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All Journal DE JURE International Journal of Nusantara Islam Hukum Islam Islam Futura Jurnal Ijtimaiyya Intizar An-Nisbah: Jurnal Ekonomi Syariah MIQOT: Jurnal Ilmu-ilmu Keislaman JURNAL PENELITIAN Falah : Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam deliberatif Economica: Jurnal Ekonomi Islam Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Khatulistiwa: Journal of Islamic Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam RELIGIA International Journal of Islamic Business and Economics (IJIBEC) Al-Maslahah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam International Journal of Economics Development Research (IJEDR) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal of Management - Small and Medium Enterprises (SME's) Jurnal Penelitian Jurnal Ilmiah Wahana Pendidikan Studi Ilmu Manajemen dan Organisasi Jurnal Ekonomi Share: Jurnal Ekonomi dan Keuangan Islam INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Indonesian Journal of Economics and Management AL-MASHALIH (Journal of Islamic Law) NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Proceeding of The International Conference on Economics and Business Journal of International Conference Proceedings Gemilang: Jurnal Manajemen dan Akuntansi Safari : Jurnal Pengabdian Masyarakat Indonesia Journal of Artificial Intelligence and Digital Business Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Nusantara Berbakti Tatar Pasundan: Jurnal Diklat Keagamaan Fastabiq: Jurnal Studi Islam Religia : Jurnal Ilmu-Ilmu Keislaman Jurnal Pengabdian Kepada Masyarakat Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat Jurnal Pengabdian Masyarakat Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian An-Nisbah: Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum International Journal of Islamic Business and Economics (IJIBEC) Madania: Jurnal Kajian Keislaman
Ahmad Maulidizen
Sekolah Tinggi Ilmu Manajemen Dan Ilmu Komputer ESQ
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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Tinjauan Hukum Islam terhadap Denda Penjadwalan Ulang Pembiayaan Mikro Murabahah di Bank Syariah Mandiri Cabang Dumai Provinsi Riau Ahmad Maulidizen
Jurnal Penelitian Vol 12, No 2 (2018): JURNAL PENELITIAN
Publisher : LP2M IAIN kUDUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jp.v12i2.3280

Abstract

Many Syariah banks in Indonesia are experiencing problematic financing because customers can not pay their debt installments, then the bank takes the settlement step by rescheduling the debt installment. In the process the bank charges a fee to the customer and this incriminates the customer. This research was conducted to analyze Islamic law against the cost charged to the customers in the process of rescheduling micro murabahah financing conducted by Bank Syariah Mandiri Branch Dumai Riau Province. This research uses data collection method with observation method, interview and library data, then analyzed by using inductive, deductive and comparative method. The results of this study conclude that the cost of micro-financing rescheduling in Bank Syariah Mandiri Branch Dumai Riau Province is not fully in accordance with Fatwa of Shariah and National Shari'ah Council Fatwa that has not been implemented, ie the bank charges the customer in rescheduling in addition to the actual cost required for the rescheduling process. And the authors provide suggestions for improving this by (1) providing the time period so that the customer can afford to pay, (2) the conversion of the financing contract of the murabahah to qard financing, and (3) rescheduling by charging real costs at no cost others.
Aplikasi Gadai Emas Syari’ah: Studi Kasus Pada BRI Syari’ah Cabang Pekanbaru Ahmad Maulidizen
Falah: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): Februari
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v1i1.2698

Abstract

Aplikasi Gadai Emas Syari’ah: Studi KasusPada BRI Syari’ah Cabang PekanbaruAhmad MaulidizenProgram Magister Ekonomi Islam,Universiti Malaya, MalaysiaE-mail: ahmadzen682@gmail.comABSTRAKProduk Pembiayaan Secara Islam telah mulai berkembang pesat dalam arus industri perbankan dan keuangan pada masa ini. Keadaan ini diantaranya dapat dilihat melalui pertambahan aset perbankan Islam beberapa tahun, disamping penyertaan lebih banyak isntitusi yang menawarkan produk secara Islam. Produk Gadai Emas Syariah adalah penyerahan marhun (barang jaminan) dari rahin (nasabah yang menggunakan pembiayaan gadai) kepada bank sebagai jaminan sebagian atau seluruh hutang. Penelitian ini bertujuan untuk mengetahui aplikasi pembiayaan gadai emas syariah pada Bank BRI Syariah cabang pekanbaru menurut perspektif fatwa DSN No.25 dan 26/DSN-MUI/III/2002. Dengan menggunakan pendekatan lapangan (field research) dan metode observasi, wawancara dan studi dokumentasi dalam pengumpulan data. Penulis berkesimpulan bahwa pelaksanaan pembiayaan gadai emas syariah pada Bank BRI Syariah cabang Pekanbaru telah sesuai dan ada beberapa hal yang harus dilakukan perbaikan agar tidak bertentangan dengan prinsip syariah.Kata kunci: Pembiayaan Gadai Emas, Bank Syariah, dan Fatwa DSN
The Concept Of Qaṭ’ī Dalālah: Definition, Laws, And Perceived Conflict Ahmad Maulidizen; Eka Pratiwi
Khatulistiwa Vol 10, No 1 (2020): Volume 10 Number 1 March 2020
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (519.575 KB) | DOI: 10.24260/khatulistiwa.v10i1.1689

Abstract

In terms of methods of discovering Islamic law, experts formulated 3 methods, namely: linguistic interpretation methods, kaukasi methods and theological methods. The mention of the method of discovery of the first type of law as bayani reasoning means that the discussion is more focused on text, in this case the text is Arabic. This method is a method of legal discovery by interpreting or interpreting existing Islamic legal texts, namely the Quran and hadith. Urgency of sharia is based on the understanding of the verses (verses) of the law in the Qur'an and hadith, the process of decomposition, deepening, and formulation of the law based on a collection of sources from the Qur'an and Hadith. Clear Lafaz is a clear explanation its designation of the intended meaning without requiring an outside explanation. Lafaz, whose meaning is clear, there are 2 opinions, the first is the opinion of the jumhur ulama or mutakallimun, explaining that the meaning of Lafaz is divided into three levels, namely Nash, Zahir and Mujmal. While other opinions, namely opinions from the Hanafi. Lafaz which is clear according to hanafiyah there are 4 kinds, namely: zahir, nash, mufassar and muhkam
Al-Nahyu; Concept and Implementation in Islamic law Determination Ahmad Maulidizen; Asphia Sahida
Khatulistiwa Vol 9, No 1 (2019): Volume 9 Number 1 March 2019
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1337.103 KB) | DOI: 10.24260/khatulistiwa.v9i1.1270

Abstract

Usul Fiqh is the basis of the science of jurisprudence, which acts as a foundation in determining the law, classification of arguments as well as situations and conditions behind the existence of arguments. In the discussion of the Usul fiqh there is al-Nahyu, which has the meaning of prohibition in doing something that is prohibited by the Shari'a. This article will discuss the concept of al-Nahyu and its implementation in establishing Islamic law. The purpose of this discussion is to understand the way in which Islamic law is determined in accordance with what has been stated by ushul fiqh scholars in understanding the Koran and Hadith. This article is a literature study that uses the method of collecting data in documentation that comes from related reference materials such as books, journals and others. Then it is analyzed deductively, inductively and comparatively. There are Devision of Prohibition: Nahi shows that the law commits prohibited acts unless there are indications that indicate other laws, a prohibition on showing a facade (damaged) of an act that is prohibited if done, Nahi shows haram, Nahi shows a ban on something, an order for his opponent, Nahi shows an absolute prohibition, Nahi shows the prohibition on worship, Nahi shows a ban in mu'amalah.
Bahasa Inggris Ahmad Maulidizen
Religia Vol 22 No 2: Oktober 2019
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v22i2.2067

Abstract

Business is a sector that is practiced by everyone, one reason why many people who are struggling in this sector is driven by their desire to live in prosperity. There is a lot of understanding out there that says that business ethics don't have to be involved, because it will hinder income be earned. This research is a research library with descriptive approaches, which are describing the analysis of Business Ethics: Analysis Of Al-Ghazali's Economic Thought With Sufism Approach. The method of collecting data in this study is documentation, journals and books. Then analyzed using content analysis, which is by analyzing the library data that is descriptive or scientific analysis of the message premise. Data analysis methods are deductive, inductive and comparative. understanding of Al-Ghazali (450-505) regarding the function of ethics in business. According to him, ethics is very important to be included in business activities. We find many ideas like this in some of the phenomenal works, especially in the book Ihya Ulum al-Din. In that case the writer tries to trace some works related to his thoughts, with great hope that he will get the whole idea about ethics in business
Migrasi dan Problematika Minoritas Muslim Ahmad Maulidizen; Mamduh Tirmidzi; Habiburrahman Rizapoor
Religia Vol 24 No 2 (2021): Author geographical coverage: Yaman, Indonesia, and Afganistan
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v24i2.2653

Abstract

The issues surrounding Migration and the Problems of Muslim Minorities in the Modern World have become a hot topic of discussion and are constantly changing. This issue is fascinating, not only by Muslims but also by non-Muslims. The coverage of foreign (Western) media that always corners Islam (not individuals in Islam) and global terror events is very effective in changing a country’s policy to fight Islam. However, this does not mean that they (the West) are discriminatory actions against Muslims who live there. This study aims to review migration events and how the conditions of Muslim immigrants in Bali and several essential countries in Europe and Asia. This article is library research and empirical facts obtained from various current and reliable news sources. This event examines the extent of the fate of Muslim immigrants in multiple countries with different characters and critically examines how the policies of these countries impact Muslim minorities. In addition, a comparative study was also conducted on the condition of Muslim immigrants who became minorities in several countries with different backgrounds and characters. The results of this research are: First, Western countries highly uphold human rights. Some of the friction that occurs with the Muslim minority is a precautionary measure, not discrimination as is often presented to them. Second, the conflict between the Muslim minority and the local population is motivated by two factors (a) their ignorance of the real Islam and think that terrorist Islam is the same as King Salman’s in Saudi Arabia or Imām Khumaeni in Iran, and (b) improve security to protect the country and all its people from acts of terrorism. Third, discriminatory treatment occurs in the East World, China, Myanmar, Thailand, which are real examples that until now have not received a solution, even the United Nations has stated that the Rohingya are the most oppressed minority on earth.
Ibn Khaldun's Economic Thought; The Fair Tax And Its Relevance To The Modern Economy: Islamic Economics; Economic Thought; Modern Economy; Fair Tax Management Ahmad Maulidizen
International Journal of Islamic Business and Economics (IJIBEC) Vol. 3 No. 2 (2019): IJIBEC VOL. 3 NO. 2 DECEMBER 2019
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v3i2.1661

Abstract

This research is motivated by Ibn Khaldun's thoughts on taxes. According to Ibn Khaldun, if the tax is too low, the government cannot carry out its function, if the tax is too high, the fiscal pressure becomes too strong, so the profits of traders and producers decrease and their incentives to work are lost. The purpose of this study is to find out the concept of tax management that is fair to Ibn Khaldun's perspective in order to build a modern economy that is just and to know how the relevance of taxes according to Ibn Khaldun with today's modern economy. This research method uses library research methods with a type of descriptive qualitative research. The data source consists of the Muqaddimah as a primary source, work or theory that discusses primary material as a secondary and complementary material from primary and secondary materials as tertiary materials. The approach in this study is a historical and philosophical approach. The method of data collection uses existing literature and analysis of data used by analysis and hermeneutical content. This study concludes that the concept of a fair tax perspective Ibn Khaldun is a tax drawn from taxpayers in accordance with the ability of taxpayers to pay it and tax withdrawal money must be used properly and fairly, according to Ibnu Khaldun when the tax burden is light, people have incentives to try to be more active. Therefore, the business world is developing, which leads to greater satisfaction among the people because of the low tax burden, while tax revenues will also increase, judging from the overall source of tax land, Ibn Khaldun's thinking about taxes is very relevant when applied to modern economic conditions nowadays, where the economic conditions are less stable, the condition of society is increasingly difficult, the prices of expensive necessities of life add to the difficulties of people's lives.
The Concept and Implementation of Al-Nahyu in Contemporary Islamic Law Determination AHMAD MAULIDIZEN
Al-Maslahah : Jurnal Ilmu Syariah Vol 15, No 2 (2019)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (433.15 KB) | DOI: 10.24260/al-maslahah.v15i2.1253

Abstract

Ushul Fiqih merupakan dasar dari ilmu fiqih, yang berperan sebagai pondasi dalam menentukan hukum, klasifikasi argumentasi serta situasi dan kondisi yang melatar belakangi adanya dalil-dalil. Di dalam pembahasan Ushul fiqh terdapat al-Nahyu, yang memiliki makna larangan dalam melakukan suatu hal yang dilarang oleh Syariat. Artikel ini akan membahas tentang konsep al-Nahyu dan implementasinya dalam menetapkan hukum Islam. Tujuan pembahasan ini , adalah untuk memahami cara penetapan hukum Islam sesuai dengan yang telah ditetapkam oleh ulama ushul fiqh dalam memahami al-Quran dan Hadith. Artikel ini merupakan kajian pustaka yang menggunakan metode pengumpulan data secara dokumentasi yang berasal dari bahan rujukan yang berkaitan seperti buku, jurnal dan lain-lain. Kemudian di analisis secara deduktif, induktif dan komparatif. Ada Ketentuan Larangan: Nahi menunjukkan bahwa undang-undang melakukan tindakan yang dilarang kecuali ada indikasi yang menunjukkan undang-undang lain, larangan menunjukkan fasad (rusak) dari tindakan yang dilarang jika dilakukan, Nahi menunjukkan haram, Nahi menunjukkan larangan sesuatu, perintah untuk lawannya, Nahi menunjukkan larangan mutlak, Nahi menunjukkan larangan ibadah, Nahi menunjukkan larangan di mu'amalah.
Tinjauan Hukum Islam terhadap Denda Penjadwalan Ulang Pembiayaan Mikro Murabahah di Bank Syariah Mandiri Cabang Dumai Provinsi Riau Ahmad Maulidizen
Jurnal Penelitian Vol 12, No 2 (2018): JURNAL PENELITIAN
Publisher : LP2M IAIN kUDUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jp.v12i2.3280

Abstract

Many Syariah banks in Indonesia are experiencing problematic financing because customers can not pay their debt installments, then the bank takes the settlement step by rescheduling the debt installment. In the process the bank charges a fee to the customer and this incriminates the customer. This research was conducted to analyze Islamic law against the cost charged to the customers in the process of rescheduling micro murabahah financing conducted by Bank Syariah Mandiri Branch Dumai Riau Province. This research uses data collection method with observation method, interview and library data, then analyzed by using inductive, deductive and comparative method. The results of this study conclude that the cost of micro-financing rescheduling in Bank Syariah Mandiri Branch Dumai Riau Province is not fully in accordance with Fatwa of Shariah and National Shari'ah Council Fatwa that has not been implemented, ie the bank charges the customer in rescheduling in addition to the actual cost required for the rescheduling process. And the authors provide suggestions for improving this by (1) providing the time period so that the customer can afford to pay, (2) the conversion of the financing contract of the murabahah to qard financing, and (3) rescheduling by charging real costs at no cost others.
PENGARUH PEMBIAYAAN MURABAHAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2010-2017 Ahmad Maulidizen; Nida Nabila
Jurnal Penelitian Vol 13, No 2 (2019): JURNAL PENELITIAN
Publisher : LP2M IAIN kUDUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jp.v13i2.6397

Abstract

The development of the Indonesian economy is inseparable from the rapid development of the banking sector, including Islamic banking. This will cause competition between banks to be even tighter to increase competitiveness in various sectors, including the level of profitability. However, the profitability of Sharia Commercial Banks is still low, which is below the standard set by Bank Indonesia of 1.5%. This study aims to describe the description of murabahah financing and profitability, as well as verify the effect of murabahah financing on profitability in sharia commercial banks in Indonesia. Profitability is measured using Return On Assets (ROA) and murabahah financing measured by net murabahah financing on the financial statements of each bank. The research method used is descriptive and verification method. The number of samples used in this study were 72 observational data from 9 Islamic Commercial Banks in Indonesia during the period 2010-2017. The results of this study murabahah financing have a positive and significant effect on the profitability of Islamic Commercial Banks in Indonesia
Co-Authors Abdul Haris Muctar Abdul Rochim Ade Muhammad Zikril Hakim Afifah Zuhri, Nuha agung setiawan Al Hakim, Farrez Albaqi Adrianantama, Rofiano Ali Alatas Amriatus Safaah Amriatus Safaah Amriatus Safaah Andri Mulyana Anggraini, Dedeh As Shofy, Muhammad Ulil Abshor Ashilah Raihanah Asis, Alfian Airlangga Asphia Sahida Awalia, Rabiatul Azzami, Muhammad Naufal Basuki, Latiffa Queen Azzahra Bin Mohamad, Mohammad Taqiuddin Chakim, Abdul Danang Indrajaya Deswindi, Leli Dwitya Agustina Eka Pratiwi El Medinah, Syamsa Erin Divas Ari Alawiyah Erza Sofian Fadilla Aliya Nuha Fahri Satyanto, Muhamad Fajar Julian Azhari Fitri Khoirunnisa Ganea, Ayi Guntur Dwi Wicaksono, Suciawan Habiburrahman Rizapoor Habiburrahman Rizapoor Haris Muctar, Abdul Hasan Abdul Azis Naibaho, Muhammad Hasbullah Hasbullah Hasbullah Hasbullah Hasby Fauzi, Muhammad Hayati, Setiyo Hazra, Savira Henny Nurullita Heristina Fitri Rukmana Iman, Muhammad Zailani Irwan Aufi Isman, Syahvina Bianca Isman, Syahvira Bainca Jasmine Pangestu Gilly Putri Jaya Jayanto Johari Johari Johari Johari Johari Joni Tamkin bin Borhan Khalisa Salma Khansa Ramadhan, Naurah Leonita Yolanda Lia Siti Julaeha Limber, Umar MAGHFIRAH Maghfirah Maghfirah Maghfirah Maghfirah Mamduh Tirmidzi Mariah Mariah Mohammad Taqiuddin Bin Mohamad Mohammad Taqiuddin Mohammad Mohammad, Mohammad Taqiuddin Mohammad, Mohammad Taqiuddin Bin Muchtar, Abdul Haris Mugiyono Mugiyono Muhammad Hasan Abdul Azis Naibaho Muhammad Hasby Fauzi Muhammad Mikhail Khalifah Perdana Muhammad Rafi Thoriq Muhammad Rafi Thoriq Muji Astuti Nabila, Nida Naufal Kurniawan Nida Nabila Nisa, Tamara Alfira Nugraha, Risman Nuha Afifah Zuhri Nur Atikah Nur Rahmah Zakiyah Nurmughni Nabilatuzaman, Nada Rachmat Hidayat Rafi Thoriq, Muhammad Rafidah, Siti Rahmah Zakiyah, Nur Raihanah, Ashilah Raisa Adila Raskya Khairunnisa Tojib, Hannah Risman Nugraha Riyad Ramadhan Rizapoor, Habiburrahman Roosiani, Aulia Puspita Safa'ah, Amriatus Safaah, Amriatus Salfadila, Nisrina Sujoko Winanto, Sujoko Syahrani, Hilda Ziradine Tirmidzi, Mamduh Yuni Sahara Yustriana Yustriana Zahra Febriyadiza