Claim Missing Document
Check
Articles

Found 39 Documents
Search

DOMESTIC PREFERENCE PROVISIONS FOR INDONESIAN ELECTRICITY INFRASTRUCTURE PROJECTS FUNDED BY FOREIGN LOANS Anggita Tridiani Sirait; Djumikasih; Budi Santoso
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 5 (2025): September
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i6.4296

Abstract

The purpose of this study is to analyze the potential inconsistency of the domestic preference provisions in ESDM Ministerial Regulation No. 11 of 2024 with the principles of the Regulation for ADB Borrowers and its legal implications on electricity infrastructure projects funded by foreign loans. This research method is normative juridical with a legislative approach, an analytical approach, and a conceptual approach. The results show that the domestic preference provisions in ESDM Ministerial Regulation No. 11 of 2024 strengthen the use of domestic products in electricity projects funded by foreign loans, but have the potential to conflict with the principles of fairness and transparency in the Procurement Regulations for ADB Borrowers. Nationally, this policy is legitimate and supports economic independence, but internationally it can raise issues of inconsistency with the WTO principles of non-discrimination and national treatment and affect the credibility of the procurement process.
THE MEANING OF MATURITY IN MARRIAGE FROM THE PERSPECTIVE OF ISLAMIC LAW Ane Fany Novitasari; Thohir Luth; Djumikasih; Nur Chanifah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 6 (2023): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i6.1102

Abstract

Marriage maturity is intended to build an adult household, although textually it is not stipulated regarding maturity in marriage does not mean that Muslims are free to marry freely without considering their level of maturity. This study aims to examine the meaning of maturity in marriage from the perspective of Islamic law. This research is a normative legal research with a philosophical approach (philosophical approach), statutory approach (statute approach), and conceptual approach (conceptual approach). The techniques for analyzing legal material are survey, question, read, recite/recal, review using a deductive way of thinking. The results of the study show that maturity according to Islamic law is that marriage is carried out within the limits of someone who has entered the baligh phase. The household needs to be built on the basis of maturity so as to give rise to the psychological maturity of each partner, whether husband or wife. Islamic law requires that people who want to marry are truly people who are mentally, physically and psychologically ready, mature and understand the meaning of marriage which is part of worship. The household needs to be built on the basis of maturity so as to give rise to the psychological maturity of each partner, whether husband or wife. Islamic law requires that people who want to marry are truly people who are mentally, physically and psychologically ready, mature and understand the meaning of marriage which is part of worship. The household needs to be built on the basis of maturity so as to give rise to the psychological maturity of each partner, whether husband or wife. Islamic law requires that people who want to marry are truly people who are mentally, physically and psychologically ready, mature and understand the meaning of marriage which is part of worship.
JURIDICAL IMPLICATIONS THE JOINT MEETING OF THE PURA DWIJAWARSA FOUNDATION IS BASED ON LEGAL CERTAINTY Melati Putri Nusa, Luh Putu Ayu Meilina; Djumikasih; Dyah Widhiawati
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 6 (2023): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i6.1167

Abstract

The Foundation Law provides an understanding that a foundation is a legal entity engaged in religious, social, and humanitarian fields. This research discusses the juridical implications of the joint meeting held at Yayasan Pura Dwijawarsa with the aim of appointing the foundation's trustees, the regulation of the joint meeting is contained in article 7 number 6 of the Articles of Association contained in the Deed of Establishment of Yayasan Pura Dwijawarsa Number 29 dated April 25, 2008 made before notary Niluh Elita Mahariany S.H., M.Kn, the article states that if for any reason the foundation does not have a trustee, then since the vacancy is obliged to appoint a trustee based on the decision of a joint meeting by the management and supervisory organs. But what happened in Yayasan Pura Dwijawarsa, the joint meeting aimed at appointing the coach was carried out by the management and supervisors who had ended their term of office. This research is a socio-legal research using a sociological juridical approach. The results of the analysis show that there are several impacts arising from the existence of the joint meeting so that it is not in accordance with one of the objectives of the law, namely legal certainty.
LEGAL CERTAINTY OF MARRIAGE BETWEEN CHRISTIANS AND CATHOLICS IN THE DECISION OF THE NORTH JAKARTA DISTRICT COURT NUMBER 423/PDT.P/2023/PN JKT.UTR Samuel Fajar Hotmangara Tua Siahaan; Rachmi Sulistyarini; Djumikasih
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 5 (2025): September
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i6.4422

Abstract

Interfaith marriages can be registered by the state as long as there is a court decree declaring the validity of the marriage and registerable, as regulated in the act of marriage and act of population administration. This also applies to interchurch marriages between Catholics and Christians in Indonesia. Regarding this matter, The North Jakarta District Court issued Decree Number 423/Pdt.P/2023/PN Jkt.Utr, which granted the petitioners' request for registration of their interchurch marriages. However, in its legal reasoning, the Judge stated that the petitioners' interchurch marriage was not considered an interfaith marriage. Furthermore, the Judge did not obtain evidence of the Christian Church's approval of their interchurch marriage. Through this study of this decree, the author conducted legal research using a statutory, a conceptual, and a systematic approach, thus concluding that the decree order does not fulfill the principle of legal certainty.
Urgency of Notification to the Owners of Collateral Goods in the Sale of Receivables Accompanied by Credit Transfer by Cession wijaya, Sevi Puri; Djumikasih; Susilo, Hariyanto
International Journal of Business, Economics, and Social Development Vol. 6 No. 4 (2025): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v6i4.1096

Abstract

Banking plays a vital role in society, especially with increasingly accessible credit facilities. Loans or credit must include collateral in the form of a mortgage, which must be fully surrendered to the creditor. However, a common problem in credit provision is bad debt or the inability of the debtor to fulfill their obligations. One solution adopted by the bank is the transfer of receivables (cession). In the transfer of receivables, several obligations must be fulfilled by the creditor, namely notification and the preparation of a deed of cession to the debtor and the collateral owner regarding the transfer of rights, as stipulated in the Civil Code. The purpose of this study is to analyze the meaning of notification to the collateral owner and the debtor, or approval in the sale of receivables accompanied by the transfer of credit through cession, and to analyze the legal protection for the collateral owner or the sale of receivables accompanied by the transfer of credit. This legal research is a normative legal research, the types and sources of data used are primary data, namely statutory provisions, and secondary legal materials, namely books, journals, and interviews collected by the author. Notification and approval of the collateral owner is the most important factor in the transfer of a cession and if it is not implemented, it will make the cession have no legal impact on the debtor or even be null and void by law.
Mitigation of Over-Indebtedness Risk in Online Lending: A Comparative Analysis of Regulatory Frameworks in China, Malaysia, and Thailand Abdullah, Salman; Widyanti , Yenny Eta; Djumikasih, Djumikasih
IBLAM LAW REVIEW Vol. 6 No. 1 (2026): IBLAM LAW REVIEW
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM IBLAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52249/ilr.v6i1.667

Abstract

The rise of defaults and over-indebtedness in online lending reflects failures in credit risk management, mainly due to weak lending limitations and an imbalance between platforms and borrowers. This raises legal protection concerns for debtors, as aggressive lending practices are not based on repayment ability. Therefore, imposing restrictions on online lending is crucial to mitigate risks of default and over-indebtedness, through measures like setting maximum loan limits, conducting proportional creditworthiness assessments, and reinforcing prudence in fintech regulations. This research adopts a normative juridical approach with statutory, conceptual, and comparative methods, focusing on China, Malaysia, and Thailand. The study aims to identify an ideal framework for online lending limits to combat defaults and over-indebtedness. Findings show Indonesia lacks sufficient regulation, especially in real-time integration of cross-platform credit data, enabling debt-cycling. Indonesia’s regulatory approach is reactive, while Malaysia’s is proactive. Law enforcement against illegal lending is weak, and debt relief mechanisms are underdeveloped, unlike China and Thailand, which have implemented lending limits and consumer protections. This research recommends a new legal framework integrating national credit reporting with
The Legal Validity of Oral Agreements in Online Arisan Practices: Kekuatan Hukum Perjanjian Tidak Tertulis (Lisan) dalam Arisan Online Widjanarko, Wildan Kristanto; Djumikasih; Nurhayati, Prawatya Ido
WARKAT Vol. 5 No. 2 (2025): Desember
Publisher : Faculty of Law, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/warkat.v5n2.4

Abstract

This study examines the legal validity of oral agreements in electronic-based arisan practices, commonly known as “online arisan.” The issue arises due to the lack of clear and comprehensive regulations governing online arisan, despite its rapid growth in Indonesia. This regulatory gap has resulted in frequent acts of default by both organizers and participants. Although online arisan is based on contractual agreements between members and organizers, its implementation must also comply with the Electronic Information and Transactions Law (ITE Law), as the activities are carried out electronically. However, because online arisan is a relatively recent development, it has not been fully regulated under the ITE Law. Oral agreements in online arisan remain legally valid, as they meet the essential requirements for a binding contract under the Indonesian Civil Code. This is supported by Article 5(4) of the ITE Law, which affirms that online agreements do not always need to be made in writing. Nevertheless, oral agreements have limitations in evidentiary strength when disputes or breaches of contract arise. This study emphasizes the need for clearer and more detailed legal regulations to ensure legal certainty and protection for both organizers and participants in online arisan practices.
The Principle of Appropriateness as the Basis for Determining Interest Rates in Debt Agreements: Asas Kepatutan Sebagai Dasar Dalam Penetapan Bunga Dalam Perjanjian Utang Piutang Eliza, Rahmi; Djumikasih; Suwardiyati, Rumi
WARKAT Vol. 5 No. 2 (2025): Desember
Publisher : Faculty of Law, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/warkat.v5n2.3

Abstract

This research raises the issues related to the provisions on interest rates, especially in personal loan agreements, is left to the discretion of the contracting parties based on the principle of freedom of contract. Even though the law provides a framework for regulating interest in agreements to control unreasonable interest practices, it unfortunately does not specify the maximum rate that may be agreed upon. Therefore, the application of the principle of fairness plays an important role in assessing and determining reasonable interest rates by the parties. This research uses normative legal research and employs statutory and case approaches, using primary, secondary, and tertiary legal materials. Legal material search techniques in this study include literature review, website or internet study, and document study, with legal material analysis using systematic interpretations. The results of the study shows that the main factors considered by judges in assessing reasonable interest rates in loan agreements include the agreement of the parties, legal regulations, comparisons with banking practices, principles of fairness and justice, and protection for the weaker party. Currently, there are no regulations governing the maximum interest rate that may be agreed upon in loan agreements outside formal financial institutions. This legal vacuum creates uncertainty and opens the door for the practice of excessively high interest rates that may harm borrowers. The application of the principle of fairness in loan agreements serves as an important legal mechanism to maintain balance, justice, and legal protection for all parties.
THE LEGAL STATUS OF ARTISTIC WORKS CREATED BY GENERATIVE ARTIFICIAL INTELLIGENCE FROM THE PERSPECTIVE OF INDONESIAN COPYRIGHT LAW Made Ardia; Yenny Eta Widyanti; Djumikasih
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 6 (2025): November
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v6i1.4486

Abstract

The development of Generative Artificial Intelligence (AI) has produced new forms of artistic works that generate uncertainty within Indonesia’s copyright law regime. Law Number 28 of 2014 on Copyright continues to position humans as the sole legal subjects eligible to be recognized as authors, thereby rendering works created entirely by AI unable to satisfy the requirements of originality and human authorship. The disparity between technological advancements and existing legal norms has resulted in regulatory gaps, particularly concerning the legal status of copyright holders and the scope of legal protection for generative AI based artistic works. Through normative juridical research, this study examines the necessity of legal reconstruction to accommodate this phenomenon without disregarding the foundational principles of copyright protection. The findings indicate that human intellectual contribution remains the essential basis for recognizing artistic works assisted by generative AI, while current regulations have yet to provide adequate legal certainty. Therefore, regulatory reforms that are adaptive and humanistic are required to ensure that legal protection remains relevant and equitable in the era of generative AI development.