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All Journal Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan Al Ishlah Jurnal Pendidikan Jurnal Pengabdian Pada Masyarakat Educatio JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Abdi Insani ACADEMIA: Jurnal Inovasi Riset Akademik Literasi: Jurnal Pendidikan Guru Indonesia Akuntansi: Jurnal Riset Ilmu Akuntansi Interdiciplinary Journal of Education Jurnal Pengabdian Masyarakat dan Riset Pendidikan AFADA: Jurnal Pengabdian Pada Masyarakat Dinamika Pendidikan Lentera Negeri
Baiq Yuliana Rizkiwati
Universitas Hamzanwadi
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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The Influence of PBL Based on a Pedagogical Approach on Improving the Critical Thinking Ability of MA NW Lenek Lauk Students Rizkiwati, Baiq Yuliana; Mispandi, Mispandi; Wardah, Diki Wardiman Saleh
IJE : Interdisciplinary Journal of Education Vol. 2 No. 3 (2024): November, Interdisciplinary Journal of Education (IJE)
Publisher : Sumber Belajar Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61277/ije.v2i3.149

Abstract

This study aims to find out whether the Problem Based Learning learning model  based on the reflective pedagogy approach has an effect on improving students' critical thinking skills in economic learning in class X students at MA NW Lenek Lauk. This study is a Quasi Experiment research with a control group design  of randong sampling. The research sample is 23 students for the experimental class and 25 students for the control class. The data collection technique uses tests in the form of Pretest and Posttest questions and uses questionnaires or questionnaires. The hypothesis proposed in this study is that there is an influence  of the Problem Based Learning (PBL) learning model based on a reflective pedagogical approach on improving the critical thinking ability of grade X students in the independent curriculum for economics subjects at MA NW Lenek Lauk. Data analysis using an independent t test with a significant value of 5 % (0.05) can be obtained  with a sig.( 2-tailed) by 0.000 < 0.05. It can be concluded that Ha is accepted and Ho is rejected, so  the Problem Based Learning (PBL) Learning Model Based on a Reflective Pedagogy Approach has an effect on improving the critical thinking skills of class X students in the Independent Curriculum for Economics Subjects at MA NW Lenek Lauk.
Inovasi kue kering berbahan dasar rimpang dan pemanfaatan e-commerce sebagai upaya peningkatan omset penjualan di masa pademi covid Muhammad Zainul Majdi; Baiq Yuliana Rizkiwati
Lentera Negeri Vol. 2 No. 2 (2021): Lentera Negeri
Publisher : Indonesian Institute For Counseling, Education and Therapy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/99340

Abstract

Terkait dengan adanya perubahan pola konsumsi masyarakat saat pandemic seperti saat ini, dimana masyarakat mulai sadar  untuk memilih makanan yang kandungannya lebih sehat untuk menjaga daya tahan tubuh guna mengurangi potensi terinfeksi bakteri atau virus corona, maka sudah seharusnya mitra membuat inovasi aneka produk kue kering khas Lombok sesuai dengan keinginan, kebutuhan, selera dan daya beli masyarakat. Kegiatan Program Pengabdian Kepada Masyarakat (PKM) ini dilakasanakan dengan tujuan ingin menciptakan produk aneka kue kering khas Lombok yang sesuai dengan kebutuhan masyarakat, dan pemanfaatan E-Commerce untuk meningkatkan omset penjualan dimasa pandemic covid. Adapun permasalahan yang dihadapi UKM mitra diantaranya: 1) mitra belum melakukan inovasi aneka kue dengan bahan dasar rimpang dan produk mitra belum memiliki Branding, 2)Teknologi pemasaran belum maksimal dalam memanfaatkan E-commerce. Adapun solusi yang ditawarkan untuk menyelesaikan permasalahan yaitu: 1)Pelatihan pengembangan produk dan kemasan, serta Branding, 2)Pemanfaatn E-commerce sebagai media pemasaran dan upaya peningkatan omset penjualan. Metode yang dilakukan melalui metode partisipatif dimana peranan anggota kelompok mitra sangat diperlukan dalam memberikan masukan-masukan untuk pelaksananaan sosialisasi, pelatihan, dan pendampingan yang akan dilakukan yang tentunya sesuai dengan protocol kesehatan. Hasil dari pelaksanaan kegiatan yang dilakukan adalah dengan memberikan pelatihan pendampingan pengolahan aneka kue kering khas Lombok berbahan dasar rimpang menjadi bebarapa varians rasa dengan citra rasa yang khas seperti: nastar,jahe, putrii salju jahe merah dll. Selanjutnya sosialisasi dan pendampingan pentingan Kemasan dan Branding, dan yang terakhir mitra diajari bagaimana memasarkan produk dengan memanfaatkan E-commerce.  Luaran dari kegiatan ini adalah: 1) Pelatihan dan pendampingan Inovasi Produk, e) Memiliki kemasan produk yang kreatif, inovatif serta memenuhi standarisasai keamanan produk. 2) Pemanfaatan Teknologi Pemasaran produk melaui media social facebook.
Analisis Pengaruh Implementasi Kampus Merdeka Dan Persepsi Terhadap Minat Mengikuti Program Merdeka Belajar Kampus Merdeka Mahasiswa Fakultas Ilmu Sosial Dan Ekonomi Sartika Komala Sari; Baiq Yuliana Rizkiwati; Baiq Dian Septiana; Sulastri Maherlin; Tania Novita
Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan Vol 10 No 4 (2024): Desember
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jhm.v10i4.34291

Abstract

This research is a quantitative descriptive study. Quantitative research is a form of research that uses numerical data collection and analytical techniques to test hypotheses, draw conclusions, and understand the relationships between the variables studied. The purpose of this study was to analyze the implementation of the Independent Campus and perceptions of interest in participating in the MBKM program. The population of this study were active students at the Faculty of Social Sciences and Economics in the 6th semester. The research sample size was 130 students. The technique used in the research sampling was a   questionnaire. A questionnaire is a data collection technique carried out by providing a set of written questions or statements to respondents to answer. The data analysis technique used in this study was multiple linear regression analysis because it has two independent variables and one dependent variable. The findings of this study indicate that; First, the implementation of the independent campus influences the interest in participating in the MBKM program, Second, student perception influences the interest in participating in the MBKM program and third, the implementation of the Independent Campus and student perception simultaneously influence the interest in participating in the MBKM program with a determination coefficient of 0.398 or 39.8% of student interest is influenced by the implementation of the independent campus and student perceptions about MBKM, the remaining 60.2% is influenced by other factors not included in the model in this study.
The Contribution of App Inventor 2-Based Teaching Materials to Economic Learning Independence and Outcomes through Self-Efficacy Baiq Yuliana Rizkiwati; Muhammad Zainul Majdi; Yati Yati
Dinamika Pendidikan Vol. 20 No. 2 (2025)
Publisher : Economics Education Department Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v20i2.30724

Abstract

This study examines the contribution of App Inventor 2-based economics teaching materials to student learning independence and learning outcomes, mediated by self-efficacy. Employing a quantitative explanatory approach with causality design and path analysis, the research involved 32 tenth-grade students from SMK-IP YADARO Moyot selected through simple random sampling. Data collected via tests and questionnaires were analyzed using AMOS version 23. The measurement model demonstrated good fit with CFI and GFI values of 1.00, a significant chi-square value, and an acceptable RMSEA of 0.062, supported by other fit indicators. The absence of multicollinearity confirmed the independent contributions of each variable. App Inventor 2-based teaching materials showed significant direct effects on both self-efficacy and learning independence. Furthermore, both self-efficacy and learning independence significantly influenced students’ economics learning outcomes. Path analysis revealed an important indirect effect, where teaching materials impacted learning outcomes through mediation by self-efficacy. These findings highlight the crucial integration of learning technology and psychological factors in enhancing educational quality, suggesting that technology-based materials contribute not only directly but also through strengthening students’ belief in their capabilities, ultimately improving learning outcomes in economics education. The research highlights the importance of integrating technological innovation with psychological support in developing effective learning environments.
PENGARUH LITERASI KEUANGAN DIGITAL, AKSES PEMBIAYAAN DAN PENGELOLAAN KEUANGAN TERHADAP KINERJA DAN KEBERLANJUTAN UMKM DI LOMBOK TIMUR Siti Zohrah; Baiq Yuliana Rizkiwati; Muh. Fahrurrozi
ACADEMIA: Jurnal Inovasi Riset Akademik Vol. 6 No. 3 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/academia.v6i3.12187

Abstract

The limitation of digital financial technology understanding, uneven financing access, and the lack of daily financial management motivate this research activity. These field operational problems trigger low business competitiveness, cash flow recording inefficiency, and operational failure vulnerability for UMKM actors in Lombok Timur. The main focus of this scientific study aims to analyze the magnitude of the effect of digital financial literacy, financing access, and financial management on business performance and sustainability. The steps of this causal associative quantitative research were operated through the distribution of questionnaires to a sample of 225 UMKM actors via a purposive sampling technique. The numerical data processing procedure was executed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) assisted by SmartPLS 4. The quantitative data empirically reveals a significant positive effect of digital financial literacy (path coefficient 0.421; t 8.013; p 0.000) and financing access (path coefficient 0.409; t 7.535; p 0.000) on UMKM performance. Business sustainability is significantly affected by financing access (path coefficient 0.393; t 8.570; p 0.000) and financial management (path coefficient 0.524; t 11.764; p 0.000), with an R2 value of 0.326 for performance and 0.397 for sustainability. The main conclusion asserts that business sustainability relies on structured cash governance and capital availability. ABSTRAK Keterbatasan pemahaman teknologi keuangan digital, akses pembiayaan yang belum merata, serta minimnya pengelolaan keuangan harian melatarbelakangi kegiatan penelitian ini. Masalah operasional lapangan tersebut memicu rendahnya daya saing bisnis, inefisiensi pencatatan arus kas, serta kerentanan kegagalan operasional bagi para pelaku UMKM di Lombok Timur. Fokus utama kajian ilmiah ini adalah menganalisis besaran pengaruh literasi keuangan digital, akses pembiayaan, dan pengelolaan keuangan terhadap kinerja serta keberlanjutan usaha. Langkah-langkah penelitian kuantitatif asosiatif kausal ini dioperasikan melalui penyebaran kuesioner angket pada sampel 225 pelaku UMKM via teknik purposive sampling. Prosedur pengolahan data numerik dieksekusi memakai permodelan Structural Equation Modeling berbasis Partial Least Squares (SEM-PLS) berbantuan SmartPLS 4. Data kuantitatif secara empiris menyingkap pengaruh positif signifikan literasi keuangan digital (koefisien jalur 0,421; t 8,013; p 0,000) dan akses pembiayaan (koefisien jalur 0,409; t 7,535; p 0,000) terhadap kinerja UMKM. Keberlanjutan usaha dipengaruhi secara signifikan oleh akses pembiayaan (koefisien jalur 0,393; t 8,570; p 0,000) serta pengelolaan keuangan (koefisien jalur 0,524; t 11,764; p 0,000), dengan nilai R2 sebesar 0,326 untuk kinerja dan 0,397 untuk keberlanjutan. Simpulan utama menegaskan bahwa keberlanjutan bisnis bertumpu pada tata kelola kas terstruktur dan ketersediaan modal.  
Pengaruh Edukasi Fintech dan Literasi Ekonomi Digital Terhadap prilaku Digital Remaja Anisa Anisa; Nia maulidani Hafsari; Indah Khaerun Nisa'; Qurratul Aini; Baiq Yuliana Rizkiwati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.34090

Abstract

The development of financial technology (fintech) is driving changes in adolescent consumption behavior toward digital. This study aims to analyze the influence of fintech education and digital economic literacy on adolescent digital consumption behavior. The research method used a quantitative approach with a survey of 100 adolescents aged 18–25 who are active fintech users. Data were analyzed using multiple linear regression. The results show that fintech education and digital economic literacy have a positive and significant influence on adolescent digital consumption behavior, both partially and simultaneously, with fintech education as the most dominant variable. These findings emphasize the importance of improving fintech education and digital economic literacy, accompanied by strengthening self-control for more judicious use of digital financial services.
Prospek Penghasilan dan Employability Lokal terhadap Keputusan dan Keberlanjutan Migrasi Kerja Remaja Desa Loyok ke Malaysia Muhammad Habib Amar; Huzain Jailani; Baiq Yuliana Rizkiwati
Akuntansi Vol. 5 No. 2 (2026): Juni: Jurnal Riset Ilmu Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/akuntansi.v5i2.3269

Abstract

This study examines the influence of income prospects and local employment opportunities on the decisions and sustainability of labor migration by adolescents from Loyok Village to Malaysia. The approach used in this study is a quantitative approach with an explanatory design, while the study population consists of 376 adolescents from Loyok Village who work in Malaysia; the study sample was determined using purposive sampling, comprising 100 respondents. Data collection was conducted through the distribution of a Likert-scale questionnaire that had been tested for validity and reliability, ensuring the instrument’s suitability for the study. The data were analyzed using techniques including multiple linear regression and t-tests to determine partial effects, as well as F-tests to assess simultaneous effects among variables. Based on the research results, it was found that income prospects significantly influence labor migration decisions, as indicated by a calculated t-value of 3.990 and a significance level of less than 0.05. Local employability also significantly influences both the decision to migrate for work and the sustainability of labor migration, with calculated t-values of 4.221 and 4.285, respectively, and a significance level of less than 0.05. Simultaneously, income prospects and local employability showed a significant influence on migration decisions with a calculated F-value of 25.228, as well as on the sustainability of migration with a calculated F-value of 12.018; both values were greater than the critical F-value. These findings underscore the importance of enhancing the competencies of the young workforce and expanding local job opportunities to reduce rural youth’s reliance on labor migration abroad.
Co-Authors Abd. Rasyid Syamsuri Abdul Gunawan Agus Riswanto Ahmad Hasbirrosyid Aini, Qurratul Anisa Anisa Arif Rahim Baiq Dian Septiana Benar Sembiring Dina Pebriana Farhana Muhammad Farid, Lalu Fathul Harman Harman Hutabarat, Zuhri Saputra Huzain Jailani Indah Khaerun Nisa' Isti Fitrah Ilmi Juniarta, Isnayanti Firdaus Lalu Fathul Farid M.Sastra Budiawan Manik, Yuni Mariani Mawardi Mawardi Mispandi Moh. Wanda Aji Muh. Fahrurrozi Muhamad Juaini Muhammad Habib Amar Muhammad Ihsan Dacholfany Muhammad Rapii muhammad rapii, muhammad Muhammad Zainul Majdi Nia maulidani Hafsari Nuro Sholihah Qurratul Aini Rasyid Hardi Wirasasmita Rindu Sefira Riza Zuliana Rosmiati Yuliana Sartika Komala Sari Siti Hadijah Siti Kurniyah Siti Zohrah Sulastri Maherlin Tania Novita Titin Agustina Wardah, Diki Wardiman Saleh Yati Yati Yati Yati Yati Yati, Yati