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All Journal JURNAL ECONOMIA Jurnal Bisnis dan Ekonomi Economic Journal of Emerging Markets Jurnal Ekonomi Kuantitatif Terapan Jurnal Ilmu Dasar Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Akuntansi Multiparadigma Journal of Indonesian Economy and Business Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan An-Nisbah: Jurnal Ekonomi Syariah The Indonesian Journal of Planning and Development JDE (Journal of Developing Economies) PROSIDING SEMINAR NASIONAL CENDEKIAWAN JURNAL MANAJEMEN DAN PELAYANAN FARMASI (Journal of Management and Pharmacy Practice) International Journal of Islamic Economics and Finance (IJIEF) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Journal of Islamic Monetary Economics and Finance Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan Unisia Likuid: Jurnal Ekonomi Industri Halal Al-Muraqabah: Journal of Management and Sharia Business An-Nisbah: Jurnal Ekonomi Syariah
Samsubar Saleh
Fakultas Ekonomi Dan Bisnis, Universitas Gadjah Mada
Religion Humanities Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences

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Journal : JURNAL ECONOMIA

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The Role of Arisan in Alleviating Household Asset Poverty in Indonesia Hawari, Muhammad Irsyad; Donna, Duddy Roesmara; Saleh, Samsubar
Jurnal Economia Vol. 21 No. 2 (2025): June 2025
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v21i2.72707

Abstract

This study explored the impact of participation in Rotating Savings and Credit Associations (ROSCAs) on household asset poverty in Indonesia. It used secondary data from the Indonesia Family Life Survey (IFLS) waves 4 and 5. Asset poverty was measured using indicators from the Socioeconomic Data Collection; households were considered asset poor if they failed to meet nine out of 14 indicators. The analysis applied panel logistic regression with a fixed effects model. The results showed that ROSCA participation significantly reduced the likelihood of asset poverty. These findings supported previous studies that emphasized the positive effect of ROSCAs in reducing expenditure poverty. The study provided empirical evidence of ROSCAs’ role in improving household economic resilience. It suggested that government and related institutions could support and encourage ROSCAs as part of broader poverty reduction and financial security strategies.
Co-Authors Abdic, Ficrat Abdullah, Zaki Achmad Fudholi Achmad Fudholi Achmad Fudholi Admi, Randy Agus H. Hadna Agus Heruanto Hadna Agus Heruanto Hadna Agus Maman Abadi Akhmad Akbar Susamto Amirullah Setya Hardi Andika Purnama Devi Bambang Suprayitno Bayu Kharisma Bayu Kharisma Bhimo Rizki Chatarina Umbul Wahyuni Devi, Andika Purnama Dewi, Yessi Lusiana Didi Nuryadin, Didi Dini Dewindaru Duddy Roesmara Donna Dyah Titis Kusuma Wardani Evita Hanie Pangaribowo Feni Febrianti Wibowo Fitrianto, Gigih Hantoro Ksaid Notolegowo Hawari, Muhammad Irsyad I Gusti Ngurah Agung Windra W. P. Kusumadewi, Ratna Laksono Trisnantoro Leo Indra Wardhana Madha Adi Ivantri, Madha Adi Mardhiyah, Rahadatul Mayanggita Kirana Muhammad Zaenuddin Mujiyati Mujiyati Ni Made Sukartini Nur Atikah Nur Widiastuti P., I Gusti Ngurah Agung Windra W. Rifqi Muhammad Risna Putri, Chikita Dinda Robiatun NB, Fahmia Sampurno Sampurno Sampurno Sampurno SATRIYAS ILYAS Sotya Fevriera Subanar . Syamsul Hidayat Pasaribu Tania Megasari, Tania Tri Widodo Tri Widodo Wahyudi Kumorotomo Wahyudi Kumorotomo Wibowo, Feni Febrianti Widodo Widodo Wulandari Wulandari Yayuk Ariyani Yayuk Ariyani, Yayuk Yessi Lusiana Dewi