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All Journal Indonesian Journal of Geography Socia : Jurnal Ilmu-Ilmu Sosial Tekno - Pedagogi : Jurnal Teknologi Pendidikan Media Komunikasi Geografi Jurnal Kawistara : Jurnal Ilmiah Sosial dan Humaniora Majalah Geografi Indonesia Gadjah Mada International Journal of Business Jurnal Populasi Forum Geografi Jurnal Biometrika dan Kependudukan (Journal of Biometrics and Population) JPG (Jurnal Pendidikan Geografi) Vidya Karya Jurnal Geografi Jurnal Geografi, Edukasi dan Lingkungan Politik Indonesia: Indonesian Political Science Review Jurnal Ilmiah Mandala Education (JIME) Jurnal Perencanaan Pembangunan JIHAD : Jurnal Ilmu Hukum dan Administrasi Jurnal Kependudukan Indonesia Salus Cultura: Jurnal Pembangunan Manusia dan Kebudayaan GEOGRAPHIA: Jurnal Pendidikan dan Penelitian Geografi Jurnal Multidisiplin Madani (MUDIMA) Jurnal Pengabdian Mandiri Berita Kedokteran Masyarakat Prosiding University Research Colloquium ELPOSYS: Jurnal Sistem Kelistrikan Asian Journal of Social and Humanities Jurnal Pengabdian Kepada Masyarakat Jurnal Kawistara
Sukamdi
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Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Jurnal Kawistara

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DIPERLUKAN PENDEKATAN KEBIJAKAN ADAPTIF UNTUK PENGUATAN MODAL UMKM DI KABUPATEN SLEMAN Suci Iriani Sinuraya; Muhadjir Darwin; Yeremias T Keban; Sukamdi Sukamdi
Jurnal Kawistara Vol 8, No 2 (2018)
Publisher : Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/kawistara.33344

Abstract

This paper examines implementation of micro credit policies of non-bankable Small Medium Enterpries (SME’s) in Sleman Regency in 1999-2000. It explores the impact of dynamic policy changing on rates, collateral, and legal aspects as the requirements to access micro credit program. This study employed a qualitative case study, to describe backgrounds, effectiveness, and policy impacts. The data collecting methods included interviews, obeservations, and focus group discussion (FGD). The participants have been set up. Two category of respondent: decision makers and street-level bureaucrats and (candidate) beneficiary program. The research was conducted in October 2016–December 2017. The results show that policy changing on rate, collateral and legality created impacts on the SME’s interest in accessing the credit. The participants of non-bankable SMEs showed that their interest decreased when there were further requirement to attach credit collateral and legal aspects. Therefore, the bankable SMEs become the groups which leverage the micro credit program. On the contrary, the program did not work effectively to entrepreneurs, the non bankable SMEs as the prime targetted group in Sleman. Meanwhile, the appearence of cooperative as an executing body, to which the nonbankable SMSEs,looking for capital. So, the capital from UPT PDPM should through two steps to to reach the non bankable SMEs. The Recommendation is Sleman Regency using adaptive policy to show their affirmation to non bankable SME’s facing the dynamic situation nowadays.
Co-Authors Abdur Rofi Ade Ermasari Agus Andrianto Agus Heruanto Hadna Agus Heruanto Hadna Agus Joko Pitoyo Al Azizah, Rohil Alfana, Muhammad Arif Fahrudin Alfana, Muhammad Arif Fahrudin Alia Fajarwati ANWAR, DEWI FATIMAH Armansyah Armansyah Aryati, Seri Awan Setiawan Bakti Indra Kurniawan C. Wiharya Catur Sugiyanto Choirul Amin Choirul Amin Denkovski, Viktor Dewi H. Susilastuti Dimas Eriyanto Dinda Ayu Amalia Djokosantoso Moeljono, Djokosantoso Dyah Rahmawati Hizbaron Dyah Widyastuti Faturochman Faturochman Fransisca Yuli Astuti Gunawan Wibisono Helly Prajitno Soetjipto, Helly Prajitno Idris Ihwanudin Imron Ridzki Indra Bastian Isnaeni, MH. Izzatul Arifah Jenri Panjaitan Joenoes, Kartini Sally Hb Josaphat Tetuko SriSumantyo Joto, Ruwah L. Hakim Laili Rahayuwati Lepik, Aira Mas'oed, Mochtar Milzam Brillian Santana Mochammad Mieftah Muhadjir Darwin Muhadjir Darwin Muhadjir Darwin Muhadjir Darwin Muhajir Darwin Muhajir Darwin Muhajir Darwin Muhajir Darwin, Muhajir Muhammad Fahmi Hakim Mulyani, Wiwik Puji Muntiyah Muntiyah Mustafa Elnagi Elsamani Hassan Nindya Riana Sari Norma Yuni Kartika Norma Yuni Kartika Norma Yuni Kartika Norma Yuni Kartika Norma Yuni Kartika, Norma Yuni Novfowan, Anang Dasa Nuraini Nuraini Pinta Rachmadani Putri, Ratih Fitria R. Rijanta Rahmad Dwi Pramudya Rahman Azis Prasojo Rahmania Putri Yulissa Reni Pebrianti Rika Harini Rina Herartri Rindang Ekawati Risky Primastuti Ronilaya, Ferdian S. Djulihenanto S.L. Hermawan Salman Al Farisi, Salman Seri Aryati Seri Aryati Setiadi Setiadi Siswanto Agus Wilopo Slamet Nurhadi Sofian Effendi Sonyaruri Satiti Ruri Suci Iriani Sinuraya Sungkowo, Heri Susi Eja Yuarsi Susilo Sutjipto, Rachmat Tukiran Tukiran Umi Listyaningsih Umi Listyaningsih Wini Tamtiari Yeremias T Keban Yuni Hastuti