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All Journal Tekno - Pedagogi : Jurnal Teknologi Pendidikan Primary: Jurnal Pendidikan Guru Sekolah Dasar Jurnal Media Wahana Ekonomika EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Geografi, Edukasi dan Lingkungan Jurnal Pendidikan Matematika Raflesia Jurnal Ilmu Kesehatan PROSIDING SEMINAR NASIONAL PROGRAM PASCASARJANA Bunda Edu-Midwifery Journal (BEMJ) Ensiklopedia of Journal Ilomata International Journal of Tax and Accounting Yumary: Jurnal Pengabdian kepada Masyarakat Jurnal Math-UMB.EDU Jurnal Interprof Jurnal Media Akuntansi (MEDIASI) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Triwikrama: Jurnal Ilmu Sosial Jurnal Penelitian dan Pendidikan Agama Islam Filosofi: Publikasi Ilmu Komunikasi, Desain, Seni Budaya MEJORA Jurnal Medika: Medika Jurnal Sains Materi Indonesia Jupiter: Publikasi Ilmu Keteknikan Industri, Teknik Elektro dan Informatika Nawadeepa: Jurnal Pengabdian Masyarakat
Dwi Yanti
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Journal : Yumary: Jurnal Pengabdian kepada Masyarakat

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Model Participatory Experiential Learning untuk Peningkatan Literasi Investasi Digital Aparatur Pemerintah Daerah Winarsih, Wiwin; Ekawarti, Yuni; Veronica, Aries; Alfiana, Yeni; Widyastuti, Sari Mustika; Yanti, Dwi
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2025): Desember
Publisher : Penerbit Goodwood

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Abstract

Purpose: This community service program aimed to enhance digital investment literacy among employees of the South Sumatra Provincial Communication and Information Office (Diskominfo), particularly millennials and Gen Z, through the application of the Participatory Experiential Learning (PEL) Approach. Methodology/approach: Findings indicate an overall improvement in digital investment literacy. Significant progress was observed in differentiating between fixed-income and growth-oriented instruments mean score 3.95 to 4.17 and in evaluating portfolio performance from score 3.73 to 4.17. Moderate improvements were found in investment horizon and risk awareness, whereas slight decreases occurred in linking welfare with investment capacity and aligning risk profiles with financial goals. Results/findings: The findings indicated a significant improvement in participants’ knowledge and skills. The average post-test scores were notably higher than pre-test scores, demonstrating enhanced understanding of financial management and confidence in selecting appropriate digital investment instruments such as mutual funds, stocks, and digital-based financial products. Conclusions: The PEL approach effectively improved digital investment literacy among young government employees by combining experiential and participatory learning. Limitations: The study was limited to 33 participants from a single institution, with effectiveness measured only through pre- and post-tests, and without longitudinal evaluation. Contribution: This program contributes to strengthening digital financial literacy capacity among government employees and provides an experiential learning-based model that may be replicated in similar institutions and communities.
Co-Authors A. Nurul Fatima Zahra Amelia Amin Andrian, Gusri April Laksana ARIES VERONICA Astuti Aulia, Wenny Septafiana Bahfie Birawidha Chitra, Febri Drajat Friansyah Dwi Maya Lestari Ekawarti, Yuni Emosda Emosda Faipri Selegi, Susanti Fajarwati, Noerma Kurnia Febriyana, Dyah Fera Amelia Putri Ferdiana, Riska Fita Fatimah, Fita Hadi Setyawan Haji, H Saleh Hartati, Dessy Herman Budiyono Hetilaniar Hetilaniar, Hetilaniar Hidayah, Retno Ulfayatun Husni Hidayat Ihzar Haykal Indri Megantara Irlan Fery IRWANTO Karo Karo Kusumawardani, Amalia Lesi Hertati Lestari, Dwi Maya M. Dede Sugandi Muh Alfa Reza Malik Muhamad Akbar Mulyati, Ely Nivea Nivea Otniel Safkaur Peny Cahaya Azwardi Pratami Hidayah Putra, Benta Palantama Putri, Vanisa Novianti Rahma, Anasya Maulikha Rahmayanti, Endang Ridwana, Riki Rosyad, Farlin Sabila Meiwanda Sanjaya, Riona Sari Mustika Widyastuti Sarkowi Savitri Sazali, Anwar singgih Prabowo Siregar, Chairuddin Sri Wahyuningsih, Eka Sugiarto, Ferdiansyah Susanti Faipri Selegi Suyani Syauqi Izzul Wahyu Widada WIDARTI WIDARTI Widarti Widarti Wiwin Winarsih Wulandari, Emi Yeni Alfiana Yeni Alfiana, Yeni Zamzaili Zamzaili Zauhar Qalbi