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All Journal Al-Mustashfa PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Jurnal Tabarru': Islamic Banking and Finance Amwaluna Jurnal Ekonomi dan Keuangan Syariah Pena Justisia: Media Komunikasi dan Kajian Hukum Res Nullius Law Journal Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Coopetition : Jurnal Ilmiah Manajemen International Journal Of Science, Technology & Management (IJSTM) International Journal of Environmental, Sustainability, and Social Science Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Batulis Civil Law Review Koaliansi Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis International Journal of Integrative Sciences Nanggroe: Journal Of Scholarly Service Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Ipso Jure Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Jurnal International Economic Sharia J-Coop : Journal of Co-operative Ipso Jure Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Nurjamil
Universitas Koperasi Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Transportation Other

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Sharia Cooperatives' Productive Waqf Management Model Through Financial Technology Services in Bandung City Area to Promote The People's Economy Nurjamil; Siti Nurhayati
International Journal of Science, Technology & Management Vol. 2 No. 1 (2021): January 2021
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v2i1.145

Abstract

Waqf continues to develop as a pillar of people's economic power, from the conventional land waqf concept of social and educational facilities to the modern enough stage, now known as cash waqf money, cash waqf linked sukuk (CWLS) and fintech linked to the waqf fundraising process. The aim of this study is to provide an understanding of the legal status of waqf producers, through the use of fintech applications in the context of Law No. 41 of 2004 on Waqf and Law No. 11 of 2008 on Electronic Information and Transactions, and through a processing methodology to find an economic empowerment model for people with productive waqf assets. The study uses a methodology which refers to qualitative legal research. Research findings concluded that Fintech apps are not properly regulated by Waqf of the ITE Law, but are still permitted to be used in the management of cash waqf as long as they are not in breach of the law in force. In the management of waqf, Nazhir shall be liable and may be prosecuted in the event of a loss of waqf properties due to its negligence. Sharía Cooperatives registered as cash waqf nazhir and in cooperation with Bandung City Fintech companies are owned by BMT ITQAN only where they are financed by itqanmobile and involve the Fintceh platform kitawakaf.com with the help of the House Financing Assembly empowerment program for BMT member SMEs with waqf funds and the waqf management models
ANALISIS HUKUM EKONOMI : ZAKAT DAN FILANTROPHI ISLAM DALAM KONTRAS DENGAN BARAT Nurjamil; Janwari, Yadi; Al Hakim, Sofyan
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).27270

Abstract

Penelitian ini bertujuan membandingkan sistem ekonomi dunia terkait distribusi kekayaan dan konsep kepemilikan. Menggunakan metode kualitatif dan pendekatan deskriptif komparatif, data dari buku, jurnal, dan penelitian dianalisis untuk menjawab pertanyaan penelitian. Hasilnya menunjukkan bahwa distribusi kekayaan adalah aspek penting dalam ekonomi yang dapat mengubah status kepemilikan. Dalam ekonomi kapitalis, distribusi kekayaan bergantung pada pasar, sedangkan dalam ekonomi sosialis bergantung pada pemerintah. Dalam ekonomi Islam, distribusi diatur oleh pasar dan pemerintah dengan pedoman hukum Islam. Kepemilikan dalam ekonomi kapitalis berada di tangan individu, dalam ekonomi sosialis diatur oleh negara, dan dalam Islam, Allah SWT sebagai pemilik sejati dengan individu memanfaatkan sesuai aturan agama melalui institusi zakat dan filantrophi Islam. Kepemilikan terbagi menjadi pribadi, umum, dan negara.
The Existence and Development of Compilation of Sharia Economic Law (KHES) and Its Urgency in Resolving Sharia Economic Law Disputes in Indonesia Nurjamil, Nurjamil
Ipso Jure Vol. 1 No. 4 (2024): Ipso Jure - May
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/42056d19

Abstract

This research delves into Sharia Economic Law (KHES) as a regulatory framework for resolving Sharia economic disputes in Indonesia, examining its historical, political, and philosophical dimensions alongside its practical urgency. Employing a qualitative literature review, it analyzes secondary data from various sources such as books, journals, and research findings to elucidate KHES's development and its significance in dispute resolution. KHES was established in response to Law No. 3 of 2006, which expanded the jurisdiction of Religious Courts in Sharia economic matters. It harmonizes diverse scholarly opinions from traditional sources like fiqh texts and fatwas issued by DSN-MUI, providing a legal compass for Muslim economic activities. Despite not being formally ranked within Indonesia's legislative hierarchy, KHES, born out of PERMA No. 2 of 2008, serves as a key legal reference for Religious Court judgments and informs legal deliberations on Sharia economic issues. Efforts are underway to potentially elevate its status to that of Government Regulations, ensuring its broader enforceability within the Indonesian legal system.
A Comparative Analysis of Consumption Theories by Harold Domar and Monzer Kahf and Their Impact on National Economic Policies Nurjamil Nurjamil; Anton Athoillah
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 9 No. 2 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18863

Abstract

This study aims to compare the consumption theories of Harold Domar and Monzer Kahf, highlighting their differences and implications for national economic policies. The research uses a qualitative approach and a literature review method to analyse the theories through a descriptive-comparative framework. Harold Domar’s theory adopts a traditional economic perspective, emphasising the relationship between income, savings, and investment as drivers of consumption and economic growth. Domar’s model provides a solid foundation for fiscal and monetary policies that stimulate growth through investment and consumption. In contrast, Monzer Kahf’s theory presents a holistic approach rooted in Islamic principles, integrating psychological, social, and cultural factors into consumption behaviour. Kahf emphasises ethical consumption, moderation, and social justice, aligning economic activities with spiritual values and sustainability. His framework incorporates key Islamic concepts such as At-Tayyibat (all that is good) and Ar-Rizq (provisions from God), advocating for consumption that fulfils material and spiritual needs while avoiding extravagance (israf) and wastefulness (tabzir). The findings reveal that while Domar’s theory is highly relevant for data-driven economic analysis and traditional policy planning, Kahf’s approach offers an ethical and inclusive perspective that addresses contemporary challenges like environmental sustainability and social welfare. This study concludes that both theories when combined, provide a comprehensive basis for crafting sustainable and equitable national economic policies.Keywords: Harold Domar, Monzer Kahf, Consumption Theory, Economic Policy, Islamic Economics, Moderation, Sustainability
Strategi Optimalisasi Pembiayaan Murabahah dalam Meningkatkan Pendapatan Margin pada Koperasi Syari'ah Dinitha Indriyani Hasbi Maula; Heri Nugraha; Nurjamil Nurjamil
J-Coop : Journal of Co-operative Vol. 2 No. 2 (2026): J-Coop : Journal of Co-Operative
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jc.v2i2.394

Abstract

Murabahah financing is one of the financing products that serves as the main source of margin income for Islamic cooperatives. However, an increase in the amount of financing disbursed is not always followed by an optimal increase in margin income. Therefore, an optimization strategy for murabahah financing is needed to enhance margin income and support the sustainability of cooperative operations. This study is motivated by the importance of effective and efficient management of murabahah financing at Koperasi Syari'ah Baitul Muttaqin, Bandung City. This study aims to analyze the optimization strategy of murabahah financing in increasing margin income at Koperasi Syari'ah Baitul Muttaqin, Bandung City. This study employed a qualitative method with a case study approach. Data were collected through observation, interviews, and documentation involving managers, financing staff, andmembers receiving murabahah financing. Data analysis techniques included data reduction, data presentation, and conclusion drawing. The results indicate that the optimization strategy for murabahah financing is implemented through selective financing feasibility analysis, mutually agreed margin determination, improvement of service quality for members, and monitoring and supervision of the financing that has been disbursed. These strategies contribute to smoother installment payments, minimize the risk of non-performing financing, and support the increase in murabahah financing margin income. In conclusion, the optimization of murabahah financing through the implementation of sound financing management is able to increase margin income at Koperasi Syari'ah Baitul Muttaqin, Bandung City. Nevertheless, continuous efforts are still required to improve the effectiveness of financingmanagement and maintain the quality of the financing provided.
Co-Authors Al Hakim, Sofyan anton athoillah Athoillah, Anton Dadan Hamdani Dadi Nurpadi Dady Nurpadi Dewi Mulyani Dinitha Indriyani Hasbi Maula Eka Setiajatnika Enni Soerjati Frita Azalea Zahra Hakim, Atang Abdul Hasan Bisri Heri Nugraha Heri Nugraha Inne Risnaningsih Irma Reviana Assyarif Janwari , Yadi Jubaedah, Dedah Muhammad Haris Fadhillah Muhammad Iqbal, Eka Nurkhalifah, Eva Nurrohman Syarif, Nurrohman Oyo Sunaryo Renny Supriyatni Bachro Resmi Sri Utami Rosihon Anwar, Rosihon Sholehudin, Ending Siti Nurhayati Tajul Arifin Yadi Janwari