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All Journal IQTISHODUNA EGALITA El Dinar Jurnal Minds: Manajemen Ide dan Inspirasi Journal of Consumer Science I-Finance Journal Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Al Tijarah Journal of Consumer Sciences Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Riset Pendidikan Ekonomi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Management and Economics Journal (MEC-J) MALIA International Journal of Supply Chain Management JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam Jurnal Riset Entrepreneurship International Journal of Business Economics (IJBE) JPKMI (Jurnal Pengabdian Kepada Masyarakat Indonesia) Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia JMK Jurnal Manajemen dan Kewirausahaan Community Empowerment Jurnal Ekonomi Unram Journal of Community Service (UJCS) Widyagama National Conference on Economics and Business (WNCEB) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis Engagement: Jurnal Pengabdian Kepada Masyarakat JPS (Jurnal Perbankan Syariah) Ulil Albab INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Nihayatu Aslamatis Solekah
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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E-Satisfaction as a Mediating Variable Influence of E-Service Quality on E-WOM in Linkaja Syariah Users Zuhratun Nisak Risnia; Nihayatu Aslamatis Solekah
MALIA: Jurnal Ekonomi Islam Vol 14 No 2 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v14i2.3797

Abstract

The purpose of this study is to investigate the influence of e-service quality on E-WOM through the mediating variable of e-satisfaction among Linkaja Syariah users in Malang City. Because the use of Linkaja Syariah in Malang City is very popular, researchers are interested in conducting a study on electronic services and Linkaja Syariah user satisfaction that can affect digital marketing. This study uses a quantitative method and data processing is done using Smartpls 0.4 with 170 respondents. The results of the study indicate that e-service quality has a significant positive influence on E-WOM, and also has a significant positive influence on e-satisfaction. E-satisfaction also has a significant positive influence on E-WOM, so it can be said that e-satisfaction is a mediating variable between e-service quality and E-WOM.
PEMETAAN POTENSI DESA SUMBERDEM DALAM MENINGKATKAN EKONOMI MELALUI PROGRAM TEMATIK PETERNAKAN KAMBING Solekah, Nihayatu Aslamatis; Rosidah, Ainur; Mauludin, Ahmad Hasbi; Inda, Ajeng Jelita; Syafira, Azka Arij
Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis Vol. 4 No. 2 (2024): Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/prestise.v4i2.39122

Abstract

Desa Sumberdem memiliki potensi wisata yang dapat dikembangkan melalui kampung-kampung tematik, seperti Kampung Kopi, Kampung Bunga, Kampung Ternak, Kampung Rosella, Kampung Lemon, Kampung Toga, dan Kampung KRPL. Masing-masing kampung tematik ini menawarkan keunikan serta produk unggulan yang berpotensi menjadi daya tarik wisata baru di Kabupaten Malang. Selain sektor pariwisata, Desa Sumberdem juga memiliki potensi besar di bidang pertanian, khususnya dalam peternakan kambing. Penelitian ini bertujuan untuk mengidentifikasi potensi pengembangan desa tematik berbasis peternakan kambing sebagai upaya meningkatkan nilai ekonomi masyarakat setempat. Dengan pendekatan kualitatif dan metode deskriptif, penelitian ini mengkaji berbagai aspek yang mendukung, termasuk demografi, geografis, sumber daya alam, dan sumber daya manusia. Hasil penelitian menunjukkan bahwa pemanfaatan potensi tersebut dapat mendorong pembangunan ekonomi yang berkelanjutan, sekaligus memperkuat daya saing Desa Sumberdem sebagai destinasi wisata edukasi berbasis agribisnis dan peternakan. Strategi kolaboratif antara pemerintah, masyarakat, dan sektor swasta diperlukan untuk merealisasikan pengembangan desa tematik secara optimal.
Pengaruh Religiusitas terhadap Minat Menjadi Nasabah pada Bank Indonesia Provinsi Kalimantan Selatan dengan Syariah Financial Literacy Dan Financial Behavior Sebagai Variabel Mediasi (Studi Kasus pada Bank Syariah Indonesia KCP Tapin) Hakim, Ahmad Muqarrabin; Solekah, Nihayatu Aslamatis
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1627

Abstract

Religiosity can be a factor that influences a person's interest in becoming a customer in a sharia banking company, including Bank Syariah Indonesia (BSI). South Kalimantan Province is one of the regions that has the highest religiosity with a Muslim population of 96.7%. Likewise, sharia financial literacy will be one of the determining factors for this interest. Data also shows that the level of sharia financial literacy in South Kalimantan Province always increases every year. Then the financial behavior factor or financial behavior will also increase this interest. The aim of this research is to determine the influence of religiosity on interest in becoming a customer at Bank Syariah Indonesia (BSI) South Kalimantan Province with sharia financial literacy and financial behavior as mediating variables. This research is quantitative in type. The population is BSI KCP Tapin (South Kalimantan) customers with a sample of 190 people. The sampling technique uses non-probability sampling with a purposive sampling method, the data collection technique uses a questionnaire and is processed using SmartPLS and analyzed using partial least squares (PLS) analysis. The results of this research found that partially, religiosity, sharia financial literacy and financial behavior had a direct influence on interest in becoming a BSI KCP Tapin customer with a positive and significant value. Religiosity has a direct effect on sharia financial literacy and religiosity has an indirect effect on interest through sharia financial literacy as a positive and significant mediating variable. Sharia financial literacy has a direct effect on financial behavior and sharia financial literacy has an indirect effect on interest through financial behavior as a mediating variable.
Green Banking Trends in Islamic Bank: Gen Z’s Awareness and Knowledge Adha Herfian Prayogi; Nihayatu Aslamatis Solekah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2366

Abstract

The concept of green banking is a concern of financial institutions today, including Islamic financial institutions. Because with this concept, banks are expected to be able to have a positive impact on the environment, both in bank operational activities as well as credit and loans provided to customers. The background of this research is to find out how much awareness generation z has to use Islamic bank services based on their attention to the environment. As well as knowing the extent of the influence of their knowledge about green banking in the interest in using Islamic bank services. In this study, a quantitative method was used using the hair formula to determine the number of samples to be used. This hair formula is to determine the number of samples that are not known with certainty, so that 135 samples of generation z of Malang city are obtained randomly with this research method using nonprobability nonprobability sampling. The data was processed using SPSS. The results showed that interest in using Islamic bank services was positively and significantly affected by the green banking knowledge variable, while awareness had no effect on interest in using Islamic banking services.
Anteseden Loyalitas Nasabah : Islamic Branding, Kualitas Layanan dan Kepercayaan Nugraha, Reno Iwan Candra; Solekah, Nihayatu Aslamatis
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 6 No 2 (2021): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v6i2.15770

Abstract

The purphose of this study is to analyze the antecedents of customer loyalty of Bank BNI Syariah which is influenced by Islamic branding, service quality and trust. The sample in this study was 148 customers using purposive sampling using multiple regression analysis tools using SPSS 25. The results showed that Islamic branding, service quality and trust have an effect on customer loyalty. The implication of the results of this study is expected to maintain and improve the application of Islamic Branding and service quality, especially for PT. BNI Syariah KCP Jombang so as to gain customer trust that will foster a sense of customer loyalty
ANALYSIS OF FNB MICRO BUSINESS ACTORS’ PERCEPTIONS IN MALANG CITY ON THE USE OF SHARIA MOBILE BANKING Nur Azizah, Nisya; Aslamatis Solekah, Nihayatu
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).23074

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh persepsi kemudahan, kemanfaatan, risiko, nilai pelanggan, motivasi hedonisme, dan kepercayaan Pelaku Usaha Mikro Food And Beverage (Fnb) Di Kota Malang dalam menggunakan mobile banking Bank Syariah. Pendekatan yang digunakan yakni menggunakan penelitian kuantitatif dengan teknik pengambilan sampel menggunakan purposive sampling melalui penyebaran kuesioner kepada 150 responden Pelaku Usaha Mikro FnB yang menggunakan layanan mobile banking. Analisis data dilakukan menggunakan regresi linier berganda untuk menguji pengaruh masing-masing variabel independen terhadap keputusan penggunaan mobile banking. Hasil penelitian menunjukkan bahwa variabel persepsi kemudahan, nilai pelanggan, dan kepercayaan berpengaruh signifikan terhadap penggunaan mobile banking, sedangkan kemanfaatan, persepsi risiko dan motivasi hedonisme tidak berpengaruh signifikan.
GEN Z ENTREPRENEURIAL INTENTIONS : ROLE OF KNOWLEDGE, MOTIVATION, AND SELF CONFIDENCE Nailatus Sadiyah; Nihayatu Aslamatis Solekah
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 3 No. 6 (2025): JUNE
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of global entrepreneurship shows a positive trend, as indicated by the increasing contribution of MSMEs to the economy. Generation Z, who grew up in the digital era, has characteristics that are adaptive to technology, innovative, and care about social values, so they have high potential in the world of entrepreneurship. This study aims to analyze the influence of motivation, entrepreneurial knowledge, and self-confidence on Gen Z's intention in entrepreneurship in Malang City. The method used is quantitative by distributing online questionnaires to 157 students from various universities in Malang City, who were selected through purposive sampling techniques. The data were analyzed using multiple linear regression preceded by validity, reliability, and classical assumption tests, and processed using SPSS. The results of the t-test show that partially, the three independent variables, namely motivation, entrepreneurial knowledge, and self-confidence, have a significant effect on intention in entrepreneurship. The F test also strengthens these results, where simultaneously the three variables have a significant effect on Gen Z's intention in entrepreneurship. This finding confirms the importance of the role of these three factors in encouraging the younger generation to become entrepreneurs in the modern era.
Determinants of Intention to Use BYOND by BSI Mobile Banking: The Roles of Perceived Ease of Use, Perceived Usefulness, Service Features, and Perceived Risk Zakiya Salsabila; Nihayatu Aslamatis Solekah
JPS (Jurnal Perbankan Syariah) Vol 7 No 1 (2026): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v7i1.2979

Abstract

Purpose - This study aims to analyze the effect of perceived ease of use, perceived usefulness, service features, and perceived risk on the intention to use BYOND by BSI mobile banking in Malang City. Methodology - This research employs a quantitative approach using a survey method, where primary data were collected through questionnaires distributed to 125 respondents who are active users of BYOND by BSI mobile banking in Malang City. The sample was selected using a non-probability sampling technique with purposive sampling method. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Square (PLS) with SmartPLS 3, including outer model evaluation through Confirmatory Factor Analysis (CFA) and inner model analysis for hypothesis testing. Findings - The results indicate that perceived ease of use, perceived usefulness, and service features have a positive and significant effect on the intention to use BYOND by BSI mobile banking in Malang City. Meanwhile, perceived risk does not have a significant effect on usage intention. Implications - These findings suggest that enhancing ease of use, perceived benefits, and service feature quality plays an important role in increasing users’ intention to adopt mobile banking services, while perceived risk is not a determining factor in this context.
Co-Authors Abdul Malik Setiawan Achmad Farid Hidayatullah Achmad Sani Supriyanto Adha Herfian Prayogi Adinda Putri Nur Aini Afifah, Binti Salisatul Agil Nurcahyo Ainur Rosidah Amalia Rahman AJR Amalia Rahman AJR Barianto Nurasri Sudarmawan Danarhuda, Admiral Dariri, Fardan Dhepril Puradi Rachmatulloh Dyah Febriantina Istiqomah Elfin, Maulidya Esy Nur Aisyah Faraz, Laode Farida Dwi Rahmawati Fathul Bachri Fenanda, Zakiah Intan Fitri Ilma Wahyuni Hakim, Ahmad Muqarrabin Hidayah, Nurul Fajriyah Hirmawan, Ari Prasetyo Inda, Ajeng Jelita Indrianawati Usman Jumriyah Jumriyah Kristi Fiki Andrayani Kusuma, Yossy Indra Lailatus Syarifah Laksmi Puteri, Sayyida Islamiya Laurina Trisnaning Putri M Fatkhur Rozi, M Fatkhur M. Fatkhur Rozi MARDIANA Mardiana Mardiana Maulidina, Ivada Hedi Mauludin, Ahmad Hasbi Muhamad Delid Pahlevi Muhammad Ramadhan Mukaromatul Hisnidah Mukhamad Ikhlas Darmawan Muna, Rifka Mudrikul Nailatus Sadiyah Nugraha, Reno Iwan Candra Nur Ainul Mutmainnah Nur Azizah, Nisya Premananto, Gancar Putri Kamila, Talia Rabikhatus Tsania Rachmatulloh, Dhepril Puradi Rangga Saputra Ratnasari, Kartika Rini Safitri Rohmah, Yushardani Rosalina achmad Salis, Nur Sandiani Sri Wahyuni Sandiani Sri Wahyuni Sonia, Lailatul Izzah Soranda, Rizky Febrian Sri Hartini Syafira, Azka Arij Syarifah HN., Lailatus Tanti Handriana Tara Andaresta Titis Miranti Tri Bagus Doni Andrean Ulfa Khoirun Nisa Ulfi Kartika Oktaviana Ulum, Ima Fidatul Yuanggi Nur Wiria Tarita Zakiya Salsabila Zuhratun Nisak Risnia