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All Journal IQTISHODUNA EGALITA El Dinar Jurnal Minds: Manajemen Ide dan Inspirasi Journal of Consumer Science I-Finance Journal Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Al Tijarah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Riset Pendidikan Ekonomi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Management and Economics Journal (MEC-J) MALIA International Journal of Supply Chain Management JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam Jurnal Riset Entrepreneurship International Journal of Business Economics (IJBE) JPKMI (Jurnal Pengabdian Kepada Masyarakat Indonesia) Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia JMK Jurnal Manajemen dan Kewirausahaan Community Empowerment Jurnal Ekonomi Unram Journal of Community Service (UJCS) Widyagama National Conference on Economics and Business (WNCEB) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis ASNAF Engagement: Jurnal Pengabdian Kepada Masyarakat JPS (Jurnal Perbankan Syariah) Ulil Albab INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Nihayatu Aslamatis Solekah
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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ANALYSIS OF FNB MICRO BUSINESS ACTORS’ PERCEPTIONS IN MALANG CITY ON THE USE OF SHARIA MOBILE BANKING Nur Azizah, Nisya; Aslamatis Solekah, Nihayatu
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).23074

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh persepsi kemudahan, kemanfaatan, risiko, nilai pelanggan, motivasi hedonisme, dan kepercayaan Pelaku Usaha Mikro Food And Beverage (Fnb) Di Kota Malang dalam menggunakan mobile banking Bank Syariah. Pendekatan yang digunakan yakni menggunakan penelitian kuantitatif dengan teknik pengambilan sampel menggunakan purposive sampling melalui penyebaran kuesioner kepada 150 responden Pelaku Usaha Mikro FnB yang menggunakan layanan mobile banking. Analisis data dilakukan menggunakan regresi linier berganda untuk menguji pengaruh masing-masing variabel independen terhadap keputusan penggunaan mobile banking. Hasil penelitian menunjukkan bahwa variabel persepsi kemudahan, nilai pelanggan, dan kepercayaan berpengaruh signifikan terhadap penggunaan mobile banking, sedangkan kemanfaatan, persepsi risiko dan motivasi hedonisme tidak berpengaruh signifikan.
GEN Z ENTREPRENEURIAL INTENTIONS : ROLE OF KNOWLEDGE, MOTIVATION, AND SELF CONFIDENCE Nailatus Sadiyah; Nihayatu Aslamatis Solekah
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 3 No. 6 (2025): JUNE
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of global entrepreneurship shows a positive trend, as indicated by the increasing contribution of MSMEs to the economy. Generation Z, who grew up in the digital era, has characteristics that are adaptive to technology, innovative, and care about social values, so they have high potential in the world of entrepreneurship. This study aims to analyze the influence of motivation, entrepreneurial knowledge, and self-confidence on Gen Z's intention in entrepreneurship in Malang City. The method used is quantitative by distributing online questionnaires to 157 students from various universities in Malang City, who were selected through purposive sampling techniques. The data were analyzed using multiple linear regression preceded by validity, reliability, and classical assumption tests, and processed using SPSS. The results of the t-test show that partially, the three independent variables, namely motivation, entrepreneurial knowledge, and self-confidence, have a significant effect on intention in entrepreneurship. The F test also strengthens these results, where simultaneously the three variables have a significant effect on Gen Z's intention in entrepreneurship. This finding confirms the importance of the role of these three factors in encouraging the younger generation to become entrepreneurs in the modern era.
Determinants of Intention to Use BYOND by BSI Mobile Banking: The Roles of Perceived Ease of Use, Perceived Usefulness, Service Features, and Perceived Risk Zakiya Salsabila; Nihayatu Aslamatis Solekah
JPS (Jurnal Perbankan Syariah) Vol 7 No 1 (2026): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v7i1.2979

Abstract

Purpose - This study aims to analyze the effect of perceived ease of use, perceived usefulness, service features, and perceived risk on the intention to use BYOND by BSI mobile banking in Malang City. Methodology - This research employs a quantitative approach using a survey method, where primary data were collected through questionnaires distributed to 125 respondents who are active users of BYOND by BSI mobile banking in Malang City. The sample was selected using a non-probability sampling technique with purposive sampling method. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Square (PLS) with SmartPLS 3, including outer model evaluation through Confirmatory Factor Analysis (CFA) and inner model analysis for hypothesis testing. Findings - The results indicate that perceived ease of use, perceived usefulness, and service features have a positive and significant effect on the intention to use BYOND by BSI mobile banking in Malang City. Meanwhile, perceived risk does not have a significant effect on usage intention. Implications - These findings suggest that enhancing ease of use, perceived benefits, and service feature quality plays an important role in increasing users’ intention to adopt mobile banking services, while perceived risk is not a determining factor in this context.
Millennials' Deals with Plastic: The Effect of Natural Environmental Orientation, Environmental Knowledge, and Environmental Concern on Willingness to Reduce Plastic Waste Nihayatu Aslamatis Solekah; Tanti Handriana; Indrianawati Usman
Journal of Consumer Sciences Vol. 7 No. 2 (2022): Journal of Consumer Sciences
Publisher : Department of Family and Consumer Sciences, Faculty of Social and Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jcs.7.2.116-134

Abstract

To maintain environmental sustainability can be managed and resolved by changing human behavior, especially by reducing plastic waste. This study investigated whether natural environmental orientation, environmental knowledge, environmental concern, and environmental attitude affect the extent to which millennials avoid or reduce the purchase of single-use plastic tableware, food with plastic packaging, and plastic water bottles called Willingness to Reduce Plastic Waste (WRPW). This study used quantitative using the purposive sampling method. Data collection techniques using online questionnaires were sent to respondents with criteria for educated millennial Muslims at Islamic universities in East Java, Central Java, and West Java. The survey was conducted for three months and obtained 369 respondents. The questionnaire is processed by using SEM analysis with Smart PLS. The results show that environmental knowledge provides a direct and an indirect effect on willingness to reduce plastic waste through environmental attitude. Meanwhile, environmental concern has no direct effect on willingness to reduce plastic waste, yet it has an indirect effect through environmental attitude. This research implies that concern for the environment is not necessarily accompanied by the willingness to reduce the use of plastic. However, adequate knowledge about the environment can increase the willingness to reduce the use of plastic among millennial generations who prioritize logical thinking and adapt to their knowledge.
Understanding Zillennials Consumer Green Behavior of Reducing Plastic Bag Use through the Theory of Planned and Interpersonal Behavior Nihayatu Aslamatis Solekah; Tanti Handriana; Indrianawati Usman
Journal of Consumer Sciences Vol. 9 No. 2 (2024): Journal of Consumer Sciences
Publisher : Department of Family and Consumer Sciences, Faculty of Social and Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jcs.9.2.206-225

Abstract

Adopting cloth bags over single-use plastic bags is a significant consumer behavior. Employing the theory of of planned and interpersonal behavior, this study aimed to understand the relationship between customers' intentions to use cloth bags and their awareness of the environmental impact of plastic bags. Through purposive sampling, 277 individuals born after 1980 and making at least one to three in-person retail and Internet purchases each month were selected as participants. The data were processed using descriptive and quantitative analysis tools using SEM (Structural Equation Model) analysis. The findings reveal that creating the next generation of habit bags can significantly enhance social awareness of plastic bag usage and the environment. However, no evidence suggests that the EAPB increases the intention to use cloth bags. The more the SP and SBPB intervene, the more the IUCB contributes to changing consumer behavior to use fewer plastic bags. Therefore, Habit Bag Use can positively influence pro-environmental behavior, as this study combined the theory of Interpersonal Behavior and the theory of Planned Behavior. These results contribute to the theoretical framework for understanding how the millennial generation's interpersonal conduct, reflected in their bag-using behaviors, influences their behavior in minimizing plastic bag usage. These findings imply that the adoption of single-use or non-plastic bag habits can motivate people to reduce their usage of plastic bags, a behavior that is further encouraged by laws prohibiting the use of plastic bags.
THE MODERATING ROLE OF SELF-CONTROL ON THE INFLUENCE OF PRODUCT QUALITY AND DISCOUNT PROMOTION ON BUYING DECISION OF HALAL COSMETICS ON E-COMMERCE Nadyah Zubdatun Nihayati; Nur Asnawi; Nihayatu Aslamatis Solekah
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 3 No. 10 (2026): INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20508256

Abstract

This study aims to analyze the influence of product quality and discount promotions, as well as the moderating role of self-control on halal consumers’ purchasing decisions within the e-commerce ecosystem. The widespread implementation of aggressive digital marketing strategies frequently triggers impulsive consumption behavior, thereby necessitating a deeper examination of how the internal characteristics of Muslim consumers are capable of mitigating such external stimuli. A quantitative approach was employed in this research involving 250 Muslim respondents who were active users of seven leading halal cosmetic brands. Primary data were collected through questionnaires and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS software. The findings reveal that halal product quality and discount promotions exert positive and significant direct effects on purchasing decisions. Furthermore, this study demonstrates that self-control significantly functions as a negative moderator, weakening the influence of discount promotions on purchasing decisions. These results indicate that the stronger the self-control possessed by Muslim consumers, the lower their sensitivity toward the temptation of price discounts, thereby ensuring that purchasing activities remain within the boundaries of actual needs (al-hajat). The implications of this study emphasize the importance for halal cosmetic industry practitioners to shift from price-based marketing strategies toward value-based marketing approaches that prioritize product quality integrity and ethical consumption values.
Exploring the Role of Islamic Value Proposition, Digital Customer Experience, and Trust on Customer Satisfaction in Islamic Banking: Evidence from Indonesia's Emerging Market Admiral Danarhuda; Nihayatu Aslamatis Solekah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.2997

Abstract

Customer satisfaction remains a crucial determinant of competitiveness in the Islamic banking sector, particularly within Indonesia's rapidly expanding emerging market. Despite continuous growth, many Islamic banks still face challenges in maintaining consistent service quality and aligning customer experience with Sharia-based values. This study examines the impact of Islamic value proposition, digital customer experience, and trust on shaping customer satisfaction at Bank Syariah Indonesia (BSI). Positioned within the broader discourse on ethical and Sharia-compliant marketing, this research employs a quantitative descriptive design, using purposive sampling to survey 150 BSI customers through structured questionnaires. Data were analysed using multiple linear regression with SPSS 23 to assess both individual and joint effects of the variables. The findings reveal that the Islamic value proposition and digital customer experience have a significant influence on customer satisfaction, while trust shows no direct effect. Collectively, these variables exert a positive and significant impact, highlighting the importance of integrating Islamic ethical values and digital innovation to strengthen customer loyalty in Islamic banking.
The Role of Transparency and Accountability in Mediating the Influence of Digital Technology Utilisation on Muzakki Trust (A Study of BAZNAS in Malang City) Azizah Nur Hidayah Azizah; Eko Suprayitno; Nihayatu Aslamatis Solekah
ASNAF : Journal of economic welfare, philantrophy, zakat and waqf Vol. 5 No. 1 (2026): Vol 5, No 1 (2026)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v5i1.14405

Abstract

Abstract (English version) Objective – This study aims to analyse the role of transparency and accountability in mediating the influence of digital technology utilisation on muzakki trust. and to determine the influence between independent and dependent variables. Methodology – This study employs a quantitative approach by surveying 120 muzakki of BAZNAS in Malang City, who were selected using purposive sampling based on specific criteria, namely active contributors who have experience with zakat payment services. Data were collected through structured questionnaires designed to measure the relationships among the research variables. The sample size is considered adequate for analysis using Partial Least Squares–Structural Equation Modelling (PLS-SEM), which is applied to examine the significance of relationships between variables. The data were processed using SmartPLS version 4. Research Results – The findings indicate that digital technology has a significant impact on transparency and accountability. However, transparency does not have a significant impact on trust nor does it act as a mediator between the use of digital technology and trust, whereas accountability has a significant impact and serves as the primary mediator in the relationship between the use of digital technology and the trust of donors. Limitations – This study has limitations in terms of the relatively small number of research subjects, with the area covered being only one region and one institution. Practical Implications – As a practical implication, the results of this study contribute to Enhancing the integration of digital systems that not only focus on transaction services but also include the publication of audit reports and the distribution of funds in real time. Building digital literacy regarding zakat for Muzakki, so that the public understands the mechanisms and security of the digital zakat system, thereby increasing public trust. Strengthening internal accountability mechanisms, including Sharia audits and annual reports that are easily accessible online, to maintain the credibility of the zakat institution. Originality/value - This study advances the literature on digital zakat governance by demonstrating that accountability, rather than transparency, serves as the primary mediating mechanism through which digital technology utilization enhances muzakki trust.   Abstrak (versi bahasa) Tujuan – Penelitian ini bertujuan untuk menganalisis peran transparansi dan akuntabilitas dalam memediasi pengaruh pemanfaatan teknologi digital terhadap kepercayaan muzakki, dan untuk menentukan pengaruh antara variabel independen dan dependen. Metodologi – Penelitian ini menggunakan pendekatan kuantitatif dengan mensurvei 120 muzakki BAZNAS di Kota Malang, yang dipilih menggunakan purposive sampling berdasarkan kriteria tertentu, yaitu kontributor aktif yang memiliki pengalaman dengan layanan pembayaran zakat. Data dikumpulkan melalui kuesioner terstruktur yang dirancang untuk mengukur hubungan antar variabel penelitian. Ukuran sampel dianggap memadai untuk analisis menggunakan Partial Least Squares–Structural Equation Modelling (PLS-SEM), yang diterapkan untuk menguji signifikansi hubungan antar variabel. Data diolah menggunakan SmartPLS versi 4. Hasil Penelitian – Temuan menunjukkan bahwa teknologi digital memiliki dampak signifikan terhadap transparansi dan akuntabilitas. Namun, transparansi tidak memiliki dampak signifikan terhadap kepercayaan, juga tidak bertindak sebagai mediator antara penggunaan teknologi digital dan kepercayaan, sedangkan akuntabilitas memiliki dampak signifikan dan berfungsi sebagai mediator utama dalam hubungan antara penggunaan teknologi digital dan kepercayaan para donatur. Keterbatasan – Studi ini memiliki keterbatasan dalam hal jumlah subjek penelitian yang relatif kecil, dengan area yang dicakup hanya satu wilayah dan satu lembaga. Implikasi Praktis – Sebagai implikasi praktis, hasil studi ini berkontribusi pada: Meningkatkan integrasi sistem digital yang tidak hanya berfokus pada layanan transaksi tetapi juga mencakup publikasi laporan audit dan distribusi dana secara real time. Membangun literasi digital mengenai zakat bagi Muzakki, sehingga masyarakat memahami mekanisme dan keamanan sistem zakat digital, sehingga meningkatkan kepercayaan masyarakat. Memperkuat mekanisme akuntabilitas internal, termasuk audit Syariah dan laporan tahunan yang mudah diakses secara online, untuk menjaga kredibilitas lembaga zakat. Orisinalitas/nilai - Studi ini menawarkan perspektif baru mengenai tata kelola zakat digital dengan menunjukkan bahwa akuntabilitas merupakan jalur mediasi yang lebih efektif dibandingkan transparansi dalam mengubah pemanfaatan teknologi digital menjadi kepercayaan muzakki.
IMPULSE PURCHASE DECISION IN DIGITAL PAYMENT : EXAMINING FOMO, MATERIALISM, SELF-CONTROL Prima Ananda Choirunnisa; Nihayatu Aslamatis Solekah
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 10 No 2 (2026): Edisi Mei - Agustus 2026
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v10i2.7644

Abstract

Pergeseran masyarakat menuju digital payment mengubah pola konsumsi menjadi lebih cepat dan impulsif, khususnya di kalangan mahasiswa yang aktif secara digital. Penelitian ini bertujuan menganalisis pengaruh Fear of Missing Out (FOMO), materialism, dan self-control terhadap impulse purchase decision pada mahasiswa pengguna digital payment di Kota Malang, baik secara parsial maupun simultan. Pendekatan yang digunakan adalah kuantitatif eksplanatori. Data primer dikumpulkan melalui kuesioner daring berskala Likert empat poin terhadap 217 mahasiswa dari empat perguruan tinggi negeri di Kota Malang, yaitu UIN Maulana Malik Ibrahim Malang, Universitas Brawijaya, Universitas Negeri Malang, dan Politeknik Negeri Malang, yang dipilih melalui purposive dan quota sampling. Teknik analisis yang dipakai adalah regresi linear berganda dengan bantuan SPSS versi 26, didahului uji validitas, reliabilitas, dan uji asumsi klasik. Hasil penelitian menunjukkan FOMO berpengaruh positif dan signifikan terhadap impulse purchase decision, materialism berpengaruh positif dan signifikan sekaligus menjadi prediktor paling dominan, sedangkan self-control berpengaruh negatif dan signifikan. Secara simultan, ketiga variabel berpengaruh signifikan dengan kontribusi Adjusted R-squared sebesar 76,6 persen. Temuan ini menegaskan bahwa keputusan pembelian impulsif merupakan hasil interaksi tekanan sosial, orientasi nilai konsumtif, dan kapasitas pengendalian diri dalam ekosistem pembayaran digital. Implikasi praktisnya mengarah pada penguatan literasi keuangan, pembentukan self-control, serta desain layanan digital payment yang bertanggung jawab.
ANALYSIS OF FNB MICRO BUSINESS ACTORS’ PERCEPTIONS IN MALANG CITY ON THE USE OF SHARIA MOBILE BANKING Nur Azizah, Nisya; Aslamatis Solekah, Nihayatu
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).23074

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh persepsi kemudahan, kemanfaatan, risiko, nilai pelanggan, motivasi hedonisme, dan kepercayaan Pelaku Usaha Mikro Food And Beverage (Fnb) Di Kota Malang dalam menggunakan mobile banking Bank Syariah. Pendekatan yang digunakan yakni menggunakan penelitian kuantitatif dengan teknik pengambilan sampel menggunakan purposive sampling melalui penyebaran kuesioner kepada 150 responden Pelaku Usaha Mikro FnB yang menggunakan layanan mobile banking. Analisis data dilakukan menggunakan regresi linier berganda untuk menguji pengaruh masing-masing variabel independen terhadap keputusan penggunaan mobile banking. Hasil penelitian menunjukkan bahwa variabel persepsi kemudahan, nilai pelanggan, dan kepercayaan berpengaruh signifikan terhadap penggunaan mobile banking, sedangkan kemanfaatan, persepsi risiko dan motivasi hedonisme tidak berpengaruh signifikan.
Co-Authors Abdul Malik Setiawan Achmad Farid Hidayatullah Achmad Sani Supriyanto Adha Herfian Prayogi Adinda Putri Nur Aini Admiral Danarhuda Afifah, Binti Salisatul Agil Nurcahyo Ainur Rosidah Amalia Rahman AJR Amalia Rahman AJR Azizah Nur Hidayah Azizah Barianto Nurasri Sudarmawan Dariri, Fardan Dhepril Puradi Rachmatulloh Dyah Febriantina Istiqomah Eko Suprayitno Elfin, Maulidya Esy Nur Aisyah Faraz, Laode Farida Dwi Rahmawati Fathul Bachri Fenanda, Zakiah Intan Fitri Ilma Wahyuni Hakim, Ahmad Muqarrabin Hidayah, Nurul Fajriyah Hirmawan, Ari Prasetyo Inda, Ajeng Jelita Indrianawati Usman Indrianawati Usman Jumriyah Jumriyah Kristi Fiki Andrayani Kusuma, Yossy Indra Lailatus Syarifah Laksmi Puteri, Sayyida Islamiya Laurina Trisnaning Putri M Fatkhur Rozi, M Fatkhur M. Fatkhur Rozi MARDIANA Mardiana Mardiana Maulidina, Ivada Hedi Mauludin, Ahmad Hasbi Muhamad Delid Pahlevi Muhammad Ramadhan Mukaromatul Hisnidah Mukhamad Ikhlas Darmawan Muna, Rifka Mudrikul Nadyah Zubdatun Nihayati Nailatus Sadiyah Nugraha, Reno Iwan Candra Nur Ainul Mutmainnah Nur Asnawi Nur Azizah, Nisya Premananto, Gancar Prima Ananda Choirunnisa Putri Kamila, Talia Rabikhatus Tsania Rachmatulloh, Dhepril Puradi Rangga Saputra Ratnasari, Kartika Rini Safitri Rohmah, Yushardani Rosalina achmad Salis, Nur Sandiani Sri Wahyuni Sonia, Lailatul Izzah Soranda, Rizky Febrian Sri Hartini Sri Wahyuni Syafira, Azka Arij Syarifah HN., Lailatus Tanti Handriana Tanti Handriana Tara Andaresta Titis Miranti Tri Bagus Doni Andrean Ulfa Khoirun Nisa Ulfi Kartika Oktaviana Ulum, Ima Fidatul Yuanggi Nur Wiria Tarita Zakiya Salsabila Zuhratun Nisak Risnia