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All Journal INOTEKS : Jurnal Inovasi Ilmu Pengetahuan, Teknologi, dan Seni Jurnal Ekonomi Syariah Teori dan Terapan Jurnal EMT KITA Journal of Business and Behavioural Entrepreneurship Jurnal Pengembangan Wiraswasta Almana : Jurnal Manajemen dan Bisnis Journal of Enterprise and Development (JED) Global Financial Accounting Journal Journal of Management - Small and Medium Enterprises (SME's) EKOMABIS: Jurnal Ekonomi Manajemen Bisnis Jurnal Ekonomi Nanggroe: Journal Of Scholarly Service Jurnal Pengabdian Masyarakat Bangsa Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Riwayat: Educational Journal of History and Humanities Nanggroe: Journal of Scholarly Service Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat VIDHEAS: Jurnal Nasional Abdimas Multidisiplin Jurnal Pengabdian Sosial Moneter : Jurnal Ekonomi dan Keuangan JGEN : Jurnal Pengabdian Kepada Masyarakat Perwira Journal of Economics and Business (PJEB) Indonesia Bergerak: Jurnal Hasil Kegiatan Pengabdian Masyarakat Jurnal Pengabdian Cendekia Aksi Kita: Jurnal Pengabdian Kepada Masyarakat INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat
Dian Rachmawati Afandi
Universitas Pelita Bangsa
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Sosialisasi Manajemen Keuangan dan Financial Technology Pada UMKM Desa Sirnajaya Latif, Abdul; Aprinai, Erna; Prawitasari, Nining Yurista; Afandi, Dian Rachmawati; Sabilla, Akfika Rizky
JGEN : Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 5 (2025): JGEN : Jurnal Pengabdian Kepada Masyarakat, Oktober 2025
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/jgen.v3i5.1247

Abstract

Era digitalisasi pengelolaan keuangan dan Fintech sangat perlu diaplikasikan oleh UMKM, kemudahan transaksi dan pengelolaan keuangan yang tepat dapat mempengaruhi kinerja usaha serta keuangan yang sehat. Kususnya UMKM yang menjadi salah at kontribusi besar bagi pertumbuhan ekonomi dalam negeri. Kegiatan sosialisasi ini bertujuan untuk memberikan pemahaman pentingnya mengelola keuangan usaha dengan baik dan benar, serta dapat memanfaatkan fungsi dari perkembangan fintech untuk kemudahan dalam transaksi usaha sehingga dalam traksaksi usaha kususnya menjadi efesiensi. Kegiatan ini berlangsung di Aula Desa Sirnajaya, Kecamatan Serang Baru, Kabupaten Bekasi dengan peserta merupakan macam-macam UMKM local dengan metode pelaksanaan sosialosasi, praktek, dan pengarahan secara langsung. Hasil dari kegiatan sosialisasi menghasilkan kontribusi secara praktis bagi pelaku UMKM dari awalnya rata-rata tidak melakukan manajemen keuangan dalam proses keuangan dari hasil usaha, menjadi lebih edukasi akan pentingnya mengatur keuangan usaha dengan lebih cermat, fungsinya bisa meminimalkan risiko keuangan yang tidak terarah dan cash flow yang lebih sehat. Kemudian selanjutnya terkait penggunaan fintech dalam usaha rata-rata belum memakai teknologi keuangan, contohnya dalam pembayaran transaksi QRIS, setelah disosialisasi dengan studi kasus dan fakta dilapangan bahwa kemudahan traksaksi dengan Fintech dapat meningkatkan penjualan dengan lebih signifikan dalam kinerja UMKM, pengelolaan keuangan yang baik dan penggunaan fintech meningkatkan kinerja usaha.
Insurance Literacy Among Gen Z Women: Financial Literacy and Education Level as Mediating Variables Latif, Abdul; Apriani, Erna; Hartati, Nani; Afandi, Dian Rachmawati
Global Financial Accounting Journal Vol. 9 No. 2 (2025)
Publisher : Accounting Department, Faculty of Business and Management, Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/gfa.v9i2.11283

Abstract

Gen Z, as the demographic bonus generation, certainly has an important role to play. The number of independent women today can rival the number of male workers, making women a benchmark for economic growth. From this phenomenon, Gen Z women in Indonesia's journey towards a golden Indonesia in 2045 must understand and use insurance products for long-term protection. Based on this background, this study aims to examine several aspects: first, the direct role of financial literacy on insurance literacy; second, the direct Influence of financial literacy on Education level; third, the direct impact of Education level on insurance literacy; and fourth, the mediating role of Education level in the indirect relationship between financial literacy and insurance literacy. The research method employs a quantitative causal approach, with a sample of Gen Z women in Bekasi Regency using purposive sampling with 100 respondents. Data analysis techniques utilize SEM PLS (Structural Equation Modeling – Partial Least Squares) with the SmartPLS statistical tool. The results of the study found that financial literacy and Education level directly and significantly Influence insurance literacy. In contrast, financial literacy directly and significantly influences Education level, and Education level mediates the relationship between financial literacy and insurance literacy
How Entrepreneurial Competence and Leadership Style Affect Business Performance Yuningsih, Nining; Putra, Ilham Muhammad Mardi; Purnamasari, Pupung; Afandi, Dian Rachmawati
Almana : Jurnal Manajemen dan Bisnis Vol 8 No 2 (2024): August
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v8i2.2605

Abstract

This research is based on the importance of entrepreneurial skills and leadership style in influencing business performance, especially for women entrepreneurs. In the age of globalization and increasingly intense competition, women entrepreneurs must possess sufficient skills and apply efficient leadership styles in order to achieve the best business outcomes. The purpose of this study is to determine the extent to which entrepreneurial skills and leadership styles impact the business performance of women entrepreneurs. This study involved women entrepreneurs in Bekasi district with 100 respondents randomly selected as the research sample. Information was collected using a questionnaire and analyzed using the Smart PLS (Partial Least Squares) technique to test the research model and hypotheses. The analysis found that entrepreneurial ability and leadership style have a major impact on firm performance. The entrepreneurial capability has been shown to make a significant contribution to improving operational efficiency and the ability to innovate, while a flexible and inspiring leadership style is able to improve team motivation and performance. It was found that it is important for women entrepreneurs to develop appropriate competencies and leadership styles to support their business success.
Factor Analysis of Minimum Wage and Labor Force Participation Rate on Unemployment Rate in Indonesia Apriani, Erna; Afandi, Dian Rachmawati; Permana, Indra; Asmoro, Fachrial Banyu; Sabilla, Akfika Rizky
Riwayat: Educational Journal of History and Humanities Vol 8, No 2 (2025): April
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i2.45311

Abstract

The increasingly massive unemployment rate is a very bad condition for the domestic economy; the role of the government is very important in minimizing unemployment. This condition is a very heavy burden for the community and the government; if it continues, it will continue to impact the decline in people's purchasing power. From this background, the purpose of this research is to analyze directly the minimum wage variable and the level of labor force participation in the unemployment rate, as well as the direct effect of the minimum wage on labor force participation, then the indirect effect of the minimum wage on the unemployment rate through the mediation of the level of labor force participation. The data analysis method used in the research is path analysis on the minimum wage variable, unemployment rate, and labor force participation rate as intervening variables. The results showed that the direct relationship between minimum wage and labor force participation rate had no effect. The direct relationship between minimum wage and unemployment rate had no effect. The direct relationship between the labor force participation rate and the unemployment rate had a positive effect. The indirect relationship between minimum wage and unemployment rate by the mediation dimension of labor force participation rate did not mediate the two.
Financial Management Behavior: Case Study of Gen Z and Millennial Gen Bekasi Regency Latif, Abdul; Apriani, Erna; Afandi, Dian Rachmawati; Sabilla, Akfika Rizky
Riwayat: Educational Journal of History and Humanities Vol 8, No 1 (2025): Januari, Special Issue on "Educational design research for human beings learning
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i1.44095

Abstract

The role of Gen Z and Gen Millennials is vital as social capital, the financial behavior of Gen Z and Gen Millennials is an important capital in the future journey of the Indonesian economy, and the financial management behavior of Gen Z and Gen Millennials will have an impact on the level of education and finance, from this urgency the financial management behavior of Gen Z and Gen Millennials needs to be studied as an urgency in this study. The research objectives are formulated using specific objectives by analyzing the role of financial knowledge, personality traits, and education level in the financial management behavior of Gen Z and Gen Millennials. The data analysis method in this research is a quantitative approach. The analysis method uses Structural Equation Modeling (SEM) with SmartPLS software. The study samples were Gen Z and Gen Millennials in Bekasi Regency. The research sampling technique used purpose sampling with online and direct questionnaire techniques and interviews. The sample determined by the purpose sampling technique was 100 respondent samples. The results showed that the financial knowledge variable has no effect on financial management behavior, the personality traits variable has a significant effect on financial management behavior, and the level of education variable significantly affects the financial management behavior of Gen Z and Gen millennials in Bekasi Regency.
Assistance and Preparation of Excel-Based Financial Statements at Fenina Salon & Reflexology Latif, Abdul; Erna Apriani; Pupung Purnamasari; Dian Rachmawati Afandi; Fachrial Banyu Asmoro
Jurnal Pengabdian Cendekia Vol. 1 No. 2 (2025): Edisi Agustus
Publisher : PT Pustaka Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71417/jpc.v1i2.17

Abstract

Administrasi laporan keuangan meruapakan administrasi umum yang Sebetulnya dalam pelaksanaan sudah harus efesiensi dan efektif, kususnya pada pencatatan laporan keuangan sebagai administrasi umum pada pelaku usaha Fenina Salon & Reflexology sehingga pencatatan laporan keuangan menjadi efesiensi dan efektif. Latar belakan tersebut menjadi landasan tim PKM berupaya mendampingi dan membuat sistem laporan keuangan tersebut pada usaha Fenina Salon & Reflexology Jalan Hollywood Boulevard Ruko, Jl. Rodeo Drive No.27 Blok B6, Mekarmukti, Kec. Cikarang Utara, Kabupaten Bekasi, Jawa Barat 17530. Tujuan pada kegiatan PKM merupakan pendampingan dan pembuatan sistem laporan keuangan berbasis excel dalam implementasi ilmu pengetahuan pada Fenina Salon & Reflexology. Pelaksanaan kegiatan merupakan pendampingan dan pembuatan sistem laporan keuangan berbasis Microsoft excel. Hasil pada kegiatan memberikan dampat positif bagi administrasi keuanan Fenina Salon & Reflexology, sehingga pencatatan menjadi lebih efektif dan efesiensi, laporan keuangan yang simple dan mudah dipahami oleh pihak-pihak yang berkepentingan dalam proses pengawasan perkembangan usaha
Analisis Faktor Keberhasilan Usaha Waralaba Fried Chicke di Cikarang Utara: Analysis of Success Factors of Fried Chicke Franchise Business in Cikarang Utara Permana, Indra; Afandi, Dian Rachmawati; Ramadhan, Aditya
EKOMABIS: Jurnal Ekonomi Manajemen Bisnis Vol. 3 No. 01 (2022): Ekomabis Edisi Januari 2022
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/ekomabis.v3i01.210

Abstract

Penelitian ini dilatar belakangi oleh tingginya minat masyarakat terhadap makanan olahan ayam yaitu fried chicken. Fried chicken merupakan makanan yang banyak diminati oleh masyarakat, ini dibuktikan dengan meningkatnya pertumbuhan usaha fried chicken setelah peneliti melakukan pengamatan selama 4 tahun terakhir di Cikarang Utara. Penelitian ini bertujuan untuk menguji pengaruh motivasi, kreativitas dan inovasi terhadap keberhasilan usaha pada fried chicken yang berada di Cikarang Utara. Penelitian ini merupakan penelitian kuantitatif. Sumber data dalam penelitian ini yaitu data primer dan data sekunder. Metode pengambilan sampel yang digunakan adalah nonprobability sampling yaitu metode sampling jenuh dengan semua populasi dijadikan sebagai sampel, Sampel yang digunakan dalam penelitian ini sebanyak 80 pengusaha fried chicken di Cikarang Usaha. Metode pengumpulan data dalam penelitian ini menggunakan angket (kuesioner) dan observasi yang kemudian hasilnya akan di uji melalui uji validitas, uji reliabilitas, uji asumsi klasik, analisis regresi regresi linear berganda dan uji hipotesis. Hasil penelitian yang dilakukan menunjukkan bahwa variabel motivasi, kreativitas dan inovasi mempunyai pengaruh positif dan signifikan terhadap keberhasilan usaha pada fried chicken di Cikarang Utara. This research was motivated by the high public interest in processed chicken food, namely fried chicken. Fried chicken is a food that is in great demand by the public, this is evidenced by the increasing growth of fried chicken business after researchers made observations for the last 4 years in North Cikarang. This study aims to examine the influence of motivation, creativity and innovation on the business success of fried chicken in Cikarang Utara. This research is a quantitative study. Sources of data in this study are primary data and secondary data. The sampling method used was nonprobability sampling, namely saturated sampling method in which all populations were used as samples. The samples used in this study were 80 fried chicken entrepreneurs in Cikarang Utara. The data collection method in this study used a questionnaire and observation, then the results would be tested through validity, reliability, classical assumption tests, multiple linear regression analysis and hypothesis testing. The results of the research conducted showed that the variables of motivation, creativity and innovation had a positive and significant effect on the success of fried chicken in North Cikarang.
Interconnected economies: Assessing the impact of major global stock exchanges and macroeconomic factors on the Indonesian stock market Abdul Latif; Zulfa Zakiatul Hidayah; Dian Rachmawati Afandi
Journal of Enterprise and Development (JED) Vol. 6 No. 1 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i1.9463

Abstract

Purpose — The purpose of this study is to examine the influence of global stock exchanges indices—the Dow Jones Industrial Average (DJIA) index, the Shanghai Stock Exchange (SSE) index, and the Nikkei 225 (N225) index—and macroeconomic variables (exchange rate and inflation) on the movement of the Jakarta Composite Index (JCI).Method — The data analysis method used in this study is quantitative causality with the GARCH model technique. The samples include the JCI, global stock exchanges (DJIA, SSE, N225) indices, and macroeconomic variables (exchange rate, inflation) based on monthly secondary data from 2017 to 2022, encompassing 72 months of observation.Result — The results showed that the global stock market variables of the DJIA and the SSE indices had a significant positive effect, while the N225 index had a significant effect on the JCI. Regarding macroeconomic variables, the exchange rate had a significant negative effect, whereas inflation did not affect the JCI.Novelty  — The novelty of this research, compared to previous studies, lies in the more recent research period, which spans from 2017 to 2022, and the inclusion of inflation variables, which have not been explored in prior studies.
THE TRIPLE HELIX MODEL: UNIVERSITY-INDUSTRY-GOVERNMENT COLLABORATION AND ITS ROLE IN SMES INNOVATION AND DEVELOPMENT Adih Supriadi; Indra Permana; Dian Rachmawati Afandi; Edy Arisondha; Ani Kusumaningsih
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 9 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Triple Helix Model, fostering collaborative synergy among universities, industries, and government entities, emerges as a fundamental framework for propelling innovation and development within Small and Medium Enterprises (SMEs). This comprehensive literature review meticulously explores the model's historical evolution, delves into its theoretical underpinnings, and examines its practical applications in the unique context of Indonesian SMEs. Dissecting the nuanced roles played by universities, industries, and government entities underscores their collective contribution to shaping a knowledge-based society. A thorough examination of government initiatives, insightful case studies, and the integrative impact of the Triple Helix Model in SME development illuminate the transformative dynamics at play. The discussion extends to encompass methodologies for measuring impact, key performance indicators, and the nuanced influences of regional factors. Anticipated trends and forward-looking recommendations for future research and policy development underscore the model's pivotal role in steering the trajectory of SMEs in Indonesia, establishing them as indispensable contributors to the ever-evolving landscape of innovation and sustainable development.
Penyuluhan dalam Pemanfaatan E-Commerce Digital Wallet, dan Online Delivery di era digitalisasi Dian Rachmawati Afandi; Indra Permana; Dwi Astuti; Arif Widodo Nugroho
ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat Vol. 3 No. 1 (2025): Jurnal Pengabdian dan Kemitraan Masyarakat (ALKHIDMAH)
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/alkhidmah.v3i1.1262

Abstract

The research explores the role of digital wallets and online delivery services in enhancing the competitive edge of Micro, Small, and Medium Enterprises (MSMEs) amidst rapid digitalization. With the growing importance of social capital and technological adoption, MSMEs can expand their business reach and improve their performance. The study highlights the significant increase in digital wallet utilization in Indonesia, where numerous platforms like Gopay and OVO have gained traction. Challenges such as a lack of digital literacy among MSME owners hinder their ability to leverage e-commerce effectively. This project involved direct support and consultation for MSMEs, aiming to address their challenges and identify strategic solutions. Findings indicate improved customer engagement through digital marketing, which allows MSMEs to build brand awareness without the need for extensive resources. Ultimately, the study advocates for increased digital presence and adaptability among MSMEs to thrive in the evolving market landscape.
Co-Authors Aat Ruchiat Nugraha Abdul Latif Abdul Latif Adih Supriadi Adih Supriadi Ani Kusumaningsih Ani Kusumaningsih Aprilianti Aprinai, Erna Army Cahya Putra Rustamaji Daspar Daspar Dwi ASTUTI Dwi Astuti dwi wahyono Edy Arisondha Edy Arisondha Erna Apriani Fachrial Banyu Asmoro Fachrial Banyu Asmoro Filda Rahmiati Fiqih Maria Rabiatul Hariroh Hartati, Nani Hermiati, Novi Fitria Hidayah, Zulfa Zakiatul Indra Permana Indra Permana Indra Permana Indra Permana, Indra Isarianto, Isarianto Maha Putra Maryadi, Adi Muhamad Syahwildan Muhammad Ali Bin Syukur Muhammad Kosim MUHAMMAD KOSIM, MUHAMMAD Nana Putri Amelia Nining Yuningsih Nining Yurista Prawitasari, S.H.,M.H. Novi Fitria Hermiati Novita, Yulia Nugroho, Arif Widodo Prasetyo Hari Sandi Pupung Purnamasari Pupung Purnamasari Putra, Ilham Muhammad Mardi Ramadhan, Aditya Retno Purwani Setyaningrum Retno Puspitasari Sabilla, Akfika Rizky Surya Bintarti Widiastuti Widiastuti WIDYASTUTI wiji safitri Wiyarno, Wiyarno Zulfa Zakiatul Hidayah Zulfa Zakiatul Hidayah