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All Journal Buletin Al-Turas Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) QIJIS (Qudus International Journal Of Islamic Studies) Islam Futura Nurani: Jurnal Kajian Syariah dan Masyarakat Journal of Accounting and Investment Jurnal Al-Ijtimaiyyah Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Peuradeun JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Majalah Ilmiah Bijak Al-Adyan: Journal of Religious Studies CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Al-Istinbath: Jurnal Hukum Islam
Desmadi Saharuddin, Desmadi
Syarif Hidayatullah State Islamic University of Jakarta
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Satu Dekade Perkembangan Surat Berharga Syariah Negara (SBSN) di Indonesia: Analisis Peluang dan Tantangan Paripurna, Danial; Hidayat, Rahmat; Saharuddin, Desmadi
JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Vol 24 No 3 (2025): September 2025
Publisher : LP2M STAI Miftahul 'Ula (STAIM) Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/lentera.v24i3.1804

Abstract

This paper examines the development of State Sharia Securities (Surat Berharga Syariah Negara/SBSN) in Indonesia over the past decade, focusing on the opportunities and challenges faced in its implementation. SBSN, or sovereign sukuk, is a Sharia-compliant financial instrument issued by the government to support the financing of the State Budget (APBN) and to stimulate the growth of the Islamic financial market. Since its first issuance in 2008, SBSN has shown significant growth in terms of investor numbers, issuance value, and product diversification. The government has developed various sukuk schemes including Green Sukuk and Mudharabah Sukuk to fund strategic and sustainable development projects. This paper also highlights ongoing challenges such as dependence on budget deficits, limited underlying assets, and the need for inter-agency coordination. Nevertheless, supported by strong regulatory frameworks and Sharia rulings, SBSN has great potential to become a key instrument in inclusive and Sharia-compliant development financing.
Integrating Halal and Thayyib Principles into Global Logistics Operation: A Comparative Analysis in Malaysia, UAE, and Indonesia Yunanto, Dwi; Amalia, Euis; Saharuddin, Desmadi
Majalah Ilmiah Bijak Vol. 22 No. 2: September 2025
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/bijak.v22i2.4867

Abstract

This paper examines how the concepts of halal and thayyib have evolved from basic religious dietary laws to broader principles guiding global industry practices. It explores how these principles are integrated into halal logistics systems in Malaysia, the UAE, and Indonesia. While Malaysia and the UAE have well-developed halal logistics systems, Indonesia is working to strengthen its own through regulations like Law No. 33 of 2014. However, challenges remain in Indonesia, including industry misunderstanding, infrastructure limitations, and regulatory delays. A real challenge is the postponement of the implementation of halal certification requirements until further notice, which was originally scheduled to start in October 2024. This qualitative study uses comparative analysis, literature reviews, and expert interviews to understand these challenges and proposes using ICT to improve halal logistics. The study's novelties include a comprehensive comparative analysis of halal logistics implementation across three countries, the integration of the conceptualization of halal and thayyib in Islam with halal value chain theory and institutional theory, and the emphasis on ICT's role in enhancing logistics efficiency. The study concludes that success in halal logistics requires coordinated efforts from policymakers, industry players, and technological advancements.
MODERASI ISLAM DALAM KESETARAAN GENDER (KOMPARASI TERHADAP AGAMA YAHUDI DAN NASRANI) Meirison, Meirison; Saharuddin, Desmadi; Rosdialena, Rosdialena; Ridho, Muhammad
JURNAL AL-IJTIMAIYYAH Vol. 6 No. 1 (2020)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-ijtimaiyyah.v6i1.5510

Abstract

Islam is a moderate religion that is very close to the dignity of women which is very different from the two religions of its predecessors. In both religions women are considered as a burden in life and very detrimental, women's rights are morally and materially ignored. Like ownership of property, the right to issue testimony, identity is assigned to the husband not to his father. Even as far back as 1956 and perhaps up to now in France and Germany full of women's freedom must obtain the husband's permission to conduct transactions, such as buying and selling, grants from his own property. With library studies and comparative approaches and qualitative methods the author reveals whether Jews and Christians have similarities in their treatment of women in theory and is there a difference between the two religions? Do Islam, Judaism and Christianity in theory give equal treatment to women? Let a Muslim know that there is a gap between the teachings of Islam and the behavior of some Muslims today that are no longer in accordance with Islamic norms. Such behavior does not originate from Islam as a moderate religion.Keywords: Islamic Moderation, In Gender, Comparison, Judaism and Christian.
Takhrij Fikih dan Permasalahan Kontemporer Meirison, Meirison; Saharuddin, Desmadi; Rosdialena, Rosdialena
AL-ISTINBATH : Jurnal Hukum Islam Vol 5 No 1 May (2020)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (4803.75 KB) | DOI: 10.29240/jhi.v5i1.1235

Abstract

This paper aims to describe Takhrij as a medium for understanding the general rules established by imams that are built on the fiqh fiqh by induction and analyzing specific problems (furu 'fiqhiyah), this is what the takhrij ushul means for furu'.Takhrij also means to resolve differences furu 'fiqhiyah with the ushuliyah rules originating from the imams. It is expected to find a law that does not have the proposition shara 'by returning it to the rules and ushul. With a literature study and comparative approach to descriptive analysis, it is found that fiqh takhrij is also used to recognize the law that comes from a priest in a problem that has no text. Its can be made by comparing it with the same furu 'problem with the texts (qiyas), or comparing it with the understanding of Imam's texts or its generality. This is the furu takrij 'on furu'. Takhrij fiqh can be applied to contemporary problems such as loading and unloading insurance, inflation, copyright, furu 'and Syariah laws' in contemporary matters. The development of takhrij fiqh is dependent on the interaction of theory and practice in the existing field to produce solutions to contemporary problems.
Sultan's Law and Islamic Sharia in The Ottoman Empire Court: An Analysis of The Existence of Secular Law Fatarib, Husnul; Meirison, Meirison; Saharuddin, Desmadi; Bahar, Muchlis; Karimullah, Suud Sarim
AL-ISTINBATH : Jurnal Hukum Islam Vol 8 No 1 May (2023)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v8i1.4908

Abstract

This article aims to describe the impact of legal dualism within the Ottoman Empire. After Constantinople was taken over, Sultan Muhammad Al-Fatih instituted a significant policy, including issuing laws and regulations for the benefit of society; then, there was also a dualism system within the Ottoman Empire, which was visible during the reign of Sultan Sulaiman I. During this time, foreign nationals were mainly recruited, and foreign traders began to gain impunity at the peak of power. This then prompted several questions, such as were the sultans free to create the laws they wanted, or was Islamic law still binding on them? Was Sultan's law an innovation from the Ottoman Empire or a legacy from the preceding dynasty in the form of Capitulation? To address those issues, the authors conducted a comparative historical analysis of various types of literature. We used a descriptive qualitative approach to Qānūn's position, which served as a springboard for foreign intervention in an Empire that was strong but weak in political policies which occasionally strayed outside the corridor of Islamic Sharia which had become customary and national culture. The tolerance separated from the corridors of Islam derailed during the crisis. This became a springboard for legal dualism in a state body with integrity in various dimensions.Keywords: Sultan's Law, Sharia, Judiciary,  Ottoman
Pengaruh Marketing Mix 5Cs Terhadap Loyalitas Nasabah Melalui Kepuasan Nasabah Bank Syariah Indonesia Tangerang Selatan Lestari, Riski Eka; Meiria, Endah; Saharuddin, Desmadi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.8622

Abstract

This study aims to analyze the Effect of Marketing Mix 5Cs (Conformity, Character, Commitment, Conscience and Customer Centrism) on Customer Loyalty through Customer Satisfaction of BSI South Tangerang. This research is a quantitative study using Multiple Linear Regression and Sobel Test through Microsoft Excel 2010 and SPSS version 26. The population of this research is BSI South Tangerang customers, 100 respondents were taken as a sample using purposive sampling technique. The results showed that the 5Cs Marketing Mix simultaneously had a significant effect on customer satisfaction and there was a significant effect on customer loyalty. Partially, Conformity has a positive and significant effect on Customer Satisfaction, while Character, Commitment, Conscience and Customer Centrism have no significant effect. Likewise Commitment and Customer Satisfaction have a positive and significant effect on Customer Loyalty, while Conformity, Character, Conscience and Customer Centrism have no significant effect. The results of the Sobel test show that Customer Satisfaction as an intervening variable is able to mediate Conformity to Customer Loyalty, while Character, Commitment, Conscience and Customer Centrism to Customer Loyalty are unable to be mediated by Customer Satisfaction. So this shows that the 5Cs Marketing Mix of Bank Syariah Indonesia (BSI) South Tangerang is quite satisfying but has not been able to increase customer loyalty. Therefore BSI must improve the quality of service to customer needs.
ASAS INDEMNITAS DAN KAFÂLAH DALAM ASURANSI SYARIAH Saharuddin, Desmadi
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 5 No. 1 (2013)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i1.2560

Abstract

The main objectives of a person to invest are to become wealthier and to gain tranquility in his life. It becomes absurd when the right customers for indemnity (kafâlah) towards customers who received a risk become unguaranteed. The customer is often difficult to understand the terms contained in the insurance policy that written in a very small font. The ambiguities of these terms become significant obstacles in the settlement of claims. Cases of claim are mostly the result of the customer’s difficulty in understanding these terms and the lack of a good explanation of the company concerning the content of the policy.DOI: 10.15408/aiq.v5i1.2560
Currency System and Its Impact on Economic Stability Saharuddin, Desmadi; Rama, Ali
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 9 No. 2 (2017)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v9i2.4749

Abstract

A number of economic problems that occurred during the power of Mamluk (1250-1517 AD) was considered as a result of the change to currency system, namely from the system of commodity-based money (gold and silver) into paper-based money (fiat). Instability prices, decrease of trading activities, high of unemployment number were a number of economic indicators that occurred at that time. This issue of macro-economy was considered as a result of changes in the money system. This study analyzes the dynamic relationship between the price of gold as a representation of commodity money system and M2 as a representation of fiat money against the stability of economic indicators such as inflation, economic growth, stock prices, and unemployment and interest rates. This study found that both systems not vary significantly against each other in its influence on macroeconomic variables. It means that the two systems do not have contrast distinction. Indeed, it was found that the commodity-based money system is not free of inflation, as propagated by the supporters of the dinar and dirham (dinarist). DOI: 10.15408/aiq.v9i2.4749
THE ROLE OF ISLAMIC DA'WAH AND THE IMPLEMENTATION OF SHARIA ON THE EXISTENCE OF MUSLIMS IN THE MALDIVES ISLANDS PAST AND PRESENT Meirison, Meirison; Bukhari, Bukhari; Saharuddin, Desmadi; Muhammadi, Qasem; Mistarija, Mistarija
Islam Futura Vol 24 No 1 (2024): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v24i1.18005

Abstract

Writing this article aims to explain the development of Islamic da'wah in the Maldives Islands, which is unique and rarely found in other Muslim regions. So far, the Maldives is only known as a tourist spot. It is rarely known that all of the Maldives adhere to Islam. The British have also ruled the Maldives for 78 years, influencing the Maldives to some extent. What is the form of da'wah carried out by Abu al-Barakat, whose origins are still debated by historians? But what is clear is that he had a significant influence on the spread of Islam in the Maldives Islands, which is corroborated by classical sources such as the text attributed to Ibn Battuta and several contemporary books. We conducted a literature study on this paper, with a historical approach, by collecting data, verifying and analyzing the data thoroughly, and rewriting the results of the analysis inductively in a qualitative descriptive form. Islam spread in the Maldives peacefully without violence and continues to survive from Christian missionaries and Shiite sects who come to spread their views. Scholars say about the fiqh theory that faith in conscience will not be changed by the sins and heresies it commits.
Co-Authors Ade Sofyan Mulazid Ali Rama ANGGRAINI, RR. TINI Azhari Akmal Tarigan Bahar, Muchlis Bukhari Bukhari Dwi Yunanto, Dwi Euis Amalia Farsiah, Lena Husnul Fatarib Ilda Hayati, Ilda Inayatul Chusna Ismail JAMILA, SITI Karimullah, Suud Sarim Lestari, Riski Eka Makhsus, Makhsus Meiria, Endah Meirison Meirison, Meirison Mistarija, Mistarija Muhammad Ridho Muhammad Yafiz, Muhammad Muhammadi, Qasem Nazar, Zerly Nurbaidah, Siti Umi Paripurna, Danial Rahmat Hidayat Rosdialena Wiradifa, Riyantama Wiwik Handayani