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Bachrul Ulum
Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Cash Waqf in the Era of the Industrial Revolution 4.0 in Sharia Financial Institutions from a Sharia Economic Perspective Ulum, Bachrul; Ulum, Miftahul
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): In Progress (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.150

Abstract

This study examines the issue of cash waqf management in the Industrial Revolution 4.0 era, particularly in Islamic Financial Institutions, which is characterized by the digitalization of financial services, fintech innovation, and changes in people's transaction behavior. The research focuses on how the integration of digital technology can increase the effectiveness, transparency, and accountability of cash waqf management in accordance with Islamic economic principles. The purpose of this study is to analyze the role of Islamic Financial Institutions in optimizing technology-based cash waqf, identify implementation challenges, and formulate a management model that aligns with the maqasid of sharia. The study uses a qualitative approach with a literature review method and descriptive-analytical analysis of regulations, scientific literature, and digital-based cash waqf practices in Indonesia. The results show that the use of digital platforms, electronic payment systems, and technology-based reporting can expand waqf participation, increase fundraising efficiency, and strengthen public trust. However, challenges remain in digital literacy, sharia supervision, and data security. In conclusion, digital transformation in the management of cash waqf in Islamic Financial Institutions has great potential to support the economic empowerment of the community if accompanied by strengthening governance, adaptive regulations, and ongoing public education.
Co-Authors A.A. Putu Eka Putra Aditya Pringga Satria Ainil Ma’rifah, Maulani Muqirroti Andreas Andrie Djatmiko Anita Mauliyanti Asriadi Aziza Sugesti Roqima Dwi Agustina Rahayu Fathul Ihsani Fatmawati, Fatmawati Firatul Kamila Leny Suryaning Astutik Mahmood Kooria Miftahul Jannah Miftahul Ulum Moh. Jeweherul Kalamiah Moh. Zaini Mohammad Firmansyah Mohammad Hasib Mohammad Rusdi Mohammad Shopyan Muhammad Yunus Muhammad, Izlawanie Nur Hasanah Mahnan Pangki Suseno PIPING RAHADIANTO Reno Siska Sari Roki Ardinsyah Saputra RUSDI, MOHAMMAD Saini Saputra, Roki Silvi Ivana Ramadhani Ubaidillah Wiwik Kusmawati Zaenol Hasan Zaini, Moh