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All Journal Dinamisia: Jurnal Pengabdian Kepada Masyarakat JRAK (Jurnal Riset Akuntansi dan Bisnis) (e-Journal) Maslahah: Jurnal Pengabdian Masyarakat FARABI: Jurnal Matematika dan Pendidikan Matematika Bulletin of Management and Business Al-Maqashid: Journal of Economics and Islamic Business Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) DFAME Digital Financial Accounting Management Economics Journal Jurnal Media Akademik (JMA) Setawar Abdimas Journal of Economic Empowerment Strategy (JEES) Madaris: Jurnal Guru Inovatif Journal of Community Service Proceedings National Conference Sisi Indonesia
Nur Izzati
STIE Wibawa Karta Raharja, Purwakarta, Indinesia
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Pengaruh Kebijakan Manajemen Keuangan Dan Inflasi Terhadap Kinerja Keuangan Pada Pt. Bank Tabungan Negara (Persero) Tbk Izzati, Nur Izzati; Saroni, Wahid Hasim Saroni; Hendraliany, Srie Hendraliany; Putri, Suci Nadiya Putri
DFAME Digital Financial Accounting Management Economics Journal Vol 3 No 3 (2025): AGUSTUS
Publisher : Awatara Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61434/dfame.v3i3.319

Abstract

Since the covid pandemic in 2019, the global economic conditions have experienced significant pressure such as decreased economic activity, as well as disruption of cash flow and liquidity. The impact of the pandemic pressure is felt mainly by the banking industry. However, based on OJK data at the end of 2020, conventional commercial banks with total assets of IDR 8,386 and based on Bank Indonesia, it can be seen that the amount of DPK has increased to IDR 6,665,390 billion in December 2020. Therefore, it is necessary to conduct a profitability ratio analysis that supports financial performance which is proxied by Net Interest Margin (NIM) by testing other financial variables that are indicated to be control variables such as Loan to Deposit Ratio (LDR) and Inflation. This study aims to understand the effect of Loan to Deposit Ratio (LDR) partially on Net Interest Margin (NIM) and see the effect of inflation partially on 1Net Interest Margin (NIM) and understand the simultaneous effect of Loan to Deposit Ratio (LDR) and inflation on Net Interest Margin (NIM) at PT. Bank Tabungan Negara (Persero) Tbk. The research method used is descriptive statistical analysis with a quantitative approach. The data used is secondary data. Testing of research variables was conducted using multiple linear regression analysis method, t-test, F-test, and coefficient of determination (R2) test. Based on the calculation results using SPSS 29.0.1, it was concluded that the hypothesis that the Loan to Deposit Ratio (LDR) and Inflation simultaneously have a significant effect on Net Interest Margin (NIM) Ha is accepted, Ho is rejected. However, partially (t-test) the Loan to Deposit Ratio (LDR) does not have a significant effect on Net Interest Margin (NIM) while Inflation has a significant effect on Net Interest Margin (NIM).
Pengaruh Arus Kas Operasi, Financial Leverage Dan Likuiditas Terhadap Return Saham Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index (JII) Nurmeilita, Tasha; Elisabect, Elisabect; Izzati, Nur; Adilatu, Muhamad; Nugroho Budi Wirawan
DFAME Digital Financial Accounting Management Economics Journal Vol 3 No 4 (2025): November
Publisher : Awatara Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61434/dfame.v3i4.324

Abstract

This study aims to examine the effect of operating cash flow, financial leverage, and liquidity on stock return in companies listed on the Jakarta Islamic Index (JII) for the period of 2021–2023. The research is motivated by the fluctuation in stock returns and financial conditions of JII companies, which are influenced by various fundamental factors. This study uses a quantitative approach with multiple linear regression analysis. The data used are secondary data obtained from 10 actively listed companies in the JII. The results show that, partially, operating cash flow has no significant effect on stock return, financial leverage also shows no significant effect, and liquidity likewise does not significantly affect stock return. Simultaneously, the three variables do not have a significant impact on stock return. These findings suggest that stock returns in JII companies during the observed period are influenced by other factors beyond operating cash flow, financial leverage, and liquidity. This research is expected to provide useful insights for investors, companies, and capital market regulators in making strategic decisions in the Islamic stock market. 
PENGUATAN KETAHANAN PANGAN MASYARAKAT MELALUI SISTEM HIDROPONIK DAN AKUAPONIK SEDERHANA DESA SIRNAMANAH Nur Izzati; Eko Wiji Pamungkas; Dede Suhendi; Dini Fitriani; Irawati; Intan Ariyani
Setawar Abdimas Vol. 5 No. 1 (2026): Januari
Publisher : Universitas Muhammadiyah BengkuluUniversitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/sa.v5i1.9343

Abstract

Ketahanan pangan rumah tangga dapat ditingkatkan melalui inovasi budidaya tanaman dengan sistem hidroponik sederhana. Kegiatan ini dilaksanakan di Desa Sirnamanah dengan metode penyuluhan, diskusi, dan praktik langsung menggunakan aqua gelas bekas,rockwool, benih sayuran, serta galon berisi ikan lele. Hasil kegiatan menunjukkan antusiasme tinggi dari masyarakat, terutama ibu rumah tangga dan pemuda desa, yang mampu membuat instalasi hidroponik sederhana dengan baik. Penerapan sistem ini terbukti mudah dilakukan, bermanfaat bagi ketahanan pangan, serta berpotensi dikembangkan menjadi usaha kecil. Selain itu, kegiatan ini menunjukkan bahwa masyarakat mampu mengimplementasikan sistem hidroponik sederhana menggunakan bahan lokal seperti pipa paralon, botol bekas, dan nutrisi hidroponik AB Mix. Setelah tiga bulan pendampingan, tingkat keberhasilan pertumbuhan tanaman mencapai 90%, dan 75% peserta melanjutkan budidaya secara mandiri. Kegiatan ini berkontribusi terhadap peningkatan kesadaran masyarakat terhadap pentingnya pertanian urban, diversifikasi pangan, serta pemanfaatan teknologi pertanian sederhana di lingkungan rumah tangga.
Kapabilitas Manajemen Pengetahuan dan Orientasi Kewirausahaan dalam Mendorong Inovasi UMKM Tri Hadi Sulistyanto; Dewi Puspasari; Indri Putri Utami; Nur Izzati; Budhi Supriyadi
Proceedings National Conference Sinesia Vol. 1 No. 2 (2025): Accelerating SDGs Implementation in Indonesia towards a Golden Indonesia 2045
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/ncrcs-sinesia.v1i2.105

Abstract

Penelitian ini bertujuan menganalisis pengaruh digital capability (DC), entrepreneurial orientation (EO), dan learning culture (LC) terhadap innovation performance (IP) UMKM di Kota Bekasi, dengan knowledge management capability (KMC) sebagai variabel mediasi. Penelitian menggunakan pendekatan kuantitatif melalui survei terhadap 252 UMKM yang dipilih menggunakan rumus Slovin dari populasi 681 UMKM. Pengumpulan data dilakukan dengan kuesioner menggunakan indikator terukur pada masing-masing variabel. Analisis data menggunakan PLS-SEM mencakup uji validitas, reliabilitas, diskriminan, multikolinearitas, serta pengujian hipotesis dan mediasi. Hasil penelitian menunjukkan bahwa DC, EO, dan LC berpengaruh positif signifikan terhadap IP, baik secara langsung maupun melalui KMC. Selanjutnya KMC terbukti menjadi mekanisme penting yang memperkuat hubungan antara DC dan LC dengan IP, sementara EO memiliki pengaruh langsung paling kuat terhadap IP. Temuan ini menegaskan bahwa penguatan kapabilitas digital, orientasi kewirausahaan, budaya pembelajaran, serta pengelolaan pengetahuan merupakan faktor strategis dalam meningkatkan kinerja inovasi UMKM di era digital. Penelitian ini memberikan kontribusi teoretis dalam pengembangan model integratif inovasi UMKM serta rekomendasi praktis bagi UMKM dan pemerintah daerah untuk memperkuat kesiapan digital dan sistem manajemen pengetahuan guna meningkatkan daya saing.
Peningkatan Keterampilan Kepemimpinan OSIS melalui Pelatihan Interaktif di SMKN 1 Cibatu Purwakarta Sulistyanto, Tri Hadi; Kusmana, Oman; Izzati, Nur; Ramadesa, Andes; Firdaus, Fattah
Sinesia : Jurnal Pengabdian Masyarakat Vol 3 No 1 (2026): Pemberdayaan Masyarakat dan Inovasi Pendidikan untuk Pembangunan Sosial Berkelanj
Publisher : Yayasan Penelitian Dan Pengabdian Masyarakat Sisi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/sinesia-jcs.v3i1.810

Abstract

This community service activity aims to improve the leadership skills of students who serve as members of the student council (OSIS) at SMKN 1 Cibatu at Cibatu District, Purwakarta Regency. The background of this activity is based on the potenial development of reflective thinking, decision-making accuracy, and concentration among students in carrying out leadership roles. The method used combines community education through lectures and interactive training through interactive games involving 45 students as participants. The evaluation was conducted using pre-test and post-test to measure participants’ improvement. The results show a significant increase in all measured indicators, where reflective thinking improved from 10% to 100%, while decision-making accuracy and concentration increased from 30% to 100%. These findings indicate that the training method is effective in improving students’ cognitive and behavioral abilities, particularly in leadership aspects. Therefore, this activity provides a positive contribution to the development of students’ leadership capacity to support their roles in school organizations
Pengaruh Pendekatan Realistic Mathematics Education dengan Konteks Budaya Melayu Kepulauan Riau Terhadap Hasil Belajar Siswa Melisawati, Melisawati; Izzati, Nur; Rahmatina, Desi
FARABI: Jurnal Matematika dan Pendidikan Matematika Vol 8 No 1 (2025): FARABI: Jurnal Matematika dan Pendidikan Matematika
Publisher : Program Studi Pendidikan Matematika FKIP UNIVA Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/farabi.v8i1.1009

Abstract

The aim of this research is to analyze the influence of the Realistic Mathematic Education approach in the context of Malay culture in the Riau Islands on the learning outcomes of class VIII SMP students on flat-sided geometric building material. Quasy experiment with non-equivalent control group design was applied in this research. The research sample, namely classes VIIIA and VIIIB, was selected from all class VIII students at SMP Negeri 4 Bintan with a total of 99 students using a cluster sampling technique. The test instrument used is essay questions to measure student learning outcomes. Data was collected using a test technique, namely pretest-posttest and analyzed using an independent sample t-test with a significance level of 5%. Through the research results, a sig value was obtained. equal to 0.0125 and it is known that 0.0125 < 0.05 ( ). So it is found that the sig value. < 0.05 then H0 is rejected, meaning that the average difference in students' final learning outcomes has a significant difference. It can be concluded that there is an influence of the Realistic Mathematic Education learning approach in the Malay cultural context of the Riau Islands on student learning outcomes.
Co-Authors Adilatu, Muhamad Budhi Supriyadi DEDE SUHENDI Dede Yusuf Maulana Dewi Puspasari Dini Fitriani Elisabect, Elisabect Fauziah, Rieke Gia Firdaus, Fattah Hendraliany, Srie Hendraliany, Srie Hendraliany Indri Putri Utami Intan Ariyani Intan Cahyati Irawati Kusmana, Oman Melisawati, Melisawati MS, Paojan Muhammad Yazid Nabila Nur Fatimah Naurid Muhammad Rifa’I Nugroho Budi Wirawan Nurhabibah, Alawiyah Nurmeilita, Tasha Pamungkas, Eko Wiji Puja Lestari, Putri Purwana, Edi Putri, Suci Nadiya Putri Ramadesa, Andes Saroni, Wahid Hasim Saroni Sulistyanto, Tri Hadi Widiya Avianti