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All Journal DE JURE International Journal of Nusantara Islam Hukum Islam Islam Futura Jurnal Ijtimaiyya Intizar An-Nisbah: Jurnal Ekonomi Syariah MIQOT: Jurnal Ilmu-ilmu Keislaman Falah : Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam deliberatif Economica: Jurnal Ekonomi Islam Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Khatulistiwa: Journal of Islamic Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam RELIGIA International Journal of Islamic Business and Economics (IJIBEC) Al-Maslahah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam International Journal of Economics Development Research (IJEDR) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal of Management - Small and Medium Enterprises (SME's) Jurnal Penelitian Jurnal Ilmiah Wahana Pendidikan Studi Ilmu Manajemen dan Organisasi Jurnal Ekonomi Share: Jurnal Ekonomi dan Keuangan Islam INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Indonesian Journal of Economics and Management AL-MASHALIH (Journal of Islamic Law) NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Proceeding of The International Conference on Economics and Business Journal of International Conference Proceedings Gemilang: Jurnal Manajemen dan Akuntansi Safari : Jurnal Pengabdian Masyarakat Indonesia Journal of Artificial Intelligence and Digital Business Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Nusantara Berbakti Tatar Pasundan: Jurnal Diklat Keagamaan Fastabiq: Jurnal Studi Islam Religia : Jurnal Ilmu-Ilmu Keislaman Jurnal Pengabdian Kepada Masyarakat Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat Jurnal Pengabdian Masyarakat Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian An-Nisbah: Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum JPS (Jurnal Perbankan Syariah) International Journal of Islamic Business and Economics (IJIBEC) Madania: Jurnal Kajian Keislaman Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis Journal of Islamic Law and Legal Studies TechComp Innovations: Journal of Computer Science and Technology Societal Serve: Journal of Community Engagement and Services
Ahmad Maulidizen
Sekolah Tinggi Ilmu Manajemen Dan Ilmu Komputer ESQ
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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STUDI PEMAHAMAN KONTEMPORER TENTANG NILAI-NILAI MORAL DALAM EKNOMI ISLAM Ahmad Maulidizen
Hukum Islam Vol 16, No 2 (2016): VOL 16 NO. 2 (2006) NOPEMBER 2016
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v16i2.2675

Abstract

Ada beberapa definisi dari perbankan syariah dalam arti sempit yaitu bebas bunga. meskipun melawan perintah riba adalah landasan keuangan Islam tapi perdebatan tentang kata "Riba" justru masih terus-menerus. sejak awal kedatangan Islam, mayoritas ulama telah mengadopsi definisi yang ketat dari riba, bahwa semua bentuk bunga dapat dikatakan riba. tetapi perdebatan terus berlangsung hingga sekarang. beberapa pendapat (termasuk tokoh seperti Mufti Mesir, Muhammad Sayyid Tantawi Atiyya) menolak definisi ini dan berpendapat bahwa Islam mentolerir tingkat bunga yang wajar. Oleh karena itu, artikel ini akan menjelaskan tentang riba dan signifikansi. kemudian akan menjelaskan tentang gharar (larangan riba yang mirip dengan masyarakat yang tidak diketahui juga, serta pendekatan agama dan sekelur pada isu-isu ini. Pada poin terakhir, akan dijelaskan pada riba perdebatan dan gharar dalam perspektif sejarah dan komparatif
A CRITICAL ANALYSIS OF ISLAM, ECONOMY AND FINANCE IN THE EARLY 21ST CENTURY Ahmad Maulidizen
Hukum Islam Vol 17, No 2 (2017): Hukum Keluarga dan Ekonomi Syariah
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v17i2.4984

Abstract

Sistem kepercayaan yang bisa diterima baik oleh manusia, baik duniawi (sekuler) dan akhirat (selanjutnya berorientasi) memiliki dua ciri khas. Ciri-ciri ini adalah: pertama, sistem kepercayaan fleksibel untuk beradaptasi dengan berbagai tempat dan waktu, namun tetap bisa menjaga nilai keasliannya. Jika tidak, sistem kepercayaan akan hancur atau bisa menyatu dengan sistem lain. Karakteristik kedua, sistem ini ideal, kadangkala bahkan Utopian (fantasi), dan juga mampu mengatur ketidaksempurnaan manusia dan bisa diterapkan dalam kehidupan manusia, seperti politik dan ekonomi. Jadi kita akan memiliki pandangan yang lebih baik mengenai sistem yang berasal dari abad pertengahan untuk bertahan dan maju dengan cepat dalam ekonomi global. Artikel ini akan membahas sejarah dan evolusi agama, Islam dan adaptasi Islam terhadap sistem keuangan dan ekonomi modern.
APLIKASI PEMBIAYAAN MODAL KERJA MURABAHAH BI AL-WAKALAH PADA BANK MUAMALAT INDONESIA CABANG SUNGKONO SURABAYA Ahmad Maulidizen; Joni Tamkin bin Borhan
Islam Futura Vol 16, No 1 (2016): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v16i1.740

Abstract

Islamic financing products have been growing rapidly in the banking and financial industry recently. This situation can be seen through the growing number of Islamic banking assets only in several years. Besides, there is also significant growing number of institutions that offer products according to Islamic systems. Murabahah financing products according to Ibn al-Humam is a contract of delivery of goods owned and sold by a person, based on the original price stated in the first contract that increase the profits and declared to the buyer. This study aims to determine the application of working capital financing murabahah bi al-wakalah Bank Muamalat Indonesia Branch Sungkono Surabaya according to Fatwa DSN No. 04 / DSN-MUI / IV / 2000 and Bank Indonesia regulation no. 7/46 / PBI / 2005. In this research the author employed several methods to collect the data including observation, interview and documentation. The author concludes that the implementation of working capital financing murabaha bi al-wakalah at Bank Muamalat Indonesia Branch Sungkono Surabaya is in accordance with the Fatwa DSN No. 04 / DSN-MUI / IV / 2000 and Bank Indonesia regulation no. 7/46 / PBI / 2005.
PENJADWALAN ULANG PEMBIAYAAN MIKRO MURĀBAḤAH DI BANK SYARIAH MANDIRI CABANG DUMAI PROVINSI RIAU Ahmad Maulidizen; Mohammad Taqiuddin Bin Mohamad
Islam Futura Vol 17, No 1 (2017): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v17i1.1636

Abstract

This research is analyzing implementation of the rescheduling in Murābaḥah micro financing at Bank Shariah Mandiri, Indonesia. It was found that many Islamic banks in Indonesia are experiencing problems because of non-performing financing and can degrade the performance of the bank. Therefore, the bank implemented the rescheduling of non-performing Murābaḥah micro financing not to exceed a predetermined rate of Bank Indonesia at 5%. This research was conducted to find out more about the legal implementation of rescheduling in Murābaḥah micro financing at Bank Shariah Mandiri Branch Dumai. The reserach used data collection methods by observation, interview and library data then analyzed using the inductive, deductive and comparative. The research found that the implementation of rescheduling in Murābaḥah micro-financing at Bank Shariah Mandiri Branch Dumai is not fully in line with the Shariah because there is an Islamic ruling of Syariah National Board of Indonesia that have not been implemented, which the bank parties have been still burdening customers other than the actual cost.
Analisis Kritikal terhadap Penyaluran Dana Talangan Haji pada Bank Mega Syariah Cabang Pekanbaru Ahmad Maulidizen
Intizar Vol 23 No 2 (2017): Intizar
Publisher : Pusat Penelitian dan Penerbitan Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/intizar.v23i2.2161

Abstract

Dana talangan haji merupakan pembiayaan dengan menggunakan akad qarḍ atau ijārah yang diberikan kepada calon jamaah haji dalam upaya memperoleh nomor porsi haji atau Biaya Perjalanan Ibadah Haji (BPIH). Aplikasi produk ini memberikan kesan positif dan negatif, sehingga diperlukan ditinjau ulang mengenai keabsahan produk dan akibat yang ditimbulkan dalam pelaksanaannya. Hasil penelitian menunjukkan bahwa program ini memberikan dampak positif dan negatif, antaranya; (1) Nasabah dijamin bisa mendapatkan kursi haji dengan cepat, meskipun dari dana mereka tidak tidak mencukupi pembayaran biaya perjalanan haji, (2) Mencairkan dana secara mendesak bagi nasabah yang dananya masih belum bisa dicairkan dalam waktu cepat meskipun masih dalam bentuk deposito; (3) Proses pemberian dana talangan haji relatif cepat, sehingga keberangkatan ibadah haji dapat terencana dan tidak menunggu lama; (4) Fee atau ujrah (uang administrasi) yang diberikan relatif murah; (5) nasabah hanya membayar produk dari pinjaman; (6) Nasabah dapat mengansur setiap bulan atau bisa juga dibayar sekaligus sampai akhir pembayaran. Darii sisi negatif, ia bisa saja dianggap sebagai bagian dari fatḥ al-dzari‘ah (membuka pintu bahaya) dan mendatangkan bahaya (mafsadah/ muḍarat). Ditinjau dari Hukum Islam, keabsahan akadnya yang sangat riskan menjatuhkan kepada riba tersembunyi, karena dalam akad ini terjadi penggabungan antara akad al-qarḍ dan al-ijārah dengan mensyaratkan adanya tambahan imbalan sebagai jasa, bahkan tambahan tersebut besarnya tergantung pada jumlah pinjaman dan lamanya masa pinjaman.
Aplikasi Gadai Emas Syari’ah: Studi Kasus Pada BRI Syari’ah Cabang Pekanbaru Ahmad Maulidizen
Falah: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): Februari
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v1i1.2698

Abstract

Aplikasi Gadai Emas Syari’ah: Studi KasusPada BRI Syari’ah Cabang PekanbaruAhmad MaulidizenProgram Magister Ekonomi Islam,Universiti Malaya, MalaysiaE-mail: ahmadzen682@gmail.comABSTRAKProduk Pembiayaan Secara Islam telah mulai berkembang pesat dalam arus industri perbankan dan keuangan pada masa ini. Keadaan ini diantaranya dapat dilihat melalui pertambahan aset perbankan Islam beberapa tahun, disamping penyertaan lebih banyak isntitusi yang menawarkan produk secara Islam. Produk Gadai Emas Syariah adalah penyerahan marhun (barang jaminan) dari rahin (nasabah yang menggunakan pembiayaan gadai) kepada bank sebagai jaminan sebagian atau seluruh hutang. Penelitian ini bertujuan untuk mengetahui aplikasi pembiayaan gadai emas syariah pada Bank BRI Syariah cabang pekanbaru menurut perspektif fatwa DSN No.25 dan 26/DSN-MUI/III/2002. Dengan menggunakan pendekatan lapangan (field research) dan metode observasi, wawancara dan studi dokumentasi dalam pengumpulan data. Penulis berkesimpulan bahwa pelaksanaan pembiayaan gadai emas syariah pada Bank BRI Syariah cabang Pekanbaru telah sesuai dan ada beberapa hal yang harus dilakukan perbaikan agar tidak bertentangan dengan prinsip syariah.Kata kunci: Pembiayaan Gadai Emas, Bank Syariah, dan Fatwa DSN
Bahasa Inggris Ahmad Maulidizen
Religia Vol 22 No 2: Oktober 2019
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v22i2.2067

Abstract

Business is a sector that is practiced by everyone, one reason why many people who are struggling in this sector is driven by their desire to live in prosperity. There is a lot of understanding out there that says that business ethics don't have to be involved, because it will hinder income be earned. This research is a research library with descriptive approaches, which are describing the analysis of Business Ethics: Analysis Of Al-Ghazali's Economic Thought With Sufism Approach. The method of collecting data in this study is documentation, journals and books. Then analyzed using content analysis, which is by analyzing the library data that is descriptive or scientific analysis of the message premise. Data analysis methods are deductive, inductive and comparative. understanding of Al-Ghazali (450-505) regarding the function of ethics in business. According to him, ethics is very important to be included in business activities. We find many ideas like this in some of the phenomenal works, especially in the book Ihya Ulum al-Din. In that case the writer tries to trace some works related to his thoughts, with great hope that he will get the whole idea about ethics in business
Migrasi dan Problematika Minoritas Muslim Ahmad Maulidizen; Mamduh Tirmidzi; Habiburrahman Rizapoor
Religia Vol 24 No 2 (2021): Author geographical coverage: Yaman, Indonesia, and Afganistan
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v24i2.2653

Abstract

The issues surrounding Migration and the Problems of Muslim Minorities in the Modern World have become a hot topic of discussion and are constantly changing. This issue is fascinating, not only by Muslims but also by non-Muslims. The coverage of foreign (Western) media that always corners Islam (not individuals in Islam) and global terror events is very effective in changing a country’s policy to fight Islam. However, this does not mean that they (the West) are discriminatory actions against Muslims who live there. This study aims to review migration events and how the conditions of Muslim immigrants in Bali and several essential countries in Europe and Asia. This article is library research and empirical facts obtained from various current and reliable news sources. This event examines the extent of the fate of Muslim immigrants in multiple countries with different characters and critically examines how the policies of these countries impact Muslim minorities. In addition, a comparative study was also conducted on the condition of Muslim immigrants who became minorities in several countries with different backgrounds and characters. The results of this research are: First, Western countries highly uphold human rights. Some of the friction that occurs with the Muslim minority is a precautionary measure, not discrimination as is often presented to them. Second, the conflict between the Muslim minority and the local population is motivated by two factors (a) their ignorance of the real Islam and think that terrorist Islam is the same as King Salman’s in Saudi Arabia or Imām Khumaeni in Iran, and (b) improve security to protect the country and all its people from acts of terrorism. Third, discriminatory treatment occurs in the East World, China, Myanmar, Thailand, which are real examples that until now have not received a solution, even the United Nations has stated that the Rohingya are the most oppressed minority on earth.
Ibn Khaldun's Economic Thought; The Fair Tax And Its Relevance To The Modern Economy: Islamic Economics; Economic Thought; Modern Economy; Fair Tax Management Ahmad Maulidizen
International Journal of Islamic Business and Economics (IJIBEC) Vol. 3 No. 2 (2019): IJIBEC VOL. 3 NO. 2 DECEMBER 2019
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v3i2.1661

Abstract

This research is motivated by Ibn Khaldun's thoughts on taxes. According to Ibn Khaldun, if the tax is too low, the government cannot carry out its function, if the tax is too high, the fiscal pressure becomes too strong, so the profits of traders and producers decrease and their incentives to work are lost. The purpose of this study is to find out the concept of tax management that is fair to Ibn Khaldun's perspective in order to build a modern economy that is just and to know how the relevance of taxes according to Ibn Khaldun with today's modern economy. This research method uses library research methods with a type of descriptive qualitative research. The data source consists of the Muqaddimah as a primary source, work or theory that discusses primary material as a secondary and complementary material from primary and secondary materials as tertiary materials. The approach in this study is a historical and philosophical approach. The method of data collection uses existing literature and analysis of data used by analysis and hermeneutical content. This study concludes that the concept of a fair tax perspective Ibn Khaldun is a tax drawn from taxpayers in accordance with the ability of taxpayers to pay it and tax withdrawal money must be used properly and fairly, according to Ibnu Khaldun when the tax burden is light, people have incentives to try to be more active. Therefore, the business world is developing, which leads to greater satisfaction among the people because of the low tax burden, while tax revenues will also increase, judging from the overall source of tax land, Ibn Khaldun's thinking about taxes is very relevant when applied to modern economic conditions nowadays, where the economic conditions are less stable, the condition of society is increasingly difficult, the prices of expensive necessities of life add to the difficulties of people's lives.
The Concept and Implementation of Al-Nahyu in Contemporary Islamic Law Determination AHMAD MAULIDIZEN
Al-Maslahah : Jurnal Ilmu Syariah Vol 15, No 2 (2019)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (433.15 KB) | DOI: 10.24260/al-maslahah.v15i2.1253

Abstract

Ushul Fiqih merupakan dasar dari ilmu fiqih, yang berperan sebagai pondasi dalam menentukan hukum, klasifikasi argumentasi serta situasi dan kondisi yang melatar belakangi adanya dalil-dalil. Di dalam pembahasan Ushul fiqh terdapat al-Nahyu, yang memiliki makna larangan dalam melakukan suatu hal yang dilarang oleh Syariat. Artikel ini akan membahas tentang konsep al-Nahyu dan implementasinya dalam menetapkan hukum Islam. Tujuan pembahasan ini , adalah untuk memahami cara penetapan hukum Islam sesuai dengan yang telah ditetapkam oleh ulama ushul fiqh dalam memahami al-Quran dan Hadith. Artikel ini merupakan kajian pustaka yang menggunakan metode pengumpulan data secara dokumentasi yang berasal dari bahan rujukan yang berkaitan seperti buku, jurnal dan lain-lain. Kemudian di analisis secara deduktif, induktif dan komparatif. Ada Ketentuan Larangan: Nahi menunjukkan bahwa undang-undang melakukan tindakan yang dilarang kecuali ada indikasi yang menunjukkan undang-undang lain, larangan menunjukkan fasad (rusak) dari tindakan yang dilarang jika dilakukan, Nahi menunjukkan haram, Nahi menunjukkan larangan sesuatu, perintah untuk lawannya, Nahi menunjukkan larangan mutlak, Nahi menunjukkan larangan ibadah, Nahi menunjukkan larangan di mu'amalah.
Co-Authors Abdul Haris Muctar Abdul Rochim Abdul Rochim Abdullayev, Kamran Ade Muhammad Zikril Hakim Afifah Zuhri, Nuha agung setiawan Akhadi, Heidy Al Hakim, Farrez Albaqi Adrianantama, Rofiano Alfriandra Hedza Ramadhan, Muhammad Ali Alatas Amriatus Safaah Amriatus Safaah Andri Mulyana Anggraini, Dedeh As Shofy, Muhammad Ulil Abshor Ashilah Raihanah Asis, Alfian Airlangga Aura Assyari, Adiva Awalia, Rabiatul Azhari Julian, Fajar Azzami, Muhammad Naufal Basuki, Latiffa Queen Azzahra Bin Mohamad, Mohammad Taqiuddin Chaerunisa, Niken Chakim, Abdul Danang Indrajaya Deswindi, Leli Dwitya Agustina Eka Pratiwi El Medinah, Syamsa Elshad, Elay Yusifli Erin Divas Ari Alawiyah Erza Sofian Fadilla Aliya Nuha Fahri Satyanto, Muhamad Fajar Julian Azhari Fitri Khoirunnisa Ganea, Ayi Guntur Dwi Wicaksono, Suciawan Habiburrahman Rizapoor Habiburrahman Rizapoor Hafidh Isman, Fadel Haris Muchtar, Abdul Haris Muctar, Abdul Hasan Abdul Azis Naibaho, Muhammad Hasbullah Hasbullah Hasby Fauzi, Muhammad Hayati, Setiyo Hazra, Savira Heristina Fitri Rukmana Iman, Muhammad Zailani Irwan Aufi Isman, Syahvina Bianca Isman, Syahvira Bainca Jasmine Pangestu Gilly Putri Jaya Jayanto Johari Johari Johari Johari Johari Joni Tamkin bin Borhan Khalisa Salma Khansa Ramadhan, Naurah Leonita Yolanda Limber, Umar MAGHFIRAH Maghfirah Maghfirah Maghfirah Maghfirah Mamduh Tirmidzi Mariah Mariah Mohammad Taqiuddin Bin Mohamad Mohammad Taqiuddin Mohammad Mohammad, Mohammad Taqiuddin Mohammad, Mohammad Taqiuddin Bin Muchtar, Abdul Haris Mugiyono Mugiyono Muhammad Hasan Abdul Azis Naibaho Muhammad Hasby Fauzi Muhammad Mikhail Khalifah Perdana Muhammad Rafi Thoriq Muhammad Rafi Thoriq Muji Astuti Nabila, Nida Naufal Kurniawan Nida Nabila Nisa, Tamara Alfira Nugraha, Risman Nuha Afifah Zuhri Nur Atikah Nur Rahmah Zakiyah Nurmughni Nabilatuzaman, Nada Nurullita, Henny Rachmat Hidayat Rafi Thoriq, Muhammad Rafidah, Siti Rahmah Zakiyah, Nur Raihanah, Ashilah Raisa Adila Raskya Khairunnisa Tojib, Hannah Risman Nugraha Riyad Ramadhan Rizapoor, Habiburrahman Roosiani, Aulia Puspita Safa'ah, Amriatus Safaah, Amriatus Sahida, Asphia Sain, Zohaib Hassan Salfadila, Nisrina Siti Julaeha, Lia Sujoko Winanto, Sujoko Syahrani, Hilda Ziradine Tirmidzi, Mamduh Yuni Sahara Yustriana Yustriana Zahra Febriyadiza Zailani Iman, Muhammad