Article Per Year (5 Year)
p-Index From 2021 - 2026
5.47
P-Index
This Author published in this journals
All Journal Jurnal Pencerahan Islam Futura MIQOT: Jurnal Ilmu-ilmu Keislaman HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Jurnal Ilmiah Peuradeun SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Istinbath: Jurnal Hukum dan Ekonomi Islam Amwaluna Jurnal Ekonomi dan Keuangan Syariah Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam EKOBIS SYARIAH jle WATHAN: Jurnal Ilmu Sosial dan Humaniora Jurnal Sistem Informasi, Akuntansi dan Manajemen Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah JIMMI: Jurnal Ilmiah Mahasiswa Multidisiplin Jurnal Ekonomi Manajemen dan Sekretari
Azharsyah Ibrahim
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

Published : 60 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 60 Documents
Search

 2   3   4   5   6 
The Uniqueness of Islamic Economic and Financial Practices in Indonesia Azharsyah Ibrahim
Share: Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2 (2022)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v11i2.16550

Abstract

This issue highlights the global progress made against Covid-19 over the past three years. It predominantly publishes articles on Islamic economics and finance, showcasing unique practices throughout Indonesia, including accounting, the zakat system, halal tourism, Islamic banking, the capital market, and microeconomics. As customary, all articles have undergone double-blind peer reviews by relevant experts. Some articles required multiple rounds of review before acceptance, while others were accepted after a single round. The decisions heavily relied on the feedback provided by the reviewers. Based on that, we have selected the top 13 papers to present to you, and we are confident that each one stands out in its own unique manner.
STRATEGI PENGEMBANGAN PERBANKAN SYARIAH DALAM MENGHADAPI FINANCIAL TECHNOLOGY Arinal Rahmati; Azharsyah Ibrahim
istinbath Vol. 21 No. 1 (2022): Juni 2022
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v21i1.490

Abstract

Penelitian ini dilatarbelakangi oleh semakin tingginya persaingan industri perbankan syariah dengan perusahaan fintech. Salah satu hal patut dipertimbangkan adalah inovasi fintech yang menganut inovasi disruptif yang mempengaruhi contestability dan kemampuan bersaing yang berimplikasi terhadap eksistensi perbankan syariah. Oleh sebab itu, perbankan syariah dituntut mempunyai strategi dalam mempertahankan loyalitas nasabah dan eksistensi perbankan. Penelitian ini merupakan kajian kepustakaan yang menggunakan data sekunder sebagai sumber data utama yang akan dikaji secara mendalam yang kemudian dianalisis secara kualitatif dengan pola deskriptif. Artikel ini akan merumuskan strategi-strategi yang dapat digunakan oleh praktisi perbankan syariah dalam menghadapi fintech untuk terus brsinergi memberikan layanan yang canggih, inovatif, mudah, cepat dan murah dengan memanfaatkan perkembangan teknologi. Hasil penelitian menunjukkan bahwa ada beberapa strategi yang dapat diimplementasikan di antaranya (1) model collaborating strategy yang diusung dengan menggandeng fintech untuk menyalurkan pembiayaan UMKM dan merekrut nasabah untuk mengambil pembiayaan pada perbankan syariah. (2) Strategi selanjutnya berupa confotative strategy yang menempatkan perusahaan startup sebagai competitor bagi perbankan syariah. (3) Strategi lainnya meningkatkan kemampuan survive yang tinggi bagi stakeholder dalam Menghadapi Fintech. (4) Kemudian strategi internal yang dapat dilakukan oleh perbankan syariah dalam menghadapi fintech seperti think like fintech, embrace new technology dan fokus pada on engagement serta safety first. Perpaduan inovasi tersebut juga menjadi salah satu urgensi dari tujuan pemerataan kemakmuran bagi masyarakat yang selama ini tidak tersentuh oleh perbakan syariah dengan begitu, layanan fintech dapat menjadi perantara berkembangnya industri perbankan syariah di Indonesia dengan menyediakan layanan yang prima ditengah meningkatnya masyarakat yang menggunakan ponsel dan internet.
Islamic Economic and Financial Practices in Indonesia: From Local to a Potential Global Framework Azharsyah Ibrahim
Share: Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i1.18997

Abstract

This issue continues to showcase the distinctiveness of Islamic economic and financial practices in Indonesia and their potential relevance globally. It covers various aspects, including emerging trends in Islamic economics research, the significance of Islamic economics and finance in the modern economy, institutional performance, financial stability, waqf institutions, and the societal role of Islamic economics and finance. The selection process for the articles followed several rigorous steps. Upon receiving each submission, an initial check was conducted to assess its suitability with the journal's aim and scope. Subsequently, the manuscripts were sent to two appropriate reviewers for a double-blind peer review process. In some cases, manuscripts required multiple rounds of evaluation before final acceptance. The feedback provided by the reviewers played a crucial role in making the final decisions. Upon acceptance, the manuscripts proceeded to the editing stages, where they underwent meticulous proofreading and layout design. Throughout this stage, close and constant communication between our editors and the respective authors was maintained to ensure the clarity and coherence of the final articles. From the numerous submissions received, only 12 outstanding papers were selected for publication. Each of these articles offers valuable contributions to the field of Islamic economics and finance, and they have been carefully chosen for their originality, relevance, and potential impact on the scholarly community. We believe that these selected papers will enrich the understanding and discourse surrounding Islamic economics and finance, both in Indonesia and beyond.
Navigating Economic Landscapes: Strategic Insights Amidst the Pandemic and Beyond Azharsyah Ibrahim
Share: Jurnal Ekonomi dan Keuangan Islam Vol 12, No 2 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i2.22517

Abstract

The issue summarizes a series of research studies related to Islamic economics and finance. The first study focuses on the impact of the COVID-19 pandemic on economic growth in Muslim and non-Muslim countries, highlighting the differing effects of mobility restrictions and other pandemic-related factors. Other studies examine topics such as factors influencing foreign direct investment in Muslim countries, zakat compliance among Indonesian business owners, the integration of Bitcoin within the Indonesian monetary system, and the impact of fintech on charitable giving practices among millennials in Java. Additionally, research on Islamic banking performance, management accounting information system quality in Islamic banks, and strategic recommendations for the economic sustainability of business units within Dayah in Aceh are discussed. This issue also covers studies on halal service performance, challenges faced by halal-certified MSMEs, impulsive buying behaviors among Generation Z in Aceh, a Falah-based welfare index, cultural values as an anti-fraud strategy in Islamic schools, and the optimization of Hajj finance in Indonesia through the role of Wakalah contracts. The studies employ rigorous methodologies to achieve their objectives and their findings offer valuable insights with significant implications for the field of Islamic economics and finance, including areas like Islamic banking performance, halal service performance, and the optimization of Hajj finance.
MANAGING FINANCING RISK OF ISLAMIC BANKING PRODUCTS IN INDONESIA: A VALUE AT RISK APPROACH Sari, Nilam; Ibrahim, Azharsyah; Muzammil, Muzammil; Muksal, Muksal
Islam Futura Vol 24, No 1 (2024): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v24i1.17693

Abstract

This study aims to assess the potential risk and anticipated returns of equity and debt-based financing products in Islamic banking in Indonesia, represented by the three most prevalent contracts: musharakah, mudharabah, and murabahah. Data was collected from banks' monthly financial reports published on the Indonesia Financial Service Authority (OJK) website from 2014 to 2020, resulting in 82 observations. Data analysis was conducted using the Value at Risk (VaR) method with the variance-covariance approach. Among many methods, VaR is one of the most popular techniques that yields the most comprehensive results in measuring risk and return. The findings reveal that, in general, all equity and debt-based financing yielded stable risk and returns. However, equity-based financing produced higher returns, but also generated higher risks due to its uncertain nature. The results also demonstrate that risk management in Islamic banks improved gradually during the observation period, as indicated by the average score of portfolio combinations. These findings suggest that Islamic banks should balance their product offerings between equity-based financing and debt-based financing while simultaneously strengthening risk management, especially for murabahah products in equity-based financing.
Indonesian Horizons in Islamic Finance: Navigating Risk, Innovation, and Social Impact Ibrahim, Azharsyah
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 1 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i1.24266

Abstract

This edition of "Share: Journal of Islamic Economics and Finance" presents a diverse range of insightful research and findings exploring various aspects of Islamic economics and finance. The studies cover topics such as the innovative Micro Waqf Bank model in Aceh, determinants of risk in Indonesian Islamic banking, Ibn Khaldun's nuanced theory of economic development, the potential of Cash Waqf Linked Deposit (CWLD) in revitalizing Islamic banking, financial performance evaluation of mining companies listed on the Jakarta Islamic Index, redefining Customer Relationship Management (CRM) for the digital age, the influence of Islamic marketing strategies on pre-loved clothing purchases, the nexus between Sharia governance and financial performance in Indonesian Islamic banks, mitigation strategies for Islamic financing risk, the impact of temporary shirkah funds on SME financing, a gravity model analysis of Indonesia's trade role within OIC economies, protection of Hajj and Umrah pilgrims from fraud, the role of fintech lending in expanding Sharia financial inclusion and human development, the mediating role of perceived usefulness in Sharia fintech adoption among Gen Z, the SDG-Islamic banking nexus in major OIC economies, the impact of macroeconomics on Islamic banking and MSME futures during the COVID-19 crisis, and the transition to Sharia-compliant finance in Aceh amidst miscommunication, misperceptions, and resistance. These studies employ various methodologies, including quantitative analysis, qualitative approaches, and mixed methods, to investigate the challenges, opportunities, and innovations within the field of Islamic economics and finance. The findings contribute to a deeper understanding of Islamic economic thought, sustainable development, risk management, financial inclusion, customer relationship management, and the role of Islamic finance in promoting economic growth and social welfare. The studies also offer practical implications and recommendations for policymakers, regulators, Islamic financial institutions, and researchers, paving the way for a more dynamic, inclusive, and sustainable Islamic financial landscape.
Financial Performance Analysis of Bank Aceh's During the Covid-19: RGEC Approaches Ibrahim, Azharsyah; Muksal, Muksal; Sartika, Ayu
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 16 No. 1 (2024): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v16i1.3142

Abstract

The Covid-19 pandemic has had a significant impact on various sectors in Indonesia, including the banking industry. This study aims to compare the financial performance of PT Bank Aceh Syariah before and during the Covid-19 pandemic using the RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) analysis method. Secondary data used in this research were obtained from the financial statements of Bank Aceh Syariah published on the bank's official website. Data analysis was conducted using the independent sample t-test hypothesis testing. The results indicate that there were no significant differences in the ratios of Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Good Corporate Governance (GCG), Return on Assets (ROA), Return on Equity (ROE), Operating Expenses to Operating Income (BOPO), and Capital Adequacy Ratio (CAR) between the periods before and during the Covid-19 pandemic. These findings suggest that Bank Aceh Syariah has been able to maintain its financial performance despite the challenges posed by the pandemic. This study contributes to the understanding of the resilience and adaptability of Islamic banks in the face of economic shocks and highlights the importance of robust risk management and governance practices in ensuring financial stability during times of crisis.
Pengaruh Tingkat Literasi Keuangan Syariah terhadap Keputusan Menggunakan Lembaga Keuangan Syariah (Studi pada Dosen UIN Ar-Raniry) Dahlia, Muna; Ibrahim, Azharsyah; Riza, Akmal
Share: Jurnal Ekonomi dan Keuangan Islam SHARE DISCUSSION SERIES
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v0i0.27707

Abstract

The Impact of Islamic Financial Literacy on Lecturers’ Decision-Making in Utilizing Islamic Financial Institutions: Evidence from UIN Ar-Raniry - Islamic financial literacy is an extension of financial literacy, encompassing individuals' knowledge and understanding of financial concepts in accordance with Sharia principles. Low levels of Islamic financial literacy can affect the quality of financial decision-making, including decisions to use Islamic financial institutions. This study aims to analyze the influence of Islamic financial literacy on decisions to use Islamic financial institutions among lecturers at Universitas Islam Negeri (UIN) Ar-Raniry. The research employs a quantitative method with a survey approach. Data were collected through questionnaires distributed to 86 lecturers, selected via accidental sampling from the total population of lecturers at UIN Ar-Raniry. Data analysis was conducted using simple linear regression with the assistance of SPSS software. The results show that Islamic financial literacy has a positive and significant effect on decisions to use Islamic financial institutions. This is evidenced by a regression coefficient of 0.171 and a significance value of 0.000 (p < 0.05). The coefficient of determination (R²) of 0.284 indicates that Islamic financial literacy accounts for 28.4% of the variance in decisions to use Islamic financial institutions, while the remaining 71.6% is influenced by other factors not covered in this study. The study concludes that the higher the level of Islamic financial literacy among lecturers, the better their decisions regarding the use of Islamic financial institutions. The implications of this study highlight the importance of improving Islamic financial literacy among lecturers to encourage the use and development of Islamic financial institutions.
Global Challenges, Local Solutions: The Role of Islamic Financial Systems Ibrahim, Azharsyah
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.27560

Abstract

In this volume, Share Jurnal Ekonomi dan Keuangan Islam (Share Journal of Islamic Economics and Finance) presents a critical examination of the intersections among Islamic finance, economic resilience, and social impact, shedding light on the capacity of Islamic economic principles to offer viable solutions to contemporary global challenges. It provides transformative insights into key areas, including the psychological benefits associated with Islamic social finance, the imperatives of sustainability in corporate governance, and the innovations driving financial inclusion and technology. Utilizing a diverse array of research methodologies—such as bibliometric analysis, structural equation modeling, and comprehensive case studies—the articles contribute robust scholarly insights that focus on promoting psychological well-being, aligning financial practices with sustainability objectives, and leveraging technology to enhance inclusivity. The findings underscore the potential of Islamic economic systems to address both theoretical and practical concerns, emphasizing the adaptability of these principles in fostering equitable socio-economic development and their significance within broader policy and academic discourse aimed at effectively addressing global challenges.
Pengaruh Kualitas Pelayanan dan Kepercayaan Nasabah terhadap Kepuasan Nasabah (Studi pada Bank Aceh Syariah Banda Aceh) Mastura, Zainatun; Ibrahim, Azharsyah; Syahriyal, Syahriyal
Share: Jurnal Ekonomi dan Keuangan Islam SHARE DISCUSSION SERIES
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v0i0.23004

Abstract

The Effect of Service Quality and Trust on Customer Satisfaction: Insights from Bank Aceh Syariah in Banda Aceh - Customer satisfaction is a crucial factor in Islamic banking. It is believed that service quality and customer trust can enhance customer satisfaction. This research aims to investigate the influence of service quality and customer trust on customer satisfaction at PT. Bank Aceh Syariah KPO Banda Aceh. This study employs a quantitative approach with a population encompassing all customers of PT. Bank Aceh Syariah KPO Banda Aceh. Accidental sampling was used to select participants. Data was collected through questionnaires utilizing a Likert scale that was validated for reliability and validity. Data analysis involved tests for validity, reliability, classical assumptions, correlation, and both simple and multiple linear regression. The research yielded that service quality and customer trust jointly exert a significant influence on customer satisfaction. Meanwhile, service quality has a significant individual impact on customer satisfaction, and customer trust has a significant individual impact on customer satisfaction. This research underscores the importance of service quality and customer trust in fostering customer satisfaction. PT. Bank Aceh Syariah KPO Banda Aceh should continuously strive to improve service quality and build customer trust to enhance customer satisfaction.==============================================================================================================Kepuasan nasabah merupakan faktor penting dalam perbankan syariah. Kualitas pelayanan dan kepercayaan nasabah diyakini dapat meningkatkan kepuasan nasabah. Penelitian ini bertujuan untuk mengungkapkan pengaruh kualitas pelayanan dan kepercayaan nasabah terhadap kepuasan nasabah di PT. Bank Aceh Syariah KPO Banda Aceh. Penelitian ini menggunakan pendekatan kuantitatif dengan populasi seluruh nasabah di PT. Bank Aceh Syariah KPO Banda Aceh. Sampel diambil menggunakan teknik accidental sampling. Data dikumpulkan melalui kuesioner dengan skala Likert yang telah diuji validitas dan reliabilitasnya. Analisis data menggunakan uji validitas, reliabilitas, asumsi klasik, korelasi, regresi linear sederhana dan berganda. Hasil penelitian menunjukkan bahwa kualitas pelayanan dan kepercayaan nasabah secara bersama-sama berpengaruh signifikan terhadap kepuasan nasabah. Secara parsial, kualitas pelayanan berpengaruh signifikan terhadap kepuasan nasabah, dan kepercayaan nasabah berpengaruh signifikan terhadap kepuasan nasabah. Penelitian ini menunjukkan bahwa kualitas pelayanan dan kepercayaan nasabah penting untuk meningkatkan kepuasan nasabah. PT. Bank Aceh Syariah KPO Banda Aceh perlu terus meningkatkan kualitas pelayanan dan membangun kepercayaan nasabah untuk meningkatkan kepuasan nasabah.
Co-Authors Abdul Jalil Salam Abrar Amri Akhyar Rinaldi Akmal Riza Akmal, Raihanul Al Munawir Ana Fitria Ana Fitria Arinal Rahmati Arinal Rahmati Armiadi Musa Awalurramadhana, Awalurramadhana Ayumiati, Ayumiati Azhar, Fauzul Azimah Dianah Badratun Nisak Benazir, Benazir Bismi Khalidin Dahlia, Muna Elkamiliati Elkamiliati Elkamiliati, Elkamiliati Fauzul Azhar Fitria Fitria Fitria Fitria Hafas Furqani Hafizh Muarif Halim, Hendra Hendra Halim Hendra Syahputra Ismail Rasyid Ridla Tarigan Ismaulina Isnaliana Isnaliana Israk Ahmadsyah Jalilah Jalilah Khairul Amri Mastura, Zainatun Muhammad Adnan Muhammad Arifin Muksal Muksal Muzammil, Muzammil Naharudi, Izul Nilam Sari Nisak, Badratun Nor &#039;Azzah Kamri Nursabna, Shetty Rahmat Aulia Rahmati, Arinal Rahmati, Arinal Rinaldi, Akhyar Riska Mailinda Rizqy, Irhas Sarah Nadia Sartika, Ayu Suryanti Suryanti Syahminan Syahminan Syahriyal, Syahriyal Umuri, Khairil Uswatun Hasanah Uswatun Hasanah Utami, Ade Putri Vona Dimitha, Dea Wardiah Wardiah Wardiah Wardiah Zahra Zulchayra Zaida Rizqi Zainul, Zaida Rizqi