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All Journal IQTISHODUNA EGALITA El Dinar Jurnal Minds: Manajemen Ide dan Inspirasi Journal of Consumer Science I-Finance Journal Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Al Tijarah Journal of Consumer Sciences Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Riset Pendidikan Ekonomi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Management and Economics Journal (MEC-J) MALIA International Journal of Supply Chain Management JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam Jurnal Riset Entrepreneurship International Journal of Business Economics (IJBE) JPKMI (Jurnal Pengabdian Kepada Masyarakat Indonesia) Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia JMK Jurnal Manajemen dan Kewirausahaan Community Empowerment Jurnal Ekonomi Unram Journal of Community Service (UJCS) Widyagama National Conference on Economics and Business (WNCEB) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis ASNAF Engagement: Jurnal Pengabdian Kepada Masyarakat JPS (Jurnal Perbankan Syariah) Ulil Albab INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Nihayatu Aslamatis Solekah
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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What Drives Millennial Eco-Travelers? Investigation of Value–Norm Theory with Destination Responsibility as Moderator Solekah, Nihayatu Aslamatis; Rozi, M. Fatkhur; Mardiana, Mardiana
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 12 No 1 (2025): June
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v12i1.54462

Abstract

Understanding pro-environmental behavior in sustainable tourism is crucial for aligning marketing with traveler values. This study advances the behavioral discourse by applying the Value–Identity–Personal Norm (VIP) model, examining how destination social responsibility (DSR) moderates millennial travelers’ green behavior in natural tourism. A sample of 202 millennials visiting ten ecotourism sites in Malang Raya was analyzed using SEM-PLS 3.0. Results show that altruistic and biospheric values significantly shape environmental self-identity, which in turn reinforces personal norms. Both green trust and DSR significantly influence pro-environmental behavior, while DSR strengthens the link between personal norms and eco-behavior. These findings reveal how perceived responsibility at the destination level activates moral obligations and trust, ultimately enhancing sustainable actions. Practically, tourism stakeholders must not only protect ecological value but also build visible, credible responsibility efforts—lest they risk eroding the very norms that drive millennial environmental stewardship.
Determinan keputusan penggunaan layanan mobile banking bank syariah Putri Kamila, Talia; Aslamatis Solekah, Nihayatu
Jurnal Riset Pendidikan Ekonomi Vol. 10 No. 1 (2025): APRIL
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jrpe.v10i1.11605

Abstract

This study aims to analyze the influence of ease of use, service quality, and lifestyle on the decision to use Islamic bank mobile banking services among gen z. This research is quantitative, using an explanatory research method. The subjects of this study are gen z individuals located in Malang city, with a total of 232 respondents. The sampling technique used in this study is purposive sampling. Data collection was carried out through the distribution of questionnaires. The data analysis technique used is multiple linear regression analysis with the assistance of IBM SPSS Statistic version 25.0 software. The results of the study indicate that ease of use, service quality, and lifestyle influence the decision to use islamic bank mobile banking services, both partially and simultaneously. The findings of this study show that the lifestyle variable has a greater value compared to ease of use and service quality, meaning that the lifestyle of gen z in Malang city predominantly influences the decision to use islamic bank mobile banking services. The limitation of this study is that the sample is limited to gen z only in Malang city.
Empowering young entrepreneurs: Financing application programs and bazaar expos to increase competitiveness in Malang, East Java Solekah, Nihayatu Aslamatis; Aisyah, Esy Nur
Community Empowerment Vol 10 No 6 (2025)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.12074

Abstract

This community service activity was conducted with an entrepreneurship community of budding young entrepreneurs. The activity aimed to increase the competitiveness of their startup businesses by assisting them in accessing financing at El Dinar Finance House in Malang City and strengthening product sales through promotional bazaar exposure. The Participatory Learning and Action (PLA) method was utilized, with implementation beginning with the preparation of business plan documents, practicing business plan presentations, fulfilling the requirements for financing applications, assessing financing eligibility, approving business financing, increasing sales through expo bazaars, and ensuring repayment of the obtained funding. The mentoring program successfully equipped young entrepreneurs with the skills to access financing, improve their marketing strategies, and gather direct consumer feedback. These improvements strengthened business competitiveness, while ongoing monitoring ensured the successful repayment of funding and facilitated effective collaboration among all stakeholders.
Improving the Competitiveness of Micro and Small Enterprises through Production Cost and Business Feasibility Training: Synergy between Academics and the Cooperatives Office Nihayatu Aslamatis Solekah; Ulfi Kartika Oktaviana; Safitri, Rini; Mardiana
Unram Journal of Community Service Vol. 6 No. 3 (2025): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i3.1143

Abstract

This community service program aims to improve MSMEs' understanding of calculating the cost of goods manufactured (HPP) and to analyze business feasibility. The focus is tailored to the needs of the target community. In the micro and small economic sector, Managerial and financial strengthening are often overlooked keys to increasing competitiveness. This activity was conducted face-to-face at the East Java Provincial Cooperatives Office using an interactive, simulation-based training approach and post-test evaluation. The results of the community service activity showed a significant increase in participants' understanding, demonstrated by their success in compiling cost of goods sold (COGS) calculation reports and analyzing business feasibility aspects. This activity represents the synergy between academics and the Cooperatives Office in fostering sustainable micro and small businesses.
Investment Interest in the Islamic Capital Market: The Role of Investment Knowledge, Return Perception, and Pocket Money Management Sonia, Lailatul Izzah; Solekah, Nihayatu Aslamatis
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 10 No 3 (2025): September
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jmk.v10i3.7816

Abstract

This study is motivated by the growing investment interest among Generation Z, despite persistently low levels of Islamic financial literacy, particularly in Malang City. The research examines the influence of investment knowledge, perception of return, and pocket-money management on investment interest in the Islamic capital market. A quantitative approach was employed, distributing questionnaires to 166 Generation Z respondents residing in Malang. Data were analysed with SPSS version 25.0 through instrument validity and reliability tests, classical assumption tests (normality, multicollinearity, and heteroskedasticity), and multiple-linear-regression analysis. The results show that all three independent variables, both individually and simultaneously, have a significant effect on investment interest. Among them, pocket-money management emerges as the most dominant factor. These findings underscore the importance of enhancing Islamic financial literacy, shaping realistic return expectations, and strengthening young people’s ability to manage their pocket money as strategic efforts to boost their participation in the Islamic capital market.
Implementation of Eco-Innovation, Eco-Commitment, Eco-Opportunity in the Islamic Boarding School Environment: A Phenomenological Study on the Raudhatul Madinah Entrepreneur Islamic Boarding School Syarifah HN., Lailatus; Amalia Rahman AJR; Nihayatu Aslamatis Solekah; Sandiani Sri Wahyuni
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 4 No. 1: Desember 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v4i1.6558

Abstract

A phenomenon that is increasingly prevalent in Indonesia is the increasingly high unemployment rate. This is partly due to the low absorption rate for school freshgraduates who are not equipped with entrepreneurial skills, so this study seeks to explain the Eco-preneur system applied to the Raudhatul Madinah Entrepreneur Islamic boarding school educational institution as a form of cultivating the entrepreneurial character of students. This study uses a qualitative method through a phenomenological approach. In this approach, the researcher uses experienced and knowledgeable resource persons, namely the founder, caregivers, and students of the Raudhatul Madinah Islamic Boarding School. The results of the study explain that the Ecopreneur system applied in the pesantren environment is manifested in 3 (three) forms, including: (1) Eco-Innovation through the integrated organic farm system including land conversion, making organic probiotics etc., and radical innovation which includes innovation of pesantren organic satay products; (2) Eco-Commitment through the commitment of the pesnatren to maintain, protect, and not use synthetic materials; and (3) Eco-Opportunity which is reflected through the introduction of pesantren organic products.
Prediction of Green Purchase Intention for Electric Vehicles: A Theory of Planned Behavior Approach Solekah, Nihayatu Aslamatis; Ratnasari, Kartika; Hirmawan, Ari Prasetyo
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 10 No 2 (2023): December
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v10i2.40772

Abstract

The campaign to switch to electric vehicles (EVs) has been reinforced to reduce global air pollution and greenhouse gas emissions. This study focuses on expanding the theory of planned behavior by adding external factors (charging facilities and vehicle performance) and individual factors (environmental concerns and knowledge), leading to green purchase behavior for electric vehicles. Data were collected from 239 respondents who use electric vehicles in East Java, Indonesia, and analyzed using Smart PLS. The results showed that Attitude, Subjective Norm, Knowledge, and Vehicle Performance affected Green purchase intention for Electric Vehicles (GPIEV). However, environmental concerns and Perceived behavioral control and Charging Facilities did not affect GPIEV. The results imply that attitudes in the form of perceptions about particular behaviors directly contribute to their interest in purchasing electric vehicles.
E-Satisfaction as a Mediating Variable Influence of E-Service Quality on E-WOM in Linkaja Syariah Users Zuhratun Nisak Risnia; Nihayatu Aslamatis Solekah
MALIA: Jurnal Ekonomi Islam Vol 14 No 2 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v14i2.3797

Abstract

The purpose of this study is to investigate the influence of e-service quality on E-WOM through the mediating variable of e-satisfaction among Linkaja Syariah users in Malang City. Because the use of Linkaja Syariah in Malang City is very popular, researchers are interested in conducting a study on electronic services and Linkaja Syariah user satisfaction that can affect digital marketing. This study uses a quantitative method and data processing is done using Smartpls 0.4 with 170 respondents. The results of the study indicate that e-service quality has a significant positive influence on E-WOM, and also has a significant positive influence on e-satisfaction. E-satisfaction also has a significant positive influence on E-WOM, so it can be said that e-satisfaction is a mediating variable between e-service quality and E-WOM.
PEMETAAN POTENSI DESA SUMBERDEM DALAM MENINGKATKAN EKONOMI MELALUI PROGRAM TEMATIK PETERNAKAN KAMBING Solekah, Nihayatu Aslamatis; Rosidah, Ainur; Mauludin, Ahmad Hasbi; Inda, Ajeng Jelita; Syafira, Azka Arij
Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis Vol. 4 No. 2 (2024): Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/prestise.v4i2.39122

Abstract

Desa Sumberdem memiliki potensi wisata yang dapat dikembangkan melalui kampung-kampung tematik, seperti Kampung Kopi, Kampung Bunga, Kampung Ternak, Kampung Rosella, Kampung Lemon, Kampung Toga, dan Kampung KRPL. Masing-masing kampung tematik ini menawarkan keunikan serta produk unggulan yang berpotensi menjadi daya tarik wisata baru di Kabupaten Malang. Selain sektor pariwisata, Desa Sumberdem juga memiliki potensi besar di bidang pertanian, khususnya dalam peternakan kambing. Penelitian ini bertujuan untuk mengidentifikasi potensi pengembangan desa tematik berbasis peternakan kambing sebagai upaya meningkatkan nilai ekonomi masyarakat setempat. Dengan pendekatan kualitatif dan metode deskriptif, penelitian ini mengkaji berbagai aspek yang mendukung, termasuk demografi, geografis, sumber daya alam, dan sumber daya manusia. Hasil penelitian menunjukkan bahwa pemanfaatan potensi tersebut dapat mendorong pembangunan ekonomi yang berkelanjutan, sekaligus memperkuat daya saing Desa Sumberdem sebagai destinasi wisata edukasi berbasis agribisnis dan peternakan. Strategi kolaboratif antara pemerintah, masyarakat, dan sektor swasta diperlukan untuk merealisasikan pengembangan desa tematik secara optimal.
Pengaruh Religiusitas terhadap Minat Menjadi Nasabah pada Bank Indonesia Provinsi Kalimantan Selatan dengan Syariah Financial Literacy Dan Financial Behavior Sebagai Variabel Mediasi (Studi Kasus pada Bank Syariah Indonesia KCP Tapin) Hakim, Ahmad Muqarrabin; Solekah, Nihayatu Aslamatis
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1627

Abstract

Religiosity can be a factor that influences a person's interest in becoming a customer in a sharia banking company, including Bank Syariah Indonesia (BSI). South Kalimantan Province is one of the regions that has the highest religiosity with a Muslim population of 96.7%. Likewise, sharia financial literacy will be one of the determining factors for this interest. Data also shows that the level of sharia financial literacy in South Kalimantan Province always increases every year. Then the financial behavior factor or financial behavior will also increase this interest. The aim of this research is to determine the influence of religiosity on interest in becoming a customer at Bank Syariah Indonesia (BSI) South Kalimantan Province with sharia financial literacy and financial behavior as mediating variables. This research is quantitative in type. The population is BSI KCP Tapin (South Kalimantan) customers with a sample of 190 people. The sampling technique uses non-probability sampling with a purposive sampling method, the data collection technique uses a questionnaire and is processed using SmartPLS and analyzed using partial least squares (PLS) analysis. The results of this research found that partially, religiosity, sharia financial literacy and financial behavior had a direct influence on interest in becoming a BSI KCP Tapin customer with a positive and significant value. Religiosity has a direct effect on sharia financial literacy and religiosity has an indirect effect on interest through sharia financial literacy as a positive and significant mediating variable. Sharia financial literacy has a direct effect on financial behavior and sharia financial literacy has an indirect effect on interest through financial behavior as a mediating variable.
Co-Authors Abdul Malik Setiawan Achmad Farid Hidayatullah Achmad Sani Supriyanto Adha Herfian Prayogi Adinda Putri Nur Aini Admiral Danarhuda Afifah, Binti Salisatul Agil Nurcahyo Ainur Rosidah Amalia Rahman AJR Amalia Rahman AJR Azizah Nur Hidayah Azizah Barianto Nurasri Sudarmawan Dariri, Fardan Dhepril Puradi Rachmatulloh Dyah Febriantina Istiqomah Eko Suprayitno Elfin, Maulidya Esy Nur Aisyah Faraz, Laode Farida Dwi Rahmawati Fathul Bachri Fenanda, Zakiah Intan Fitri Ilma Wahyuni Hakim, Ahmad Muqarrabin Hidayah, Nurul Fajriyah Hirmawan, Ari Prasetyo Inda, Ajeng Jelita Indrianawati Usman Indrianawati Usman Jumriyah Jumriyah Kristi Fiki Andrayani Kusuma, Yossy Indra Lailatus Syarifah Laksmi Puteri, Sayyida Islamiya Laurina Trisnaning Putri M Fatkhur Rozi, M Fatkhur M. Fatkhur Rozi MARDIANA Mardiana Mardiana Maulidina, Ivada Hedi Mauludin, Ahmad Hasbi Muhamad Delid Pahlevi Muhammad Ramadhan Mukaromatul Hisnidah Mukhamad Ikhlas Darmawan Muna, Rifka Mudrikul Nadyah Zubdatun Nihayati Nailatus Sadiyah Nugraha, Reno Iwan Candra Nur Ainul Mutmainnah Nur Asnawi Nur Azizah, Nisya Premananto, Gancar Putri Kamila, Talia Rabikhatus Tsania Rachmatulloh, Dhepril Puradi Rangga Saputra Ratnasari, Kartika Rini Safitri Rohmah, Yushardani Rosalina achmad Salis, Nur Sandiani Sri Wahyuni Sonia, Lailatul Izzah Soranda, Rizky Febrian Sri Hartini Sri Wahyuni Syafira, Azka Arij Syarifah HN., Lailatus Tanti Handriana Tanti Handriana Tara Andaresta Titis Miranti Tri Bagus Doni Andrean Ulfa Khoirun Nisa Ulfi Kartika Oktaviana Ulum, Ima Fidatul Yuanggi Nur Wiria Tarita Zakiya Salsabila Zuhratun Nisak Risnia