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All Journal Jurnal Ilmiah Akuntansi dan Humanika EKSPANSI Jambura Accounting Review Jurnal Ekonomika Jurnal Ekonomika CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia EKONOMIKA45 Journal of Information Systems and Management Proceeding of The International Conference on Economics and Business Jurnal Manajemen Bisnis Kewirausahaan Jurnal Visi Manajemen (JVM) Proceedings of The International Conference on Business and Economics Cakrawala: Jurnal Pengabdian Masyarakat Global Jurnal Mahasiswa Manajemen dan Akuntansi Jurnal Manajemen dan Ekonomi Kreatif Jurnal Manajemen Dan Bisnis Ekonomi Indonesian Economic Review Master Manajemen Akuntansi dan Ekonomi Pajak: Perspektif Global Studia Ekonomika International Journal of Management, Accounting & Finance International Journal of Business, Marketing, Economics & Leadership International Journal of Business Law, Business Ethic, Business Communication & Green Economics (IJBGE) Journal of Economic and Leadership
Grace Yulianti
STIE Kasih Bangsa
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences

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Bridging the Gap: Exploring Borrowers' Perspectives on Peer-to-Peer Lending and Financial Literacy in Small Businesses Mohammad Chaidir; Grace Yulianti
Studia Ekonomika Vol. 23 No. 1 (2025): Januari: Studia Ekonomika
Publisher : STIE KASIH BANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70142/studiaekonomika.v23i1.274

Abstract

This qualitative literature review explores the perspectives of borrowers in small businesses regarding peer-to-peer (P2P) lending and financial literacy. It examines the growing importance of P2P lending as an alternative financing option for small businesses, especially in contexts with limited access to traditional financial institutions. The review highlights that while P2P lending offers flexibility and accessibility, borrowers' financial literacy remains a critical factor in ensuring successful engagement with these platforms. Limited financial knowledge can lead to poor decision-making and repayment challenges. This study underscores the need for financial education to bridge the gap, improve borrowers' decision-making processes, and enhance the overall effectiveness of P2P lending in supporting small business growth. The findings contribute to a deeper understanding of how financial literacy impacts borrowers' experiences with alternative financing models.
Reassessing Signaling Mechanisms in Entrepreneurial Fundraising: A Literature Review on the Role of Communication in Crowdfunding Success A. Sigit Pramono Hadi; Grace Yulianti
Akuntansi dan Ekonomi Pajak: Perspektif Global Vol. 2 No. 1 (2025): Februari: Akuntansi dan Ekonomi Pajak: Perspektif Global (AEPPG)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/aeppg.v2i1.818

Abstract

This qualitative literature review explores the signaling mechanisms and communication strategies that influence crowdfunding success in entrepreneurial fundraising. By examining the role of social proof, narrative framing, visual signals, and communication strategies, the review identifies key factors that enhance the effectiveness of crowdfunding campaigns. The findings highlight the importance of creating trust, emotional connections, and sustained engagement with backers through transparent and consistent communication. While signaling mechanisms such as social proof and compelling narratives have been shown to increase credibility, the review also emphasizes potential limitations, including cultural biases and resource constraints. The study contributes to a deeper understanding of how entrepreneurs can leverage communication strategies to maximize crowdfunding success and offers directions for future research on platform-specific and culturally diverse contexts.
Implementasi Forensik Digital dalam Hukum Syariah Grace Yulianti; Ngadi Permana
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i2.522

Abstract

This study aims to explore the application of digital forensics in the Sharia law system, focusing on the challenges and solutions that arise in the acceptance of digital evidence. Sharia law tends to prioritize physical evidence, such as witnesses and written documents, making abstract digital evidence face difficulties in being accepted. Key challenges include insufficient infrastructure, the misalignment between Sharia law principles and digital technology, and limited training for legal practitioners. However, there are opportunities to improve the acceptance of digital evidence through regulatory updates, intensive training, and the development of clear guidelines. The implementation of digital forensics can strengthen law enforcement, especially in cybercrime cases that are difficult to trace with traditional evidence.
The Impact of Digital Transformation on Corporate Financial Investments: A Literature Review Muhammad Rizal; Ruslaini Ruslaini; Grace Yulianti; Sri Utami Nurhasanah
Indonesian Economic Review Vol. 5 No. 1 (2025): Indonesian Economic Review
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v5i1.41

Abstract

This study investigates the influence of digital transformation on corporate financial investments using a qualitative literature review approach. Digital transformation significantly affects investment decision-making, capital allocation, and operational efficiency. The integration of findings from previous research reveals that digital technologies encourage companies to shift focus toward intangible assets such as information systems and data analytics. However, challenges like resource limitations and readiness for adoption persist. Furthermore, government policies and digital skill development are critical in facilitating this transition. The findings provide valuable insights for companies and policymakers to leverage digital technologies for enhancing efficiency and competitiveness in the digital era.
Pengungkapan Risiko Keamanan Siber: Dampaknya Terhadap Hubungan Pelanggan-Pemasok Dalam Rantai Pasok Perusahaan Mohamad Chaidir; Ngadi Permana; Grace Yulianti
Jurnal Visi Manajemen Vol. 10 No. 3 (2024): Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v10i3.586

Abstract

This study explores the impact of cybersecurity risk disclosure on customer-supplier relationships in corporate supply chains through a qualitative literature review approach. The findings reveal that transparency in cybersecurity risk disclosure enhances trust, relationship stability, and operational efficiency within supply chains. Conversely, a lack of disclosure or poor risk management can damage reputations, create uncertainty, and weaken collaboration between business partners. The study also highlights the importance of adequate regulations, risk mitigation strategies, and the adoption of new technologies in managing cybersecurity. While offering significant insights, this study has limitations, including reliance on secondary literature and variations in industry contexts. Future research is recommended to include empirical testing and the exploration of new technologies to strengthen cybersecurity risk management in supply chains.
Peran Stakeholder Dalam Mengukur Rente Ekonomi Perusahaan: Perspektif Baru Terhadap Keunggulan Kompetitif Grace Yulianti; Mohamad Chaidir; Farah Qalbia
Jurnal Visi Manajemen Vol. 11 No. 1 (2025): Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v11i1.596

Abstract

This study aims to explore the role of stakeholders in measuring a company's economic rent and its relationship with competitive advantage. Using a qualitative approach through a literature review, this research analyzes various perspectives and findings on how relationships with stakeholders can influence the creation and utilization of economic rent by companies. The main findings suggest that stakeholders play a crucial role in the value creation process, where effective relationships with both internal and external stakeholders can strengthen a company's competitiveness. This study also highlights the importance of holistic stakeholder management in facing increasingly complex competitive challenges. The findings offer new insights into the role of stakeholders in supporting a company's competitive advantage in a dynamic business environment.
Pembatasan Pekerjaan Dan Dampaknya Pada Karyawan Dengan Keterbatasan Opsi Karier Yessica Amelia; Grace Yulianti; Sri Utami Nurhasanah
Jurnal Visi Manajemen Vol. 11 No. 1 (2025): Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v11i1.598

Abstract

This study aims to explore the impact of job restrictions on employees with limited career options and the challenges faced by companies in addressing these issues. Using a qualitative literature review, the study found that job restrictions, such as non-compete agreements, can negatively impact employees with limited career options. These impacts include reduced job mobility, career stagnation, and lower income. However, companies can mitigate these effects by implementing fair and transparent policies and providing adequate support to employees. This research highlights the need for balancing corporate resource protection with employee career development to maintain long-term productivity and organizational sustainability.
Peran Kepemimpinan Diri dalam Meningkatkan Kemandirian dan Prestasi Akademik Mahasiswa di Lingkungan Kampus Grace Yulianti; A Sigit Hadi Pramono; Eka Wahyu Kasih
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 4 No. 1 (2025): April-September: JUMMA'45: Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v4i1.4130

Abstract

This study aims to explore the role of self-leadership in improving students' independence and academic achievement in the campus environment. The method used is a literature study by analyzing various literature related to the concept of self-leadership, its development strategies, and its impact on academic and non-academic aspects. The results of the study indicate that self-leadership contributes positively to students' ability to manage time, set goals, increase motivation, and develop independent learning habits through techniques such as goal setting, self-reward, and positive self-talk. In addition, the development of self-leadership skills has been shown to be an important foundation in forming students' attitudes of responsibility, self-confidence, and resilience in dealing with academic pressure. These skills also have an impact on improving students' achievement and readiness to face future challenges. This study provides recommendations for educational institutions to systematically integrate self-leadership training into the curriculum to support the development of students' character, independence, and career readiness in a sustainable manner.
Pengaruh Literasi Keuangan terhadap Keberlanjutan Bisnis UMKM di Indonesia Mohammad Chaidir; Grace Yulianti; Ruslaini Ruslaini
JUMBIWIRA : Jurnal Manajemen Bisnis Kewirausahaan Vol. 4 No. 1 (2025): April : Jurnal Manajemen Bisnis Kewirausahaan
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jumbiwira.v4i1.2079

Abstract

This study examines the impact of financial literacy on the business sustainability of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. MSMEs play a strategic role in the national economy but face challenges such as limited access to financing and suboptimal financial management. Financial literacy is key in helping MSMEs manage cash flow, access formal financial services, and make sound investment decisions. This research employs a literature review method to evaluate the relationship between financial literacy and MSME business sustainability. The findings reveal that financial literacy influences financial decision-making, enhances access to financing, and reduces financial risks. Additionally, aspects such as budget planning, debt management, and the use of financial technology significantly affect MSME sustainability. This study provides strategic recommendations, including implementing integrated financial literacy education programs utilizing digital technology and collaborating with financial institutions to support sustainable MSME growth.
Inovasi Strategi Pemasaran Berbasis Digital untuk Meningkatkan Daya Saing Perusahaan Grace Yulianti; Sigit Pramono; Seger Santoso
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 2 (2025): Juni: Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i2.4135

Abstract

Digital transformation has encouraged companies to adopt innovation in digital-based marketing strategies to increase competitiveness in an increasingly competitive and dynamic business era. This study examines in depth the role of innovation in digital marketing strategies, including the use of search engine optimization (SEO), social media marketing, interactive content, and the use of data analytics in marketing decision making. The method used is a literature review approach by reviewing various previous studies to identify key elements of an effective and adaptive digital marketing strategy. The results of the study indicate that the application of innovative digital technology can expand market reach, increase operational efficiency, strengthen customer engagement, and create a more personal and valuable customer experience. These findings underline the importance of continuous innovation, technology adaptation, and rapid response to digital market trends. Thus, this study provides practical guidance for companies in designing relevant, competitive, and future-oriented digital marketing strategies.
Co-Authors A. Sigit Pramono Hadi Amelia, Shinta Avip Elian Azhary, Cindy Aprillia Azhary, Sisca Aprillia Benardi Bernadi, Benardi Bethanya Sanggarwati Cahyatih Kumandang Chaidir, Mohamad Dadang Irawan Diani Austin Eka Wahyu Kasih Eri Kusnanto Fachry Abda El Rahman Farah Qalbia Gita Ayu Utari Kasih, Eka Wahyu Kusumah, Rengganis Ningrum Mia Christy Patricia Mohamad Chaidir Mohamad Chaidir Mohammad Chaidir Muhammad Rizal Naya Maharani, Elga Ngadi Permana Pitria, Pitria Ruslaini, Ruslaini Sara, Yuni Seger Santoso Shinta Amelia Sigit Pramono Sri Utami Nurhasanah Sri Utami Nurhasanah Tanti Sugiharti Widiya, Widiya Wijayanti, Fitri Ayu Kusuma Wijayanti Yessica Amelia Yuliani, Sulis