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Bank Business Sustainability: Bibliometric Analysis Yenny Verawati; Made Kembar Sri Budhi; Ni Putu Wiwin Setyari; I Made Endra Kartika Yudha
Journal of Corporate Finance Management and Banking System Vol. 4 No. 04 (2024): June-July 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.44.65.77

Abstract

Economic development that only focuses on growth often has negative impacts, encouraging the emergence of the concept of sustainable development that balances economic, environmental, and social aspects. This concept, supported by the United Nations and various parties, is the basis for sustainable development goals until 2030, covering human, social economic, and environmental development. Sustainability, introduced in 1987, integrates environmental, social, and economic aspects or the triple bottom line in business standards and practices. The development of sustainable banking is still in its infancy, with some banks starting to adopt environmental and social policies. This research examines risk policies to support sustainable development in commercial banking through an analysis of 50 articles. The results show that economic and social efficiency, stability, and environmental contribution are important in assessing bank sustainability. Internal factors such as risk management and financial health, as well as external factors such as regulations and macroeconomic conditions are very influential.
Analysis of Key Variables for the Sustainability of the Simantri Program in Tabanan District Lestari, Desak Putu Diah Merta; Ayu Nyoman Saskara, Ida; Wiwin Setyari, Ni Putu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3675

Abstract

Empowering farmers through the implementation of the Simantri Program is one of the regional agricultural development policies in Bali Province. The program aims to achieve long-term self-sufficiency in food, feed, organic fertilizer, energy (biogas), and farmer welfare. This study focuses on identifying the important variables that contribute to the sustainability of the Simantri program, with the research conducted in Tabanan Regency. The identification of key variables was done through a Focus Group Discussion (FGD) involving 19 stakeholders, and a questionnaire was also used to gather data from Gapoktan as a control measure for the FGD results. The collected data was analyzed using the MICMAC (Matrix of Cross Impact Multiplications Applied to a Classification) method to determine the variables that influence and/or depend on the sustainability of the Simantri Program. The analysis results revealed several crucial variables out of the 13 identified, namely seed assistance, fertilizer prices, natural capital, customary regulations, and local wisdom, all of which significantly impact the sustainability of the Simantri program.
PENGARUH PREMI ASURANSI, PERSEPSI RISIKO, PENDAPAT DAN JUMLAH TANGGUNGAN TERHADAP MINAT MEMILIH ASURANSI KESEHATAN Mia Inayah Inayah; Ni Putu Wiwin Setyari
E-Jurnal Ekonomi Pembangunan Vol. 13 No. 11 (2024): Vol.13.No.11. NOVEMBER 2024 [751-824]
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EEP.2024.v13.i11.p01

Abstract

Insurance is an effort made by many parties as an attempt to protect lives and other valuable goods from an uncertainty and risk that causes losses in the future. The insurance industry plays a key role in facing risks and has a significant contribution in maintaining economic stability and the financial system. Therefore, this study aims to analyze the effect of insurance premiums, risk perception, income and number of dependents on the interest in having health insurance, both simultaneously and partially on BPJS insurance and private insurance. This study uses descriptive quantitative methods with the analysis technique used is binary logistic regression analysis. Based on the results of this study, insurance premiums, risk perception and income prefer to have private insurance compared to BPJS Health insurance. While the number of dependents has a negative effect on the interest in having BPJS health insurance, because the more the number of dependents, the more interested to have BPJS health insurance compared to private insurance. Keywords: insurance, risk perception, insurance premium, number of dependents, income
Leading Sectors that Drive the Economy of Bali during the COVID-19 Pandemic Ni Putu Wiwin Setyari; Anak Agung Bagus Putu Widanta; I Made Bram Sarjana; Anak Agung Alit Candra Gupta
Jurnal Kajian Bali (Journal of Bali Studies) Vol. 12 No. 1 (2022): Volume 12 No 1 April 2022
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JKB.2022.v12.i01.p14

Abstract

Due to the COVID-19 pandemic, the economy of Indonesia has weakened and contracted, although currently, the economy has recovered from it. The economy of Bali has experienced its lowest growth of all time. This is due to the huge impact of the COVID-19 pandemic on tourism in Bali, which is its economic locomotive. This research aims to analyze the potential sectors that can be developed by each regency and city in Bali to boost its economic recovery. The research used the LQ and overlay methods. The results of the research show that the sectors directly related to tourism have experienced contraction. Meanwhile, the sector that has progressed considerably and becomes a leading one during the current pandemic is the primary sector. Therefore, the Government of Bali needs to carry out an economic structural transformation, so that the economy will be stabilized and emerge stronger against various internal and external shocks.
From Inflation Expectations to Budget Realization: A Bibliometric Study for Designing Data-Driven Local Fiscal Strategies Andriani, Ni Luh Ayu Dessy; Purwanti, Putu Ayu Pramitha; Setyari, Ni Putu Wiwin
Journal of International Conference Proceedings Vol 8, No 2 (2025): 2025 ICPM Thailand Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i2.4115

Abstract

This study explores the global academic landscape on inflation expectations and persistence through a bibliometric analysis aimed at informing fiscal strategy design at the subnational level. A total of 729 articles published between 2010-2025 were extracted from the Dimensions Database and analyzed using VOS Viewer. Bibliographic coupling, citation, and co-authorship analyses were conducted on the full dataset, while a filtered subset of 200 articles focusing on inflation expectations was used for keyword co-occurrence mapping. The findings indicate that the literature remains concentrated in developed economies, particularly the United States and the United Kingdom. However, emerging contributions from the Global South are gaining prominence. Thematic trends reveal growing attention to expectation anchoring, fiscal restraint, and information asymmetry, reflecting a shift toward more behavioral and institutional interpretations of inflation. Despite these developments, the incorporation of inflation expectations into local fiscal policy remains limited. Policy recommendations include integrating inflation expectations into fiscal forecasts, adopting scenario-based planning, and enhancing macroeconomic modeling capacity at the regional level. This research contributes to bridging global inflation theory with the practical needs of decentralized public finance systems.
The Effect Of Financial Literacy On Household Interest In Utilizing Insurance Financial Products Kadek Ayu Santhi Novitasari; Ni Putu Wiwin Setyari
Jurnal Ekonomi Kuantitatif Terapan Vol. 18 No. 1 (2025): Vol. 18, No. 1, Februari 2025 (pp.1-149)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JEKT.2025.v18.i01.P08

Abstract

Insurance is needed to provide financial protection. However, Household trust in insurancefinancial products and services is lower than in banking, especially in Bali Province. Financialliteracy is needed to increase trust in insurance financial services. This research aims to examinethe condition of financial literacy at the household level in Bali Province and analyze the influenceof financial literacy on household interest in utilizing insurance financial service products in BaliProvince. This research used a quantitative associative approach with survey data collectiontechniques using questionnaires. The data analysis technique for this research uses the formationof index numbers to measure the financial literacy index at the household level in Bali Provinceand Binary Logistic Regression to determine the influence of the independent and dependentvariables. The analysis results show that the financial literacy index in Bali province is in the highcategory, and financial literacy has a significant relationship with household interest in utilizinginsurance financial services.
Analysis Of Pollution Haven Hypothesis In World Trade Organization Member Countries Gita Ayu Kusuma; Ni Putu Wiwin Setyari
Jurnal Ekonomi Kuantitatif Terapan Vol. 17 No. 2 (2024): Vol. 17, No. 2, Agustus 2024 (pp.155-369)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JEKT.2024.v17.i02.p01

Abstract

The threat of climate change, justice and also inequality are subjective proxies in the SustainableDevelopment Goals (SDGs). Likewise with free trade carried out by every country in the world to meet the needsof society. Free trade began to appear when the rounds at the World Trade Organization (WTO) in Dohaaimed toremove trade distortions in the international trade regime, so as to encourage an increase in world trade. Therace of countries in the world to pursuewealth and prosperity has several impacts on the environment, one ofwhich is global warming caused by greenhouse gases. The main greenhouse gas thatcontinues to increase iscarbon dioxide. The purpose of this study is to analyze the Pollution Haven Hypothesis (PHH) model in explainingthe relationship between foreign investment, trade openness, income per capita, renewable energy consumption,non-renewable energy consumption and urban population on the environmental quality of WTO membercountries. This research is an associative quantitative research conductedon WTO members with a sample size of108 countries. Data collection was obtainedthrough the World Bank Index which was then analyzed using theAutoregressive Distributed Lag (ARDL) method. The results of the study showthat the Pollution Haven Hypothesismodel notoccurs in WTO member. However, in the long run the investment has a reduced emission impact on thehost country. This is proof of the existence of the Halo Pollution Hypothesis.
Gender Equality in the Middle of the Covid-19 Pandemic in the Labor Market Ni Putu Wiwin Setyari; Ida Ayu Nyoman Saskara; Ananda Putri Pratama Suwitanty; Gusti Ayu Putu Sinta Dewi Lestari
Jurnal Ekonomi dan Studi Pembangunan Vol 15, No 2 (2023)
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um002v15i22023p078

Abstract

The COVID-19 pandemic has accelerated the digitization process in service systems and manufacturing industries in most countries, although at varying speeds. This was triggered by social distancing requirements and other COVID-19-related regulations imposed by governments around the world, including Indonesia. Digital technology is widely regarded as a promising means of promoting gender equality in education, the labor market, access to finance, and health care. This study is aimed at examining whether there are significant differences between female and male workers in the labor market and the digital access they have during the COVID-19 pandemic. The research design used is quantitative. The objects in this study are female and male workers in the province of Bali.  In general, the results here confirm indications of increasing gender inequality in Bali. Gender issues are often ignored in gender-related research because technology is believed to be gender-neutral. Male workers have higher productivity than female workers in the labor market. The gender approach argues that technology is not neutral, but dependent on culture. Technology reflects the society that creates it. Access to (and effective use of) technology is affected by a spectrum of exclusions that intersect including gender, ethnicity, age, social class, geography, and disability. The power relations that exist in society determine the enjoyment of the benefits of ICTs, therefore they are not gender-neutral.
PENGARUH PENANAMAN MODAL ASING DAN TENAGA KERJA TERHADAP PEMBANGUNAN INKLUSIF DI INDONESIA Limbong, Olivia Putriana; Ni Putu Wiwin Setyari
Buletin Studi Ekonomi VOLUME.31.NO.01.TAHUN.2026
Publisher : Buletin Studi Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/BSE.2026.v31.i01.p07

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penanaman modal asing atau Foreign Direct Investment (FDI) dan tenaga kerja terhadap pembangunan inklusif di Indonesia. Meskipun pembangunan ekonomi nasional terus menunjukkan tren positif, fenomena atas kesenjangan ekonomi dan kemiskinan masih menjadi sebuah tantangan yang kompleks serta utama dalam pembangunan di Indonesia. Hal ini menunjukkan bahwa pertumbuhan ekonomi yang tinggi tidak secara pasti akan sejalan dengan pemerataan manfaatnya kepada seluruh lapisan masyarakat. Sehingga perlu untuk memastikan bahwa pertumbuhan ekonomi tersebut bersifat inklusif dan mampu menjangkau seluruh lapisan masyarakat. Dalam konteks tersebut, peran modal asing diharapkan tidak hanya meningkatkan pertumbuhan ekonomi, tetapi juga membuka kesempatan kerja yang luas bagi masyarakat. Penelitian ini menggunakan pendekatan kuantitatif dengan metode pengumpulan data melalui observasi terhadap data sekunder yang diperoleh dari publikasi Bank Dunia, Badan Pusat Statistik (BPS) dan jurnal-jurnal selama periode penelitian. Dengan teknik analisis data yang digunakan adalah regresi linier berganda untuk mengetahui pengaruh variabel penanaman modal asing, manufaktur dan pengangguran terhadap indikator pembangunan ekonomi di Indonesia. Hasil penelitian menunjukkan bahwa penanaman modal asing dan manufaktur memiliki pengaruh terhadap pembangunan inklusif di Indonesia. Dengan demikian, optimalisasi pemanfaatan modal asing dan peningkatan sektor manufaktur dapat menjadi salah satu strategi dalam mewujudkan pembangunan ekonomi yang inklusif dan berkelanjutan.     This study aims to analyze the influence of foreign direct investment (FDI) and labor on inclusive development in Indonesia. Although national economic development continues to show a positive trend, the phenomenon of economic inequality and poverty is still a complex and major challenge in development in Indonesia. This shows that high economic growth will not necessarily be in line with the equitable distribution of benefits to all levels of society. Therefore, it is necessary to ensure that economic growth is inclusive and able to reach all levels of society. In this context, the role of foreign capital is expected not only to increase economic growth, but also to open up wide job opportunities for the community. This study uses a quantitative approach with a data collection method through observation of secondary data obtained from publications of the World Bank, the Central Statistics Agency (BPS) and journals during the research period. The data analysis technique used is multiple linear regression to determine the influence of foreign investment, manufacturing and unemployment variables on economic development indicators in Indonesia. The results of the study show that foreign investment and manufacturing have an influence on inclusive development in Indonesia. Thus, optimizing the use of foreign capital and increasing the manufacturing sector can be one of the strategies in realizing inclusive and sustainable economic development.
Co-Authors Aini, Jasmine Hanifa Anak Agung Alit Candra Gupta Anak Agung Alit Candra Gupta Anak Agung Bagus Putu Widanta Anak Agung Bagus Putu Widanta Anak Agung Istri Ngurah Marhaeni Ananda Putri Pratama Suwitanty Ananda Putri Pratama Suwitanty Andriani, Ni Luh Ayu Dessy Anggaraini, Ni Komang Widya Annastasya, Jihan Wilanda Apriyani, Ni Putu Winda Ayu Nyoman Saskara, Ida Desak Made Marysha Dewi Dewani, I Dewa Ayu Made Natasah Dewi, Desak Made Marysha dewi, kadek desy puspita Dewi, Ni Putu Intan Febriani Dianawati, Ni Luh Putu Dinda Pramisita, Anak Agung Gerianta Wirawan Yasa Ginting, Alfin Rafael Gita Ayu Kusuma Gusti Ayu Putu Sinta Dewi Lestari Haidir, Andi Ahmad Handini, Yulia Wahyu Hanum, Tasha Aulia Hermanto, Bagus I Dewa Ayu Made Natasah Dewani I Gde Ari Karisma I Gusti Ayu Agung Virna Pryanka I Gusti Ayu Prili Saraswati I Gusti Ayu Purnamawati I Gusti Bagus Indrajaya I Gusti Wayan Murjana Yasa I Ketut Ksama Putra I Ketut Sudibia I Komang Gde Bendesa I Komang Rangga Perdana I Made Bram Sarjana I Made Bram Sarjana I Made Endra Kartika Yudha I Made Guna Juliarta I Made Yullyantara Saputra I Wayan Dipa Sudiksa I Wayan Juliarta I Wayan Suartana I.G. Indrajaya I.W. Sukadana Ida Ayu Nyoman Sakara Ida Ayu Nyoman Saskara Ida Bagus Purbadharmaja Ida Bagus Wibisana Kusuma Arden Insyai Rina Warer Itarini, Ni Made Jesika Onibala K.S. Nata Kadek Ayu Santhi Novitasari Kadek Ayu Santhi Novitasari Kadek Ica Rahayu Kadek Kharisma Suryandari Kadek Putra Devinda Pramuditya Kedoh, Christian Adiputra Ksama Putra Kurniawan, I Putu Laksono, Dwi Lestari, Desak Putu Diah Merta Limbong, Olivia Putriana Louis, Karina Luh Gede Meydianawathi Luh Putu Aswitari Made Dwi Setyadhi Mustika Made Kembar Sri Budhi Mia Inayah Inayah Muchammad Dafirino Hardjono Muhammad Edhie Purnawan Nabillah Hidayat Ni Luh Gede Astariyani Ni Luh Karmini Ni Made Nia Widiani Ni Nyoman Reni Suasih Ni Nyoman Yuliarmi Ni Putu Martini Dewi Ni Putu Peri Eka Widiasih Ni Putu Sintya Dewi Paradita, Buya Ary Paramartha, I Putu Gde Deva Satria Pardede, Velsa Nadira Putra, I Putu Reza Krisna Putu Ayu Pramitha Purwanti Raharja, I Ketut Suri Yoga Repi Jusuf S. Arka Sharon Nabila Jelita Lophina Tucunan Sudarsana Arka Suiantara, I Made SURYA DEWI RUSTARIYUNI Suwitanty, Ananda Putri Pratama Suyastiningsih, Ni putu Eva Theodoris, Daniel Tri Widodo Tri Widodo W. Wenegama wishanesta, i kadek donny Wulandari, Ida Ayu Made Asdhi Yenny Verawati