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Pengaruh Atribut Produk dan Kepercayaan terhadap Keputusan Menabung Generasi Milenial di Bank Syariah Indonesia Kabupaten Purwakarta, Indonesia Syahrani, Hilda Ziradine; Maulidizen, Ahmad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12853

Abstract

Pertumbuhan penduduk Indonesia, yang mayoritas beragama Islam, menunjukkan jumlah nasabah di perbankan syariah yang relatif rendah dibandingkan dengan bank konvensional, terutama disebabkan oleh faktor seperti literasi perbankan syariah yang terbatas. Dengan PT. Bank Syariah Indonesia Tbk baru-baru ini menjalani merger dan menargetkan kaum milenial sebagai pasar mereka, penelitian ini berfokus pada populasi milenial di Kabupaten Purwakarta untuk meneliti pengaruh atribut produk dan kepercayaan terhadap keputusan menabung. Metode penelitian yang digunakan adalah kuantitatif, dengan menyebarkan kuesioner kepada 392 responden milenial, dengan ukuran sampel minimum ditentukan menggunakan rumus Slovin. Kuesioner disebarkan menggunakan skala Likert, dengan data yang dikumpulkan sebagai data primer dan dianalisis menggunakan perangkat lunak SmartPLS 3.0. Penelitian ini telah melalui evaluasi model pengukuran dan evaluasi model struktural. Kesimpulan dari penelitian ini adalah bahwa atribut produk memiliki pengaruh positif dan signifikan terhadap keputusan menabung, yang menunjukkan bahwa mayoritas responden cenderung pada kualitas atribut produk yang ditawarkan oleh Bank Syariah Indonesia yang dilaksanakan dengan baik. Kepercayaan juga memiliki pengaruh positif dan signifikan terhadap keputusan menabung, yang menunjukkan bahwa tingkat kepercayaan yang tinggi mencerminkan penerapan prinsip-prinsip Syariah dan integritas yang konsisten oleh Bank Syariah Indonesia, yang tercermin dalam sikap positif mereka dalam melayani anggota atau masyarakat. Selanjutnya, variabel yang memiliki pengaruh terbesar dalam penelitian ini adalah kepercayaan terhadap keputusan menabung, dengan nilai 0.580.
Boosting Donation Engagement: Exploring The Impact Of Accountability And Transparency On Donation Interest In Dompet Dhuafa South Jakarta Khansa Ramadhan, Naurah; Maulidizen, Ahmad
Jurnal Ekonomi Vol. 13 No. 03 (2024): Jurnal Ekonomi, Edition July -September 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to investigate the impact of financial report accountability and transparency on individuals' willingness to donate to Dompet Dhuafa, located in South Jakarta. This study adopts a descriptive quantitative approach, employing multiple linear regression analysis and ensuring the validity of instruments, classical assumptions, and hypothesis testing. The study population comprises residents of South Jakarta, with a sample size of 100 respondents selected through probability sampling using simple random sampling technique. The findings of the T-test reveal significant influences, indicating that (1) accountability positively influences public interest, and (2) transparency of financial reports also positively influences public interest. Additionally, the results of the F-test demonstrate that accountability and transparency of financial reports collectively impact public interest. In conclusion, both accountability and transparency of financial reports exert partial and simultaneous effects on public interest. This suggests that higher levels of accountability and transparency in financial reporting correspond to increased public willingness to donate
Pelatihan Sertifikasi Halal pada Pelaku Usaha Mikro dan Kecil Fajar Julian Azhari; Ahmad Maulidizen; Abdul Rochim; Andri Mulyana; Irwan Aufi; Ade Muhammad Zikril Hakim
Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian Vol. 2 No. 1 (2025): Januari: Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/transformasi.v2i1.1223

Abstract

The main problem in the development of the halal ecosystem in Indonesia is the lack of understanding of business actors regarding the importance of halal certification and the process of obtaining it. This study aims to identify business actors' understanding of halal certification and to formulate effective strategies to increase their awareness and compliance. The research method used is a qualitative method with a case study approach and in-depth interviews with business actors who have participated in the Easy Way to Halal Certification for Micro and Small Business Actors. The results of the study showed that after attending the seminar, business actors' understanding increased significantly, especially in terms of the benefits of halal certification for business competitiveness and consumer trust. Business actors were also able to formulate practical steps to take care of halal certification. These findings indicate the importance of ongoing education and intensive mentoring so that business actors can implement halal certification effectively
Training Program as a Moderator for Enhancing the Influence of Service Quality on Hajj Decision-Making at ESQ Tours and Travel El Medinah, Syamsa; Maulidizen, Ahmad
Indonesian Journal of Economics and Management Vol. 5 No. 2 (2025): Indonesian Journal of Economics and Management (March 2025)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v5i2.5771

Abstract

The Hajj pilgrimage stands as the fifth cornerstone of Islam, defined linguistically as a deliberate engagement in noble or virtuous acts. Technically, it entails the pilgrimage to the Kaaba to fulfill specific rituals and is obligatory for capable and willing Muslims, spanning from the 9th to the 13th of Dhu al-Hijjah. With Indonesia hosting the world's largest Muslim population, Saudi Arabia, as the Hajj pilgrimage's host and organizer, sets limitations or quotas for each Hajj season. ESQ Tours and Travel, among the Hajj travel agencies in Indonesia, specializes in offering tailored Hajj services. This research endeavors to scrutinize the impact of service quality on the decision to embark on the Hajj pilgrimage with ESQ Tours and Travel, incorporating the moderating variable of training programs. Employing a quantitative research approach, data is collected via a questionnaire distributed through Google Forms and managed using Smart-PLS 3. The study's population comprises 915 individuals, with a sample of 90 respondents selected using a nonprobability sampling technique—these respondents being Hajj pilgrims registered with ESQ Tours and Travel in 2022. The research findings reveal an R-Square value of 0.754, representing 75.4%, indicating a significant influence of service quality and training programs on the purchasing decision, with a robust effect. Specifically, the study underscores the substantial and positive impact of service quality and training programs on the purchasing decision. However, it concludes that there is no moderating effect of training programs on the relationship between service quality and the purchasing decision
PENERAPAN TEKONOLOGI PEMASARAN UNTUK MENDORONG TINGKAT PENJUALAN UMKM DALAM PENERAPAN PEMASARAN MELALUI MEDIA E-COMMERCE SHOPEE&GOFOOD Ahmad Maulidizen; Erza Sofian; Erin Divas Ari Alawiyah; Fadilla Aliya Nuha; Jasmine Pangestu Gilly Putri; Muhammad Mikhail Khalifah Perdana; Muhammad Rafi Thoriq
SAFARI :Jurnal Pengabdian Masyarakat Indonesia Vol. 2 No. 3 (2022): Juli : Jurnal Pengabdian Masyarakat Indonesia
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.884 KB) | DOI: 10.56910/safari.v2i3.229

Abstract

Pada perjalanan sejarah perekonomian Indonesia, Usaha Kecil Menengah (UKM) merupakan tim pelaku ekonomi terbersar yang dapat memberikan kontribusi signifikan terhadap perekonomian nasional. Maka dari itu untuk meningkatkan penggunaan Teknologi yang difokuskan untuk peningkatan penjualan melalui media E-commerce kami mahasiswa ikut berperan dan mendorong UMKM untuk membuat program workshop berupa tata cara penggunaan teknologi E-commerce. Output dari program yang dijalankan yaitu, ditargetkan untuk para UMKM yang menjalankan bisnis khususnya cafe agar dapat memiliki pemikiran yang visioner, kreatif, dan terbuka. Melalui bisnis cafe yang langsung menggunakan biji kopi hasil panen sendiri dapat menjadi pembelajaran untuk melihat peluang bisnis di masa mendatang dengan mengimbangi keberadaan teknologi saat ini. Kata Kunci:
HUKUM DAN APLIKASI BAY‘ AL-‘ĪNAH MENURUT MAZHAB DAN ULAMA KONTEMPORER Maulidizen, Ahmad
Ijtimaiyya: Jurnal Pengembangan Masyarakat Islam Vol. 11 No. 2 (2018): Ijtimaiyya : Jurnal Pengembangan Masyarakat Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijpmi.v11i2.4539

Abstract

Bay‘ al-‘īnah is a buying and selling contract that became the debate of classical and contemporary scholars in terms of law and its implementation. Therefore, it is necessary to have an article describing the concept of bay‘ al-‘īnah to determine the law of the bay‘ al-‘īnah. In this article the author will explain the concepts, laws and applications of bay‘ al-‘īnah according to contemporary schools and scholars by stating their reasons for choosing strong opinions. The fuqaha agree to forbid the bay‘ al-‘īnah if there is a condition that ma‘qud ‘alayh must be resold to the seller of origin. Likewise, if there is a hint of the existence of ḥīlah do the usury then the law also is void. What is fuqaha debate is that if there is no such requirement and no referent. In this case the authors hold that the bay‘ al-‘īnah contract is haram if the intention of doing usury is not stated in contract. However, the status of the contract is valid or not void as long as there is no requirement of mabī‘ to be resold to the original seller and the absence between the two parties who intend to do usury. This is because with the intention, although outside the contract then the intention of usury has been declared and can cancel the contract.
MURĀBAḤAH SEBAGAI INSTRUMEN PEMBIAYAAN DALAM KEUANGAN ISLAM MODERN Maulidizen, Ahmad
Ijtimaiyya: Jurnal Pengembangan Masyarakat Islam Vol. 10 No. 2 (2017): Ijtimaiyya : Jurnal Pengembangan Masyarakat Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijpmi.v10i2.4540

Abstract

Islamic banking in Indonesia has experienced significant growth, including assets, financing provided and the number of customers. Islamic bank financing 70-80% is given to the community by using the contract of murābahah, in the form of consumptive and productive. Islamic bank operations must be guided by Fatwa of the National Sharia Council in order to carry out its optimal function economically and to run the Shari'a comprehensively. Therefore, this article will explain about the concept of murābahah conceptually and application in Islamic Bank in Indonesia. The purpose of writing this article so that the implementation of Murābahah contract in Islamic Bank in Indonesia can be in accordance with the principles of Shari'a that put forward the principle of justice and no party is harmed
Ibn Khaldun's Economic Thought; The Fair Tax And Its Relevance To The Modern Economy Maulidizen, Ahmad
International Journal of Islamic Business and Economics (IJIBEC) Vol 3 No 2 (2019): Volume 3 Nomor 2 Tahun 2019
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v3i2.1661

Abstract

This research is motivated by Ibn Khaldun's thoughts on taxes. According to Ibn Khaldun, if the tax is too low, the government cannot carry out its function, if the tax is too high, the fiscal pressure becomes too strong, so the profits of traders and producers decrease and their incentives to work are lost. The purpose of this study is to find out the concept of tax management that is fair to Ibn Khaldun's perspective to build a modern economy that is just and to know how the relevance of taxes according to Ibn Khaldun with today's modern economy. This research method uses library research methods with a type of descriptive qualitative research. The data source consists of the Muqaddimah as a primary source, work or theory that discusses primary material as a secondary and complementary material from primary and secondary materials as tertiary materials. The approach in this study is a historical and philosophical approach. The method of data collection uses existing literature and analysis of data used by analysis and hermeneutical content. This study concludes that the concept of a fair tax perspective Ibn Khaldun is a tax drawn from taxpayers in accordance with the ability of taxpayers to pay it and tax withdrawal money must be used properly and fairly, according to Ibnu Khaldun when the tax burden is light, people have incentives to try to be more active. Therefore, the business world is developing, which leads to greater satisfaction among the people because of the low tax burden, while tax revenues will also increase, judging from the overall source of tax land, Ibn Khaldun's thinking about taxes is very relevant when applied to modern economic conditions nowadays, where the economic conditions are less stable, the condition of society is increasingly difficult, the prices of expensive necessities of life add to the difficulties of people's lives.
Economic Revitalization Through Mosques: Enhancing Community Well-Being In Indonesia Maulidizen, Ahmad; Safa'ah, Amriatus; Maghfirah; Johari; Rizapoor, Habiburrahman
International Journal of Islamic Business and Economics (IJIBEC) Vol 8 No 1 (2024): Volume 8 Nomor 1 Tahun 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v8i1.7006

Abstract

The objective of this research is to explore the revitalizing the economic function of mosques and improving the economic well-being of the ummah in Indonesia. This research employs a literature review methodology with study can be sourced from various outlets, including journals, books, documentation, the internet, and libraries. The data analyzed using the content analysis method, is a descriptive or scientific analysis of the textual information obtained from library sources. This method involves systematically examining and interpreting the content of the documents to extract meaningful insights and information related to the research topic. The findings are Revitalizing the economic function of mosques and improving the economic well-being of the ummah in Indonesia; (1) Observing Potential Areas for Business Development Around the Mosque; (2) Designing an Investment Platform Accessible to Many People; (3) Collecting Capital from Investors; (4) Legal Entity Licensing; (5) Business Premises Preparation and Business Opening; and (5) Routine Evaluation. And the role of the mosque in economic development can be categorized into five clusters; (1) Mosque as a Sales and Distribution Center for Economic Aid Programs; (2) Mosque as a Fund Collector and Congregant Investment Hub for Mosque Economic Activities; (3) Mosque as a Financial Sector; (4) Mosque as a Marketplace for Small and Medium-Sized Micro-Businesses in the Surrounding Area; and (5) Mosque Establishing Autonomous Business Entities. This research contributes significantly to understanding the opportunities and challenges associated with the economic role of mosques in Indonesia. The findings are expected to serve as a foundation for various stakeholders, including the government, religious organizations, and the ummah community, to develop effective strategies for revitalizing the economic function of mosques and improving the economic well-being of the community in Indonesia
Halal Label as a Moderation of the Influence between Price and Product Quality on Mixue Products Purchasing Decisions in Indonesia Basuki, Latiffa Queen Azzahra; Maulidizen, Ahmad
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2474

Abstract

Since the last five years, the demand for ice cream in Indonesia has increased considerably because ice cream can be a way for people to quench their thirst when the weather is hot. MIXUE is one of the Ice Cream products that has entered the Indonesian market since 2021 and has approximately 317 outlets with consumers who continue to increase. The increase in consumers is because the product tastes good and the price is relatively low, while on the other hand, MIXUE still needs a Halal certificate and label. This research was conducted to analyze the Effect of Price and Product Quality on Purchase Decisions of MIXUE Products with Halal Labels as Moderating Variables. This type of research method uses quantitative methods. This study uses data from 140 respondents who have tried or bought MIXUE products by distributing questionnaires as a Likert scale as primary data. Data processing uses SEM AMOS version 24. The sampling technique is probability sampling, using a simple random sampling technique. The results of this study indicate that: (1) Price has a significant effect on purchasing decisions; (2) Product Quality has no significant effect on Purchasing Decisions; (3) Halal Label has a significant effect on Purchasing Decisions; (4) Halal Label strengthens the relationship between Product Quality and Purchasing Decisions; and (5) Halal Label strengthens the relationship between Price and Purchase Decision.
Co-Authors Abdul Chakim Abdul Haris Muctar Abdul Rochim Abdul Rochim Abdullayev, Kamran Ade Muhammad Zikril Hakim Afifah Zuhri, Nuha agung setiawan Akhadi, Heidy Al Hakim, Farrez Albaqi Adrianantama, Rofiano Alfriandra Hedza Ramadhan, Muhammad Ali Alatas Amriatus Safaah Andri Mulyana Anggraini, Dedeh As Shofy, Muhammad Ulil Abshor Ashilah Raihanah Asis, Alfian Airlangga Aura Assyari, Adiva Awalia, Rabiatul Ayi Ganea Azhari Julian, Fajar Azzami, Muhammad Naufal Basuki, Latiffa Queen Azzahra Bin Mohamad, Mohammad Taqiuddin Chaerunisa, Niken Chakim, Abdul Danang Indrajaya Dedeh Anggraini Deswindi, Leli Dwitya Agustina Eka Pratiwi El Medinah, Syamsa Elshad, Elay Yusifli Erin Divas Ari Alawiyah Erza Sofian Fadilla Aliya Nuha Fahri Satyanto, Muhamad Fajar Julian Azhari Fitri Khoirunnisa Ganea, Ayi Guntur Dwi Wicaksono, Suciawan Habiburrahman Rizapoor Habiburrahman Rizapoor Hafidh Isman, Fadel Haris Muchtar, Abdul Haris Muctar, Abdul Hasan Abdul Azis Naibaho, Muhammad Hasbullah Hasbullah Hasby Fauzi, Muhammad Hayati, Setiyo Hazra, Savira Heristina Fitri Rukmana Imam Yuwono Irwan Aufi Isman, Syahvina Bianca Isman, Syahvira Bainca Jasmine Pangestu Gilly Putri Jaya Jayanto Johari Johari Johari Johari Johari Joni Tamkin bin Borhan Khalisa Salma Khansa Ramadhan, Naurah Leonita Yolanda Limber, Umar MAGHFIRAH Maghfirah Maghfirah Maghfirah Maghfirah Mamduh Tirmidzi Mariah Mariah Mohammad Taqiuddin Bin Mohamad Mohammad Taqiuddin Mohammad Mohammad, Mohammad Taqiuddin Mohammad, Mohammad Taqiuddin Bin Muchtar, Abdul Haris Mugiyono Mugiyono Mugiyono Mugiyono Muhammad Hasan Abdul Azis Naibaho Muhammad Hasby Fauzi Muhammad Mikhail Khalifah Perdana Muhammad Rafi Thoriq Muhammad Rafi Thoriq Muji Astuti Nabila, Nida Naufal Kurniawan Nida Nabila Nisa, Tamara Alfira Nugraha, Risman Nuha Afifah Zuhri Nur Atikah Nur Rahmah Zakiyah Nurullita, Henny Rachmat Hidayat Rafi Thoriq, Muhammad Rafidah, Siti Rahmah Zakiyah, Nur Raihanah, Ashilah Raisa Adila Raskya Khairunnisa Tojib, Hannah Risman Nugraha Riyad Ramadhan Rizapoor, Habiburrahman Safa'ah, Amriatus Safaah, Amriatus Sahida, Asphia Sain, Zohaib Hassan Salfadila, Nisrina Siti Julaeha, Lia Sujoko Winanto, Sujoko Syahrani, Hilda Ziradine Thoriq, Muhammad Rafi Tirmidzi, Mamduh Umar Limber Yuni Sahara Yustriana Yustriana Yustriana Yustriana Zahra Febriyadiza Zailani Iman, Muhammad