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<![CDATA[Technical Efficiency Analysis at BUKU 1 Banks in Indonesia Using the Data Envelopment Analysis (DEA) Method Period 2016 – 2017 ]]>
<![CDATA[Kuncoro Budi Satrio]]>;
<![CDATA[Erric Wijaya]]>
<![CDATA[ Jurnal Ilmu Manajemen & Ekonomika Vol 13, No 1 (2020): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 13, No.1, December 2020 ]]>
Publisher : <![CDATA[Indonesia Banking School ]]>
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DOI: 10.35384/jime.v13i1.361
<![CDATA[This study began with an observation of the financial performance of banks in assessing the efficiency of commercial banks in Indonesia in the 2016 period and found inefficiency problems in BUKU I banks based on efficiency values (BOPO) as an indicator of bank efficiency. This study is an analysis of the measurement of bank efficiency values using quantitative analysis with secondary data obtained from the balance sheet and income statement for each bank sample (DMU) for the period 2016 - 2017 using a math-ematical model (linear program) with the Non-Parametric Data Envelopment Analysis (DEA) measure-ment method oriented to Input and assume Variable Return to Scale (VRS) with a sample of 17 Bank sam-ple data during the period 2016-2017. In each DMU there are two variables namely input and output, where the input variable consists of Price of Labor (X1), Price of Fund (X2) and Price of Physical Capital (X3) while the output variable consists of Credit (Y1), Interest Income (Y2) and other Operating Income (Y3). From the results of the measurement of efficiency using the DEA method of the 17 bank samples there are 6 efficient banks while 11 other banks are inefficient. The DEA method measurement results also get an inefficient output variable projection value, from 34 inefficiencies of output variables found there are 4 inefficiencies in the given credit variable, 15 inefficiencies in the Interest Income variable and finally 15 inefficiencies in other Operating Income variables. From the measurement of the efficiency value using the DEA method, the Bank's efficiency and inefficiency values are obtained and the factors causing the Bank's inefficiency so that these factors can be used as material for the Bank's evaluation in improving the Bank's strategic planning .]]>
<![CDATA[Effect Analysis of CAR, BOPO, NPL, ROA, and Total Assets on LDR at Bank DKI (Period of 2014 – 2018) ]]>
<![CDATA[Yuda Adipraya Iskandar]]>;
<![CDATA[Erric Wijaya]]>
<![CDATA[ Jurnal Ilmu Manajemen & Ekonomika Vol 13, No 2 (2021): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 13, No.2 Juni 2021 ]]>
Publisher : <![CDATA[Indonesia Banking School ]]>
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DOI: 10.35384/jime.v13i2.281
<![CDATA[Managing liquidity at a bank as an intermediary institution, is very important. Liquidity itself is considered as a reflection of the trust of customers or investors to bank. By knowing the factors that affect liquidity, banks are able to manage liquidity better. This study aims to analyze the variables that affect liquidity which is proxied by Loan to Deposit Ratio (LDR) at Bank DKI. The independent variables used are Capi-tal Adequacy Ratio (CAR), Operating Expenses on Operating Income (BOPO), Non Performing Loans (NPL), Return On Assets (ROA), and Total Assets. The data was obtained from secondary data from fi-nancial statements issued by Bank DKI in the period January 2014 to December 2018. The sampling tech-nique used purposive sampling. The hypothesis in this study is based on previous research and various oth-er supporting theories which are then analyzed using multiple linear regression analysis with Eviews 9. The results of this study indicate that CAR and NPL have a positive effect on LDR, Total Assets negative-ly affect LDR, ROA has no effect on LDR while BOPO cannot be used because of multicollinearity.]]>
<![CDATA[Analisis Kinerja Reksadana Pasar Uang Selama Pandemi Covid 19 ]]>
<![CDATA[erric wijaya]]>
<![CDATA[ MDP Student Conference Vol 1 No 1 (2022): The 1st MDP Student Conference 2022 ]]>
Publisher : <![CDATA[Universitas Multi Data Palembang ]]>
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<![CDATA[Reksa dana adalah sebuah alternatif pilihan untuk investor yang ingin berinvestasi namun memiliki keterbatasan waktu, kemampuan, dan pengetahuan dalam menghitung risiko investasi. Reksa Dana Pasar Uang merupakan jenis Reksa Dana yang memiliki risiko rendah untuk investor yang memiliki tipe konservatif. Tipe konservatif ini adalah tipe investor yang cenderung menghindari risiko. Penelitian ini bertujuan untuk mengetahui kinerja Reksa Dana Pasar Uang berdasarkan metode Sharpe Ratio, M-Square Ratio, dan Roy Safety First Ratio. Populasi dalam penelitian ini adalah Top 5 Manajer Investasi Kelolaan Reksa Dana Pasar Uang berdasarkan bareksa periode Maret 2020 – Juni 2020. Sampel pada penelitian menggunakan purposive sampling yang terdiri dari 10 Reksa Dana Pasar Uang. Selama Periode penelitian berdasarkan hasil perhitungan Sharpe Ratio dan M-Square Ratio tidak terdapat Reksa Dana Pasar Uang yang memiliki kinerja positif (underperform), sedangkan Roy Safety First Ratio tidak terdapat Reksa Dana Pasar Uang yang memiliki kinerja negatif (outperform).]]>
<![CDATA[PENGARUH FREE CASH FLOW, PROFITABILITAS, LIKUIDITAS DAN LEVERAGE TERHADAP KEBIJAKAN DIVIDEN PADA PERUSAHAAN SUB SEKTOR CONSUMER GOODS INDUSTRY DI INDONESIA PERIODE 2015-2018 ]]>
<![CDATA[Dimas Trinanda Susanto]]>;
<![CDATA[Erric Wijaya]]>
<![CDATA[ Journal of Accounting, Management and Islamic Economics Vol. 1 No. 2 (2023): Journal of Accounting, Management, And Islamic Economics, Volume 01, No. 02, De ]]>
Publisher : <![CDATA[Ibs Press ]]>
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DOI: 10.35384/jamie.v1i2.469
<![CDATA[Dividend policy is a result of the decision of the amount of profits earned by companies can be divided into dividends or can be replanted (profits received) as investment financing. This study aims to describe the influence of Free Cash Flow (FCF), Return on Investment (ROI), Current Ratio (CR), and Debt to Equity Ratio (DER) in the selection of shares for investment. The method used in this study is linear regression by supporting the independent factors on the dependent variable. The method in selecting samples uses a purposive sampling method and produces 26 companies. The population of this study is the companies in the Consumer Goods Industry sub-sector in the Indonesia Stock Exchange (IDX) for the period January 2015 - December 2018. Free Cash Flow (FCF), Current Ratio (CR), and Debt to Equity Ratio (DER) have a significant effect. While Return on Investment (ROI) does not affect the Dividend Payout Ratio (DPR). Simultaneously, Free Cash Flow (FCF), Current Ratio (CR), Return on Investment (ROI), and Debt to Equity Ratio (DER) related to Dividend Payout Ratio (DPR).]]>
<![CDATA[ANALISIS PERBANDINGAN CAMEL PADA BANK BCA SYARIAH SEBELUM DAN SELAMA PANDEMI COVID-19 ]]>
<![CDATA[Intan Purnama Sari]]>;
<![CDATA[Erric Wijaya]]>
<![CDATA[ Journal of Accounting, Management and Islamic Economics Vol. 2 No. 1 (2024): Journal of Accounting, Management, And Islamic Economics, Volume 02, No. 01, Ju ]]>
Publisher : <![CDATA[Ibs Press ]]>
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DOI: 10.35384/jamie.v2i1.540
<![CDATA[The Covid-19 pandemic has had an impact on various aspects of the economy and business activities. The Covid-19 pandemic has an impact on banking and financial performance which will af ect the level of bank health. There is a way that can be done to determine the impact of the pandemic regarding bank health, namely by requiring objective and precise benchmarks. This research aims to analyze financial reports on the performance of Sharia Banks before the Covid-19 pandemic and during the Covid-19 pandemic. The data analysis method applied in this research is quantitative descriptive analysis. Quantitative analysis is a scientific method because it meets scientific principles, namely empirical concreteness, objective, measurable, rational and systematic. This analysis uses research data in the form of numbers and carries out statistical analysis (Sugiyono, 2013). Then, the analysis tool in this research uses the time series data analysis model. The sampling method in this research is Non-Probability Sampling. The sampling technique for this research is saturated sampling. 12 samples were applied before the Covid-19 pandemic and 12 samples were applied during the Covid-19 pandemic. The testing tool used is SPSS version 24. The research results show that the CAMEL method shows that in the Capital Adequacy Ratio, Non Performing Financing, BOPO ratios there is a significant dif erence between before the Covid-19 pandemic and during the Covid-19 pandemic, while the Return on Assets indicator shows that there is no significant dif erence between before and during the Covid-19 pandemic. Financing to Deposit Ratio shows that there is no significant dif erence between before and during the Covid-19 pandemic.]]>
<![CDATA[Strategi Peningkatan Daya Saing Dengan Meningkatkan Kualitas Pengelolaan Keuangan Dan Modal Pada UMKM POPKID.ID ]]>
<![CDATA[Santi Rimadias]]>;
<![CDATA[Erric Wijaya]]>;
<![CDATA[M. Bugo Vandori]]>
<![CDATA[ KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 4 No. 1 (2024): Maret : Jurnal Pengabdian Masyarakat Nusantara ]]>
Publisher : <![CDATA[Pusat Riset dan Inovasi Nasional ]]>
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DOI: 10.55606/kreatif.v4i1.2813
<![CDATA[This community service program focuses on strategies to increase the competitiveness of MSMEs in POPKID.ID Children's Clothing by improving the quality of financial and capital management. POPKID.ID is an MSME engaged in the convection of children's clothing aged 1-13 years which has been established since 2020. One of the main problems faced by POPKID.ID is limited working capital which hinders business growth and development. The purpose of this community service activity is to provide training and assistance related to financial and capital management strategies for POPKID.ID. The method used is through training and mentoring. As a result, financial projections show an upward trend if financial and capital management is improved. Suggested strategies include optimizing funding sources and increasing financial literacy.]]>
<![CDATA[Analisis manajemen modal kerja terhadap profitabilitas pada perusahaan consumer goods yang terdaftar di bursa efek indonesia (2017-2022) ]]>
<![CDATA[Wijaya, Erric]]>;
<![CDATA[Ferli, Ossi]]>;
<![CDATA[Natasya, Nur Bunga]]>;
<![CDATA[Ariani, Savira Indah]]>
<![CDATA[ Jurnal STEI Ekonomi Vol 32 No 2 (2023) ]]>
Publisher : <![CDATA[Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia (BPJP - STIE) ]]>
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DOI: 10.36406/jemi.v32i02.1369
<![CDATA[The COVID-19 pandemic has presented major challenges to various economic sectors, but the consumer goods sector has shown remarkable resilience. This study examines the impact of working capital management on the profitability of consumer goods companies on the Indonesia Stock Exchange before and during the pandemic. Using panel data from 16 companies, the regression analysis shows that accounts receivable collection period has a negative impact on profitability before the pandemic, while collection period, inventory, and accounts payable are not significant during the pandemic. These results provide insights into working capital management strategies that are relevant for consumer goods companies during times of economic crisis, especially in managing critical aspects such as receivables, inventories, and accounts payable.]]>
<![CDATA[FINANCIAL DISTRESS: ANALISIS RASIO KEUANGAN PERUSAHAAN SUB SEKTOR TRANSPORTASI PERIODE 2020Q1-2022Q4 ]]>
<![CDATA[Wijaya, Erric]]>;
<![CDATA[Melly, Popy Sandra]]>
<![CDATA[ JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 10, No 1 (2024): Vol 10, No. 1 (2024) ]]>
Publisher : <![CDATA[Universitas Pakuan ]]>
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DOI: 10.34203/jimfe.v10i1.9857
<![CDATA[ABSTRAKPenelitian ini bertujuan untuk menguji pengaruh current ratio, debt to equity ratio, debt to assets ratio, return on assets, dan total assets turnover terhadap financial distress. Populasi dalam penelitian ini merupakan perusahaan sub sektor transportasi yang terdaftar dalam Bursa Efek Indonesia (BEI) periode 2020Q1-2022Q4. Sampel penelitian sejumlah 10 perusahaan yang dipilih menggunakan teknik purposive sampling. Analisis data menggunakan analisis regresi. Hasil penelitian menunjukkan bahwa current ratio dan return on asset berpengaruh negatif terhadap financial distress serta debt to assets ratio dan total assets turnover berpengaruh positif terhadap financial distress. Sedangkan rasio leverage yang diproksikan dengan debt to equity ratio tidak berpengaruh terhadap financial distress. Implikasi penelitian ini adalah perusahaan transportasi perlu meningkatkan dan mengutamakan pembayaran utang dengan bunga tinggi atau jangka waktu pendek pendapatan untuk mengurangi rasio utang terhadap aset serta perusahaan perlu meningkatkan efisiensi operasional dengan menggunakan sumber dayanya secara lebih efisien.ABSTRACTThis research aims to examine the influence of the current ratio, debt to equity ratio, debt to assets ratio, return on assets, and total assets turnover on financial distress. The population in this study are transportation sub-sector companies listed on the Indonesia Stock Exchange (BEI) for the 2020Q1-2022Q4 period. The research sample was 10 companies selected using purposive sampling technique. Data analysis uses regression analysis. The research results show that the current ratio and return on assets have a negative effect on financial distress and the debt to assets ratio and total assets turnover have a positive effect on financial distress. Meanwhile, the leverage ratio proxied by the debt to equity ratio has no effect on financial distress. The implication of this research is that transportation companies need to increase and prioritize debt payments with high interest or short term income to reduce the debt to asset ratio and companies need to increase operational efficiency by using their resources more efficiently.]]>
<![CDATA[Analisis Kausalitas Granger antara Gross Domestic Product, Return on Asset dan Return on Equity pada Perbankan Buku 4 saat Sebelum Covid-19 dan Sesudah Covid-19 Periode 2017–2021 ]]>
<![CDATA[Kriztianto, Bayu]]>;
<![CDATA[Haryanti, Enny]]>;
<![CDATA[Budhijana, R Bambang]]>;
<![CDATA[Wijaya, Erric]]>
<![CDATA[ Jurnal Keuangan dan Perbankan Vol. 20 No. 1 (2023): Jurnal Keuangan Dan Perbankan, Volume 20 No. 1, Desember 2023 ]]>
Publisher : <![CDATA[STIE Indonesia Banking School ]]>
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DOI: 10.35384/jkp.v20i1.514
<![CDATA[Tujuan penelitian ini adalah untuk melakukan analisis kausalitas granger antara Gross Domestic Product, Return on Asset dan Return on Equity pada perbankan BUKU 4 (PERIODE 2017-2021). Teknik pengumpulan data dalam penelitian ini menggunakan data sekunder dengan menggunakan data tahunan GDP, ROA, dan ROE pada periode 2017-2021. Pengujian hipotesis yang dilakukan menggunakan analisis deskriptis, uji unit root, dan uji kausalitas granger. Penelitian ini menggunakan data laporan keuangan pada bank BUKU 4 yang di ambil dari annual report setiap bank. Kemudian peneliti juga menggunakan data gross domestic product tahunan Indonesia yang diambil dari situs Bank Indonesia dan World Bank sebagai data yang digunakan bahan penelitian untuk di uji menggunakan kausalitas granger sebagai metode pengujiannya. Hasil penelitian ini menunjukkan bahwa gross domestic product tidak selalu terjadi hubungan kausalitas terhadap kinerja keuangan, begitu pula sebaliknya. Namun data sebelum terjadinya pandemic menunjukkan hubungan kausalitas antara return on equity terhadap gross domestic product. Tetapi terjadi hubungan kausalitas antara return on equity terhadap return on asset perbankan BUKU 4.]]>
<![CDATA[Pengaruh Product Quality, Brand Image, dan Customer Satisfaction terhadap Customer Loyalty Sepatu Lari Outseight di Jakarta ]]>
<![CDATA[Sapto, Satria]]>;
<![CDATA[Wijaya, Erric]]>;
<![CDATA[Nasim, Muhammad]]>
<![CDATA[ Jurnal Keuangan dan Perbankan Vol. 20 No. 2 (2024): Jurnal Keuangan Dan Perbankan, Volume 20 No. 2, Juni 2024 ]]>
Publisher : <![CDATA[STIE Indonesia Banking School ]]>
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DOI: 10.35384/jkp.v20i2.568
<![CDATA[One intriguing aspect within the field of running in Indonesia, particularly in Jakarta, is the development of locally-branded running shoes that offer quality nearly on par with international brands. Given the substantial interest among running enthusiasts ini Jakarta, this has prompted researchers to delve further into the consumer loyalty towards local running shoes, particularly those under the Ortuseight brand. The aim of this study is to analyze the impact of product quality, brand image, and customer satisfaction on customer loyalty towards Ortuseight running shoes. This research employs a quantitative approach, collecting through an online questionnaire completed by 133 members of the running community in Jakarta. The analysis utilize multiple linear regression method. The findings of the study indicate that product quality, brand image, and customer satisfaction have a positive and significant influence on customer loyalty towards local running shoes, specifically Ortuseight]]>
