengaruh Inflasi, Suku Bunga, dan Nilai Tukar Rupiah Terhadap Harga Saham Pada Perusahaan Sub Sektor Transportasi yang Terdaftar di Bursa Efek Indonesia Periode 2018-2022. Tujuan dari penelitian ini yaitu untuk menguji dan menganalisis pengaruh inflasi, suku bunga, dan nilai tukar rupiah terhadap harga saham pada perusahaan sub sektor transportasi yang terdaftar di Bursa Efek Indonesia periode 2018-2022. Jenis data yang digunakan adalah data sekunder. Teknik analisis data yang digunakan yaitu uji asumsi klasik, regrasi linear berganda, dan uji hipotesis. Hasil penelitian ini menunjukkan bahwa secara parsial variabel inflasi (X1) dan nilai tukar (X3) tidak memiliki pengaruh signifikan terhadap harga saham sedangkan variabel suku bunga (X2) memiliki pengaruh negatif signifikan terhadap harga saham pada perusahaan sub sektor transportasi (Y). Secara simultan variabel inflasi, suku bunga dan nilai tukar rupiah berpengaruh signifikan terhadap harga saham pada perusahaan sub sektor transportasi. Nilai koefisien determinasi (R2) dalam penelitian ini sebesar 0,169 atau 16,9% yang menunjukkan adanya hubungan yang lemah antara variabel inflasi, suku bunga, dan nilai tukar rupiah dalam mempengaruhi harga saham pada perusahaan sub sektor transportasi . Kata Kunci: Inflasi, Suku Bunga, Nilai Tukar Rupiah, Harga Saham. Abstract Mesylin linggi’, 2024. The Influence of Inflation, Interest Rates and the Rupiah Exchange Rate on Share Prices in Transportation Sub-Sector Companies Listed on the Indonesia Stock Exchange for the 2018-2022 Period. The aim of this research is to test and analyze the influence of inflation, interest rates and the rupiah exchange rate on share prices in transportation sub-sector campanies listed on the Indonesia Stock Exchange for the 2018-2022 period. The type of data used is secondary data. The data analysis techniques used are the classical assumption test, multiple linear regression, and hypothesis testing. The result of this study indicate that partially the inflation variable (X1) and exchange rate (X3) do not have a significant influence on stock prices while the interest rate variable (X2) has a significant positive influence on share prices in transportation sub-sector companies (Y). simulltan usly, the variables inflation, interest rates and rupiah exchange rate have a significant effect on share prices in transportation sub-sector companies. The coefficient of determoinatioon (R2) in this study was 0.169 or 16.9%, which indicates that there is a weak relationship between the variables inflation, interest rates and the rupiah exchange rate in influencing share prices in companies in the transportation sub-sector. Keywords: Inflation, Interest Rates, Rupiah Exchange Rate, Stock Prices
The Effect of Transfers and Workload on the Performance of Cooperative Office Employees Ahasyweros, Limkon; Pagiu, Chrismesi; Pundissing, Rati
Jurnal Ilmiah Manajemen Kesatuan Vol. 12 No. 4 (2024): JIMKES Edisi Juli 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v12i4.2692

Abstract

The purpose of this study was to determine whether there was an influence of mutation and workload on employee performance at the Balo' Ta Savings and Loans Cooperative Head Office. Data collection procedures in this study included observation, questionnaires, and documentation. The method used was a quantitative method with multiple linear regression analysis processed using SPSS 25. This study was conducted at the Balo' Ta Savings and Loans Cooperative Head Office, Tana Toraja Regency with a sample of 32 respondents. The sampling technique used was purposive sampling. The results of the calculation with the t test showed that for the mutation variable, the t count value (0.892) < t table (1.699), while for the workload variable, the t count value (6.541) > t table (1.699). The conclusion of this study is that mutation does not affect employee performance, while workload affects employee performance. Simultaneously, mutation and workload affect employee performance at the Balo' Ta Savings and Loans Cooperative Head Office, Tana Toraja Regency.
PENDAMPINGAN USAHA TENUN PADA KELURAHAN RANTEALANG KABUPATEN TANA TORAJA Tangkeallo, Dian Intan; Pagiu, Chrismesi; Pundissing, Rati; Daud, Duma; Kabuaran, Reni Alik
Indonesian Journal of Engagement, Community Services, Empowerment and Development Vol. 4 No. 2 (2024): Indonesian Journal of Engagement, Community Services, Empowerment and Developme
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijecsed.v4i2.155

Abstract

This service aims to provide assistance in improving the skills of weavers in introducing motifs and marketing woven fabric businesses using social media. The mentoring method used in this research includes skills training. The result of this activity is the improvement of skills and knowledge of the weavers. This will lead to the production of quality products and the development of innovative designs or motifs that respect Toraja cultural values, thus attracting consumer interest. Through this activity, weavers can exchange experiences and learn from each other. The implication of this activity is that mentoring focused on improving technical skills, knowledge, and online marketing methods is an effective strategy in developing woven fabric businesses
The Influence of Work Motivation, Work Environment and Work Discipline on the Performance of Employees of the Human Resources Development and Personnel Agency of North Toraja Regency Matana, Febriyanti Arung; Pundissing, Rati; Pagiu, Chrismesi
PINISI Discretion Review Volume 8, Issue 1, September 2024
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/pdr.v8i1.66369

Abstract

The aim of this study is to determine whether there is an influence of Work Motivation, Work Environment, and Work Discipline on Employee Performance at the Human Resources and Development Agency of Toraja Regency. The data collection procedures in this study include observation, questionnaires, and documentation. The method used in this study is a quantitative method with multiple linear regression analysis processed using SPSS 26. The sampling technique used by the researcher is the census method (total sampling), where the entire population of 31 members is used as the sample. The t-test results show that for the Work Motivation variable, the t-value is greater than the t-table value (10.860 > 2.05183), for the Work Environment variable, the t-value is greater than the t-table value (3.980 > 2.05183), and for the Work Discipline variable, the t-value is greater than the t-table value (3.233 > 2.05183). The conclusion of this study is that Work Motivation, Work Environment, and Work Discipline have a positive and significant influence on employee productivity.
PENGARUH REWARD AND PUNISHMENT TERHADAP KINERJA KARYAWAN ALFAMIDI KABUPATEN TANA TORAJA Pasilong, Seprianto Ebsan Arruan; Pagiu, Chrismesi; Pundissing, Rati
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol. 7 No. 4 (2024): SCIENTIFIC JOURNAL OF REFLECTION: Economic, Accounting, Management, & Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/sjr.v7i4.954

Abstract

The purpose of this research is to analyze the influence of Reward and Punishment on the performance of employees at Alfamidi in Tana Toraja Regency both partially and simultaneously. The data collection procedures in this study are observation, questionnaires, and documentation. The method used in this research is a Quantitative Method utilizing Multiple Linear Regression analysis processed using SPSS 21. This research was conducted in three branches of Alfamidi located in Tana Toraja Regency, namely Alfamidi Pongtiku, Alfamidi Tritura, and Alfamidi Rukka A. Lolo, with a total population of 33 and a sample of 33 respondents. The sampling technique used by the researcher is purposive sampling. The results of the t-test calculations on the Reward variable showed t count > t table with a value of (4.457) > (2.042) and on the Punishment variable, t count > t table with a value of (4.657) > (2.042). The conclusion of this study is that Reward and Punishment have an influence on Employee Performance at Alfamidi in Tana Toraja Regency both partially and simultaneously.
Pengaruh Motivasi Kerja Dan Disiplin Kerja Terhadap Kinerja Pegawai Badan Pendapatan Daerah (Bapenda) Kabupaten Toraja Utara Payung, Seltiyana; Pundissing, Rati; Pagiu, Chrismesi
Majalah Ilmiah Bijak Vol. 21 No. 2: September 2024
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/bijak.v21i2.3988

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui apakah terdapat pengaruh Motivasi Kerja dan Disiplin Kerja terhadap Kinerja Pegawai Badan Pendapatan Daerah (BAPENDA) Kabupaten Toraja Utara. Prosedur pengumpulan data dari penelitian ini yaitu: observasi dan kuesuoner. Metode yang digunakan dalam penelitian ini yaitu metode Kuantitatif dengan menggunakan metode Regresi Linear Berganda dan diolah menggunakan SPSS 26. Teknik yang peneliti gunakan dalam pengambilan sampel adalah metode sensus sampling (sampel jenuh) yaitu metode pengambilan sampel menggunakan seluruh anggota populasi sampel yang digunakan adalah 35. Hasil perhitungan dengan uji t pada variabel Motivasi Kerja thitung > t tabel dengan nilai (3,075) > (2,03693) dan pada variabel Disiplin Kerja thitung > t tabel dengan nilai (4,930) > (2,03693). Kesimpulan dari penelitian ini adalah Motivasi Kerja dan Disiplin Kerja berpengaruh positif dan signifikan terhadap Kinerja Pegawai Badan Pendapatan Daerah (BAPENDA) Kabupaten Toraja Utara.
THE INFLUENCE OF HUMAN RELATIONS AND WORK ENVIRONMENT ON EMPLOYEE WORK ETHIC AT PT. MALEA ENERGY TANA TORAJA DISTRICT Pagiu, Chrismesi; Febrian, Febrian
JURNAL EKBIS Vol 25 No 2 (2024): JURNAL EKBIS (ANALISIS, PREDIKSI DAN INFORMASI)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this research is to determine whether human relations and work environment work environment affect the work ethic of employees at PT Malea Energy Tana Toraja Regency. Data collection techniques in this research is by observation and distributing questionnaires. Analysis technique using multiple linear regression test. Partial test results show that (t test) human relation variable and work environment work environment affect the work ethic of employees at PT Malea Energy Tana Toraja Regency. Meanwhile, the results of simultaneous testing (F test) test results show that human relation variables and work environment affect the work ethic of employees at PT. Malea Energy Energy Tana Toraja Regency
PENGARUH KOMUNIKASI INTERNAL DAN KERJASAMA TIM TERHADAP PRODUKTIVITAS KERJA PEGAWAI PADA BADAN KEPEGAWAIAN DAN PENGEMBANGAN SUMBER DAYA MANUSIA (BKPSDM) KABUPATEN TORAJA UTARA Kinni, Iga Deswyta; Tangkeallo, Dian Intan; Pagiu, Chrismesi
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol. 7 No. 4 (2024): SCIENTIFIC JOURNAL OF REFLECTION: Economic, Accounting, Management, & Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/sjr.v7i4.998

Abstract

The aim of this research is to find out whether there is an influence of Internal Communication and Teamwork on Employee Work Productivity at the Toraja Regency Personnel and Human Resources Development Agency. The data collection procedures for this research are: observation, questionnaires, and documentation. The method used in this research is the Quantitative Method using the Multiple Linear Regression method and processed using SPSS 26 The technique that researchers use in sampling is the census method (total sampling), namely a sampling method using all members of the population a total of 31. The results of calculations using the t test on the Internal Communication variable t count > t table with a value of (3.090) > (2.04841) and on the Team Collaboration variable t count > t table with a value of (10.280) > (2.04841). The conclusion of this research is that Internal Communication and Teamwork have a positive and significant effect on employee work productivity at the Toraja Regency Personnel and Human Resources Development Agency.
Co-Authors Abedneigo C. Rambulangi Adriana Madya Marampa Agustinus Mantong Ahasyweros, Limkon Ahmad Ahmad Ahmad Salabi Alicia Tiara Pamangin Althon K. Pongtuluran Anastasia Baan Apriyogi Apriyogi Arum Pandan Sari Bintan, Elim Febrianty Biringkanae, Astriwati Budi Sulistiyo Nugroho Daud, Duma Desryani Pasada Dian Intan Tangkeallo Dwibin Kannapadang Esmeralda Esmeralda Fachry Abda El Rahman Ferayanti Boas Gallaran Ira Bura Ira Utami Ramba’ Ira Utami Ramba’ Isak Pasulu Jemi Pabisangan Tahirs Jens Batara Marewa Junita Bungin Kabuaran, Reni Alik Kinni, Iga Deswyta Lantana D. Rumpa Liani Sari Linggi, Mesylin Lisa K.Wibisono Lisa Kurniasari Wibisono Liza Utama Maharani, Elsa Mantirri, Enos Marchelin Marinus Ronal Marinus Ronal Marniati Marniati, Marniati Masiku, Sumardianto Ishak Matana, Febriyanti Arung Melsandy, Tien Chatrin Meti, Martina Ngganggu, Ernestha Yustini Nugroho, Budi Sulistiyo Nurlela Paganggi, Yadiel Papayungan, Suharyono Wiranata Parung, Vivin Sari Pasilong, Seprianto Ebsan Arruan Payung, Seltiyana Petrus Jhon Alfred D. D Piter, Saltika Pompeng, Olivia Devi Yulian Randi Tangdialla Rati Pundissing Rut, Sombo Samuel Randi Tapparan Sari, Arum Pandan Seprianus Densa Sikanna, Junaltin Srivan Palelleng Sulu', Agustinus Tangdiembong, Rahel Tapparan, Samuel Randi Tapparan, Samuel Randy Trivika Tambing Trivika Tambing Welni Toding Allo Westerini Lusdani Wiranti Kusuma Hapsari Y. Pompeng, Olivia Devi Yati Dua Padang Yodi Salo Tangkuan Yohanis Lotong Ta'dung Yulia Ningsih Yulia Ningsih Yunarti Daia