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All Journal Pandecta JURNAL LITIGASI (e-Journal) FIAT JUSTISIA: Jurnal Ilmu Hukum Dharmakarya : Jurnal Aplikasi Ipteks Untuk Masyarakat Jurnal Media Hukum Diponegoro Law Review Jurnal IUS (Kajian Hukum dan Keadilan) PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Jurnal Hukum Acara Perdata ADHAPER JUSTITIA JURNAL HUKUM Jurnal Bina Mulia Hukum Syntax Literate: Jurnal Ilmiah Indonesia DE LEGA LATA: Jurnal Ilmu Hukum Widya Yuridika Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Hukum Ekonomi Syariah International Journal of Supply Chain Management Jurnal Sains Sosio Humaniora JURNAL HUKUM dan KENOTARIATAN Pagaruyuang Law Journal PALAR (Pakuan Law review) ACTA DIURNAL : Jurnal Ilmu Hukum Kenotariatan Jurnal Hukum Acara Perdata Jurnal Hukum Lex Generalis SUPREMASI Jurnal Hukum Jurnal Ilmiah Wahana Pendidikan Jurnal Poros Hukum Padjadjaran Jurnal Pengabdian Kepada Masyarakat Al-Muamalat : Jurnal Ekonomi Syariah International Journal of Science and Society (IJSOC) Legal Protection for the Partnership Agreement Parties Damhil Law Journal Birokrasi: Jurnal Ilmu Hukum dan Tata Negara Jurnal Hukum & Pembangunan Amandemen: Jurnal Ilmu Pertahanan, Politik dan Hukum Indonesia International Journal of Social Sciences and Humanities Khazanah Hukum INLAW
Etty Mulyati
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Perspektif Hukum: Peranan Perbankan Syariah Dalam Pengelolaan Wakaf Uang di Indonesia Harrieti, Nun; Mulyati, Etty
Al-Risalah Vol 17 No 02 (2017): December 2017
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (138.199 KB) | DOI: 10.30631/alrisalah.v17i02.60

Abstract

Perbankan syariah memiliki fungsi yang sangat strategis dalam system perekonomian nasional,selain fungsi intermediasi perbankan syariah juga memiliki fungsi sosial. Sehingga menarik untuk diteliti mengenai peranan perbankan syariah dalam pengelolaan wakaf uang di Indonesia. Penelitian ini dilakukan dengan menggunakan metode pendekatan yuridis normatif. Peranan perbankan syariah dalam pengelolaan wakaf uang di Indonesia berdasarkan Undang-Undang No. 41 Tahun 2004 Tentang Wakaf dan peraturan pelaksanaannya adalah sebagai Lembaga Keuangan Syariah Penerima Wakaf Uang yang menerbitkan sertifikat wakaf uang, serta menempatkan wakaf uang tersebut di dalam produk penerimaan dana dengan akad titipan (wadi’ah) atas nama Nazhir dan dapat mengelola dana tersebut sampai nazhir menentukan lain.
PENERAPAN MANAJEMEN RISIKO SEBAGAI PRINSIP KEHATI-HATIAN DALAM PEMBERIAN KREDIT PERBANKAN Mulyati, Etty
SUPREMASI : Jurnal Hukum Vol 1 No 1 (2018): SUPREMASI : Jurnal Hukum 2018
Publisher : Universitas Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36441/supremasi.v1i1.155

Abstract

Kredit yang dikeluarkan oieh bank mengandung resiko sehingga dalam pelaksanaannya setiap pemberian kredit bank harus memperhatikan prinsip kehati-hatian dan asas perbankan yang sehat, baik secara internal maupun secara ekstemal.Imlementasi prinsip kehati-hatian secara internal bagi Sumber Daya Manusia (SDM) bank adalah dengan menerapkan Prinsip Manajemen Risiko. Permasalahannya adalah bagaimana penerapan manajemen risiko dalam pemberian kredit perbankan serta kendala dalam menerapkan manajemen risiko. Penerapan manajemen risiko pada pemberian kredit mencakup pengawasan aktif Direksi dan Dewan Komisaris, kecukupan kebijakan dan prosedur Manajemen Risiko serta penetapan limit Risiko dan kecukupan proses identifikasi, pengukuran, pemantauan, pengendalian Risiko, serta sistem informasi Manajemen Risiko dan sistem pengendalian intern yang menyeluruh. Penyaluran kredit merupakan sumber timbulnya risiko kredit yang paling besar, risiko terkait dengan penyaluran kredit yaitu risiko kredit, risiko operasional, risiko hukum, dan risiko reputasi. Kendala dalam penerapan manajemen risiko Perbankan, antara lain SDM yang terlibat dalam pemantauan penerapan manajemen risiko masih relatif kurang siap.
Analysis of SiBakul Jogja Regulations as a Strategy to Strengthen Micro and Small Enterprises Agus, Yoga Mulya; Murwadji, Tarsisius; Mulyati, Etty
Damhil Law Journal Volume 4 Issue 1 2024
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56591/dlj.v4i1.2497

Abstract

This study aims to analyze the regulation of registration requirements as a seller in the Marketplace owned by the Regional Government in terms of the concept of MSE empowerment in Government Regulation Number 29 of 2021 concerning the Implementation of the Trade Sector and the regulation of commission fees in the Marketplace owned by the Regional Government in terms of the concept of MSE empowerment in Law Number 20 of 2008 concerning Micro, Small and Medium Enterprises (UMKM Law). The research method used in this research is normative legal research using a statutory approach. Based on the results of the research, two things can be concluded. First, Marketplace Si Bakul is in line with the concept of MSE Empowerment in Government Regulation Number 29 of 2021 concerning the Implementation of the Trade Sector, especially in Article 58. Second, the commission fee at Marketplace Si Bakul is different from the concept of MSE empowerment, as stated in Article 9 Letter B of the UMKM Law.
Pembiayaan Perusahaan Melalui Factoring: Solusi Alternatif Untuk Mengelola Arus Kas Dan Likuiditas Amini, Risya Ainun Zakiyah; Mulyati, Etty
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 6.B (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Factoring is an alternative form of financing that is increasingly popular among companies, especially SMEs, as a solution to accelerate cash flow. Through factoring, companies can sell their receivables to third parties (factoring) to get cash immediately, without having to wait for payment due from customers. This article discusses the mechanism of factoring, the types of factoring, the benefits and risks involved, and how factoring can be a strategic instrument in managing a company's liquidity. This study also looks at case studies of the application of factoring in small and medium-sized companies as a solution to increase financial flexibility
The Role of the Welfare State in Regulating Marketplace Policies to Protect the Sustainability of Micro Small and Medium Enterprises in Indonesia Mulyati, Etty; Murwadji, Tarsisius
Jurnal IUS Kajian Hukum dan Keadilan Vol. 13 No. 2 (2025): Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Magister of Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v13i2.1734

Abstract

The existence of marketplaces helps MSMEs expand their business reach and facilitates their transformation into digital MSMEs. However, issues have emerged concerning private marketplace platforms in Indonesia, particularly related to the increasing commission fees and direct-to-consumer sales by producers that bypass traditional distribution channels, disadvantaging smaller businesses. This raises the question of how local governments, as part of the welfare state, can establish and regulate marketplaces to empower MSMEs. The research method used is normative legal research with a statutory approach. The results of the study show that in accordance with the welfare state principle, the government bears responsibility for the economic welfare of its citizens. Local governments play a crucial role in supporting MSMEs by developing regionally owned marketplaces. These platforms implement policies such as differentiated commission rates based on the scale of the business, where smaller enterprises are subject to lower fees, and allow only MSME-scale producers and those selling perishable goods to conduct direct sales. These measures are intended to provide fairer access and greater protection for micro small and medium enterprises within the digital economy.
Perspektif Hukum: Peranan Perbankan Syariah Dalam Pengelolaan Wakaf Uang di Indonesia Harrieti, Nun; Mulyati, Etty
Al-Risalah Vol 17 No 02 (2017): December 2017
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v17i02.60

Abstract

Perbankan syariah memiliki fungsi yang sangat strategis dalam system perekonomian nasional,selain fungsi intermediasi perbankan syariah juga memiliki fungsi sosial. Sehingga menarik untuk diteliti mengenai peranan perbankan syariah dalam pengelolaan wakaf uang di Indonesia. Penelitian ini dilakukan dengan menggunakan metode pendekatan yuridis normatif. Peranan perbankan syariah dalam pengelolaan wakaf uang di Indonesia berdasarkan Undang-Undang No. 41 Tahun 2004 Tentang Wakaf dan peraturan pelaksanaannya adalah sebagai Lembaga Keuangan Syariah Penerima Wakaf Uang yang menerbitkan sertifikat wakaf uang, serta menempatkan wakaf uang tersebut di dalam produk penerimaan dana dengan akad titipan (wadi’ah) atas nama Nazhir dan dapat mengelola dana tersebut sampai nazhir menentukan lain.
Penyuluhan Hukum Mengenai Larangan Pencantuman Klausula Baku Bagi Pelaku Usaha dalam Rangka Mewujudkan Pelindungan Konsumen Agus Suwandono; Deviana Yuanitasari; Nun Harrieti; Etty Mulyati; Holyness N. Singadimedja; Rafan Darodjat
PaKMas: Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2024): Mei 2024
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/pakmas.v4i1.2869

Abstract

Standard clauses in consumer protection are terms or conditions unilaterally determined by business actors. Standard clauses are regulated in Article 18 of the Consumer Protection Act. Understanding standard clauses is essential for consumers and business actors, so legal counseling is needed to increase awareness and understanding for consumers and business actors. The Consumer Protection Act does not prohibit the inclusion of standard clauses in agreement documents between consumers and business actors. The Consumer Protection Act only prohibits the inclusion of standard clauses contrary to Article 18, paragraphs (1) (2) of the Consumer Protection Act. Article 18 paragraph (3) of the Consumer Protection Act determines that the standard clause that contradicts Article 18 paragraph (1), (2) of the Consumer Protection Act is declared null and void. In addition, the legal consequences for business actors for the inclusion of standard clauses that are contrary to Article 18 paragraph (1), (2) of the Consumer Protection Act based on Article 62 paragraph (1) of the Consumer Protection Act are threatened with imprisonment for a maximum of five years or a maximum fine of two billion. In including standard clauses in documents or agreements with consumers, business actors must pay attention to the provisions of Article 18 of the Consumer Protection Act. This legal counseling activity increases the awareness and understanding of consumers and business actors regarding standard clauses based on consumer protection laws, which can ultimately realize consumer protection.
The Registration Of The Deed Of Grant Of Dependent Rights Electronically Without The Granting Of Power Of Attorney To Ppat By Creditors Is Linked To The Principle Of Legal Certainty Julya, Monique Salcha; Mulyati, Etty; Nurhayati, Elis
PALAR (Pakuan Law review) Vol 11, No 1 (2025): Volume 11, Number 1 January-March 2025
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/palar.v11i1.11838

Abstract

ABSTRACTRegulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 5 of 2020 concerning Electronically Integrated Mortgage Rights Services (Permen HT-el) regulates the electronic registration of Mortgage Rights, where the application for registration must be made by the creditor without being authorized by the Land Deed Official (PPAT) as in the conventional Mortgage Rights system. Electronic registration of Mortgage Rights will create legal certainty for the holder of the Mortgage Rights in the form of an Electronic Mortgage Rights Certificate. In practice, there are still creditors who have not or do not register electronic Mortgage Rights at all, causing legal certainty not to be guaranteed because the Mortgage Rights are not born. This study aims to determine and analyze the legal certainty of electronic registration of mortgage rights, where the application for registration is the obligation of the creditor. The research method used is normative juridical, namely research on principles, norms and legal rules. The research specification uses descriptive analytical method, namely by providing an explanation of the facts contained in the research object comprehensively, systematically, accurately and factually and then correlating it with relevant legal theories. The results show that without an application for electronic registration of Mortgage Rights by the creditor, the Mortgage Rights are considered to have never existed. The banking party as the creditor must increase human resources who are ready and there must be additional human resources from the Bank as a creditor specifically to register electronic Mortgage Rights. Keywords: APHT, Electronic Mortgage Rights, Legal Certainty.
Legal Staffing Methods in Resolving Non-Performing Loans in the Banking Industry Based on Prudential Banking Principles Vidaro, Radhika Althaf; Mulyati, Etty; Harrieti, Nun
International Journal of Science and Society Vol 6 No 3 (2024): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v6i3.1227

Abstract

The banking industry is often perceived as the heart and driving force of a country's economy. Given its strategic position, the role of banking as an intermediary institution in collecting and distributing funds to the public for financing economic sector activities is crucial. Based on field practices, debtors often refuse to make payments or settle the credit, which impacts one of the banking health factors, namely the non-performing loan percentage. Legal staffing is essentially a method for resolving credit with a collectibility of 5 and credits that have been written off (Write-Off). The legal staffing method emphasizes resolution principles through non-litigation mechanisms (out-of-court dispute resolution), focusing on the effectiveness and efficiency of case resolution.
Eksekusi Jaminan Fidusia Tanpa Melalui Putusan Pengadilan Pasca Putusan Mahkamah Konstitusi Nomor 2/Puu-Xix/2021 Angelica Janwarin, Katarina Zein; Mulyati, Etty; Suryamah, Aam
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (241.491 KB) | DOI: 10.36418/syntax-literate.v8i2.11379

Abstract

Eksekusi Jaminan Fidusia dengan menggunakan title eksekutorial atau parate eksekusi masih menjadi permasalahan di kalangan masyarakat. Pasca dikeluarkannya Putusan Mahkamah Konstitusi Nomor 2/PUU-XIX/2021 terdapat perubahan makna terhadap pelaksanaan eksekusi jaminan fidusia. Dalam praktiknya masih banyak kreditur yang tidak berpedoman pada putusan tersebut sehingga menimbulkan ketidakpastian hukum eksekusi jaminan fidusia. Penelitian ini bertujuan untuk mengetahui dan menganalisis kepastian hukum eksekusi jaminan fidusia yang dilakukan secara paksa serta perlindungan hukum bagi debitur. Metode yang digunakan dalam penelitian ini yaitu pendekatan yuridis normatif dengan spesifikasi deskriptif analitis. Hasil penelitian menunjukkan bahwa eksekusi jaminan fidusia yang dilakukan secara paksa tidak memiliki kepastian hukum sehingga dapat dinyatakan batal demi hukum dan salah satu cara dalam melindungi debitur yang mengalami kerugian akibat eksekusi secara paksa adalah dengan mengajukan gugatan atas dasar Perbuatan Melawan Hukum ke Pengadilan Negeri setempat.
Co-Authors Aam Suryamah Agus Budiman Agus Mulya Karsona Agus Suwandono Agus Suwandono Agus, Yoga Mulya Alfi Taufiq Asyidqi Amini, Risya Ainun Zakiyah Angelica Janwarin, Katarina Zein Aprilia Icha Radevi Beny Saputra Betty Rubiati Cita, Huriyah Raih Deviana Yuanitasari Dewi Parhusip Djuhaendah Hasan Dwi Nugrohandini Dwiputri, Fajrina Aprilianti Efa Laela Fakhriah Elvetta, Shisca Fadzlurrahman Fadzlurrahman Fakhri, Muhammad Ibnu Farros Naufal Ridwan Ghassani, Devy Nadhilah Helza Nova Lita Holyness N. Singadimedja Huriah Raih Cita Ijud Tajudin Illona Novira Elthania Irman Widi Kurniawan Isis Ikhwansyah Julya, Monique Salcha Kartikasari Kartikasari Kartikasari, Luciana Asih Lastuti Abubakar Lastuti Abubakar Lukmanul Hakim Madjid, Taufan Adi Permana Mayaningsih, Dewi Mbilinyi, Francis Daniel Muhammad Aswan Muhammad Fitratallah Dahlan Muhammad Miftahul Farah Nugrohandhini, Dwi Nun Harrieti Nun Harrieti, Nun Nurhayati, Elis Purnama Trisnamansyah Rafan Darodjat Ragga Bimantara Rai Mantili Renny Supriyatni Bachro Rifasya Naura Salsabila Rika Ratna Permata Risdy Ardiansyah Robby, Muhammad Abdu Sapta Nur Fallah Savirra Satriadi Shafa Dinda Putri Shaleemar Nandita Lilawanti Sherly Ayuna Putri Supraba Sekarwati Widjayani Sutiawan, Hendrik Agus Syifa Afiani Widaningtyas Tarsisius Murwadji Tri Handayani Vidaro, Radhika Althaf Windi Afdal, Windi Yoga Murti, Ignaz Pradhana Zulfa, Indani