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All Journal JDM (Jurnal Dinamika Manajemen) Journal of Business & Banking I-Finance Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam International Business and Accounting Research Journal SINERGI: Jurnal Ilmiah Ilmu Manajemen AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat JURNAL DINAMIKA MANAJEMEN DAN BISNIS AFEBI Management and Business Review EQIEN - JURNAL EKONOMI DAN BISNIS GEMA EKONOMI Ultima Management : Jurnal Ilmu Manajemen FINANSIA : Jurnal Akuntansi dan Perbankan Syariah JBMR: Journal of Business and Management Review Journal of Community Service and Empowerment Economics and Digital Business Review International Journal of Environmental, Sustainability, and Social Science Jurnal Pengabdian Masyarakat Indonesia Jurnal Bisnis dan Manajemen (JBM) International Journal of Education, Social Studies, And Management (IJESSM) International Journal of Economics, Business, and Entrepreneurship (IJEBE) Jurnal Abdi Masyarakat Indonesia COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesian Community Journal International Business and Accounting Research Journal E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Studi Ekonomi dan Kebijakan Publik Eduvest - Journal of Universal Studies Electronic Journal of Education, Social Economics and Technology Education, Language, and Arts: Jurnal Pengabdian Kepada Masyarakat Amkop Management Accounting Review (AMAR) Jurnal Nusantara Mengabdi The Manager Reveiew Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Epaper Bisnis: International Journal Entrepreneurship and Management Sasambo: Jurnal Abdimas (Journal of Community Service) Green Economics: International Journal of Islamic and Economic Education Journal Tafkirul Iqtishodiyyah BEGAWI: Jurnal Pengabdian Kepada Masyarakat
Ernie Hendrawaty
Fakultas Ekonomi Dan Bisnis, Universitas Lampung, Indonesia
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Pemanfaatan Produk Fintech bagi UMKM di Bandar Lampung Ernie Hendrawaty; Nairobi; Agrianti Komalasari; Sri Hasnawati; Sri Suningsih
I-Com: Indonesian Community Journal Vol 3 No 1 (2023): I-Com: Indonesian Community Journal (Maret 2023)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (497.768 KB) | DOI: 10.33379/icom.v3i1.2245

Abstract

Mengembangkan bisnis UMKM terkadang membutuhkan biaya yang tidak sedikit, dan solusi permodalan lembaga keuangan bisa menjadi pilihan utama para pengusaha. Sayangnya, tidak banyak pelaku UMKM yang dapat memanfaatkan fasilitas financial technology dalam menjalankan usahanya. Hal ini disebabkan beberapa faktor, salah satunya pelaku UMKM yang non-bankable. Fintech juga menjadi salah satu solusi bagi UMKM berdomilisi jauh dari pusat kota untuk memdapatkan permodalan. Tim pengabdian kepada masyarakat FEB-Unila telah mengadakan pelatihan  pemanfaatan fintech bagi UMKM di Bandar Lampung. Adapun output dari kegiatan ini yaitu peningkatan pemahaman peserta terkait beberapa produk fintech yang legal dan terdaftar di OJK yang dapat menjadi solusi bagi permasalahan permodalan para pelaku UMKM di Bandar Lampung sehingga terhindar dari pinjaman bodong atau tidak legal. Hasil uji pengetahuan sebelum dan sesudah pelatihan menunjukkan adanya peningkatan pengetahuan peserta terkait pemanfaatan produk fintech untuk pengembangan usaha.
Hilirisasi Tenun Kain Tapis Sailing Lampung melalui Model E-Auction Fajrin Satria Dwi Kesumah; Ernie Hendrawaty; Rialdi Azhar; Lis Andriyani HR; Luthfi Firdaus
Education Language and Arts (ELA) Vol. 1 No. 2 September (2022): Education, Language, and Arts: Jurnal Pengabdian Kepada Masyarakat
Publisher : Jurusan Pendidikan Bahasa dan Sastra Indonesia, FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengrajin Tenun Sailing adalah mitra kegiatan pengabdian kepada masyarakat yang saat ini menghadapi masalah terutama dalam hal sulitnya meningkatkan jumlah penjualan kain tenun hasil produksi. Permintaan atas hasil produksi kain tenun dari waktu ke waktu relatif tidak stabil, hal ini berdampak pada rendahnya tingkat ekonomi pengrajin. Lebih lanjut, penghargaan atas karya tenun yang juga merupakan produk seni budaya di dalam masyarakat juga masih relatif rendah. Permasalahan tersebut membuka peluang untuk merancang platform berbasis digital dengan kemudahan akses yang dapat meningkatkan transaksi penjualan dari Tenun Tapis. Platform didesain dengan jenis pasar digital atau marketplace, namun yang menjadi keunggulanya adalah jenis transaksi menggunakan skema lelang eletronik atau e-auction. Alasan penggunaan skema e-auction karena alasan penggunaan harga pasar sebagai harga jual produk. E-auction juga memungkinkan harga dari Tenun Tapis terus meningkat dimana penawar tertinggi adalah sebagai pembeli akhir. Akhirnya, target luaran dari kegiatan ini yaitu agar dapat meningkatkan kesejahteraan pengrajin kain tenun melalui kegiatan yang meningkatkan pengetahuan juga aksi nyata yang berdampak pada meningkatkan nilai dan tingkat penjualan.
Penerapan Prinsip 5C pada Layanan Simpan Pinjam L-Smart BUMDes Bumiayu Kanaka Pringsewu Provinsi Lampung Muhammad Arizal; Sri Hasnawati; Ernie Hendrawaty; Risda Marvinita; Syaharani Noer Fathia
Jurnal Abdi Masyarakat Indonesia Vol 3 No 2 (2023): JAMSI - Maret 2023
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.704

Abstract

Badan Usaha Milik Desa (BUMDes) Bumiayu Kanaka, Kabupaten Pringsewu Provinsi Lampung bergerak pada bidang perdagangan, peminjaman modal usaha L-Smart, dan agen BNI 46. Layanan Simpan Pinjam L-Smart bekerjasama dengan Bank Lampung bertujuan untuk memajukan kesejahteraan masyarakat dengan menyediakan peminjaman kepada nasabah. Namun kegiatan ini mengalamai penurunan nasabah seiring berjalannya waktu karena penundaan pembayaran hutang oleh nasabah. Hal ini mengakibatkan kerugian pada pengurangan modal untuk unit usaha L-Smart. Atas permasalahan ini maka perlu dilakukan analisis analisis efektivitas terhadap penerapan layanan simpan pinjam L-Smart BUMDes Bumiayu Kanaka dengan prinsip 5C. Metode yang digunakan dalam penelitian ini yaitu pendekatan kualitatif menggunakan teknik wawancara, observasi, studi kepustakaan, dan dokumentasi. Hasil pada studi ini adalah analisis 5C dalam kelayakan peminjaman dana BUMDes Bumiayu Kanaka belum sepenuhnya baik dilaksanakan karena tidak menganalisis Capital dan Condition. Selanjutnya disarankan untuk keberlanjutan unit usaha tersebut untuk BUmdes Bumiayu Kanaka kebih selektif dan professional dalam memilih calon debitur.
SME’s sustainability and the utilization of vegetable oil waste to support environmentally friendly production process Ernie Hendrawaty; Agrianti Komalasari; Liza Alvia; Heru Wahyudi; R. Ribhan; Mohammad Bin Abdullah; Mohd. Lokman
Journal of Community Service and Empowerment Vol. 4 No. 2 (2023): August
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jcse.v4i2.25910

Abstract

Community service is a process of self-empowerment for the benefit of society. The community empowerment movement, whatever its form, is part of community service. The problem regarding the large amount of vegetable oil waste for MSME actors both in Indonesia, especially in big cities is getting more complicated. The increasing amount requires immediate handling because it can damage the environment when disposed of carelessly. In this community service activity, the service team involved Micro, Small and Medium Enterprises in Bandar Lampung. In addition, this dedication also involves foreign university partners, namely the MARA University of Technology (UiTM) in its implementation. This service focuses on the utilization of vegetable oil waste that has been used and then used to produce value-added products such as biodiesel. This award will be held from 8 to 14 October 2022. The purpose of holding this service is how to manage used oil waste resulting from the MSME production process. This is because the waste oil produced is often just carelessly disposed of into the surrounding environment which will certainly have a negative impact on environmental sustainability. Later, when it becomes biodiesel, besides being an added economic value, it will also support environmental sustainability by creating an alternative source of renewable energy. The conclusion from this service is that the participants have the knowledge and ability to process waste vegetable oil into biodiesel.
FAKTOR – FAKTOR YANG MEMPENGARUHI CASH HOLDING PERUSAHAAN YANG LISTING DI BURSA EFEK INDONESIA TAHUN 2013-2017 Revita Romadhoni; Mahatma Kufepaksi; Ernie Hendrawaty
The Manager Review Vol. 1 No. 2 (2019)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/tmr.v1i2.9328

Abstract

Cash holding is cash that must be available to the company to take certain actions in thefuture, decisions made by managers of non-banking companies in Indonesia will have animpact on the company's activities. The objective of this research is to analyze the effect ofBI rate, growth opportunity, leverage, firm size, board size, and profitability on cashholding, the research sample were 190 companies with 910 non-banking companies as theobservations on Indonesia Stock Exchange in 2013-2017. The statistical test used to testthe hypothesis is panel regression (fixed effects) with classical assumptions The result ofthis research shows that variable of BI rate, growth opportunity, and firm size has asignificant effect on cash holding at 5% significance level, and F test shows that BI rate,growth opportunity, leverage, firm size, board size, and profitability simultaneously affectsthe cash holding as 82%. This research also shows that the variables that affect the cashholding of all non-banking companies on the Indonesia Stock Exchange (IDX) use a tradeofftheory.
Ownership-Retention and The Value of Indonesian Initial Public Offering (IPO) Firms in 2013-2016 Ernie Hendrawaty; Syifa Fadiah Adlina
AFEBI Management and Business Review Vol. 6 No. 2 (2021): December
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/ambr.v6i2.466

Abstract

The study investigates information asymmetry between security issuers and other market participants. Investors and entrepreneurs require reliable information about the firms. Therefore, it is crucial to examine how the top management information can be communicated to other market participants. The empirical implications of the model are tested on the set of 28 of 89 Indonesian firms that made an initial public offering in 2013-2016. The asymmetry problem is most significant when a firm makes a first public issue. Furthermore, the study explains the number of shares retained by the entrepreneur as a signal of IPO firm value.  The test results are generally consistent with the signaling model's predictions, while the role of the controlling variables does not support the firm value.Keywords: Ownership-Retention, Firm Value, Initial Public Offering, IPO 
The potential of honey production as business development alternative for village owned enterprises and MSMEs Kamadie Sumanda Syafies; Ernie Hendrawaty; Lidya Ayuni Putri; Sari Indah Oktanti Sembiring; Siti Normah binti Awang Tuah; Zunaidah bin Abdul Hasan
Journal of Community Service and Empowerment Vol. 4 No. 2 (2023): August
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jcse.v4i2.25911

Abstract

Community service is a process of self-empowerment for the benefit of society. This service is based on problems that occur in the community that the potential of existing honey has not been optimized to become a superior product. In addition, honey-producing bee farmers only produce honey in one product, namely real honey. Gradually, this product is certainly less attractive to consumers even though honey production keeps continue. Therefore, it is important to explore new business development alternatives so that farmers can receive more benefits from honey bee cultivation. In this community service activity, the team collaborated with Universiti Teknologi Mara (UiTM) Cawangan Melaka, Malaysia with the title Business Development: Potential for Honey Production as an Alternative for Business Development. The methods used in this service are demonstrations and lectures to the participants. The results of community service carried out in Way Kalam Village, Penengahan District, South Lampung Regency, Lampung Province with speakers from UiTM have proven to be able to increase the ability of bee farmers to carry out honey production to marketing and increase the potential income generated from selling honey.
Implementasi Pendekatan Shari'a Compliant Assets Pricing Model dalam Pembentukan Portofolio Optimal Saham Syariah Amalia Ratna Sari; Ernie Hendrawaty; Ahmad Faisol
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 1 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v4i1.3060

Abstract

Instrumen investasi pasti memiliki risiko yang menjadi pertimbangan bagi para investor. Sedangkan untuk menganalisis risiko yang ada para investor masih memiliki kemampuan yang relatif terbatas. Hal ini bisa mempengaruhi investor untuk mengambil keputusan dalam berinvestasi. Penelitian ini bertujuan untuk mengetahui komposisi portofolio optimal saham dan besarnya proporsi dana pada masing-masing saham menggunakan pendekatan Shari’a Compliant Assets Pricing Model yaitu mengganti risk free dengan SBIS (Serifikat Bank Indonesia Syariah). Penelitian ini memiliki populasi sebanyak 17 saham yang tergabung dalam JII 30 secara berturut-turut pada tahun 2016−2018. Hasil penelitian menunjukkan terdapat 9 saham yang masuk dalam portofolio optimal serta proporsi dana yang terbentuk yaitu: ICBP sebesar 21,30%, ADRO sebesar 15,67%, ASII sebesar 12,73%, UNTR sebesar 12,35%, INCO sebesar 10,95%, INDF sebesar 10,79%, UNVR sebesar 8,562%, TLKM sebesar 7,354%, dan KLBF sebesar 0,294%,
Theory of Planned Behavior: The Effect of Financial Literacy and Risk Tolerance on Investment Intention Rizani, Anisa Aulia; Hendrawaty, Ernie; Puspitasari D., Nindytia
Journal of Business and Management Review Vol. 5 No. 1 (2024): (Issue-January)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr52.8822024

Abstract

Research Aims: This research aims to analyze how factors such as attitude, subjective norms, perceived behavioral control, financial literacy, and risk tolerance influence the investment intentions of university students. By focusing on these variables, the study seeks to provide a comprehensive understanding of the determinants of investment behaviors among this demographic. Design/methodology/approach: Utilizing the Theory of Planned Behavior as a guiding framework, the study employed a quantitative research approach. A survey, comprising structured questionnaires, was administered to a sample of students currently enrolled at the University of Lampung. The responses were then analyzed using multiple linear regression to identify significant predictors of investment intentions. Research Findings: The analysis revealed that attitude and perceived behavioral control are significant predictors of investment intention among University of Lampung students. Contrary to expectations, subjective norms, financial literacy, and individual risk tolerance did not show a significant direct influence on the investment intentions of the participants. Theoretical Contribution/Originality: This study contributes to the body of knowledge in financial behavior theory by contextualizing the Theory of Planned Behavior in the realm of student investment intentions. It offers original insights into the relative importance of various psychological and educational factors in shaping investment behavior among university students, a demographic that is often underrepresented in financial behavior research.
Promoting Lampung’s coffee to the Small Medium Enterprises (SMEs) in Turkey Gamayuni, Rindu Rika; Nairobi, N.; Hendrawaty, Ernie; Komalasari, Agrianti; Darmawan, Arif
Journal of Community Service and Empowerment Vol. 5 No. 3 (2024): December
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jcse.v5i3.30150

Abstract

Coffee producers in Indonesia need help with product quality, capital, and marketing. This international Community Service activity aims to promote Lampung coffee to the Turkish coffee market and improve the quality of Lampung coffee production and marketing. The activities were carried out in Istanbul, Turkey, with participants consisting of lecturers and students of the Master of Accounting FEB University of Lampung and management/employees of Kahvegihbikahve, one of the SME's coffee producers in Istanbul, Turkey. The activity was carried out through three main stages: (1) Preparation: situation analysis, preparation of material, making brochures for Lampung coffee producers; (2) Implementation: providing material to participants discussion to strengthen understanding and application of the material. (3) Evaluation and Reporting: comprehensive evaluation of community service results so that the participants can get to know the characteristics and taste of coffee in two countries (Indonesia, especially Lampung coffee and Turkish coffee), can understand and learn strategies for increasing the quality and quantity of coffee products and their marketing. So, it can make a positive contribution to the Indonesian and Turkish economies by increasing exports of coffee products and expanding the introduction of Indonesian coffee culture and taste.
Co-Authors Abubakar, PhD, Adam Muhammad Adam Muhammad Abubakar, PhD Ahamad, Arifin AHMAD FAISOL Ahmad Faisol Ainunnisa, Shofia Amalia Ratna Sari Amalia Ratna Sari Amarta, Ni Wayan Della Ananda, Riri Gusnia Arif Darmawan Arivina Ratih Yulihar Taher Arpan Fadly Harahap Ayu Pita Winarti Ayuni Putri, Lidya Cindy Melia Farahdiba Dalimunthe , Nindytia Puspitasari Desmi, Muhammad Farhan Edi Pranyoto Effendi, Dicky Rizky Ramadhan Fajrin Satria Dwi Kesumah FEBRIAN, ANGGA Febrianto, Igo Fidelys Grecia Hutabarat Gamayuni, Rindu Rika Hardman Satria Harsono Edwin Puspita HERU WAHYUDI Himawan Nur Arifin Huzaimah, Raden Ayu Fiska Kamadie Sumanda Syafies Kamadie Sumanda Syafis Kamilia Syaputra Karim, Mirwan Komalasari, Agrianti Kurniasari, Florentina Laili Muslihah Lia PURNAMASARI Lidya , Lidya Ayuni Putri Lidya Ayuni Putri Lis Andriani Lis Andriani, Lis Liza Alvia Mahatma Kufepaksi Mahrinasari, Mahrinasari Mar’Atun Sholeha Mawarni, Resky Cyntia Maya Angela Natalia Mela Febrina Mohammad Bin Abdullah Mohd. Lokman Muhammad Arizal Muslimin Muslimin Nairobi Nairobi, N. Nindytia Puspitasari Dalimunthe Nurdiono Nurdiono Octaviana, Lisa Tyas Persada, Tata Pranyoto, Edi Puspitasari D., Nindytia Putra, Budi Kirana Putra, Ridho Ramadhio Putri, Lidya Ayuni R. Ribhan R.A Fiska Huzaimah Revita Romadhoni Rialdi Azhar Rika Permatasari, Rika Risda Marvinita Risda Marvinita Rizani, Anisa Aulia Sakinah, Tazkiyah Salsabila Sonia Sari Indah Oktanti Sembiring Shofia Ainunnisa Siti Normah binti Awang Tuah Skolastika Elvira Emma Riyadi Sri Hasnawati Sri Hasnawati Sri Hasnawati Sri Hasnawati Sri Suningsih Sumanda Syafis, Kamadie Suningsih, Sri Susi Sarumpaet Syaharani Noer Fathia Syifa Fadiah Adlina Vina Medya Oktaviani Widjoyo, Stephen Suryo Willy Abdillah Winia Waziana Y.S. Soefian Nur Hidayat Yuningsih Yuningsih Yuningsih Yuningsih Zunaidah bin Abdul Hasan