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Keselarasan Prinsip Circular Economy dan Maqashid Syariah Dalam Produksi dan Penjualan Produk Hasil Daur Ulang Sunarta, Desy Arum; Maulana S, Nurfadilah; Hasmawati, Hasmawati; Apriliani, Riski; Usmayani, Ilham Putra
JURNAL EKUIVALENSI Vol. 11 No. 1 (2025): JURNAL EKUIVALENSI
Publisher : LPPM dan Fakultas Ekonomi dan Bisnis Universitas Kahuripan Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51158/93dgj263

Pencemaran lingkungan dan menumpuknya sampah kerapkali menjadi masalah yang sulit diatasi, solusi yang dijelaskan dalam konsep circular economy dan maqashid shariah mengarah pada pemanfaatan sampah untuk daur ulang dengan nilai ekonomi dan manfaat yang berkelanjutan. Dalam prosesnya konsep circular economy dinilai memiliki banyak kemiripan dengan maqashid shariah dengan demikian melalui penelitian ini dilakukan analisis untuk mengetahui keselarasan prinsip circular economy dan maqashid shariah dalam penggunaan produk daur ulang. Penelitian ini dilaksanakan dengan menggunakan metode kualitatif, dan pendekatan systematic literature review yang membawah peneliti pada filtrasi terhadap 2.427 artikel menjadi 12 artikel yang dinilai relevan untuk dianalisis, analisis dilakukan dengan menggunakan deductive reasoning. Hasil penelitian ini menjelaskan bahwa pengolahan produk daur ulang dan penggunaannya selaras dengan prinsip circular economy dan maqashid shariah apabila produk atau bahan yang terkadung didalamnya dipastikan aman dan tidak membahayakan pengguna dalam jangka waktu yang panjang, manfaat yang diberikan terhadap lingkungan juga merupakan salah konsep yang selaras antara kedua konsep ini.

Sertifikasi Halal sebagai Instrumen Kebijakan Publik dalam Pengembangan Industri Halal Indonesia Sunarta, Desy Arum; Bulqis, Rasyidah; Bisyriani, Andi; Sudirman, Muh. Sajjaj; Apriliani, Riski
Robust: Research of Business and Economics Studies Vol. 5 No. 1 (2025): April 2025
Publisher : IAIN Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/robust.v5i1.11569

This article presents a literature synthesis on the role, challenges, and opportunities in the development of halal certification within the Islamic economic framework. Halal certification functions not only as religious compliance but also as a strategic tool to enhance product competitiveness, ensure quality, and build consumer trust. Nevertheless, its implementation still encounters various obstacles, such as bureaucratic complexity, limited halal literacy, and unequal access, especially for small and medium enterprises. Despite these challenges, significant opportunities lie ahead, particularly in the digitalization of certification systems, expansion into the cosmetics, pharmaceutical, and halal tourism sectors, and the strengthening of international cooperation. This study highlights the importance of collaborative efforts among government, industry, and academia to develop an inclusive and efficient halal certification system. A well-integrated and adaptive certification mechanism has the potential to become a major driver for national Islamic economic growth and to strengthen Indonesia’s position in the global halal market

Foreign Exchange Transactions (Sharf) in the Perspective of Fiqh Muamalah: Between Classical Traditions and the Challenges of the Contemporary Global Economy Syaripuddin, Syaripuddin; Sunarta, Desy Arum; Mashuri, Arif; Mulyawan, Andi Wawan; Khaeriyah, Hamzah; Wijaya, Abdi
International Journal on Advanced Science, Education, and Religion Vol 8 No 3 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i3.1119

The rapid development of the global economy has increased the need for foreign exchange (Sharf) transactions across individuals, financial institutions, and nations. However, concerns about the permissibility of foreign exchange transactions from the perspective of Islamic law (fiqh muamalah) have become increasingly relevant. This study examines the sharia principles governing Sharf transactions, focusing on the application of fiqh muamalah to both classical and contemporary foreign exchange practices, particularly those involving digital technology. The research employs a descriptive qualitative method through a literature-based approach, exploring the views of classical and contemporary scholars, and analyzing the role of fatwas in ensuring compliance with sharia principles. The findings reveal that foreign exchange transactions must fulfill requirements such as immediate mutual exchange (taqabudh fi al-majlis) and avoid elements of usury (riba), uncertainty (gharar), and gambling (maysir). In the digital era, new challenges have emerged with the rise of financial instruments such as forex margin trading and cryptocurrency, requiring adaptive legal interpretations within the framework of fiqh muamalah to maintain sharia compliance. Thus, contemporary ijtihad and fatwas from sharia financial authorities are essential in guiding technology-based foreign exchange transactions to remain within Islamic legal boundaries.

Foreign Exchange Transactions (Sharf) in the Perspective of Fiqh Muamalah: Between Classical Traditions and the Challenges of the Contemporary Global Economy Syaripuddin, Syaripuddin; Sunarta, Desy Arum; Mashuri, Arif; Mulyawan, Andi Wawan; Khaeriyah, Hamzah; Wijaya, Abdi
International Journal on Advanced Science, Education, and Religion Vol 8 No 3 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i3.1119

The rapid development of the global economy has increased the need for foreign exchange (Sharf) transactions across individuals, financial institutions, and nations. However, concerns about the permissibility of foreign exchange transactions from the perspective of Islamic law (fiqh muamalah) have become increasingly relevant. This study examines the sharia principles governing Sharf transactions, focusing on the application of fiqh muamalah to both classical and contemporary foreign exchange practices, particularly those involving digital technology. The research employs a descriptive qualitative method through a literature-based approach, exploring the views of classical and contemporary scholars, and analyzing the role of fatwas in ensuring compliance with sharia principles. The findings reveal that foreign exchange transactions must fulfill requirements such as immediate mutual exchange (taqabudh fi al-majlis) and avoid elements of usury (riba), uncertainty (gharar), and gambling (maysir). In the digital era, new challenges have emerged with the rise of financial instruments such as forex margin trading and cryptocurrency, requiring adaptive legal interpretations within the framework of fiqh muamalah to maintain sharia compliance. Thus, contemporary ijtihad and fatwas from sharia financial authorities are essential in guiding technology-based foreign exchange transactions to remain within Islamic legal boundaries.

Halal Certification and Value Addition for MSME Products: A Literature Review on Government Initiatives and Regulatory Frameworks Sunarta, Desy Arum; Apriliani, Riski; Prasetya, Agung; Ramadhaningsih, Dwi
Malacca: Journal of Management and Business Development Vol. 2 No. 2 (2025): Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v2i2.185

This study aims to explore the role of halal certification in enhancing the value of Micro, Small, and Medium Enterprises (MSMEs) products through a review of existing literature and policy frameworks in Indonesia. The research adopts a qualitative systematic literature review method by analyzing national regulations, policy initiatives, and previous empirical studies relevant to halal certification and MSME development. A total of 41 publications from 2020 to 2024 were reviewed, encompassing government reports, scholarly articles, and institutional documents related to the implementation of halal assurance systems. The findings indicate that halal certification contributes significantly to increasing product value, market competitiveness, and consumer trust. The Indonesian government, through the Halal Product Assurance Organizing Agency (BPJPH) and the SEHATI program, has played an important role in facilitating certification processes and strengthening institutional collaboration. However, several challenges remain, including limited financial capacity, technical constraints, low awareness among MSME owners, and the complexity of administrative procedures. The study concludes that effective halal certification requires synergy between regulatory enforcement, financial and technical assistance, and continuous education to enhance MSME readiness. Strengthening digital infrastructure, simplifying verification mechanisms, and promoting stakeholder collaboration are essential for accelerating halal certification and ensuring sustainable MSME growth in Indonesia.

IMPROVEMENT OF MICRO BUSINESS THROUGH PEOPLE'S BUSINESS CREDIT (KUR) (ISLAMIC ECONOMIC ANALYSIS) Sunarta, Desy Arum; Mukhtar S, Muhammad; Dzulkifli, Dzulkifli
Jurnal Kajian Ekonomi dan Perbankan Syariah Vol 2 No 1 (2023): Jurnal Kajian Ekonomi dan Perbankan Syariah
Publisher : Institut Agama Islam DDI Polewali Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36915/jurnalkajianekonomidanperbankansyariah.v2i1.199

Pengembangan usaha mikro dapat dilakukan melalui pemberian Kredit Usaha Rakyat (KUR) bagi para pelaku usaha. Pengembangan pada usaha mikro memberikan pengaruh pada perkembangan perekonomian dan menjadi perhatian bagi pemerintah. Strategisnya peranan usaha mikro dapat mendorong pemerintah untuk selalu berupaya mengembangkan perekonomian. KUR merupakan salah satu program pemerintah yang dananya berasal dari dana bank penyalur yang mulai diluncurkan pada November 2007. Per 1 Januari 2020 sejalan dengan diterbitkannya RUU Cipta Lapangan Kerja, Komite Kebijakan Pembiayaan bagi UMKM yang diketuai oleh Menteri Koordinator Bidang Perekonomian memutuskan untuk merubah kebijakan KUR yang lebih prokerakyatan. Hasil penelitian menunjukkan bahwa mekanisme realisasi KUR didasarkan pada peraturan tiap bank pelaksana yaitu berdasarkan pada SE BRI NOSE.S.8 – DIR/ADK/02/2008 tentang ketentuan umum dari pengajuan pemberian Kredit Usaha Rakyat (KUR). Bentuk penyaluran KUR berdasarkan pada nilai kepemilikan, keseimbangan dan keadilan yang sebagaimana telah ditetapkan dalam prinsip ekonomi Islam.

Shariah Fintech And Islamic Economic Sustainability: An Integrative Analysis Between Technology And Maqasid Al-Syari'ah Desy Arum Sunarta; Syaripuddin; Nelia Sfayriawati; Jamaluddin Majid
Gudang Jurnal Multidisiplin Ilmu Vol. 3 No. 11 (2025): GJMI - NOVEMBER
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v3i11.1878

This study aims to analyze the role of innovation and technology in strengthening the Islamic finance ecosystem in the digital era. The research employs a qualitative-descriptive approach through a literature-based analysis integrating technology adoption theories (TAM, UTAUT, DOI) and the principles of maqaṣid al-shari’ah as the theoretical foundation. The findings reveal that perceived usefulness, ease of use, social influence, and infrastructural support are the key determinants influencing users’ intentions toward adopting Islamic financial technologies. Furthermore, Shariah-compliant fintech innovation driven by maqaṣid al-shari’ah enhances financial inclusion, ethical governance, and sustainable economic development. The study emphasizes that collaboration among regulators, financial institutions, and educational entities is crucial to developing adaptive regulations and strengthening digital-Shariah literacy. The main conclusion underscores the significance of aligning technological innovation with Islamic ethical principles to advance the competitiveness of the Islamic finance industry globally.

Manajemen Rantai Pasok Halal: Antara Efisiensi, Kepatuhan, dan Keberlanjutan Sunarta, Desy Arum; Apriliani, Riski
Journal of Management and Leadership Vol. 8 No. 2 (2025): Volume 8 - Nomor 2 - November 2025
Publisher : Management and Leadership Study Programme

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47970/jml.v8i2.851

This article examines halal supply chain management from three key perspectives: operational efficiency, compliance with halal principles, and sustainability. In the context of the growing halal industry, the challenge of ensuring smooth product flows while maintaining sharia compliance and environmental sustainability is becoming increasingly critical. Operational efficiency is essential to maintain competitiveness, while adherence to halal principles is a non-negotiable foundation. On the other hand, sustainability in the halal supply chain demands attention to social and environmental aspects, which are gaining prominence among consumers and regulators. This article proposes an integrative approach to halal supply chain management that not only emphasizes cost and time efficiency but also ensures halal integrity and long-term sustainability. Through literature synthesis and conceptual analysis, the article offers strategic directions for the halal industry to develop a supply chain that is competitive, sharia-compliant, and sustainable. Keywords: Halal Supply Chain, Efficiency, Sharia Compliance, Sustainability, Strategic Management

Integrasi Human Capital dan Etika Kerja Islam dalam Pengembangan SDM Halal di Indonesia : Integration of Human Capital and Islamic Work Ethics in Halal HR Development in Indonesia Desy Arum Sunarta; Nelia Syafriawati; Siradjuddin, Siradjuddin
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 2 No. 4 (2025): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to analyze the needs and strategies for strengthening human resources (HR) in the halal industry in Indonesia through a library research approach. This study is motivated by the increasing global demand for halal products and services, which requires a competent and certified workforce, and the need to integrate Islamic values into professional practice. The research method uses a systematic literature analysis of national and international scientific sources to identify profiles, competency gaps, training models, and halal HR development policies. The results show that the distribution of the halal workforce in Indonesia is dominated by the food and beverage, pharmaceutical, and tourism sectors, while the availability of halal-certified workers remains far below industry needs. The main factors contributing to the shortage of skilled workers include limited curricula, certification costs, disparities in training infrastructure, and weak collaboration between stakeholders. This study found that competency-based education, link-and-match programs between universities and industry, and the application of digital technologies such as blockchain, artificial intelligence, and e-learning are effective solutions for improving the quality of halal HR. The integration of human capital theory and Islamic work ethics demonstrates that technical and moral competencies play complementary roles in strengthening the competitiveness of the halal workforce and ensuring the sustainability of a values-based economy. In conclusion, strengthening halal human resources in Indonesia should be directed at establishing a collaborative ecosystem between the government, industry, and educational institutions through digitalization strategies, sustainable certification, and the internalization of Islamic work ethics. This study contributes to the development of a scientific framework for halal economic development and offers an empirical basis for formulating national policies toward Indonesia's position as a global halal industry hub.

Paradigma dan Karakteristik Sistem Ekonomi Islam: Kajian Teoretis dan Filosofis: Paradigms and Characteristics of the Islamic Economic System: A Theoretical and Philosophical Study Desy Arum Sunarta; Nelia Syafriawati; Mukhtar Lutfi
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 1 No. 1 (2025): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to provide a comprehensive understanding of the paradigm and characteristics of the Islamic economic system as an alternative to the conventional economic system that is oriented toward materialism and market efficiency. The research employs a descriptive qualitative method using a library research approach through content analysis to identify core values and principles, comparative analysis to distinguish Islamic economics from conventional systems, and descriptive–qualitative analysis to explain its implementation in modern economic practices. The findings show that the Islamic economic system is a framework that places divine values and sharia principles as the main foundation of economic activity in order to achieve falah in this world and the hereafter. Islamic economics offers a balanced approach between individual ownership and social interests, making it an alternative solution that integrates economic growth with equitable welfare distribution. In the contemporary context, the application of the Islamic economic paradigm can be seen in the development of Islamic finance, the halal industry, productive zakat, and social waqf, which have become increasingly relevant in addressing the challenges of globalization. Thus, Islamic economics has the potential to become an economic model that is just, ethical, and sustainable.

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