Articles
DETERMINANTS OF CUSTOMER DECISIONS TO SAVE AT ISLAMIC BANKS
Buono, Kulup Bina;
Suryanto, Tulus
REVENUE: Jurnal Manajemen Bisnis Islam Vol. 3 No. 2 (2022)
Publisher : Sharia Business Management UIN Raden Intan Lampung
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DOI: 10.24042/revenue.v3i2.12959
The purpose of this study is to analyze the factors that determine the level of trust and public interest in saving savings in Islamic banks. This study uses a qualitative method through a multi-dimensional approach and the type of data used in this study is secondary data obtained through literature reviews of previous scientific studies, bank reports, independent agency reports, and online media. Researchers found that the level of inclusion and literacy of Islamic financial institutions affects consumer decisions to save their money in Islamic banks. Building customer loyalty and emotional bonds is needed in order to raise the image and make free marketing with testimonials for their satisfaction as customers.
The Effect of Understanding and Religiosity on MSME Taxpayer Compliance in Paying Tax PP 23 Year 2018
Faridzi, Muhammad Aldi;
Suryanto, Tulus;
Devi, Yulistia
Al-Mal: Jurnal Akuntansi dan Keuangan Islam Vol. 3 No. 1 (2022): Juni 2022
Publisher : Universitas Islam Negeri Raden Intan Lampung
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DOI: 10.24042/al-mal.v3i1.10773
The purpose of this study was to determine whether the influence of the level of understanding and religiosity had a partial and simultaneous effect on MSME taxpayer compliance in paying tax PP 23 TH 2018 in Sukarame District, Bandar Lampung City. This research uses quantitative methods with the type of field research. This study uses multiple linear regression analysis method using SPSS version 25 program. Based on the results of data analysis, it can be concluded that understanding and religiosity have a partial and simultaneous effect on MSME taxpayer compliance in paying tax PP 23 TH 2018. Limitations of this study namely on the object of observation that focuses on MSMEs so that it opens up opportunities for further researchers to add wider objects. Income Implications for MSMEs is one of the businesses that is taxed based on PP no. 23 of 2018 with a lower rate of 0.5%. This PP regulates taxpayers who have a gross turnover of not more than 4,800,000,000 for final income tax of 0.5% replacing the previous rate of 1% of monthly turnover.
PENGARUH PENYERAPAN TENAGA KERJA TERHADAP PERTUMBUHAN EKONOMI PADA SEKTOR INDUSTRI PENGOLAHAN
Saefurrahman, ghina Ulfa;
Suryanto, Tulus;
Wulandari, Ronia Eka
Salam (Islamic Economics Journal) Vol. 1 No. 1 (2020): June 2020
Publisher : Universitas Islam Negeri Raden Intan Lampung
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DOI: 10.24042/slm.v1i1.7020
Penyerapan tenaga kerja merupakan banyaknya orang yang terserap untuk dapat bekerja pada suatu instansi atau perusahaan. Penyerapan tenaga kerja ini menampung tenaga kerja yang tersedia apabila lapangan pekerjaan memadai atau mencukupi serta seimbang dengan jumlah tenaga kerja yang tersedia. Industri pengolahan merupakan salah satu sektor yang memiliki peran penting dalam penyerapan tenaga kerja sehingga dapat memicu pada pertumbuhan ekonomi di daerah tersebut. Di Kabupaten Lampung Selatan terdapat ketidakseimbangan dalam penyerapan tenaga kerja, yang dapat dilihat terjadinya peningkatan dan penurunan tenaga kerja dalam kurun waktu 10 tahun yaitu dari tahun 2008-2017. Hal ini juga disebabkan karena kurangnya kualitas tenaga kerja yang dapat diandalkan atau tidak memiliki kemampuan dan kurang profesional dalam bekerja, sehingga menyebabkan pertumbuhan ekonomi pada sektor industri mengalami kenaikan dan penurunan. Rumusan masalah dalam penelitian ini adalah apakah penyerapan tenaga kerja berpengaruh terhadap pertumbuhan ekonomi pada sektor industri pengolahan di Kabupaten Lampung Selatan dan bagaimana pengaruh penyerapan tenaga kerja terhadap pertumbuhan ekonomi pada sektor industri pengolahan menurut perspektif ekonomi islam di Kabupaten Lampung Selatan. Jenis penelitian ini merupakan penelitian deskriptif kuantitatif dengan data sekunder dalam periode pengamatan tahun 2008-2017. Pengumpulan data dalam penelitian ini menggunakan metode observasi, dokumentasi, dan studi pustaka. Data-data yang diperoleh dari data resmi yang diterbitkan oleh Badan Pusat Statistik (BPS). Yang mana dalam penelitian ini menggunakan penyerapan tenaga kerja sebagai variabel X1 dan pertumbuhan ekonomi pada sektor industri pengolahan sebagai variabel Y. Hasil uji T (uji parsial) menyatakan bahwa variabel penyerapan tenaga kerja tidak berpengaruh secara signifikansi terhadap variabel pertumbuhan ekonomi pada sektor industri pengolahan di Kabupaten Lampung Selatan. Hal ini dapat dilihat dari nilai signifikansinya lebih besar dari 0,05 atau nilai signifikansi 0,303> 0,05. Menurut beberapa para ahli mengatakan bahwa faktor produksi yang paling penting peranannya yaitu tenaga kerja atau manusia, yang mana tanpa tenaga kerja atau manusia roda pertumbuhan tidak berjalan dengan baik meskipun ada tekhnologi yang canggih sekalipun. Karena Allah ciptakan manusia tidak dengan sia-sia, melainkan ada maksud dan tujuan yaitu untuk menjadi khalifah di muka bumi ini dan untuk melakukan pembangunan di bumi ini dan juga untuk beribadah kepada Allah SWT salah satunya dengan bekerja.
The Role of Kiai Leadership in Nahdlatul Ulama Islamic Boarding Schools: A Utilitarian Ethical Perspective
Munawar, Agus;
Suryanto, Tulus;
Syafril, Syafrimen;
Koderi, Koderi
Ahlussunnah: Journal of Islamic Education Vol. 4 No. 1 (2025): April
Publisher : STIT Ahlussunnah Bukittinggi
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DOI: 10.58485/jie.v4i1.303
The Nahdlatul Ulama (NU) Islamic boarding schools (pesantren) in Lampung plays a vital role in religious education and character building within the community. The leadership of the kiai in the pesantren is not limited to the spiritual aspect, but also affects the social welfare of the surrounding community. Therefore, it is important to explore the application of utilitarianism principles in the kiai's leadership to improve the well-being of the community. This study aims to analyze the role of kiai leadership in NU pesantren in Lampung and how the principles of utilitarianism are applied in their leadership. The research method used is a qualitative approach with a case study design. Data were collected through in-depth interviews with kiais, pesantren administrators, and santri, as well as observations of the kiai's leadership practices in the pesantren. The results show that the application of utilitarianism principles in kiai leadership has proven to provide greater social benefits, both in education, economic empowerment, and social policies that prioritize the common welfare. This study concludes that kiai leadership based on utilitarianism principles can create a positive impact on the pesantren community and its surroundings. Furthermore, these findings contribute to the development of a leadership model based on social values and the well-being of the community, which can be applied in other pesantren across Indonesia.
Aligning Sharia-Based Empowerment with SDGs: Addressing Poverty and Inequality in Coastal Regions
Suryanto, Tulus;
Utami, Pertiwi;
Ahmad, Roslizawati
Economica: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo
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DOI: 10.21580/economica.2024.15.1.22935
A significant portion of coastal communities in Indonesia continues to experience extreme poverty. Addressing poverty is a key priority of the Sustainable Development Goals (SDGs), yet achieving equality and social justice remains challenging due to various obstacles. This study employs a literature review to explore the relationship between the SDGs and efforts to achieve equality and social justice, focusing on approaches to alleviate extreme poverty in coastal communities through Sharia-based community empowerment. The first finding highlights that the SDGs can serve as a tool to secure equality and social justice for coastal communities. The second finding suggests that a Sharia entrepreneurship approach, emphasizing the potential of these communities, can be implemented through government support, Sharia banking, and Sharia social financial institutions. The study concludes that the SDGs play an important role in achieving equality and social justice, supported by Sharia-based community empowerment initiatives. These findings are intended to provide guidance for stakeholders in developing community-centered empowerment strategies. This requires not only focusing on funding programs and policies but also on enhancing the capacity of human resources, particularly in Islamic business ethics, technology, and institutional development.
The Effect of Total Asset Turnover and Return on Assets on Company Profit Growth (Study of Mining Companies Listed on the Indonesian Sharia Stock Index (ISSI) for the 2017-2022 Periode
Rahmawati, Iis;
Rifan, Dinda Fali;
Suryanto, Tulus;
Pramasha, Raizky Rienaldy
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 1 (2024): All articles in this issue include authors from 5 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo
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DOI: 10.24256/kharaj.v6i1.4971
This research aims to examine the influence of Total Asset Turnover and Return On Assets on company profit growth in mining companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2017-2022 period. The method used in this research is a quantitative approach. The sampling technique used purposive sampling with a total sample of 11 companies. The data analysis used is multiple linear regression with software analysis tools Eviews 12 . The results of this research show that the Total Asset Turnover variable does not influence Profit Growth. The Return On Asset variable influences Profit Growth. The faster the asset turnover rate, the greater the net profit generated. The higher the Return On Assets , the greater the profit generated by the company. Simultaneously shows that Total Asset Turnover and Return On Assets influence profit growth , the combination of increasing Total Asset Turnover and Return On Assets will increase profit growth significantly.
REGULATORY AND LEGAL CHALLENGES OF SHARIA PEER-TO-PEER LENDING IN INDONESIA
Yulitasari, Lis;
Suryanto, Tulus;
Hilal, Syamsul
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 5 No. 1 (2024): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci
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DOI: 10.32939/fdh.v5i1.3499
Peer-to-peer (P2P) lending is a financial platform that connects lenders directly with borrowers without going through traditional financial intermediaries. Sharia P2P lending applies sharia principles in its transactions. Even though sharia P2P lending in Indonesia has increased in recent years, regulatory and legal challenges still hamper its growth. This research aims to analyze the regulatory and legal challenges faced by Sharia P2P lending in Indonesia and provide policy recommendations to overcome them. This research uses qualitative methods by conducting a literature review of sharia P2P lending regulations in Indonesia and in-depth interviews with regulators, sharia P2P lending practitioners, and academics. The research results show that the main challenges faced are regulatory uncertainty, the need for a Sharia legal framework for P2P lending, and the regulator's lack of understanding of the Sharia-based P2P lending business model. The proposed policy recommendations include establishing a comprehensive and integrated Sharia P2P lending regulatory framework, preparing legally binding Sharia fatwas, and increasing regulators' literacy and understanding of the digital Sharia financial sector. The policy implications of this research can provide input for regulators and practitioners in developing a healthy and sustainable Sharia P2P lending ecosystem in Indonesia.
PENGARUH VIRAL MARKETING & BRAND AWARENESS TERHADAP KEPUTUSAN PEMBELIAN PRODUK THE ORIGINOTE DALAM PERSPEKTIF BISNIS ISLAM(Studi Pada Generasi Z pengguna Produk The Originote di Bandar Lampung)
Dinda Utami;
Tulus Suryanto;
Yulistia Devi
Jurnal Media Akademik (JMA) Vol. 3 No. 4 (2025): JURNAL MEDIA AKADEMIK Edisi April
Publisher : PT. Media Akademik Publisher
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DOI: 10.62281/a3z8hv30
Meningkatnya tren penggunaan media sosial, membuat strategi pemasaran viral semakin efektif dalam menarik konsumen, terutama dikalangan generasi Z. Namun, permasalahan yang muncul adalah tidak semua produk yang viral dan terkenal di media sosial benar-benar sesuai dengan klain yang disampaikan dalam iklan. Hal ini menimbulkan keraguan dalam pengambilan keputusan pembelian meskipun brand tersebut memiliki eksposur tinggi. Salah satu brand yang sempat viral dan terkenal adalah brand skincare lokal The Originote. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh viral marketing dan brand awareness terhadap keputusan pembelian produk The Originote. Populasi dalam penelitian ini adalah generasi Z pengguna produk The Originote di Bandar Lampung, dengan jumlah sampel 100 responden. Dalam menentukan sampel penelitian, peneliti menggunakan teknik non probability sampling dengan metode purposive sampling. Teknik pengumpulan data menggunakan kuesioner dengan skala likert, analisis dan uji statistik dalam penelitian ini menggunakan alat bantu program SPSS versi 26. Hasil uji statistik menunjukkan hasil bahwa pengujian Viral marketing berpengaruh positif dan signifikan terhadap keputusan pembelian produk The Originote. Kemudian, brand awareness berpengaruh positif dan signifikan terhadap keputusan pembelian produk The Originote. Dalam perspektif bisnis Islam, ditemukan jika produk The Originote dalam memasarkan produk nya telah menerapkan prinsip-prinsip kejujuran & transaparansi, tidak ada unsur manipulasi dan suka sama suka (ridho).
Accountability of Governance and Sustainable Development Goals (SDGs) on Economic Growth in Village Fund Management According to the Perspective of Islamic Economics
Fadhilah, Kharisma Nurul;
Suryanto, Tulus;
Syarif, Ahmad Hazas
Jurnal Indonesia Sosial Sains Vol. 6 No. 4 (2025): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia
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DOI: 10.59141/jiss.v6i4.1665
The purpose of this research is to investigate responsibility in the management of village funds from an Islamic viewpoint., covering the phases of preparation and execution, administrative record-keeping, and answerability reporting. This analysis aims to utilizes a qualitative descriptive approach approach using a case study method conducted in Sinar Rejeki Village, Jati Agung District, South Lampung Regency. The results suggest that the duty of overseeing village financial resources in Sinar Rejeki Village aligns with the regulations According to the Regulation of the Minister of Home Affairs No. 114 of 2014 and adheres to applicable Sharia principles. Therefore, based on egulation No 113 of 2014 from the Minister of Home Affairs, the Management of village funds planning in Sinar Rejeki Village is considered transparent and promotes active community participation.
Capital Market Integration: Palestine and Israeli Experience.
Suryanto, Tulus;
Abdul Hadi, Abdul Razak
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 7 No. 2 (2015)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA
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DOI: 10.15408/aiq.v7i2.1697
This study is driven by the motivation to examine the existence of probable equilibrium and dynamic relations between Palestine Stock Exchange (PEX) and Tel Aviv Stock Exchange (TASE). Within the framework of international trade theories, this study uses Engle-Granger Co-integration procedure as an estimation model employing monthly time series data during the observed period from January 1998 till February 2012. It was discovered that there is a significant equilibrium relationship between PEX and TASE, but no empirical evidence was found on the presence of dynamic relations between the two stock markets using Granger Causality tests. Meanwhile, analysis of dynamic interactions over post-sample period by Impulse-Response Functions and Variance Decomposition indicate that movements in TASE Index do influence the performance of PEX.DOI: 10.15408/aiq.v7i2.1697