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All Journal DE JURE International Journal of Nusantara Islam Hukum Islam Islam Futura Jurnal Ijtimaiyya Intizar An-Nisbah: Jurnal Ekonomi Syariah MIQOT: Jurnal Ilmu-ilmu Keislaman Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam deliberatif Economica: Jurnal Ekonomi Islam Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Khatulistiwa: Journal of Islamic Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam RELIGIA International Journal of Islamic Business and Economics (IJIBEC) Al-Maslahah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam International Journal of Economics Development Research (IJEDR) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal of Management - Small and Medium Enterprises (SME's) Jurnal Penelitian Jurnal Ilmiah Wahana Pendidikan Studi Ilmu Manajemen dan Organisasi Jurnal Ekonomi Share: Jurnal Ekonomi dan Keuangan Islam INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Indonesian Journal of Economics and Management AL-MASHALIH (Journal of Islamic Law) NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Proceeding of The International Conference on Economics and Business Journal of International Conference Proceedings Gemilang: Jurnal Manajemen dan Akuntansi Safari : Jurnal Pengabdian Masyarakat Indonesia Journal of Artificial Intelligence and Digital Business Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Nusantara Berbakti Tatar Pasundan: Jurnal Diklat Keagamaan Fastabiq: Jurnal Studi Islam Religia : Jurnal Ilmu-Ilmu Keislaman Jurnal Pengabdian Kepada Masyarakat Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat Jurnal Pengabdian Masyarakat Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian An-Nisbah: Jurnal Ekonomi Syariah Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum JPS (Jurnal Perbankan Syariah) International Journal of Islamic Business and Economics (IJIBEC) Madania: Jurnal Kajian Keislaman Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis Journal of Islamic Law and Legal Studies TechComp Innovations: Journal of Computer Science and Technology Societal Serve: Journal of Community Engagement and Services

Ahmad Maulidizen

Sekolah Tinggi Ilmu Manajemen Dan Ilmu Komputer ESQ

Author-ID : 4225321

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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A Kafālah Issues: Concept and It’s Application in Indonesian Islamic Banks Ahmad Maulidizen; Abdul Haris Muchtar
Jurisprudensi : Jurnal Ilmu Syariah, Perundangan-Undangan dan Ekonomi Islam Vol 12 No 2 (2020): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v12i2.2178

This article is to analyze the concept of kafālah and its implementation in Indonesian Islamic banking. Kafālah is a contract that is closely related to the guarantee in Islamic banking. The purpose of kafālah is to provide assistance and convenience in working on a business or project for customers. With a bank guarantee, customers can run a project or business. In order for a bank to issue a bank guarantee, the customer must have a certain amount of savings in the bank. Savings can be in the form of time deposits or demand deposits. This article is to deeply examine the concept of kafālah according to fiqh mu’amalah and its implementation in Indonesian Islamic banking with a bank guarantee product. This study is a library study with descriptive approaches, which describes and explains the analysis of kafālah contracts according to fiqh muamalah and Its application in Indonesian Islamic banks. The method of collecting data in this study is based on documentation, journals and books. Further it analyses the data using content analysis, through analyzing the library data with a scientific analysis approach. Data analysis methods are deductive, inductive and comparative. The result of the study is that Kafālah is a contract of guaranteeing (makfūl alayh) given by one party to another in which the guarantor (kāfil) is responsible for the repayment of a debt which is the right of the guarantor (makfūl). In this principle, the bank acts as a kāfil (guarantor), while the customer is the makfūl (the guaranteed party). Meanwhile in practice, the application of kafālah in Indonesian Islamic banking is employed by a certificate of bank guarantee to guarantee its customers. Bank guarantee certificate is a payment guarantee that is given by the bank to the recipient of the guarantee, either individuals or companies.

ANALYSIS OF ISLAMIC CONSUMPTION ETHICS CRITICAL TOWARD CAUSES OF CORONA VIRUS IN WUHAN, CHINA Ahmad Maulidizen
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol 19, No 2 (2020)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/al-banjari.v19i2.3488

The last few days, the world was shocked by the appearance of a coronavirus outbreak that attacked China's plains. According to CNN Indonesia in February 2020, 42,500 people reported being infected with the coronavirus worldwide, 947 people died from the virus that triggered this respiratory disorder, and 25,000 were treated. This virus is known to originate from Hubei Province, precisely the city of Wuhan. Therefore, an assumption links the phenomenon of the emergence of the coronavirus with the habits of the Wuhan community that likes to consume wild animals, such as bats. So the purpose of writing this article is to find out how to analyze Islam and scholars' ethical consumption about eating bats. This research is library research with a descriptive approach, namely by describing and critically analyzing the coronavirus's causes according to Islamic consumption ethics and the scholars. Data collection methods use documentation, various articles and books. Then analyzed using content analysis, critical analysis and data analysis methods deductively, inductively and comparatively. The results of this research are there are five ethics of Islamic consumption, namely monotheism, balance, responsibility, free will and the prohibition of being royal (isrāf) and must consume ḥalāl animals and provide benefits not bring danger to human life. The scholars disagree in determining the law of consumption of bats, Shāfi’ī and Ḥambalī declare ḥarām, Mālikī declared makrūh and not until ḥarām, but not something that can be consumed, while Ḥanafī disagreed, some declare ḥalāl and some who argue not ḥalāl

ANALISIS DANA TALANGAN HAJI PADA BANK MEGA SYARIAH CABANG PEKANBARU MENURUT HUKUM ISLAM AHMAD MAULIDIZEN
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol 17, No 1 (2018)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/al-banjari.v17i1.1937

Syariah banking in Indonesia is experiencing significant developments, including assets, financial services, and the number of customers. Haj funds is a financial service using a contract of qard or ijarah given to prospective pilgrims in an effort to obtain the portion number of Hajj or Biaya Perjalanan Ibadah Haji (BPIH). The implementation of this product gives a positive and negative impression, so the legitimacy of the product and the consequences of its implementation need to be reviewed. This article will explain the implementation of the Hajj Fund of Bank Mega Syariah Branch Pekanbaru and revisit the Islamic Law on the implementation of these products. The purpose of this research is to facilitate the implementation of Hajj Funds products as well as to get a legitimate status of product. The results of this study shows that the akad/contract itself has a great risk of hidden usury because in this contract there is a merger between akad qard and ijarah by requiring additional benefits as a service and the amount of the benefit depends on the amount and the length of loan. In fiqh muamalah, it is mentioned that that any profitable loan is riba. Perbankan Syariah di Indonesia mengalami perkembangan signifikan, termasuk aset, pembiayaan yang diberikan dan jumlah pelanggan. Dana haji adalah pembiayaan dengan menggunakan kontrak qard atau ijarah yang diberikan kepada calon jemaah haji dalam upaya mendapatkan porsi jumlah Haji atau Biaya Perjalanan Ibadah Haji (BPIH). Penerapan produk ini memberi kesan positif dan negatif, sehingga perlu meninjau tentang legitimasi produk dan konsekuensi yang dihasilkan dalam pelaksanaannya. Karena artikel ini akan menjelaskan pelaksanaan Dana Haji Bank Mega Syariah Cabang Pekanbaru dan peninjauan kembali Hukum Islam tentang pelaksanaan produk tersebut. Tujuan penelitian ini agar pelaksanaan produk Dana Haji selain untuk memudahkan pelanggan dalam melakukan ziarah, tetapi juga mendapatkan status legitimasi produk. Hasil dari penelitian ini adalah validitas akadnya yang sangat berisiko untuk terjerembab ke riba yang tersembunyi, karena dalam kontrak ini ada penggabungan antara akad qard dan ijarah dengan membutuhkan manfaat tambahan sebagai layanan, bahkan jumlahnya tergantung pada jumlah pinjaman dan panjang pinjaman. Dalam fiqh muamalah diketahui kaedah bahwa "Setiap piutang yang untung atau lebih adalah riba"

BAY’ AL-ʻĪNAH: CONCEPT AND IMPLEMENTATION ACCORDING TO MAZHAB CONTEMPORARY SCHOLARS Ahmad Maulidizen
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol 18, No 1 (2019)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/al-banjari.v18i1.2537

Bay’u al-‘inah merupakan akad jual beli yang menjadi perdebatan para ulama klasik dan kontemporer dari segi hukum dan pelaksanaannya. Hal tersebut mengharuskan adanya artikel yang menjelaskan konsep bay’u al-‘inah untuk menentukan hukumnya. Dalam artikel ini penulis menjelaskan konsep, hukum dan aplikasi bay’u al-‘inah menurut mazhab dan ulama kontemporer dengan menyatakan alasan-alasan mereka untuk memilih pendapat yang kuat. Para fuqaha sepakat mengharamkan bay’u al-‘īnah jika ada syarat ma‘qūd ‘alayh harus dijual kembali kepada penjual asalnya. Begitu juga jika terdapat petunjuk adanya ḥīlah melakukan ribā maka hukumnya juga adalah batal. Apa yang menjadi perdebatan fuqaha adalah apabila tidak ada syarat demikian dan tidak adanya pentujuk ḥīlah melakukan ribā. Dalam masalah ini penulis berpandangan bahwa akad bay’u al-‘inah adalah haram jika niat melakukan ribā tidak dinyatakan dalam berkontrak. Namun, status akad tersebut adalah sah atau tidak batal selama tidak ada syarat mab‘ī harus dijual kembali kepada penjual asalnya dan tidak adanya di antara kedua belah pihak yang berakad untuk melakukan ribā. Ini karena dengan adanya niat, walaupun di luar akad maka niat melakukan ribā telah dinyatakan dan dapat membatalkan akad. Bay’u al-‘inah is a buying and selling contract that became the debate of classical and contemporary scholars in terms of law and its implementation. Therefore, it is necessary to have an article describing the concept of bay’u al-‘inah to determine the law of the bay’u al-‘inah. In this paper, the author will explain the concepts, laws and applications of bay’u al-‘inah according to contemporary schools and scholars by stating their reasons for choosing strong opinions. The fuqaha agree to forbid the bay’u al-‘inah if there is a condition that ma‘qud ‘alayh must be resold to the seller of origin. Likewise, if there is a hint of the existence of ḥīlah do the usury then the law also is void. What is fuqaha debate is that if there is no such requirement and no referent. In this case, the author holds that the bay’u al-‘inah contract is haram if the intention of doing usury is not stated in contract. However, the status of the contract is valid or not void as long as there is no requirement of mabī‘ to be resold to the original seller and the absence between the two parties who intend to do usury. This is because with the intention, although outside the contract, then the intention of usury has been declared and it can cancel the contract.

WORK CULTURE RECONSTRUCTION: AN ANALYSIS OF THE SHARIAH APPROACH Ahmad Maulidizen
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 3, No 01 (2019)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

There are three economic systems that apply in this world, namely those originating from the product of human reason (science) and which come from revelation. From the first source a secular capitalist and socialist system was born, while the second one was born a sharia-based economy. In reality, the secular system is unable to provide equitable prosperity, and it is not uncommon to even cause human tempest. In this case what is considered capable of providing solutions is another revelation-based system. However, the sharia teachings originating from the revelation still need to be explored and cultivated so that the community will become more insightful, understanding, and finally able to apply. This research is library research. The data is extracted using the documentary method. The results showed that Qardhawi's thinking was purely based on revelation with muamalah, fiqh and moral approach. While Chapra tried to cover how conventional economic work practices and compare them with the Islamic system, while offering solutions, through scientific approaches and Islamic values. The relevance of both thoughts is to be able to provide Islamic values in the development of an economic spirituality

Human Resources Management in Improving Company Performance Abdul Haris Muchtar; Ahmad Maulidizen; Sujoko Winanto
International Journal of Education, Information Technology, and Others Vol 5 No 2 (2022): International Journal of Education, information technology and others
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.6545502

Human resource planning is a very important activity to meet the needs of organizational staff as a result of organizational changes in the face of a dynamic and complex business environment. This paper aims to explain the management of human resources in improving company performance. This paper is a literature review that analyzes reference sources from journals, books and websites that discuss project management conceptually and comprehensively. This paper uses the method of collecting data in documentation, as well as various articles and books. Then analyzed using content analysis, namely by analyzing descriptive literature data or scientific analysis of the message of a premise. While the data analysis method is deductive, inductive and comparative. The findings of the paper are that human resource planning is the process of planning manpower to suit the company's needs effectively and efficiently in helping the realization of company goals. Of all the resources available in the company, human resources are very important and decisive resources. All the potentials possessed by human resources greatly affect the company's efforts to achieve its goals. The similarity of this paper with others is to discuss human resource management conceptually, but the difference is that it is accompanied by the application of human resource management in improving company performance

The Effect of Third-Party Funds, Capital Adequacy Ratio, Casa Ratio, Bi Rate, And Inflation Towards The Distribution of Credit Banking in Indonesia Danang Indrajaya; Muji Astuti; Ahmad Maulidizen; Naufal Kurniawan
International Journal of Economics Development Research (IJEDR) Vol. 2 No. 3 (2021): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v2i3.282

This research aims to determine the effect of internal and external factors on bank lending. The independent variables analyzed were Third-Party Funds (DPK), Capital Adequacy Ratio (CAR), CASA ratio, BI rates, and inflation. While the dependent variable in this study is bank credit distribution. This research was conducted by taking secondary data through the publication of Bank Indonesia (www.bi.go.id), the Financial Services Authority (www.ojk.go.id), and Bureau Van Dijk (www.orbis.bvdinfo.com). The population in this study are banks listed on the Indonesia Stock Exchange (IDX). A sampling of this study was conducted using the purposive sampling method, which amounted to 15 banks with the largest assets in Indonesia in 2018. The research period used is based on annual banking reports, 2011-2018. This research is a quantitative study using the FEM (Fixed Effect Model) method. The results of this research indicate that the variable of Third-Party Funds, Capital Adequacy Ratios, CASA ratio, and Inflation is significantly effective towards the distribution of credit banking partially. On the other hand, the variable BI rate is not significantly effective to the distribution of credit banking. Meanwhile, DPK, CAR, CASA, BI rates, and inflation simultaneously have a significant effect on the distribution of credit banking.

RETRACTED: A CRITICAL ANALYSIS OF ISLAMIC ECONOMIC OPPORTUNITIES AND CHALLENGES IN GLOBALIZATIONAL ERA Ahmad Maulidizen; Mohammad Taqiuddin Mohammad
Share: Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2 (2018)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar

This manuscript HAS BEEN RETRACTED on request of the author due to development of a reported case (plagiarism). Therefore, a reasonable effort should be made to remove all references that links to this article.

Peranan Spiritual Quotient Terhadap Peningkatan Kinerja Perusahaan Sujoko Winanto; Ahmad Maulidizen; Muhammad Rafi Thoriq; Amriatus Safaah
Jurnal Ilmiah Wahana Pendidikan Vol 8 No 14 (2022): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Human resources are the most important aspect in forming an effective and efficient company performance. Human resources are the main determinants of the company's production process. By applying a human resource strategy that includes: job design, job analysis, and various related approaches and methods that can create a quality work ecosystem. In its application, good human resources are obtained with difficult achievements and costs that are expensive and difficult to maintain. Then the human resource strategy arrangement must be managed as well as possible to create a scope of work and work processes according to company goals. A good company is indicated by the happiness of the workers who are happy financially, mentally, and spiritually. Therefore, it is the responsibility of the company to provide the sufficiency of these factors. This article was compiled by collecting data from various credible literature, sourced and based on a conceptual understanding with a sprinkling of narrative science style language. The explanation of this article correlates with other articles, namely discussing the consolidation between humans and their place of work. Related descriptions of theories, ideas, problems, methods, solutions, application of human resources as capital and as individuals who are empowered in operations management. This article describes the structural procedures in human resource management with relevance to spiritual quotient (SQ).

Pengaruh Reformasi Birokrasi dan Stres Kerja Terhadap Kinerja Karyawan Kantor Pusat Perusahaan XYZ Di Masa Pandemi Covid-19 Leonita Yolanda; Dwitya Agustina; Ahmad Maulidizen
Jurnal Ilmiah Wahana Pendidikan Vol 8 No 13 (2022): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Kinerja merupakan salah satu faktor penentu meningkatkan sikap profesionalitas karyawan dalam mengembangkan aktivitas bekerja. Di masa pandemi covid-19 telah diberlakukan work from home (WFH) dan meningkatnya stress yang dialami oleh karyawan dalam menyelesaikan tugas dan dan tanggung jawabnya. Penelitian ini bertujuan untuk menganalisa pengaruh reformasi birokrasi dan stress kerja terhadap kinerja karyawan kantor pusat perusahaan XYZ di masa pandemi covid-19. Penelitian ini, asumsi homogen digambarkan pada satu kesatuan karyawan Kantor Pusat Perusahaan XYZ dari seluruh unit kerja sehingga hasil penelitian ini menggambarkan dan menjelaskan kondisi karyawan Kantor Pusat Perusahaan XYZ secara menyeluruh. Pendekatan penelitian ini adalah kuantitatif dengan menggunakan metode deskriptif dan analisis regresi. Sumber data yang digunakan dalam penelitian ini adalah data primer dengan metode pengumpulan data yang digunakan adalah metode survei. Sampel yang digunakan dalam penelitian sebanyak 132 karyawan dengan teknik purposive sampling. Hasil penelitian ini menunjukkan bahwa (1) tidak terdapat pengaruh positif dan signifikan antara reformasi birokrasi terhadap kinerja karyawan, (2) terdapat pengaruh positif dan signifikan stres kerja terhadap kinerja karyawan, dan (3) terdapat pengaruh reformasi birokrasi dan stres kerja secara bersama-sama terhadap kinerja karyawan

Co-Authors Abdul Haris Muctar Abdul Rochim Abdul Rochim Abdullayev, Kamran Ade Muhammad Zikril Hakim Afifah Zuhri, Nuha agung setiawan Akhadi, Heidy Al Hakim, Farrez Albaqi Adrianantama, Rofiano Alfriandra Hedza Ramadhan, Muhammad Ali Alatas Amriatus Safaah Andri Mulyana Anggraini, Dedeh As Shofy, Muhammad Ulil Abshor Ashilah Raihanah Asis, Alfian Airlangga Aura Assyari, Adiva Awalia, Rabiatul Azhari Julian, Fajar Azzami, Muhammad Naufal Basuki, Latiffa Queen Azzahra Bin Mohamad, Mohammad Taqiuddin Chaerunisa, Niken Chakim, Abdul Danang Indrajaya Deswindi, Leli Dwitya Agustina Eka Pratiwi El Medinah, Syamsa Elshad, Elay Yusifli Erin Divas Ari Alawiyah Erza Sofian Fadilla Aliya Nuha Fahri Satyanto, Muhamad Fajar Julian Azhari Fitri Khoirunnisa Ganea, Ayi Guntur Dwi Wicaksono, Suciawan Habiburrahman Rizapoor Habiburrahman Rizapoor Hafidh Isman, Fadel Haris Muchtar, Abdul Haris Muctar, Abdul Hasan Abdul Azis Naibaho, Muhammad Hasbullah Hasbullah Hasby Fauzi, Muhammad Hayati, Setiyo Hazra, Savira Heristina Fitri Rukmana Iman, Muhammad Zailani Irwan Aufi Isman, Syahvina Bianca Isman, Syahvira Bainca Jasmine Pangestu Gilly Putri Jaya Jayanto Johari Johari Johari Johari Johari Joni Tamkin bin Borhan Khalisa Salma Khansa Ramadhan, Naurah Leonita Yolanda Limber, Umar MAGHFIRAH Maghfirah Maghfirah Maghfirah Maghfirah Mamduh Tirmidzi Mariah Mariah Mohammad Taqiuddin Bin Mohamad Mohammad Taqiuddin Mohammad Mohammad, Mohammad Taqiuddin Mohammad, Mohammad Taqiuddin Bin Muchtar, Abdul Haris Mugiyono Mugiyono Muhammad Hasby Fauzi Muhammad Mikhail Khalifah Perdana Muhammad Rafi Thoriq Muhammad Rafi Thoriq Muji Astuti Nabila, Nida Naufal Kurniawan Nida Nabila Nisa, Tamara Alfira Nugraha, Risman Nur Atikah Nurmughni Nabilatuzaman, Nada Nurullita, Henny Rachmat Hidayat Rafi Thoriq, Muhammad Rafidah, Siti Rahmah Zakiyah, Nur Raihanah, Ashilah Raisa Adila Raskya Khairunnisa Tojib, Hannah Riyad Ramadhan Rizapoor, Habiburrahman Roosiani, Aulia Puspita Safa'ah, Amriatus Safaah, Amriatus Sahida, Asphia Sain, Zohaib Hassan Salfadila, Nisrina Siti Julaeha, Lia Sujoko Winanto, Sujoko Syahrani, Hilda Ziradine Thoriq, Muhammad Rafi Tirmidzi, Mamduh Yuni Sahara Yustriana Yustriana Zahra Febriyadiza Zailani Iman, Muhammad

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