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All Journal IJoASER (International Journal on Advanced Science, Education, and Religion) JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI) JURNAL EKSBIS Journal of Management and Leadership Jurnal Ekuivalensi Jurnal Al-Qiyam Jurnal Tana Mana Jurnal Ekonomi Bisnis dan Akuntansi Robust: Research of Business and Economics Studies Al-Iftah: Journal of Islamic studies and society JURNAL EKONOMI BISNIS DAN MANAJEMEN Journal Markcount Finance Gudang Jurnal Multidisiplin Ilmu Jurmas Azam Insan Cendikia Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Malacca: Journal of Management and Business Development Jurnal Kajian Ekonomi dan Perbankan Syariah Hasina: Jurnal Akuntansi dan Bisnis Syariah Mauriduna: Journal of Islamic Studies HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Mappideceng:Jurnal Ekonomi Syariah TAKAFUL: Jurnal Ekonomi Dan Perbankan Syariah
Desy Arum Sunarta
STAI DDI Pinrang
Religion Aerospace Engineering Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Integrasi Human Capital dan Etika Kerja Islam dalam Pengembangan SDM Halal di Indonesia : Integration of Human Capital and Islamic Work Ethics in Halal HR Development in Indonesia Desy Arum Sunarta; Nelia Syafriawati; Siradjuddin, Siradjuddin
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 2 No. 4 (2025): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

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Abstract

This study aims to analyze the needs and strategies for strengthening human resources (HR) in the halal industry in Indonesia through a library research approach. This study is motivated by the increasing global demand for halal products and services, which requires a competent and certified workforce, and the need to integrate Islamic values ​​into professional practice. The research method uses a systematic literature analysis of national and international scientific sources to identify profiles, competency gaps, training models, and halal HR development policies. The results show that the distribution of the halal workforce in Indonesia is dominated by the food and beverage, pharmaceutical, and tourism sectors, while the availability of halal-certified workers remains far below industry needs. The main factors contributing to the shortage of skilled workers include limited curricula, certification costs, disparities in training infrastructure, and weak collaboration between stakeholders. This study found that competency-based education, link-and-match programs between universities and industry, and the application of digital technologies such as blockchain, artificial intelligence, and e-learning are effective solutions for improving the quality of halal HR. The integration of human capital theory and Islamic work ethics demonstrates that technical and moral competencies play complementary roles in strengthening the competitiveness of the halal workforce and ensuring the sustainability of a values-based economy. In conclusion, strengthening halal human resources in Indonesia should be directed at establishing a collaborative ecosystem between the government, industry, and educational institutions through digitalization strategies, sustainable certification, and the internalization of Islamic work ethics. This study contributes to the development of a scientific framework for halal economic development and offers an empirical basis for formulating national policies toward Indonesia's position as a global halal industry hub.
Transformasi Manajemen Bisnis Syariah di Era Digital: Implikasi bagi Industri Halal Sunarta, Desy Arum; Tapparang, Amalia S; Novianti, Dian
Jurnal Akuntansi dan Bisnis Syariah Vol 3 No 1 (2026): Edisi 4
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/hasina.v3i1.2376

Abstract

This study examines the transformation of Islamic business management in the digital era and its implications for the development of the halal industry. The rapid advancement of digital technologies has reshaped managerial practices across sectors, including Islamic business, where technological innovation must be aligned with Islamic values and principles. The primary objective of this study is to analyze patterns of digital transformation in Islamic business management and to explore how such transformation supports sustainability and competitiveness within the halal industry. This research adopts a literature review approach by synthesizing peer-reviewed academic publications indexed in reputable databases. The review integrates systematic literature review as the main method, supported by scoping review and bibliometric perspectives to map research trends, dominant themes, and conceptual developments in Islamic business management and digital transformation. The findings reveal that digital transformation in Islamic business management is characterized by the integration of technologies such as artificial intelligence, blockchain, and digital platforms to enhance operational efficiency, transparency, and accountability while maintaining compliance with Islamic principles. Digitalization also drives innovation in business models, strengthens organizational resilience, and facilitates inclusive financial services within the halal industry. Furthermore, the integration of Islamic values, including justice, compliance, and social benefit, positions digital business practices as instruments for achieving the objectives of maqashid shariah and long-term sustainability. This study concludes that digital transformation provides a strategic opportunity to advance Islamic business management beyond normative discourse toward a value-based and technology-enabled managerial framework. Theoretical contributions include the conceptualization of a maqashid shariah-oriented digital management framework and an ecosystem perspective on halal industry development. These insights offer practical implications for policymakers, practitioners, and academics, while also highlighting the need for future empirical and cross-country research to strengthen theory and practice in Islamic business management.
Paradigma dan Karakteristik Sistem Ekonomi Islam: Kajian Teoretis dan Filosofis: Paradigms and Characteristics of the Islamic Economic System: A Theoretical and Philosophical Study Desy Arum Sunarta; Nelia Syafriawati; Mukhtar Lutfi
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 1 No. 1 (2025): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

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Abstract

This study aims to provide a comprehensive understanding of the paradigm and characteristics of the Islamic economic system as an alternative to the conventional economic system that is oriented toward materialism and market efficiency. The research employs a descriptive qualitative method using a library research approach through content analysis to identify core values and principles, comparative analysis to distinguish Islamic economics from conventional systems, and descriptive–qualitative analysis to explain its implementation in modern economic practices. The findings show that the Islamic economic system is a framework that places divine values and sharia principles as the main foundation of economic activity in order to achieve falah in this world and the hereafter. Islamic economics offers a balanced approach between individual ownership and social interests, making it an alternative solution that integrates economic growth with equitable welfare distribution. In the contemporary context, the application of the Islamic economic paradigm can be seen in the development of Islamic finance, the halal industry, productive zakat, and social waqf, which have become increasingly relevant in addressing the challenges of globalization. Thus, Islamic economics has the potential to become an economic model that is just, ethical, and sustainable.
Digitalisasi Bisnis Syariah: Peluang Baru bagi Womenpreneur Desy Arum Sunarta
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

The development of digital technology has created great opportunities for womenpreneurs to develop sharia businesses. This research aims to analyze how digitalization can empower womenpreneurs to increase income, expand market reach, and contribute to sharia economic growth. The research method used is a literature review. The research results show that digitalization has had a positive impact on sharia businesses managed by womenpreneurs, but there are still several challenges that need to be overcome.  
Kontribusi Halal Value Chain dalam Pengembangan Ekonomi Syariah pada UMKM Desy Arum Sunarta; Nurfadilah Maulana; Riski Apriliani
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

The global Islamic economy industry focuses on highly consumptive and competitive sectors, such as food, lifestyle, tourism, and finance. The principle of halal serves as a universal indicator for Muslims regarding product quality and living standards. Therefore, it is crucial to start with halal raw materials and maintain integrity throughout the entire halal supply chain. The implementation of a halal value chain for all products is a form of trust for all producers. The distribution and marketing of halal food and beverage products must indicate the Shariah values and must not be mixed with non-halal products. This research aims to explore the development of the Islamic economy through the support of halal value chain implementation and to analyze data on the growth of halal certification among MSMEs in Indonesia, particularly in South Sulawesi. This study used a literature review method, gathering references relevant to the research topic. The findings indicate that the support for the halal value chain does not stop at distribution and marketing but also requires strengthening Islamic financial institutions, regulations, and research development. Aspects such as protection, impartiality, legal certainty, transparency, effectiveness, and efficiency are highly valued in ensuring the halal guarantee of a product. For Muslim consumers, halal certification is essential as it integrates religious values with consumer rights.
Implementasi Prinsip-Prinsip Ekonomi Syariah Pada Koperasi Pondok Pesantren Ittihadul Usrati Wal-Jamaah Ddi Lerang-Lerang Kabupaten Pinrang Sitti Mulyana; Desy Arum Sunarta; Wahyuni
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

Sharia economics emphasizes the importance of balance between worldly and afterlife needs, where every economic activity, including in cooperatives, must be in accordance with Islamic principles. These principles include justice, honesty, responsibility, and freedom from usury, gharar, and maysir. Islam views spiritual and material aspects as an inseparable unity.The sharia cooperative at the IUJ DDI Lerang-Lerang Islamic Boarding School, Pinrang Regency, is a real example of the application of Islamic economics in an educational environment. This cooperative functions as a fair and transparent economic forum, as well as an educational medium for students and the community in applying Islamic values ​​in daily economic activities. Researchers are interested in studying its implementation because of its potential in forming Islamic economic character from an early age.The results of the study show that: 1) The implementation of the principles of Islamic economics in this cooperative has reflected the principles of justice, welfare, and mutual assistance in economic activities, especially in providing business capital to members. 2) Although the cooperative has implemented the principles of Islamic economics.
Analisis SWOT pada Produk KUR Syariah di PT. Pegadaian Syariah Kabupaten Pinrang A. Nur Hazizah; Desy Arum Sunarta; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

This study is entitled SWOT Analysis on Sharia KUR Products at PT. Pegadaian Syariah Pinrang Regency. The main objective of this study is to analyze SWOT on Sharia KUR products at PT. Pegadaian Syariah Pinrang Regency. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study indicate that 1) a financing mechanism based on sharia principles aimed at micro, small, and medium enterprises (MSMEs). The marketing strategy for this product is not too aggressive because it is widely known by customers as a product with low interest. However, there are several shortcomings, namely the absence of collateral in the loan, so that if there is arrears, the collection process becomes difficult. The main obstacle in submitting KUR is usually related to filing, such as incomplete business permits. 2) SWOT analysis is a strategic planning method used to evaluate Strengths, Weaknesses, Opportunities, and Threats in a business, project, or organization. The demand for KUR is quite high with many enthusiasts and submission of files
Analisis Minat Masyarakat Desa Kaballangang Dalam Menggunakan Produk Perbankan Syariah Riza Syaripuddin; Wahyuni; Desy Arum Sunarta
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

Banks have an important role in the economy, including production, consumption, trade, savings and investment activities. In general, banks are divided into conventional banks and sharia banking. These two types of banks have the main function of collecting funds and distributing funds.This study aims to analyze the interest of the Kaballangang Village community in using Islamic banking products and the factors that influence it. The method used is descriptive qualitative with interview, observation, and documentation techniques. The subjects of the study were people who had or did not have experience using Islamic banking products.The research results show that: 1) The Kaballangang Village Community's understanding of sharia banking is still very limited. Most respondents do not have sufficient knowledge regarding sharia banking principles, systems and products. 2) The Kaballangang Village community's interest in sharia banking products is relatively low. Of the 15 informants interviewed, only 3 people used sharia banking products, while the other 12 preferred conventional banks such as BRI.
Analisis Risiko pada Produk Pembiayaan Arrum BPKB di Pegadaian Syariah UPS Watang Sawitto Rachmadana; Desy Arum Sunarta; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

The development of Micro, Small and Medium Enterprises is often hampered by limited access to capital due to lack of eligible collateral. Arrum BPKB financing products from Pegadaian Syariah are an alternative solution, but still have potential risks. This study aims to determine the form of Arrum BPKB financing and analyze its risks at Pegadaian Syariah UPS Watang Sawitto. Using descriptive qualitative methods with data collection techniques through observation, interviews, and documentation of employees and customers. The results of this study are as follows. 1) The forms of Arrum BPKB financing at Pegadaian Syariah UPS Watang Sawitto are: a) Financing in the form of loans, where customers apply for financing with vehicle ownership certificates (BPKB) as collateral. b) The term agreed upon by the customer, according to the customer's needs. c) Storage service fees are charged. d) Financing repayment is made using a monthly installment system. 2) Risk analysis for Arrum BPKB financing products at Pegadaian Syariah UPS Watang Sawitto is carried out using risk management by: a) Identifying risks. b) Measuring risks. c) Monitoring risks. d) Controlling risks
Analisis Ekonomi Islam pada Program Jaminan Sosial Ketenagakerjaan Konsumen Bukan Penerima Upah di BPJS Ketenagakerjaan Cabang Pinrang Sri Wahyuni; Desy Arum Sunarta; Mustamin B
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

Indonesia with a Muslim majority does not necessarily know the Islamic economy in the Employment Social Security program at BPJS Ketenagakerjaan. So it is necessary to analyze the Social Security program to find out the application of Islamic economics, especially the segmentation of Non-Wage Earners This study aims to determine the form of the employment social security program and to find out the Islamic economy on the Non-Wage Recipient consumer employment social security program. This type of research is descriptive qualitative research where researchers go into the field to explore information on employees and consumers who are not wage earners. The results of this study are. (1) There are 3 forms of employment social security programs for consumers who are not wage earners, namely: Work Accident Insurance, Death Insurance and Old Age Insurance. (2) Islamic economic analysis on the employment social security program for Non-Wage Receiving consumers at BPJS Ketenagakerjaan Pinrang has been based on the principles of Islamic economics where 5 principles are the principles of tawhid, justice, responsibility, truth and honesty, and the principle of willingness.
Co-Authors A. Nur Hazizah A. Rio Makkulau Wahyu Abbas, Subhan Akbar Abdi Wijaya, Abdi Agung Prasetya Aini Yasih Darwin Alamsyah Alamsyah Agit Alon, Frances Amalia S Tapparang andi bisyriani Andi Wawan Mulyawan, Andi Wawan Barra, Lie Bulqis, Rasyidah Catherine, Sarkissian Darwis, Aswinda Dylan, Moatti Dzulkifli, Dzulkifli H Hasmawati Hamzah Khaeriyah Jamaluddin Majid Jasnita Jasnita Lestari Daswan Mahsyar, Mahsyar Mardia Mardia Mardia Mardia Mashuri, Arif Maulana S, Nurfadilah Mukhtar Lutfi Mukhtar S, Muhammad Mustamin B Mustamin B Nelia Sfayriawati Nelia Syafriawati Nelia Syafriawati Niva, Matteson Novianti, Dian Nur Hasmi H Nurfadilah Nurfadilah Maulana Nurfadilah Maulana S Nurul Ismayanti Oktavianty Oktavianty Rachmadana Ramadhaningsih, Dwi Rasyidah Bulqis Rika Riski Apriliani Riski Apriliani Riski Apriliani Riski Apriliani Riza Syaripuddin Siradjuddin Sitti Mulyana Sri Wahyuni Sudirman, Muh. Sajjaj Syaripuddin Syaripuddin Syaripuddin Tapparang, Amalia S Usmayani, Ilham Putra Wahyuni