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All Journal DE JURE International Journal of Nusantara Islam Hukum Islam Islam Futura Jurnal Ijtimaiyya Intizar An-Nisbah: Jurnal Ekonomi Syariah MIQOT: Jurnal Ilmu-ilmu Keislaman Falah : Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam deliberatif Economica: Jurnal Ekonomi Islam Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Khatulistiwa: Journal of Islamic Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam RELIGIA International Journal of Islamic Business and Economics (IJIBEC) Al-Maslahah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam International Journal of Economics Development Research (IJEDR) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal of Management - Small and Medium Enterprises (SME's) Jurnal Penelitian Jurnal Ilmiah Wahana Pendidikan Studi Ilmu Manajemen dan Organisasi Jurnal Ekonomi Share: Jurnal Ekonomi dan Keuangan Islam INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Indonesian Journal of Economics and Management AL-MASHALIH (Journal of Islamic Law) NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Proceeding of The International Conference on Economics and Business Journal of International Conference Proceedings Gemilang: Jurnal Manajemen dan Akuntansi Safari : Jurnal Pengabdian Masyarakat Indonesia Journal of Artificial Intelligence and Digital Business Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Nusantara Berbakti Tatar Pasundan: Jurnal Diklat Keagamaan Fastabiq: Jurnal Studi Islam Religia : Jurnal Ilmu-Ilmu Keislaman Jurnal Pengabdian Kepada Masyarakat Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat Jurnal Pengabdian Masyarakat Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian An-Nisbah: Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum JPS (Jurnal Perbankan Syariah) International Journal of Islamic Business and Economics (IJIBEC) Madania: Jurnal Kajian Keislaman Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis Journal of Islamic Law and Legal Studies TechComp Innovations: Journal of Computer Science and Technology Societal Serve: Journal of Community Engagement and Services
Ahmad Maulidizen
Sekolah Tinggi Ilmu Manajemen Dan Ilmu Komputer ESQ
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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BAY’ AL-ʻĪNAH: CONCEPT AND IMPLEMENTATION ACCORDING TO MAZHAB CONTEMPORARY SCHOLARS Maulidizen, Ahmad
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol 18, No 1 (2019)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (980.465 KB) | DOI: 10.18592/al-banjari.v18i1.2537

Abstract

Bay?u al-?inah merupakan akad jual beli yang menjadi perdebatan para ulama klasik dan kontemporer dari segi hukum dan pelaksanaannya. Hal tersebut mengharuskan adanya artikel yang menjelaskan konsep bay?u al-?inah untuk menentukan hukumnya. Dalam artikel ini penulis menjelaskan konsep, hukum dan aplikasi bay?u al-?inah menurut mazhab dan ulama kontemporer dengan menyatakan alasan-alasan mereka untuk memilih pendapat yang kuat. Para fuqaha sepakat mengharamkan bay?u al-??nah jika ada syarat ma?q?d ?alayh harus dijual kembali kepada penjual asalnya. Begitu juga jika terdapat petunjuk adanya ??lah melakukan rib? maka hukumnya juga adalah batal. Apa yang menjadi perdebatan fuqaha adalah apabila tidak ada syarat demikian dan tidak adanya pentujuk ??lah melakukan rib?. Dalam masalah ini penulis berpandangan bahwa akad bay?u al-?inah adalah haram jika niat melakukan rib? tidak dinyatakan dalam berkontrak. Namun, status akad tersebut adalah sah atau tidak batal selama tidak ada syarat mab?? harus dijual kembali kepada penjual asalnya dan tidak adanya di antara kedua belah pihak yang berakad untuk melakukan rib?. Ini karena dengan adanya niat, walaupun di luar akad maka niat melakukan rib? telah dinyatakan dan dapat membatalkan akad. Bay?u al-?inah is a buying and selling contract that became the debate of classical and contemporary scholars in terms of law and its implementation. Therefore, it is necessary to have an article describing the concept of bay?u al-?inah to determine the law of the bay?u al-?inah. In this paper, the author will explain the concepts, laws and applications of bay?u al-?inah according to contemporary schools and scholars by stating their reasons for choosing strong opinions. The fuqaha agree to forbid the bay?u al-?inah if there is a condition that ma?qud ?alayh must be resold to the seller of origin. Likewise, if there is a hint of the existence of ??lah do the usury then the law also is void. What is fuqaha debate is that if there is no such requirement and no referent. In this case, the author holds that the bay?u al-?inah contract is haram if the intention of doing usury is not stated in contract. However, the status of the contract is valid or not void as long as there is no requirement of mab?? to be resold to the original seller and the absence between the two parties who intend to do usury. This is because with the intention, although outside the contract, then the intention of usury has been declared and it can cancel the contract.
Migrasi dan Problematika Minoritas Muslim Maulidizen, Ahmad; Tirmidzi, Mamduh; Rizapoor, Habiburrahman
RELIGIA Vol 24 No 2: Oktober 2021
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v24i2.2653

Abstract

The issues surrounding Migration and the Problems of Muslim Minorities in the Modern World have become a hot topic of discussion and are constantly changing. This issue is fascinating, not only by Muslims but also by non-Muslims. The coverage of foreign (Western) media that always corners Islam (not individuals in Islam) and global terror events is very effective in changing a country’s policy to fight Islam. However, this does not mean that they (the West) are discriminatory actions against Muslims who live there. This study aims to review migration events and how the conditions of Muslim immigrants in Bali and several essential countries in Europe and Asia. This article is library research and empirical facts obtained from various current and reliable news sources. This event examines the extent of the fate of Muslim immigrants in multiple countries with different characters and critically examines how the policies of these countries impact Muslim minorities. In addition, a comparative study was also conducted on the condition of Muslim immigrants who became minorities in several countries with different backgrounds and characters. The results of this research are: First, Western countries highly uphold human rights. Some of the friction that occurs with the Muslim minority is a precautionary measure, not discrimination as is often presented to them. Second, the conflict between the Muslim minority and the local population is motivated by two factors (a) their ignorance of the real Islam and think that terrorist Islam is the same as King Salman’s in Saudi Arabia or Imām Khumaeni in Iran, and (b) improve security to protect the country and all its people from acts of terrorism. Third, discriminatory treatment occurs in the East World, China, Myanmar, Thailand, which are real examples that until now have not received a solution, even the United Nations has stated that the Rohingya are the most oppressed minority on earth.
Analisis Kritis Pembiayaan Murābaḥah di Keuangan Islam Modern Indonesia Ahmad Maulidizen
Jurnal Ilmiah Ekonomi Islam Vol 4, No 02 (2018): JIEI, Vol. 04, No. 02, 2018
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (639.41 KB) | DOI: 10.29040/jiei.v4i02.189

Abstract

Islamic banking in Indonesia has experienced significant growth, including assets, financing provided and the number of customers. In 2012-2017 Sharia bank financing 70-80% is given to the community by using the contract of murābaḥah, in the form of consumptive and productive. The activities of sharia banks should be guided by the National Sharia Council Fatwa in performing its functions optimally and implementing the Shari'a comprehensively. While murābaḥah financing is still reaping a variety of criticism from Islamic finance experts because there are provisions that are not in accordance with fiqh muamalat and also need to find solutions how to calculate the price and mark up allowed so that customers do not burden at a cost much more expensive than the interest applied in conventional banks. This is so that Sharia banks can compete with other banks. Therefore, this article will explain concept concept of murābaḥah conceptually and application in Bank Islam in Indonesia. The purpose of writing this article so that the implementation of the contract murābaḥah in Bank Syariah in Indonesia can be in accordance with the principles of sharia that put forward the principle of justice and no party is harmed. Saran sitasi: Maulidizen, A. (2018). Analisis Kritis Pembiayaan Murābaḥah di Keuangan Islam Modern Indonesia. Jurnal Ilmiah Ekonomi Islam, 4(2), 76-90. doi:http://dx.doi.org/10.29040/jiei.v4i2.189
Contemporary Study of Ihtikar According to Scholars and the Effect of ihtikar practices in the Economy Ahmad Maulidizen; Nur Atikah; Yuni Sahara
Jurnal Ilmiah Ekonomi Islam Vol 5, No 2 (2019): JIEI, Vol. 05 No. 02, 2019
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (474.711 KB) | DOI: 10.29040/jiei.v5i2.520

Abstract

Ihtikar is a sale and purchase transaction which fulfills the terms and conditions in the sale and purchase contract, but is included in prohibited transactions. In practice, many people are still confused about the ihtikar problem. There are differences regarding the law and the object of Ihikar as transactions that are prohibited from social and economic interests. Therefore, this article will explain the ihtikar law according to scholars and the impact of its application on the economy. This article is a central study with qualitative assessment, a method of collecting data with documentation originating from journals, books and other sources, which are then analyzed by inductive, deductive and comparative methods. The results of the study found that the verses and hadith raised in this paper textually prohibit the existence of ihtikar. Ihtikar law is haram if the goods stockpiled are needed by the community which results in price increases. When this happens, Islam allows for intervention in these economic activities by issuing policies and rules that affect normal prices
PEMIKIRAN DAN KONTRIBUSI TOKOH EKONOMI ISLAM KLASIK DAN KONTEMPORER Ahmad Maulidizen
deliberatif Vol 1 No 1 (2017): "deliberatif" Jurnal Ilmiah Hukum
Publisher : Fakultas Hukum Universitas Cut Nyak Dhien Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic economics is a science that combines economics with the principle of Sharia. The development of Islamic economic thought has begun from the time of the Prophet Muhammad. In writing this article aims to find out the economic scholars of Islam and their contribution in its development. The author distributes Islamic economic scholars in two categories Classical and Contemporary. In the classical Islamic economic scholars include; Zayd ibn ‘Alī, Abū Ḥanīfa, Abū Yūsuf, al-Ghazālī, Ibn Taimiyah, Ibn Khladun, Ibn Qayyim, Shah Wali Allāh al-Naḍwī, Muhammad Abduh and Muhammad Iqbal. When Contemporary Islamic economic scholars are distributed in 3 categories, Iqtiṣādunā (Baqir al-Sadr), Mainstream (Muhammad Abdul Mannan, Nejatullah Siddiqi, Syed Nawab Heider Naqvi and Monzer Kahf), and Alternative (Timur Kuran). Abstrak: Ekonomi Islam merupakan ilmu pengetahuan yang menggabungkan antara ilmu ekonomi dengan prinsip ajaran Syariah. Perkembangan pemikiran dan ilmu ekonomi Islam sudah bermula dari zaman Rasulullah SAW, Sahabat sampai saat ini. Dalam penulisan artikel ini bertujuan untuk mengetahui tokoh ekonomi Islam dan kontribusi mereka dalam pengembangannya. Penulis membagikan tokoh ekonomi Islam dalam dua kategori Klasik dan Kontemporer. Dalam tokoh ekonomi Islam Klasik, yaitu Zaid bin ʻAlī, Abū Ḥanīfah, Abū Yūsuf, al-Ghazālī, Ibn Taimiyah, Ibn Khladun dan Ibn Qayyim, Shah Wali Allāh al-Naḍwī, Muhammad Abduh dan Muhammad Iqbal. Manakala kategori tokoh ekonomi Islam Kontemporer dibagikan dalam 3 Kategori, Aliran Iqtisaduna (Baqir al-Sadr), Aliran Mainstream ( Muhammad Abdul Mannan, Nejatullah Siddiqi, Syed Nawab Heider Naqvi dan Monzer Kahf), dan aliran Alternatif (Timur Kuran).
Literature Study on Murābaḥah Financing in Islamic Banking in Indonesia Ahmad Maulidizen
Economica: Jurnal Ekonomi Islam Vol 9, No 1 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2018.9.1.2411

Abstract

Islamic banking in Indonesia has experienced significant growth, including assets, financing provided and the number of customers. Islamic bank financing 70-80% is given to the community by using the contract of murābaḥah, in the form of consumptive and productive. Islamic bank operations must be guided by Fatwa of the National Sharia Council in order to carry out its optimal function economically and to run the Shari'a comprehensively. Therefore, this article will explain the concept of murābaḥah conceptually and application in Islamic banking in Indonesia. The purpose of writing this article so that the implementation of Murābaḥah contract in Islamic Bank in Indonesia can be in accordance with the principles of Shari'a that put forward the principle of justice and no party is harmed.Perbankan syariah di Indonesia telah mengalami pertumbuhan yang signifikan, termasuk aset, pembiayaan yang diberikan dan jumlah pelanggan. Pembiayaan bank syariah 70-80% diberikan kepada masyarakat dengan menggunakan kontrak murābaḥah, dalam bentuk konsumtif dan produktif. Kegiatan bank syariah harus dipandu oleh Fatwa Dewan Syariah Nasional untuk menjalankan fungsi optimalnya secara ekonomis dan menjalankan syariat secara komprehensif. Oleh karena itu, artikel ini akan menjelaskan tentang konsep murābaḥah secara konseptual dan aplikasinya pada Bank Islam di Indonesia. Tujuan penulisan artikel ini agar pelaksanaan kontrak Murābaḥah di Bank Syariah di Indonesia dapat sesuai dengan prinsip syariah yang mengedepankan asas keadilan dan tidak ada pihak yang dirugikan.
Akad Murābaḥah; Konsep dan Pelaksanaan di Lembaga Keuangan Islam Modern Ahmad Maulidizen
Reslaj : Religion Education Social Laa Roiba Journal Vol 1 No 1 (2019): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (605.082 KB) | DOI: 10.47467/reslaj.v1i1.66

Abstract

Islamic banking in Indonesia has experienced significant growth, including assets, financing providedand the number of customers. Murābaḥah is the sale and purchase of goods at the original price with theagreed-upon profit. In murābaḥah the seller must tell the cost of the product he buys and determine anadditional level of profit. This research is a library research about the murābaḥah contract according tomuamalah fiqh and its application in modern Islamic financial institutions. Methods of collecting data indocumentation and various sources related to the murābaḥah contract are then analyzed inductively anddeductively. The results of the study are the murābaḥah foundation is the principle of buying and sellingwith a deferred payment system. Murābaḥah, as used in Sharia banking, is based on two main elements,namely the purchase price and related costs, and the agreement on mark-up (profit). Islamic banks adoptmurābaḥah to provide short-term financing to customers for the purchase of goods even though thecustomer does not have the money to pay. The murābaḥah financing portfolio in Islamic banks reaches 70-80%, but in practice there have never been any problems, including; collateral which is a problem of fiqh,risk dependency as a problem of the bank, bankruptcy and delay in payment are the problems of customers,and profits are too high, namely the problem of coming from the community. Therefore, Islamic banks mustmake improvements in the implementation to be in accordance with Sharia.Keyword : Murābaḥah, Financing Instruments, Modern Islamic Financing
THE URGENCY OF ISLAMIC LAW SOURCES KNOWLEDGE MAṢĀDIR AL-AḤKĀM AL-MUKHTALAF FĪHĀ ISTIṢAB, SADD AL-DZARĪ’A, AND QAUL AL-ṢAḤABĪ Ahmad Maulidizen
Hukum Islam Vol 18, No 2 (2018): Hukum Ekonomi dan Hukum Keluarga Syariah
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v18i2.6749

Abstract

This article is the writer’s team thinking result about the importance (urgency) of Islamic law or sharia sources Madasir al-Ahkam al-Mukhtalaf Fiha (ijtihad postulates which are disputed) which focused on Istishab, Sadd al-Dzari’a, and Qaul al-Sahabi. Nowadays, there are still many of Indonesian who are not understand well yet or even not understand at all about these Islamic law sources. This article uses data collection method by observation and library data which then analysed by using inductive, deductive, and comparative method. This article purposes to give knowledge to the readers about Istishab, Sadd al-Dzari’a, and Qaul al-Sahabi, which then can be applied in living their life as a Moslem.
A CRITICAL ANALYSIS OF ISLAM, ECONOMY AND FINANCE IN THE EARLY 21ST CENTURY AHMAD MAULIDIZEN
Hukum Islam Vol 17, No 2 (2017): Hukum Keluarga dan Ekonomi Syariah
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v17i2.4568

Abstract

Belief system that can be received well by humans, either worldly (secular) and the hereafter (hereafter oriented) has two specific characteristics. These characteristics are: first, the belief system is flexible to adapt to different places and times, but still able to maintain the value of its authenticity. If not, the belief system will be destroyed or can be fused with other systems. The second characteristic, the system is ideal, sometimes even Utopian (fantasy), and is also able to set the imperfections of human and can be applied in human life, such as politics and economics. So we will have a better view on a system that originated from medieval times to survive and advance rapidly in the global economy. This article will discuss the history and evolution of religion, encompass about the mechanisms of Islam that is able to adapt to changing times, and the adaptation of Islam to the modern financial and economic system.
IMPLEMENTATION OF RAHN IN SHARIA GOLD FINANCING AT MODERN ISLAMIC FINANCIAL INSTITUTIONS (CASE STUDY IN BANK BRI SYARIAH BRANCH OF PEKANBARU). AHMAD MAULIDIZEN
Hukum Islam Vol 18, No 1 (2018): HUKUM KELUARGA DAN EKONOMI SYARIAH
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v18i1.5220

Abstract

Islamic Financing Products have started to grow rapidly in the current banking and financial industry at this time. This situation can be seen through the increase of Islamic banking assets for several years, in addition to the inclusion of more institutions offering Islamic products. Sharia Gold Pawn Products is the delivery of marhun (collateral goods) from the rahin (customers using mortgage financing) to the bank as a guarantee of part or all of the debt. This research is field (field research) with data collection method through observation, interview and documentation study in data collection. The author concludes that the application of Rahn's contract on Sharia gold mortgage financing at Bank BRI Syariah has been in accordance with the National Sharia Board Fatwa and there are several things that must be improved so as not to conflict with Sharia principles
Co-Authors Abdul Haris Muctar Abdul Rochim Abdul Rochim Abdullayev, Kamran Ade Muhammad Zikril Hakim Afifah Zuhri, Nuha agung setiawan Akhadi, Heidy Al Hakim, Farrez Albaqi Adrianantama, Rofiano Alfriandra Hedza Ramadhan, Muhammad Ali Alatas Amriatus Safaah Amriatus Safaah Andri Mulyana Anggraini, Dedeh As Shofy, Muhammad Ulil Abshor Ashilah Raihanah Asis, Alfian Airlangga Aura Assyari, Adiva Awalia, Rabiatul Azhari Julian, Fajar Azzami, Muhammad Naufal Basuki, Latiffa Queen Azzahra Bin Mohamad, Mohammad Taqiuddin Chaerunisa, Niken Chakim, Abdul Danang Indrajaya Deswindi, Leli Dwitya Agustina Eka Pratiwi El Medinah, Syamsa Elshad, Elay Yusifli Erin Divas Ari Alawiyah Erza Sofian Fadilla Aliya Nuha Fahri Satyanto, Muhamad Fajar Julian Azhari Fitri Khoirunnisa Ganea, Ayi Guntur Dwi Wicaksono, Suciawan Habiburrahman Rizapoor Habiburrahman Rizapoor Hafidh Isman, Fadel Haris Muchtar, Abdul Haris Muctar, Abdul Hasan Abdul Azis Naibaho, Muhammad Hasbullah Hasbullah Hasby Fauzi, Muhammad Hayati, Setiyo Hazra, Savira Heristina Fitri Rukmana Iman, Muhammad Zailani Irwan Aufi Isman, Syahvina Bianca Isman, Syahvira Bainca Jasmine Pangestu Gilly Putri Jaya Jayanto Johari Johari Johari Johari Johari Joni Tamkin bin Borhan Khalisa Salma Khansa Ramadhan, Naurah Leonita Yolanda Limber, Umar MAGHFIRAH Maghfirah Maghfirah Maghfirah Maghfirah Mamduh Tirmidzi Mariah Mariah Mohammad Taqiuddin Bin Mohamad Mohammad Taqiuddin Mohammad Mohammad, Mohammad Taqiuddin Mohammad, Mohammad Taqiuddin Bin Muchtar, Abdul Haris Mugiyono Mugiyono Muhammad Hasan Abdul Azis Naibaho Muhammad Hasby Fauzi Muhammad Mikhail Khalifah Perdana Muhammad Rafi Thoriq Muhammad Rafi Thoriq Muji Astuti Nabila, Nida Naufal Kurniawan Nida Nabila Nisa, Tamara Alfira Nugraha, Risman Nuha Afifah Zuhri Nur Atikah Nur Rahmah Zakiyah Nurmughni Nabilatuzaman, Nada Nurullita, Henny Rachmat Hidayat Rafi Thoriq, Muhammad Rafidah, Siti Rahmah Zakiyah, Nur Raihanah, Ashilah Raisa Adila Raskya Khairunnisa Tojib, Hannah Risman Nugraha Riyad Ramadhan Rizapoor, Habiburrahman Roosiani, Aulia Puspita Safa'ah, Amriatus Safaah, Amriatus Sahida, Asphia Sain, Zohaib Hassan Salfadila, Nisrina Siti Julaeha, Lia Sujoko Winanto, Sujoko Syahrani, Hilda Ziradine Tirmidzi, Mamduh Yuni Sahara Yustriana Yustriana Zahra Febriyadiza Zailani Iman, Muhammad