Article Per Year (5 Year)
p-Index From 2021 - 2026
5.063
P-Index
This Author published in this journals
All Journal IJoASER (International Journal on Advanced Science, Education, and Religion) JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI) JURNAL EKSBIS Journal of Management and Leadership Jurnal Ekuivalensi Jurnal Al-Qiyam Jurnal Tana Mana Jurnal Ekonomi Bisnis dan Akuntansi Jurnal Studi Ilmu Sosial dan Politik Robust: Research of Business and Economics Studies Likuid: Jurnal Ekonomi Industri Halal Al-Iftah: Journal of Islamic studies and society JURNAL EKONOMI BISNIS DAN MANAJEMEN Gudang Jurnal Multidisiplin Ilmu Jurmas Azam Insan Cendikia Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Malacca: Journal of Management and Business Development Jurnal Kajian Ekonomi dan Perbankan Syariah Hasina: Jurnal Akuntansi dan Bisnis Syariah Mauriduna: Journal of Islamic Studies HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Mappideceng:Jurnal Ekonomi Syariah TAKAFUL: Jurnal Ekonomi Dan Perbankan Syariah Journal of Nusantara Economy
Desy Arum Sunarta
STAI DDI Pinrang, Indonesia
Religion Aerospace Engineering Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

Published : 38 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 38 Documents
Search

 1   2   3   4 
Digitalisasi Bisnis Syariah: Peluang Baru bagi Womenpreneur Desy Arum Sunarta
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of digital technology has created great opportunities for womenpreneurs to develop sharia businesses. This research aims to analyze how digitalization can empower womenpreneurs to increase income, expand market reach, and contribute to sharia economic growth. The research method used is a literature review. The research results show that digitalization has had a positive impact on sharia businesses managed by womenpreneurs, but there are still several challenges that need to be overcome.  
Kontribusi Halal Value Chain dalam Pengembangan Ekonomi Syariah pada UMKM Desy Arum Sunarta; Nurfadilah Maulana; Riski Apriliani
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The global Islamic economy industry focuses on highly consumptive and competitive sectors, such as food, lifestyle, tourism, and finance. The principle of halal serves as a universal indicator for Muslims regarding product quality and living standards. Therefore, it is crucial to start with halal raw materials and maintain integrity throughout the entire halal supply chain. The implementation of a halal value chain for all products is a form of trust for all producers. The distribution and marketing of halal food and beverage products must indicate the Shariah values and must not be mixed with non-halal products. This research aims to explore the development of the Islamic economy through the support of halal value chain implementation and to analyze data on the growth of halal certification among MSMEs in Indonesia, particularly in South Sulawesi. This study used a literature review method, gathering references relevant to the research topic. The findings indicate that the support for the halal value chain does not stop at distribution and marketing but also requires strengthening Islamic financial institutions, regulations, and research development. Aspects such as protection, impartiality, legal certainty, transparency, effectiveness, and efficiency are highly valued in ensuring the halal guarantee of a product. For Muslim consumers, halal certification is essential as it integrates religious values with consumer rights.
Implementasi Prinsip-Prinsip Ekonomi Syariah Pada Koperasi Pondok Pesantren Ittihadul Usrati Wal-Jamaah Ddi Lerang-Lerang Kabupaten Pinrang Sitti Mulyana; Desy Arum Sunarta; Wahyuni
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sharia economics emphasizes the importance of balance between worldly and afterlife needs, where every economic activity, including in cooperatives, must be in accordance with Islamic principles. These principles include justice, honesty, responsibility, and freedom from usury, gharar, and maysir. Islam views spiritual and material aspects as an inseparable unity.The sharia cooperative at the IUJ DDI Lerang-Lerang Islamic Boarding School, Pinrang Regency, is a real example of the application of Islamic economics in an educational environment. This cooperative functions as a fair and transparent economic forum, as well as an educational medium for students and the community in applying Islamic values ​​in daily economic activities. Researchers are interested in studying its implementation because of its potential in forming Islamic economic character from an early age.The results of the study show that: 1) The implementation of the principles of Islamic economics in this cooperative has reflected the principles of justice, welfare, and mutual assistance in economic activities, especially in providing business capital to members. 2) Although the cooperative has implemented the principles of Islamic economics.
Analisis SWOT pada Produk KUR Syariah di PT. Pegadaian Syariah Kabupaten Pinrang A. Nur Hazizah; Desy Arum Sunarta; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study is entitled SWOT Analysis on Sharia KUR Products at PT. Pegadaian Syariah Pinrang Regency. The main objective of this study is to analyze SWOT on Sharia KUR products at PT. Pegadaian Syariah Pinrang Regency. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study indicate that 1) a financing mechanism based on sharia principles aimed at micro, small, and medium enterprises (MSMEs). The marketing strategy for this product is not too aggressive because it is widely known by customers as a product with low interest. However, there are several shortcomings, namely the absence of collateral in the loan, so that if there is arrears, the collection process becomes difficult. The main obstacle in submitting KUR is usually related to filing, such as incomplete business permits. 2) SWOT analysis is a strategic planning method used to evaluate Strengths, Weaknesses, Opportunities, and Threats in a business, project, or organization. The demand for KUR is quite high with many enthusiasts and submission of files
Analisis Minat Masyarakat Desa Kaballangang Dalam Menggunakan Produk Perbankan Syariah Riza Syaripuddin; Wahyuni; Desy Arum Sunarta
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Banks have an important role in the economy, including production, consumption, trade, savings and investment activities. In general, banks are divided into conventional banks and sharia banking. These two types of banks have the main function of collecting funds and distributing funds.This study aims to analyze the interest of the Kaballangang Village community in using Islamic banking products and the factors that influence it. The method used is descriptive qualitative with interview, observation, and documentation techniques. The subjects of the study were people who had or did not have experience using Islamic banking products.The research results show that: 1) The Kaballangang Village Community's understanding of sharia banking is still very limited. Most respondents do not have sufficient knowledge regarding sharia banking principles, systems and products. 2) The Kaballangang Village community's interest in sharia banking products is relatively low. Of the 15 informants interviewed, only 3 people used sharia banking products, while the other 12 preferred conventional banks such as BRI.
Analisis Risiko pada Produk Pembiayaan Arrum BPKB di Pegadaian Syariah UPS Watang Sawitto Rachmadana; Desy Arum Sunarta; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of Micro, Small and Medium Enterprises is often hampered by limited access to capital due to lack of eligible collateral. Arrum BPKB financing products from Pegadaian Syariah are an alternative solution, but still have potential risks. This study aims to determine the form of Arrum BPKB financing and analyze its risks at Pegadaian Syariah UPS Watang Sawitto. Using descriptive qualitative methods with data collection techniques through observation, interviews, and documentation of employees and customers. The results of this study are as follows. 1) The forms of Arrum BPKB financing at Pegadaian Syariah UPS Watang Sawitto are: a) Financing in the form of loans, where customers apply for financing with vehicle ownership certificates (BPKB) as collateral. b) The term agreed upon by the customer, according to the customer's needs. c) Storage service fees are charged. d) Financing repayment is made using a monthly installment system. 2) Risk analysis for Arrum BPKB financing products at Pegadaian Syariah UPS Watang Sawitto is carried out using risk management by: a) Identifying risks. b) Measuring risks. c) Monitoring risks. d) Controlling risks
Analisis Ekonomi Islam pada Program Jaminan Sosial Ketenagakerjaan Konsumen Bukan Penerima Upah di BPJS Ketenagakerjaan Cabang Pinrang Sri Wahyuni; Desy Arum Sunarta; Mustamin B
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia with a Muslim majority does not necessarily know the Islamic economy in the Employment Social Security program at BPJS Ketenagakerjaan. So it is necessary to analyze the Social Security program to find out the application of Islamic economics, especially the segmentation of Non-Wage Earners This study aims to determine the form of the employment social security program and to find out the Islamic economy on the Non-Wage Recipient consumer employment social security program. This type of research is descriptive qualitative research where researchers go into the field to explore information on employees and consumers who are not wage earners. The results of this study are. (1) There are 3 forms of employment social security programs for consumers who are not wage earners, namely: Work Accident Insurance, Death Insurance and Old Age Insurance. (2) Islamic economic analysis on the employment social security program for Non-Wage Receiving consumers at BPJS Ketenagakerjaan Pinrang has been based on the principles of Islamic economics where 5 principles are the principles of tawhid, justice, responsibility, truth and honesty, and the principle of willingness.
Analisis Pelaksanaan Program Keluarga Harapan (PKH) dalam Meningkatkan Kesejahteraan Keluarga Penerima Manfaat di Desa Massewae Kecamatan Duampanua Kabupaten Pinrang (Perspektif Ekonomi Islam) Nurfadilah; Desy Arum Sunarta; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Poverty is a major challenge in development, including in Massewae Village, Duampanua District, Pinrang Regency. The Family Hope Program (PKH) is here as an effort to overcome this problem by providing financial assistance to underprivileged families. However, the distribution of assistance still experiences obstacles that require attention so that it is right on target. This study aims to analyze the effectiveness of PKH implementation in Massewae Village and its compliance with Islamic economic principles. Qualitative descriptive methods are used with observation, interview, and documentation techniques. The research subjects include recipients, assistants, PKH leaders, and related parties in program implementation.The results of this study indicate that: 1) The implementation of PKH has a positive impact on improving welfare, especially in health, education, and social aspects. However, there are still negative impacts in the form of dependence on aid. 2) Based on the perspective of Islamic economics, PKH in Massewae Village has reflected the principles of monotheism and balance, but still faces challenges in terms of the principles of caliphate and distribution justice.
Analisis Produktvitas Dana Zakat Melalui Program Bedah Rumah di BAZNAS Kab. Pinrang Nurul Ismayanti; Desy Arum Sunarta; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat has an important role in economic and social aspects. On the one hand, zakat helps reduce poverty and fosters social awareness for the rich. On the other hand, zakat prevents the accumulation of wealth in a handful of people. Therefore, the role of the Zakat Agency is very much needed so that its distribution is right on target. This study aims to analyze the productivity of zakat funds through the house renovation program by BAZNAS Pinrang Regency. This type of research is descriptive qualitative with observation, interview, and documentation techniques for beneficiaries. The results of the study show that zakat funds are distributed through field parties who work together with BAZNAS, then organize the implementation of house renovation. Supporting factors of the program include a) Availability of definite funds, b) Transparency in reporting, and c) Good coordination between parties. While the inhibiting factors encountered are time issues, such as delays in the process of building houses for aid recipients.
Foreign Exchange Transactions (Sharf) in the Perspective of Fiqh Muamalah: Between Classical Traditions and the Challenges of the Contemporary Global Economy Syaripuddin, Syaripuddin; Sunarta, Desy Arum; Mashuri, Arif; Mulyawan, Andi Wawan; Khaeriyah, Hamzah; Wijaya, Abdi
International Journal on Advanced Science, Education, and Religion Vol 8 No 3 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i3.1119

Abstract

The rapid development of the global economy has increased the need for foreign exchange (Sharf) transactions across individuals, financial institutions, and nations. However, concerns about the permissibility of foreign exchange transactions from the perspective of Islamic law (fiqh muamalah) have become increasingly relevant. This study examines the sharia principles governing Sharf transactions, focusing on the application of fiqh muamalah to both classical and contemporary foreign exchange practices, particularly those involving digital technology. The research employs a descriptive qualitative method through a literature-based approach, exploring the views of classical and contemporary scholars, and analyzing the role of fatwas in ensuring compliance with sharia principles. The findings reveal that foreign exchange transactions must fulfill requirements such as immediate mutual exchange (taqabudh fi al-majlis) and avoid elements of usury (riba), uncertainty (gharar), and gambling (maysir). In the digital era, new challenges have emerged with the rise of financial instruments such as forex margin trading and cryptocurrency, requiring adaptive legal interpretations within the framework of fiqh muamalah to maintain sharia compliance. Thus, contemporary ijtihad and fatwas from sharia financial authorities are essential in guiding technology-based foreign exchange transactions to remain within Islamic legal boundaries.
Co-Authors A. Nur Hazizah A. Rio Makkulau Wahyu Abbas, Subhan Akbar Abdi Wijaya, Abdi Achmad Abubakar Agung Prasetya Aini Yasih Darwin Alamsyah Alamsyah Agit Alon, Frances Amalia S Tapparang Amalia S Tapparang andi bisyriani Andi Wawan Mulyawan, Andi Wawan Antonio Galli Aswinda Darwis Barra, Lie Bulqis, Rasyidah Catherine, Sarkissian Dian Novianti Dylan, Moatti Dzulkifli Fajrin Hardinar H Hasmawati Hamzah Khaeriyah Jamaluddin Majid Jasnita Jasnita Lestari Daswan Mahsyar, Mahsyar Mardia Mardia Mardia Mardia Mashuri, Arif Maulana S, Nurfadilah Muhammad Irham Mukhtar Lutfi Mukhtar S, Muhammad Mustamin B Mustamin B Nelia Sfayriawati Nelia Syafriawati Nelia Syafriawati Niva, Matteson Nur Hasmi H Nurfadilah Nurfadilah Maulana Nurfadilah Maulana S Nurul Ismayanti Oktavianty Oktavianty Rachmadana Ramadhaningsih, Dwi Rasyidah Bulqis Rika Riski Apriliani Riski Apriliani Riski Apriliani Riski Apriliani Riski Apriliani Riza Syaripuddin Siradjuddin Sitti Mulyana Sri Wahyuni Sudirman, Muh. Sajjaj Syaripuddin Syaripuddin Syaripuddin Usmayani, Ilham Putra Wahyuni