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All Journal Jurnal Ekonomi & Studi Pembangunan Semesta Teknika EL-BANAT: Jurnal Pemikiran dan Pendidikan Islam Jurnal Dimensi Pendidikan dan Pembelajaran Shirkah: Journal of Economics and Business ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Ihtifaz: Journal of Islamic Economics, Finance, and Banking SANGKEP: Jurnal Kajian Sosial Keagamaan Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat PEDULI: Jurnal Imiah Pengabdian Pada Masyarakat Justisia Ekonomika Jurnal Maps (Manajemen Perbankan Syariah) Journal of Appropriate Technology for Community Services Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Dikmas: Jurnal Pendidikan Masyarakat dan Pengabdian Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Jurnal Pengabdian Multidisiplin Jurnal Agroteknologi Pertanian dan Publikasi Riset Ilmiah (JAPPRI) Seminar Nasional Produk Terapan Unggulan Vokasi Journal of Artificial Intelligence and Digital Business
Riduwan Riduwan, Riduwan
Universitas Muhammadiyah Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Public Health Social Sciences Transportation Other

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Literasi Keuangan Syariah: Bahaya Pinjaman Online terhadap Agama dan Ekonomi Riduwan, Riduwan; Pakarti, Muhammad Sang Aji; Amrullah, Amrullah
Jurnal Pengabdian Multidisiplin Vol. 4 No. 1 (2024): Jurnal Pengabdian Multidisiplin
Publisher : Kuras Institute & Scidac Plus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/00202404827000

Abstract

Lembaga Keuangan yang mampu menjangkau lapisan masyarakat paling bawah memiliki dampat yang tinggi dalam meningkatkan inklusi keuangan. Dibutuhkan mekanisme keuangan yang memiliki kemudahan prosedur dan kecepatan pelayanan, supaya masyarakat dapat mengakses dan memenuhi kebutuhan pendanaannya. Pengabdian pada masyarakat ini dilaksanakan dengan metode presentasi dan diskusi kelompok yang dipandu oleh mahasiswa. Sasarannya adalah masyarakat di dusun Mriyan Kapanewon Kretek, Bantul, DI. Yogyakarta. Program pengabdian tersebut merupakan satu rangkaian dengan kegiatan KKN Reguler Mahasiswa Universitas Ahmad Dahlan tahun 2024. Hasil dari pengabdian ini menunjukkan adanya peningkatan pemahaman dan kesadaran masyarakat tentang pinjaman online dan keuangan Syariah. Pinjaman online konvensional dengan berbagai kemudahan dan fasilitas yang ditawarkan, dapat meningkatkan literasi keuangan, tetapi disisi lain dapat merugikan masyarakat. Rekomendasi dari pengabdian ini adalah pentingnya menggunakan pinjaman online syariah atau Koperasi Syariah, BMT, dan BPRS sebagai alternatif keuangan.
Integrasi Agama dan Sains dalam Sistem Pendidikan Model Kuttab Riduwan, Riduwan; Mahmud, Amir
EL-BANAT: Jurnal Pemikiran dan Pendidikan Islam Vol. 13 No. 1 (2023): Juni
Publisher : Sekolah Tinggi Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/elbanat.2023.13.1.85-104

Abstract

With the rise of curriculum-based religious education which is guided by memorization and mastery of reading and studying the Koran in elementary age children, education today is only oriented towards diplomas and tactical-mechanical abilities. Education during the time of the Prophet apart from teaching the ability to write and study the Koran also taught Adab and Faith, something that is rarely found in education today. However, along with developments in the era of the Prophet's era, education which was realized in the Kuttab education system was not enough to answer the challenges of the times, therefore Kuttab education must also be adaptive by integrating religious education in Kuttab with general knowledge content, or in other words, integrating religion and science. This research aims to describe the Kuttab model Islamic Education System, understand the integration between science and religion, and determine the qualifications of Al Fatih Malang kuttab model Islamic education graduates. This research uses a qualitative case study type approach. The results of this research show an integrative learning model in religious education. The Iman morafaqot curriculum in discussing science can be combined thematically with Al-Qur'an learning (Tadabbur), and mufarroqot in Al-Qur'an learning which is integrated with scientific observations. Kuttab Al Fatih Malang applies the relationship between science and religion with the principles of faith and the Koran. Implementation of the relationship between science and religion takes the form of habituation, namely the habituation of the muroja'ah of the Qur'an, and the implementation of 3S (Greetings, Smiles, Greetings).
Correlation of Planning with Budgeting Systems in Education Nurlina, Nunung; Riduwan, Riduwan; Mufarrohah, Fatihatul
International Journal of Education, Information Technology, and Others Vol 7 No 2 (2024): International Journal of Education, information technology   and others (IJEIT)
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10963426

Abstract

This article was prepared with the aim of explaining the correlation between planning and budgeting systems in education. This writing uses qualitative methods. The results of this research conclude that planning and budgeting systems are closely related. With good budget planning, it can certainly lead to mutually desired educational goals
Penerapan Model Kooperatif Tipe Jigsaw pada Menulis Teks Berita Siswa Kelas VII B SMP Negeri 15 Muaro Jambi Riduwan, Riduwan; Harahap, Eddy Pahar; Saputra, Ade Bayu
JURNAL DIMENSI PENDIDIKAN DAN PEMBELAJARAN Vol 12: Special Issue No. 1 (2024)
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/dpp.v12i1.9611

Abstract

Sulitnya siswa dalam memahami teks berita dianggap menjadi kendala dalam kegiatan pembelajaran terutama dalam penulisannya dan faktor kegiatan pembelajaran yang kurang efektif sehingga siswa menjadi pasif dan hanya bergantung pada guru. Tujuan penelitian ini adalah untuk mendeskripsikan penerapan model pembelajaran kooperatif tipe jigsaw dalam pembelajaran teks berita. Metode penelitian ini adalah pendekatan kualitatif dengan jenis penelitian deskriptif. Sumber data dalam penelitian ini adalah modul ajar, evaluasi, wawancara, observasi, dan dokumentasi, sedangkan teknik pengumpulan data berupa observasi, wawancara, dokumentasi. Berdasarkan hasil penelitian modul ajar yang dibuat oleh guru memuat semua komponen modul ajar yang sesuai dengan kurikulum merdeka.  Selain itu, kegiatan pembelajaran telah terlaksana dengan baik sesuai dengan modul ajar dan langkah-langkah penerapan model kooperatif tipe jigsaw mulai dari pengelompokan siswa, pemberian materi, pemberian tanggung jawab, pengelompokan siswa dengan materi yang sama, presentasi siswa ke kelompok awal, guru merefleksi, mengevaluasi, dan menutup kegiatan pembelajaran sehingga menghasilkan kegiatan pembelajaran yang efisien.
Islamic Bank Customer Satisfaction and Services During the COVID-19 Pandemic Riduwan, Riduwan; Setyono, Hendro; Yuliana, Monikka; Jannah, Siti Salma Miftahul
Jurnal Ekonomi & Studi Pembangunan Vol 23, No 1: April 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v23i1.13796

Abstract

The COVID-19 pandemic has negatively impacted the Islamic banking industry by increasing non-performing financing, decreasing savings, and weakening annual performance. This condition, if not anticipated, can lead to bankruptcy. Therefore, customers need to get the best service so that their loyalty is maintained even though the conditions of Islamic banks are difficult. This study analyses customer satisfaction toward Islamic banks services during the COVID-19 pandemic. The respondents are 308 customers. The sampling method uses purposive sampling, and the data processing uses the Customer Satisfaction Index (CSI) model. The results of this study indicate that customers are satisfied with Islamic banks' services. So, they are willing to recommend other parties to become bank customers, not transfer funds to other Islamic banks, will not move to conventional banks, and not withdraw deposits. However, this study has limitations because it has not included social performance as a factor that affects loyalty. In addition, most respondents are Muslim, so future research is recommended to analyze satisfaction by including these two factors. Furthermore, these findings provide value for policy implications and recommendations for Islamic banks and stakeholders to increase satisfaction and service.
Literasi Keuangan dan Keamanan dalam Keputusan Penggunaan QRIS pada UMKM di Yogyakarta Kumalasari, Ratna Dewi; Riduwan, Riduwan; Sutanto, Aftoni
ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Vol 8, No 2 (2024): Oktober
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/iso.v8i2.2899

Abstract

Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis pengaruh literasi keuangan dan keamanan terhadap keputusan penggunaan ǪRIS pada UMKM di Yogyakarta. Penelitian ini menggunakan pendekatan kuantitatif asosiatif. Data primer diperoleh melalui penyebaran kuesioner secara daring kepada 106 responden yang dipilih dari pelaku UMKM di Yogyakarta dengan menggunakan metode purposive sampling. Analisis data menggunakan teknik regresi linear berganda. Hasil penelitian ini menunjukkan bahwa literasi keuangan dan keamanan secara signifikan mempengaruhi keputusan penggunaan ǪRIS oleh pelaku UMKM di Yogyakarta. Hasil uji t dan uji F mengonfirmasi bahwa literasi keuangan yang baik dan keamanan yang tinggi masing-masing memiliki dampak positif terhadap keputusan adopsi ǪRIS, dan keduanya secara bersamaan menunjukkan pengaruh yang signifikan. Hal ini menegaskan bahwa untuk meningkatkan adopsi ǪRIS, penting bagi pelaku UMKM untuk memiliki pemahaman keuangan yang memadai serta merasa yakin mengenai keamanan sistem yang digunakan.
Corporate Governance Strategies for Navigating the VUCA Era: A Case Study of BPRS Barokah Dana Sejahtera Yogyakarta Edi Sunarto; Riduwan, Riduwan; Aftoni Sutanto
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 8 No. 1 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v8i1.12918

Abstract

Introduction: Governance is a crucial aspect of financial institutions, including Islamic rural banks (BPR Syariah), to ensure sustainability and competitiveness. PT. BPR Syariah Barokah Dana Sejahtera faces challenges in governance implementation, particularly in the VUCA (Volatility, Uncertainty, Complexity, and Ambiguity) era. Several obstacles, such as inconsistency, insufficiently comprehensive governance guidelines, and lack of intensive socialization, hinder the effectiveness of governance practices. Purpose: This study aims to examine the implementation of governance at PT. BPR Syariah Barokah Dana Sejahtera and formulate strategies to optimize governance practices in response to the challenges of the VUCA era. Methodology: This research employs a qualitative approach with a case study method. Data were collected through observations, document analysis, and interviews. The analysis process follows a structured approach, including data collection, data reduction, data presentation, and conclusion verification. Findings: The study identifies key challenges in governance implementation, including inconsistency, incomplete governance guidelines, and inadequate socialization efforts. Strategies to strengthen governance in the VUCA era are explored, covering aspects such as self-assessment results, governance strengthening, technology and digitalization strategies, risk management, competitiveness enhancement through product innovation, collaboration and synergy strategies, as well as strategies for adapting to regulations and the business environment. Paper Type: Research Article. Keywords: BPR Syariah; Digitalization; Governance; Risk Management; Vuca.
Productive Waqf Management Model Innovation for Community Economic Empowerment in the Digital Era Aristyanto, Erwan; Riduwan, Riduwan
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 18 No. 1 (2025): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v18i1.335

Abstract

Waqf is an economic instrument that has great potential in empowering society, especially in countries with large Muslim populations. In this digital era, innovation in productive waqf management can be a solution to increase effectiveness and efficiency in managing waqf funds. This research aims to explore innovative productive waqf management models and their impact on community economic empowerment. Through a comprehensive literature review and analysis of various journal articles, books and other relevant sources, this research examines digital waqf innovation practices in developing countries. These findings highlight the potential of digital waqf innovations, such as crowdfunding, blockchain technology, and mobile applications, to increase the efficiency, accountability and reach of waqf management. This technology can expand the collection of waqf funds, increase transparency, and However, challenges such as the need to increase digital literacy, public trust in digital waqf management, and align waqf regulations with advances in digital technology must be addressed. This study provides insights and recommendations for stakeholders in developing countries, especially Indonesia, to utilize digital waqf innovation to support sustainable development programs more optimally. facilitate public access to participate in waqf.
Sosialisasi Pencegahan Cidera Ergonomi untuk Meningkatkan Kesehatan dan Produktivitas Pemuda Busan Korea Selatan Adiyanto, Okka; Maruf, Farid; Riduwan, Riduwan
Journal of Appropriate Technology for Community Services Vol. 6 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jattec.vol6.iss2.art7

Abstract

South Korea's Busan region is the second largest port area in South Korea, has a dynamic economic ecosystem with many industrial sectors that attract local and foreign youth. However, adapting to the work environment in Busan is a challenge, especially for young people who are new to this environment. The competitive and highly disciplined work culture in South Korea is often difficult for young people in the Busan area to adapt to. Ergonomic injuries are a common problem in the productive age group. Activities in the industrial, education, and technology sectors increase the risk of injury due to inappropriate work postures. Frequently repetitive work by productive workers can cause musculoskeletal disorders such as back, neck, and wrist pain, which have an impact on work productivity. Unfortunately, youth awareness of the importance of ergonomics is still low. Therefore, socialization regarding ergonomic injuries is needed to increase youth awareness and understanding of the risks and how to prevent them. This activity includes education on correct work postures, adjustments to the workplace, and stretching practices after work to reduce muscle tension. The results of the implementation showed an increase in participants' understanding and their interest in applying ergonomic principles in everyday life. This activity succeeded in increasing understanding from 30% to 100% of participants meeting the criteria for basic understanding of ergonomics.
LAZNAS STRATEGY OF THE BALI DAKWAH COUNCIL IN INCREASING THE PHILANTHROPY INTEREST OF THE DENPASAR CITY COMMUNITY Roisatul Amanah, Riza; Riduwan, Riduwan
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 9 No 1 (2025): Juni
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v9i1.24414

Abstract

This research aims to find out the strategy of the LAZNAS Bali Da'wah Council in managing Zakat, Infaq, and Alms, to find out the increase in public philanthropic interest in giving Zakat, Infaq, and Alms, and to find out how the sharia economic analysis of the Bali Da'wah Council, LAZNAS, in managing Zakat, Infaq, and Alms. The research method uses a qualitative descriptive approach with direct interviews in the field. The instrument analysis approach uses strategic management approach instruments, philanthropy theory, and Sharia management. This research shows that the LAZNAS Da'wah Council's strategy in managing zakat, infaq, and alms consists of planning, promotion, collection, distribution, and evaluation strategies. The LAZNAS Da'wah Council in managing zakat, infaq, and alms is implemented based on Sharia management. It contains strategies for sharia economic principles as taught by the Prophet Muhammad, which include justice, trustworthiness, accountability, communicativeness, the qualities of honesty (sidq), and having intelligence (fathanah ).
Co-Authors Aftoni Sutanto Amir Mahmud Amrullah Amrullah Arief Kurniawan Aristyanto, Erwan Azizah, Markhamah Watianur Cecep Kusmana Chandra Kartika, Chandra Danupranata, Gita Eddy Pahar Harahap Edi Sunarto Fitroh Adhilla Hendro Setyono Ikhsan Wibowo, Muhammad Isnaniati Isnaniati, Isnaniati Jannah, Siti Salma Miftahul Labaika, Sindi Lu'liyatul Mutmainah Maruf, Farid Maslihatin, Aini Mufarrohah, Fatihatul Nurdiyanti, Eva Nurlina, Nunung Nurmi Hidayasari Okka Adiyanto Pakarti, Muhammad Sang Aji Priyono Puji Prasetyo, Priyono Puji Ratna Dewi Kumalasari, Ratna Dewi Rifan, Akhmad Arif Roisatul Amanah, Riza Rudiatno, Rudiatno Saputra, Ade Bayu Siti Mujibatun Suhariningsih, Lilik Tri Joko Raharjo Tri Suminar Urrofik, Safira Arbella Aurell Wahyudi, Rofiul Yudi Siswanto Yuliana, Monikka Zaini Tamin AR, Zaini Tamin